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Saab 9-5 Lease Questions
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I've got a 2004 Aero 9-5 Wagon that has about 18 months to go on a 4 year lease. So far, unlike my prior Saabs, this car has been flawless. My question is, what should I do as far as the lease goes. If I keep driving at the present rate, I'll be at 62000 miles on a 48,000 lease. Also, my warranty is up at 50k too if I'm not mistaken.
Should I try to get out now? Consider an extended warranty and try keeping it next year? Its about $10k upside down at this point. Thanks.
Car_man
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I'd like to lease a 2007 9-5 Aero Sedan. In playing around with various lease calculators, I don't seem to be able to get a least payment much below $650/mo (36 mo, 12k mi). I am wondering what terms I can expect with today's environment. One thing that I think I'm seeing in my area (Minneapolis) is $3000 cash back on such a purchase/lease. Thanks.
Car_man
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Sale: $37,621
3 year lease, 12K/year.
Thanks!
Car_man
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Is this a lease deal worth considering?
2007 9-5 with Visibility Package
Demo with 3500 miles
$375 plus tax for 27 months
$600 bank fee
Thanks for your help.
Mountsreet
I desire to lease a similar 2007 model. List price is $37,000. with a $34,000. selling price. I have been quoted:
$1,500. down
$415. plus tax for 39 months. Isn't this too high considering Saab is offering $419. per month with $2,000. down for 27 months?
Car_man
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Unfortunately, I doubt that you will be able to take advantage of the low selling price that you were quoted if you want to lease this car. Saab is currently providing a $4,000 cash rebate on the '07 9-5, but this incentive is not compatible with its special lease program. You should shoot for a selling price that is as close to dealer invoice as possible on a leased vehicle. You can look up the invoice price for the car that you are interested in by visiting the following section of this site: Edmunds.com - New Vehicle Pricing.
Car_man
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Can you give me an idea on what I should be looking for on money factor/% and residual value on a 24 month lease 15k miles? I'm probably looking to trade in a 99 Chrysler T&C Limited AWD.
Thanks.
GMAC doesn't use money factors, they use straight interest rates on their leases.
As stated in the post before yours it is still at 3.35% with a .5% interest markup to waive security deposit. So 3.85% unless you pay the security deposit up front, which would be the monthly payment rounded up the next $25 increment. Usually about a wash.
Your best bet would be to take the 27 month term for the best payment. Which the residual would be 67% on 27 and 68% on 24.
Hope this helps..
The $2500 cash to dealer, and the current Saab $1000 bonus cash are NOT valid on leases.
In April, Saab did have a $1000 lease bonus. I am waiting for that to come back. I am hoping for a July 4th sale of some kind.
Also - The only way to lease a Saab (if you can afford it) is with GM's SmartLease Plus program. Using this lease, you prepay the entire lease up front - it's also known as a "One payment lease". The benefit is a lower lease rate. Right now the standard lease rate (27 Month) is 3.35%. Using the SmartLease Plus, the rate drops to 1.75%.
Buying additional miles upfront is much less expensive than buying them at lease end.
Saab has a current Pull-Ahead program in effect. They will pay up to 2 remaining payments if you turn your current Saab in early. This was 6 months back in December - so the number of payments is subject to change.
Saab has a 174 day supply of vehicles (as of 04/30/08) so incentives have no where to go but up.
There are several new 2007 9-5 units out there with manual transmission at discounts ranging from 12000 to 15000 dollars!
Good luck with your transaction.
New 2007 Saab 9-5 Aero: $42,915 MSRP
5 Speed Manual Sedan 4 Cylinder Turbo 2 wheel drive - front
Fusion Blue, VIN YS3EH45G673510947
Barry's Middletown, Inc. 1-866-503-6403
He has three more available at less 10 to 12K. Keep in mind that the discount is more like $ 16200 compared to the 2008 model as the manual transmission was made a "no cost" option.
Keep in mind with a 39 month lease you are probably going to go through a set of tires which will add about $500 to your lease.
Car_man
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Car_man
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Am hoping the new year will bring better or at least reasonable leasing options. Am in the market to lease within next 30 - 60 days and am considering typically - equipped (which I guess means fully loaded) Aero @ 36 mos term and 12k/mi.
What is current MF? How would that figure for lease payment ? Also - do you anticipate any incentives (not a current Saab owner) --
Thank you!
Click here:
http://www.saabusa.com/offers/currentOffers.jsp
You can plug this lease rate, along with some other variables, into the formula that is outlined in the following article to calculate a lease payment: Calculate Your Own Lease Payment.
Car_man
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however, I have no frame of reference....is 1.2% a "good" or "great" lease rate for a 2011 Aero? Would you anticipate greater incentives or lower rate as we move in to February or March?
Thank you!
Car_man
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Tech, Nav, ventilated seats, urail, etc. Not sure if any of that has an impact to residual?
Also, is the Edmunds TMV applicable as a target for a lease as well or only cash/finance?
I am looking at leasing in the next 30-60 days.
Thanks as always!
As far as this car's lease program goes, Saab's current base lease rate and for a 36 month leas of a 2011 9-5 Aero is 1.2%. Saab is also providing a $1,500 cash incentive on leases of this car.
Car_man
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What is the invoice on a base 2011 aero? Are the lease numbers good for a 56%residual value ?
What would the numbers be if I wanted a 36/12000m a year?
Thanksin advance,
Saab is currently providing a $1,500 cash incentive on leases of the '11 9-5.
You can find this car's dealer invoice price over in the New Vehicle Pricing section of Edmunds.com.
Car_man
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thats really sad - went and bought myself an MDX . chee.
Car_man
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