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Last Active
More about me
Vehicle(s) I currently own
2006 BMW 330Ci Coupe


  • nfshubert
    I live in Northern NJ. I was quoted $599 a month For 39 months @ 12K miles. Packages include premium and premium plus. Only money down is first payment. What info do i need to find out if this is a good deal? Thank you! I’ve never leased before so this is all new
  • scoobie123
    Lease Question on a 2018 JL Rubicon - I am new to leasing and am trying to calculate an approximate lease payment. I am confused about msrp and base price. Jeep.com returns the following on a build I did: MSRP* $40,495, Added Options $9,485, Destination Charges $1,195. I use MF of .00125 (Florida) and 7.5% Sales Tax. Am I not calculating Gross Cap Cost correctly because I didnt add in Options?

    sticker Px MSRP 40495
    Residual Value percentage 0.65
    Residual Value 26321.75
    Negotiated Selling Price 38495
    Fees 1195
    Gross Capitalized Cost 39690
    Capitalized Cost reduction 2000
    Adjusted Capital Cost 37690
    Depreciation Amount - Adj Cap Cost -Residual Value 11368.25
    Add Negative Equity on BMW 10000
    Depreciation Plus Negative Equity 21368.25
    Base Payment - Depreciation Amount /months of lease 593.5625
    Rent Charge - Adj Cap Cost plus residual value X money factor 80.0146875
    Pretax Lease payment - add rent charge to base payment 673.5771875
    Total Lease Payment pretax lease payment x tax rate 722.4
    January 23
  • lmcdearmid
    Hi ,

    I am interested in Leasing a 2018 SLC 300R

    Terms offered were Total cash price 57400

    No cash at signing
    36 months/10k was $788 a month

    these payments seem high , thoughts?

    Thanks !
    January 22
  • smaxgt11
    what is the current money factor and residual for KIA cadenza 2017 24,36, 12k Mile in southern California for tier 1+

    tech and limited

    January 18
  • tonypatel1
    Hello, can you please let me know what the MF, Residual % and best monthly payment you seen for a 2018 Audi A7?

    Locaition: Los Angeles, CA 90292
    10k miles
    36 month lease
    $0 down
    January 18
  • badtalthall419
    May I please have the MF and RV on Ram 1500 Night crew cab 4x4 for 27/10K and 36/10K in KY. Thanks in advance.
    January 14
  • jfitzgerald31
    MF, Residual, and Incentives for 36/15K
    California - 92618
    2018 Sorento
    - EX 2.0T
    - LX V6 3.3 AWD
    - LX FWD V6
    January 13
  • bigguns213
    Can you tell me MF and RV for 2018 C63 and C63S Coupe in Los Angeles 36/10? Do you have average discount in MSRP?
    January 7
  • jacquie5
    can you tell me the MF and RV for a 2017 Mercedes, 4Matic, C300, 36/10

    January 5
  • skieast
    kyfdx -

    Can you tell me MF and RV on 36/12 for both 2018 Jeep Grand Cherokee Laredo E and Limited?

    January 4
  • agreen59
    Hi Kyfdx,

    Can you tell me how this deal looks?

    2018 BMW X5 sDrive 35i

    MF .00152; RV 59

    MSRP $64,545
    Discount $4,400
    Rebate $3,000
    Total Purchase $57,145

    Down Payment: $5,000 - $925 Bank Fee, $899 Dealer Fee, $500 tax/tag/title, $1,800 cash (whoops, rookie mistake - first time leasing), tax on cap reduction and fees $162

    Monthly Payment : $659 (including 6% tax)

    Thanks for your help!

    January 3
  • slove2007
    Good afternoon - any update on the 2018 S Class 560 RWD on 3yr/15k miles money factor and residual? MBFS running any cashback promos, etc??

    Really appreciate your help!
    January 3
  • 80edmunds
    hi Kyfdx,

    can you please give me the residual and money factor on the following vehicle at 36mo/12k lease in the zip code 91607 Los Angeles, CA?
    and if you have any advice on incentives or rebates in my area.
    thank you!

    2018 Volvo XC60 T6 Inscription
    the sticker price on the particular one i am interested in is $57,855
    January 3
  • jdouglas2
    Hello Kyfdx,

    residual value and money factor for 2018 Mercedes benz e43.

    Your help is much appreciated.
    Happy holidays.

    December 2017
  • clarence10
    Hi kydfx, I am looking at purchasing a used 2014 Lexus LS 460 AWD (Color and Options are TBD).

    My questions are as follows

    1. Where can I find the best deal on a used one? I am on Long Island in NY if that matters
    2. Can a Lexus dealership sell me one that is not L Certified?
    3. For after market warranties or Lexus specific extended warranties, can Lexus dealers outside of my state offer significant discounts on them?


    December 2017
  • briang5446
    Hi Mike,

    I'm looking for lease deals on a New 2018 Volvo XC90 T5 AWD Momentum SUV in Houston, Texas. I would do either a 36/10 or a 39/10. Could you let me know the residual and MF? Thanks!
    December 2017
  • robster21
    Looking for input on some lease numbers from a dealer in MA on a 2018 V90 XC T5 Momentum.

    MSPR is approx $55k. Sales prices was $45k ($6k was from rebates the rest was dealer discount) MF was .00066 and residual value was 49%. I was quoted $470/mo for 39/mo 15k/yr with $5k down. Don't like the $5k down.....thoughts?
    December 2017
  • ericro55
    I'm looking at a 2018 X3 M40i to lease in California. I saw your suggestion to try for a 7% discount off MSRP for BMW in general. This is less than invoice and a lot more of a discount than what I see on Edmunds, TrueCar etc.. How realistic is this? Thanks!!!
    December 2017
  • nace
    I am considering an available new 2017 highlander LePlus.
    The MSRP is $ 37764. Now that we are nearing a new year, what would be a reasonable range below MSRP would be acceptable ? Thank You
    December 2017
  • pamfnic
    So I apologize, but I have no idea how to respond to your response in the forum! Definitely user error. I was off with my information on the lease offered to me and have an update that I'd really like your opinion on:

    2018 x5 xdr35i
    .00152 mf
    59% residual
    0 down
    $69,285 msrp
    $65,185 invoice
    $62685 selling price/cap cost
    $62,214 adj cap cost
    $3,000 rebate
    $820 including tax

    Thank you!
    December 2017
  • natenash28
    Hello. I am trying to post this on the main thread but its not posting.

    MSRP 52,945
    Purchase price 44,855
    The adjusted cap cost is $43,355.85.
    MF .0015
    Residual 59%
    Downpayment $3138

    Monthly $450

    Does the math add up?
    December 2017
  • iacarbuyer
    I am looking at an A8L 2017; The MSRP is $94,950, they have lowered the asking price to $84,300. They are offering a lease of 36 months, 15k miles, with a money factor of .00005 and residual of 40%. Audi pays first month's payment. This is in Iowa. What's your thoughts on this, can I get better MF or Residual? Do you think $10k off sticker is enough for a 2017? Any advice would be appreciated.
    December 2017
  • jbarbakow
    I have been told that there are 2017 e300 retired loaner vehicles that can be leased at a low monthly payment. Can you let me know what I should expect to pay for a car with 4-5K miles on it, $59K MSRP, $1000 down, 10k/year miles. I'm in CA.
    December 2017
  • efinlvnv

    Can please you provide MF/residual for 2018 Tahoe LT 4WD for 39/12 lease in NV?

    Thank you!
    December 2017
  • mikmill
    What great information you have, love reading your blog! I am looking at a 2018 Audi A5 Coupe base model, they are running an ad for 36 months, 7,500 miles a year, must qualify for loyalty or acquisition. MSRP: $44,125.00
    $374./month + tax, 0 down, 0 first payment, 0 security deposit + the usual fees. Of course they do not have one that is $44,125. in stock, they do have one for $46,650. So how do I back into this lease and figure out how much more I need to pay per month? Also, if I want a 10k/miles/year, how do I factor that too? Thanks!
    December 2017
  • orangemen1
    Hi. Can you share the Incentives/Rebates, RV, MF for 2017 AWD RX 350 Base Model in Northern Virginia? 33/36 months with 12,000 miles.
    December 2017
  • akk6617
    Hi, Can you give me the MF and residual for a 2018 Audi A5 coupe premium, automatic? 36/10K, MSRP is $50,750, Sale price is $48,212.50. This is in NJ. Thanks!
    November 2017