Howdy, Stranger!

It looks like you're new here. If you want to get involved, click one of these buttons!


250 Answers500 LOLs50000 Comments250 LOLs100 Answers25000 Comments50 Answers500 Likes100 LOLs25 Answers10000 Comments250 Likes5 Answers25 LOLs5000 Comments100 Likes2500 Comments5 LOLs25 LikesFirst Answer1000 Comments5 Likes500 CommentsCombo BreakerFirst AnniversarySecond AnniversaryThird AnniversaryFourth AnniversaryFifth AnniversarySixth AnniversarySeventh AnniversaryEighth AnniversaryNinth AnniversaryTenth AnniversaryAncient MembershipName DropperPhotogenicFirst Comment10 Comments100 Comments
If you experience loading issues with the login/register form, please completely disable ad blocker or use an incognito or in-private window to log in.



Screen Name
Last Active


  • NJCarshoppin
    Hi Michael,
    I live in NJ. We are looking at leasing a 2018 Audi Q5 Premium Plus. Terms are 10k per year for 36 months. What is the money factor and residual value %?
    Who sets the residual value of cars?
    Do different dealers have different residual percentages?
    Does it vary by state?
    Thank you!
    September 22
  • Shegs22
    Hello Michaell,

    Sounds like you are the man to talk to when it comes to this... I owe $6,100 on my 2013 BMW 535I, I just received a "unprecedented offer" in the mail.

    Due to our September programs, with approved credit, you can upgrade to a newly redesigned and enhanced 2018 540i Sedan under unprecedented conditions. This includes up to $10,433 in trade equity for your current 2013 535i Sedan—after we pay off your estimated loan balance.*
    The Highlights
    ● $4,500BMWAPRCredittowardyournewvehicleofferedprice.†
    ● No surprises with up-front terms. Finance with $0 cash out of pocket### or benefit from our September lease offers.

    My question is... I am on the fence about weather I should upgrade and purchase the new car, or trade my current car in and use its value toward a 36 month lease... what will the lease offer likely look like? which do you find a better value?

    Thank you!

    September 19
  • Michaell earned the 250 Answers badge.
    Is there *anything* you don’t know?
    September 19
  • minimaniac
    Hi michaell,
    Whats the best MF and residual i can expect from a 2019 mini cooper S 2dr and 4dr in 45219 or 44145
    September 14
  • roncasa1
    HI Michael, You have the best knowledge!
    what's best MF and residual I can expect on 2018 Equinox Premier 2lz in the Los Angeles area?

    Really appreciate your feedback
    Thanks so much
    September 14
  • Brucechegeni
    Hi Michaell! I’m trying to lease a bmw M40. These are the numbers dealer gave me. Is this a fair deal? Thanks!
    MSRP $54340
    Sale Price $51,265
    Rebates $2500
    MF .00166
    Lease 12k miles @ 36 mos
    Residual $31770
    Residual 59%
    Mileage 3811
    Cash down (MSDs and Georgia tax 7%) $4400
    Payment $600
    September 14
  • msinger06117
    My appologies. Essence Trim Level. AWD.


    September 10
  • Rachelle
    Hello Micaell,
    Do you have a residual and money facror for the lexus IS 350 FSport. The zip is 75002. I have been told 49% and wanted to make sure Im not getting misinformed.
    September 8
  • nhanlemusic
    Hi Michaell! Looks like you know your stuff.. Can you give me the MF and Residual on a Audi s5 Sportback zip is 77433 in texas and the MF. I wanna do 0 down and thinking whats a great payment for this type of vehicle?
    September 8
  • Missdm2005
    Can you give me the MF and RV for a Lexus 350L 36 and 39 months with 15000 miles?
    September 6
  • Maj0rHav0c
    Hi Michaell,
    I see your post earlier with the Jaguar E-pace MF at .00001! Has that been confirmed? It just seems too low.
    I'm looking to lease 36/12 in zip 92677.
    Thank you,
    September 5
  • Viper
    Hi Michael,

    Looking for 2018 RX 350 AWD can I please get the MF, Residual and current lease incentives for 10k/ 36 mos. for zip code 60107. Thanks in advance.
    September 5
  • mrollins
    Can you tell me the MF and RV for a 2018 Rogue SL in Waxhaw (Charlotte) NC? Looking for 3 yr / 36 k mile or if there is a 3 yr / 30 k mile program. Thank you.
    September 5
  • bangbang001_
    2017 corvette
    Does "no program" refers to it can't be leased or the dealer would have to give the data only?
    September 2
  • Aleksjohn
    You seem like the master on this thing any way you can give me dummy numbers I should go over for:
    hyundai Santa Fe 2018 limited ultimate 
    state is jersey but can do New York or pa as well. 

    What is a a good deal for this car I’m not looking for the greatest deal on earth. 

    September 2
  • macman1984
    Need your help please. Can you call me? :)

    September 1
  • John1983
    Hi Michaell,
    I'm interested in a 2018 Tahoe LT and Q50 Red Sport 400. I'm trying to determine what the better play is: Purchase or Lease on each vehicle. Zip code is 75234
    August 30
  • sufiand
    Hi Michaell,
    Thanks for all the valuable input on the forum.

    I am in the market and intend to lease a 2018 Honda Accord. I am okay with purchasing either of these trims: Sports 1.5T, EX-L 1.5T or Touring 1.5T.

    From looking at the forum, it seems that EX-L 1.5T has a special incentive going for $1000 off. Can you please confirm that this incentive is not available for the remaining trims?

    I will also really appreciate if you share with me an estimate of the invoice price for each of these trims.

    Secondly for a 36 month lease with <12K miles, what is MF and Residual Value for each of these trims?

    Thanks in advance!

    August 30
  • gonzilla
    Hi Michael,

    I asked about a Atlas 2.0 SEL in the lease forum. Strangely they do exist as I'm trying to work a deal on the ONLY one in the country. I deleted my post about it in the forum so as not to have it snatched up. I'm guessing because they are either special order or just low-numbered that VW doesn't publish incentive, RV, MF for them. Probably no way to guess what it would be either, huh?

    August 29
  • F1LOCO
    Any August numbers for a 2018 SEL FWD Tiguan for MF and Residual? 36/15K - thanks.
    August 29
  • trickracen
    Hi Michael, Sorry but seems like I am not finding the lease forums under the models. are they closing these? I am looking for Audi A4 Premium and P+ FWD, 3yr, 12k, 91311 and any incentives, comp lease?
    Also same info for A3 P and P+ FWD

    August 29
  • Tjepson
    Lease deal on 2018 Subaru Impreza sport hatchback w sunroof? 12k/36m lease
    dealer quoted me $2500 down/$288 per month which seems high. Excellent credit.
    in 45242 zip code 
    August 28
  • migbgold 7
    Do you happen to have the RV and MF for a Lexus GX 460 Premium trim for a 36/10,000 lease term? I am in San Antonio or Houston to acquire?

    The local Texas dealers are offering $500 lease cash.

    Do you know if Toyota is providing a 2% of Base MSRP holdback to its dealerships in connection with the GX 460's?

    I have pretty accurate Factory pricing. And I want to "back in" to a good Cap Cost which I will offer at 3% over the True Dealer Cost. Thank you!
    August 23
  • DJJD
    Can I please get numbers on E300 Sedan.
    12K/15K miles, 24/36Months
    Zip: 94582

    Thank you so much!
    August 22
  • mangotrees

    Would you please give me the MF and residual for a 2018 Audi Q5 Premium in Florida? Thank you.
    August 22
  • 68Camaro
    Thank you!
    August 21
  • lefty2
    I would like lease numbers on a 2018 Jaguar XE premium. What is the money factor? Is that through Jaguar or a bank? Residual? What is lease money? 94404, Northern California.
    Thank you so much. Levi
    August 21
  • rbscat

    Im looking for MF & Residual for 2018 dodge charger hellcat in TN 37075 36/10...thank you for help
    August 18
    • rbscat
      any incentives? dealer zip code is 37115
  • IsaKor
    Good Morning... Happy little Friday! What is the current hold out for the BMW X3 for this month?
    August 16
    • IsaKor
      2019 BMW X3 and also the residual please
    • IsaKor
      2019 BMW X3 and also the residual please
  • 2018ROVER
    Hello, looking for lease terms/prices on a 2018 Land Rover - Range Rover Sport HSE SUV V-6. Specifically what the residual value and factor rates are
    August 15