Thanks for the explanation. I actually already signed for $250/mo, zero down, first payment only at signing. Sounds like I should have gotten that down even lower! (View Post)

Is the only reasoning for reducing up front cost to avoid losing a big down payment if car is totaled or stolen? Doesn't down payment reduce cap cost and therefore total interest paid? I have excelle… (View Post)

Local dealer is offering $89/month, 36/12k, $3,999 down plus tax, title and doc. fees. I know this is a heavy down payment but averaged out it's a total monthly payment of $211 after tax, which seems… (View Post)