Honda Extended Warranties Pricing and Info

qbrozen

so... at 25k per year, you expect to have about 85-90K miles on the car by the time the certified warranty runs out, right? What does the $600 get you? Is it up to 100K, regardless of timeframe?

I don't know. I mean, he's giving you 6 months (based on your miles driven) of comprehensive to start. So, ultimately, you are talking about another 18 months on top of that (if there is no time limit like in the certified warranty) just to cover those items not covered in the powertrain warranty. Unless something like a power window motor fails, for instance, or the stereo, you'd be wasting your money. In this particular instance, I'd probably pass.

307web

Things will go wrong with the car eventually, but there is a higher chance that major things that could have been covered by a warranty (are not normal wear items etc,) will go wrong in a Honda after 100,000 miles when even that extended warranty has long expired.
Engine failure at 180,000 miles will not be covered by the extended warranty. Engine failure at 60,000 miles is very highly unlikely.
If there were a high likelihood that the nav system would need replacement at during the extended warranty coverage window of time and mileage, they would adjust the price of the extended warranty to allow for it.

dulnev

"Engine failure at 180,000 miles will not be covered by the extended warranty. Engine failure at 60,000 miles is very highly unlikely."

It's only "highly unlikely" until it happens to you! I put over $3,000 into my 1990 Accord EX with manual transmission in the last two years before I sold it. This was between miles 70,000 and 90,000. The problems included:

1. Engine failure. THAT'S RIGHT! Honda engines do fail. One of the cylinders lost power; the cause was blown valves and it cost close to a $1,000 to fix.
2. Manual transmission failure. It was a complete failure that required rebuilding the transmission. Cost: $1,200. If I took it to the dealer to have the transmission replaced, it would've cost close to $3,000.
3. Multiple failures of suspension parts: broken controll arm, broken bolt that almost caused a front wheel to fall off, etc.

So now when I buy a $35,000 Odyssey I happily spend additional 3% on the warranty that will give me COMPLETE peace of mind for the first 7 years and 100,000 miles. Even if I never ever have a claim against it (which is impossible) it would mean that I paid $150 a year in breakdown insurance that gave me complete peace of mind. Compare that to $500-$1,000 a year in cost of auto insurance, which most people never use either.

srl99

I paid $745, I consider it $185/yr for the
additional 4 years of protection. I was about
to buy the $50 deductible plan at $680 ($15/less
per year) thinking that the savings is greater
than the deductible, but the dealer told me
it's $50 PER ITEM not per occurrence, which blew
up my thoughts about one trip to the dealer being
cheaper w/ deductible.

It's also domestic harmony insurance for us - no
one needs to worry about "who did what to the
car" other than body damage.

--SRL

voicemailking

Went to College Hills Honda website, it will let me purchase Honda Care for the $900.00 price, but i am told because of insurance regulation i need to pay retail price in Florida (about $1400.00)....If College hills will sell to me at that price am i able to buy it???? In 2000 i bought the Honda care from a honda dealer in deleware, had no problem and used policy many times without a hitch...Please advise!!

thanks

dulnev

The law in Florida screws the buyers. You cannot purchase the EW from an out-of-state dealer.

qbrozen

i had recently written back and forth with another poster who may chime in, but I still say you should call Honda corporate and ask them. If they say that a florida dealer must honor the hondacare warranty that you buy out of state, then that's all that matters.

And PLEASE let me know what they say. This is just one of those topics that, although it has no bearing on me, i'm very curious to know the answer to.

heywood1

I've read this before, and assume it is true. But I'm wondering exactly how this is enforced. My guess is most out-of-state dealers would be more than happy to take my $1,100 for the EW, as they can't be expected to know FL law. Assuming this, when does the other shoe drop? Does the FL dealer doing the warranty work refuse to honor the coverage of a warranty purchased out of state? How does he know you didn't just move to FL?

There must be a powerful dealers trade organization in the sunshine state.....

voicemailking

Funny thing, i can go as far as to put in my credit card, and no where is it saying i cannot purchase because i am in Florida!!! I amy just call up tomorrow and see if they will sell it to me...Here in Florida the same warranty is about $1450.00!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

voicemailking

It is NOT the dealers, it is regulated here as insurance which is really weird, it was to regulate pricing and supposedly protect consumers, but instead, it is costing the consumer inFlorida a bunch more money...

rroyce10

... **It is NOT the dealers, it is regulated here as insurance ** ...

Bingo.! .. all extended warranties in Florida are regulated by the state and are considered an insurance policy ...

Terry.

heywood1

Bingoschmingo! No one answered my question.

How is this law enforced? How does the servicing dealer know where your EW was sold? How would a dealer in Colorado know not to sell a FL resident the policy?

My other point was that I'm sure FL dealers aren't objecting to this state regulation, as it's unintended result has been artificially high EW prices.

dulnev

"How is this law enforced? How does the servicing dealer know where your EW was sold? How would a dealer in Colorado know not to sell a FL resident the policy?"

The dealer would simply not honor the warranty if the car was purchased in Florida and EW policy was not. All of this information is available to them from Honda.

heywood1

The state of FL has to have put the burden of enforcement on someone. I'm just not convinced it's the car dealership. If that were the case, there would be way too many people learning the hard way that it's not honored. But maybe I'm making the mistake of assuming the law is administered in a manner that is well-thought out and logical.

Kirstie_H

Well, since most (all?) of the websites that sell Honda warranties clearly state that the policy can't be sold to Florida residents, the owners aren't really learning the hard way. The owners would have to deliberately try to skirt the Florida law in order to purchase the policy, in which case they should know they're taking their chances.

qbrozen

well, maybe i'm missing it, but i see no such statement on hondacare.org.

Kirstie_H

No, but they only take orders by e-mail. You can't just purchase one on-line. They are NOT ALLOWED to sell to people in Florida, so unless an owner was prepared to deliberately lie about their state of residence, they couldn't sell it to them. And why would someone lie about their state of residence unless it was to skirt the law?

On sites such as curryhondacare.com, it's clearly stated: "Florida residents may only purchase Honda and Acura Care coverage from a Florida Honda or Acura dealer."

denver5357

"If there were a high likelihood that the nav system would need replacement at during the extended warranty coverage window of time and mileage, they would adjust the price of the extended warranty to allow for it."

You are assuming that Honda is all-knowing. On a new modely Ody with many new features, Honda might guess right or might guess wrong on the cost of an extended warranty vs. the cost to them to fix something under that warranty.

My point remains the same, i.e. if a single major system goes down, it would cost me more than the $795 I paid for an EW. Might I be wrong? Of course. If so, I will happily eat the $795 after 7 years. If I am right, however, I'm covered.

midnightcowboy

... And then again you might not be covered because extended warranties and/or warranties in general have lots and lots of exclusions. Make sure you read all of the fine print. Some items are excluded as normal wear and tear and it other case whole sub-assemblies, e.g. clutch, are excluded.

Having said that is is very highly unlikely that a NAV system will fail. Touch secreen is implemented with light sensing photocells that are cross-hatch across a hard screen and is very unlikely to fail. It is basically a CRT screen, with a DVD input device, GPS antenna and a computer program. It will probably be one of the least likely items to fail. The biggest failure potential is the DVD and even that is unlikely and relatively inexpensive to replace.

The warranty I have covers everything and is good for as long as i own the car,with no exclusions! It is the MCSIW warranty.

YEMV,

crus'n in 6th MidCow

dulnev

"The state of FL has to have put the burden of enforcement on someone. I'm just not convinced it's the car dealership. If that were the case, there would be way too many people learning the hard way that it's not honored."

You're GREATLY overestimating the number of people buying EW from out of state. I would put the number no higher than one in ten thousand! I bet ninety nine percent of buyers don't even know they can buy factory EW from someone other than the dealer they're buying the car from.

voicemailking

2 dealers out of the state of florida informed me the policy in florida is administered by a different company, since insurance is regulated here, they both told me to contact my senator, as the law needs to be changed in order for the pricing to be competitive...BTW, i found a very good warranty underwritten by AON Corp. that if a car is low miles it will give you long coverage. I used them for a 84 month 90,000 platinum policy for a 1999 Acura Integra with 15,000 miles this past december....E-mail me if you would like the site..

blueiedgod

It is basically a CRT screen, with a DVD input device, GPS antenna and a computer program. It will probably be one of the least likely items to fail.

I belive it is an LCD screen.

I wonder if the EW covers virus infestation? Lexus Nav has been reported to be easily infected with viruses for cell phones. Lexus offers blue tooth capability and that made them vulnerable. So far Honda has not offered blue tooth, but if it did. Would EW cover replacment if the unit were infected?

midnightcowboy

A virus, Trojan, worm, parasite or other malware causes software problems. It won't and can't affect the Nav DVD becuase it is RO (Read Only). Typically the boot-up program is also in ROM (Read Only Memeory). The only thing it could possible affect would be any software that is on a read/write hardrive or that is currently in volitale memory. This is limited to your "Go Home", "Setup", 'Routes", "Today's destination" and "POI" information.

While some cell phone viruses ans SPIM exist, these are pretty rare becuase thay can not propaget to the masses easily. Me thinks the Blue Tooth Lexus story is just that an old wives tale story; I seriously doubt that it is really true. It is not noted on CERT or NIST. Actually the NAV system in the Acura line ( TSX, TL, RL) does offer bluetooth) and the Accords NAV is basically the same. Maybe bloothooth will be enabled in the Accord in the near future. Anyway Bluetooth malware is unlikely because it can't do any permanent destruction ( too much read only media) and has no means to propagate other than back through a cell-phone or some other blue tootth enable device that must be in very close proximity.

Cheers,

MidCow

P.S.- blueiegod if your are really serious about a Jetta TDI, Houston has new 2005s for $3,000 under MSRP.

blueiedgod

P.S.- blueiegod if your are really serious about a Jetta TDI, Houston has new 2005s for $3,000 under MSRP.

Thanks for the offer.
1) NY state law is written in such a way, I would have to have the TDI registered out of state for 6 months/6,000 miles before being able to legally register it in NY state.

2) Houston is a long ride to get a Jetta. I can buy one in Canada, PA or OH (I'm in Buffalo NY), but it all reverts to point 1.

wardm

Anyone found the 7/100,000/$0 Odyssey Warranty cheaper than these prices?

Moss Motors = $1,150 (Eric Stodderd is no longer there)

Curry Honda = $1,325 less promotion (currently $85) (can buy online)

College Hills Honda = $1,150 (can buy online)

When I purchased 7/100,000/0 for my '03 from Eric, price was $900. Have prices gone up that much?

kyfdx

I know that Curry Honda stated there was a pretty large price increase from Honda last May 1st... Perhaps that is when they went up...

srl99

I hope the manufacturers see these warranties as a
customer satisfaction tool and keep the prices reasonable.

Posit - the transmission on my Pilot fails at 37k
miles (let's not get started on why the Honda wty
is so sort at 3y/36k). I am going to be ONE DISSATISFIED
CUSTOMER. I am going to be ONE EFFECTIVE COMPLAINER.

I'm going to raise a big stink, I'm going to tell everyone
I know (and all you folks in cyberspace), I'm
going to yell and scream at my dealer (in front of sales
prospects), yell and scream in the service department, get all sorts of government, quasi-government and legal entities involved
and eventually I suspect Honda will make an accommodation.

Well, if the extended warranty was reasonably priced and I bought
it - there would be none of this. Honda might calculate their
cost of processing the special customer accommodations, set the extended wty cost equal
and they are ahead.

My two cents.

We did buy the extended wty on our Pilot, 7y/75k.

dulnev

Pohanka Honda of Salisbury Maryland - talk to finance manager. She sells this policy for $1,075

maxdvdt

Has anyone bought a Pilot EX-L in the Seattle region recently and got a good price for it? I've been reading the forums and there are a ton of people all over the country who seem to have been getting theirs for less than invoice. Only two dealers(Burien and Lynnwood) quoted me Internet prices less than $30K though invoice is $29589. Both seemed nice on the phone, will update when I go in but I have to state that I went into Honda of Bellevue and they were rude and even played some silly tricks on paper. Just had to walk away. They are a "Internet Certified" dealer and the Internet manager wouldnt even give me a quote! Apparently thats not how they do business according to the sales guy who tried to railroad me into paying MSRP. So... has anyone got a good deal on their Pilot recently in the Seattle region? And did you do a trade-in? Any help/advice is appreciated. Thanks.

maxdvdt

Man car shopping is great when you work with a nice sales guy. Renton Honda was fantastic and I drove home a Sage brush pearl Pilot EX-L last night. They gave it to me at $29,693. The Internet guys there are the ones you want to talk to. They also gave me a very fair deal on the trade-in. I would most definitely go back there next time I buy a car.

gohonda1

I orignally purchased a warranty from Honda Care, but later decided it wasn't worth it. I have received my full refund that went towards the principal on my loan, but I was wondering about the tax. Has anyone here ever refunded their warranty? Am I correct in assuming I am entitled to the tax that I payed on that warranty? So far the warranty place and AHFG have told me that I need to talk to the dealer. They HAVE to return that money otherwise it would be some form of tax fraud (collecting tax when the money the tax was based on was returned), right? Thanks in advance for any replies on this topic.

mkornguth

Just put a down payment on a 2005 Odyssey EX-L with Nav and RES. I'm debating getting the extended warranty which was offered as 6yr/100,000mi for $1200. A couple questions:

1. Is it worth trying to negotiate the length of warranty (I see alot have gotten 7 years)?

2. Anyone have experience with the GPR? I must be missing something, because it sounds a little too good to be true.

Thanks for your help.

qbrozen

what's GPR?

What's the deductible on that warranty? If zero, its not a bad price if its a factory HondaCare warranty. Hondacare.org lists $1050 for the 6/100k with $50 deductible.

mkornguth

Sorry, GPR stands for "Guaranteed Price Refund" ... and it (supposedly) guarantees a refund of the price of your warranty should your plan expire before you can use it.

It was zero deductible.

wardm

$1,200 is too high for a 6 year. You can get the 7/100,000/$0 for $1,075 from Pohanka.

maxx123

Is it worth it to get the extended warranty for the 2005 EX-L Pilot? I was quoted a price of $1100 for 7yr/75,000 (normally priced at $1400). Does anyone know what is covered?

qbrozen

i'd still love to see the paperwork stating that. Just seems really unlikely. Is it a factory HondaCare warranty?

mkornguth

OK, I got the answer to the GPR thing. Evidently, it is offered only by my dealership. Also, it is not Honda Care, it is done through a company called Portfolio.

qbrozen

Personally, i'd avoid it, then. I mean, I would not count on them being in business by the time you are looking to get a refund for not having used their warranty.

Heck, if you think about it, its a helluva business model. Sell these warranties for about 5 years (in the meantime, paying yourself a couple hundred grand a year), then, on the 6th year, declare bankruptcy because you won't be able to refund all the warranties.

voicemailking

Being in Forida means you have to pay FULL price for Honda Care because of the laws...I was not about to pay $1400.00 for a warranty that when i had my Odyssey they still gave me a hard time with the automatic doors....For my 2005 EX V-6 Accord with Navigation i choose Intercontinental Warranty Services out of Deerfield Beach Florida...They gave me a 7 year 100,000 mile named exclusion policy with a zero deductible for $975.20 They represent ALL credit unions in Florida and do not solicit but you can purchase directly from them...Hope this helps some people in Florida looking for a warranty....

blueiedgod

Problem with third party warranties is that they are not as stable companies as manufacturer backed ones. Read about Warranty Gold fiasco here on Edmunds. This should deter people form buying third party warranties, alone.

Extended warranties are usually not warranties at all, but insurance plans.

srl99

Controversies [and black-scholes calculations] aside, we bought the HondaCare
7/75k/0 for our 2005 Pilot.Question is - should I be expecting a brochure/
membership card from Cross Country Motor Club? There is some limited info in
the package on what benefits we get from them (gas delivery, tire change,
towing, trip interruption, trip routing).

Would like to cancel our AAA, which would help amortize the cost of the wty.

Thanks,

SRL
:shades:

qbrozen

yes, you should get some info.

Just FYI, we kept our AAA. Originally, I was going to cancel it when the paid year expired, but my wife locked her keys in her car before that time. First she tried the Honda roadside assistance. They informed her that they would take a couple of hours and she would have to pay for it and file afterwards for reimbursement. I told her to hang up and call AAA. They were there in 30 minutes and we paid nothing out of pocket. Granted, it helps that I have 3 other cars for which I can use AAA, but we learned that night that we will still be using it for the Honda, as well.

petea

Just bought an '05 EX on Friday 3/31 from Conicelli Honda in SE PA, and purchased the HondaCare 5/100 $50 deductible Warranty for $740. I got the car for $500 over invoice, and they were pushing the warranty to boost their end of month and end of quarter sales #'s. I had bought the same warranty over the internet from Springfield Acura in New Jersey for our last Odyssey 3 yrs ago for $685, and I told Conicelli if they could do this one for $785 after tax, they had a deal. And they did. I called the Acura dealer where I had bought the last one the next day to see what the best they could do to see if I could've done better, and the lowest they would go was $850, so I think I did pretty well. I don't think most people will ever use the extended warranty with a Honda, but it is a GREAT selling feature when you go to sell your car, if you don't plan to trade it in. We recently sold our '02 Odyssey with 88.5k miles, and the extended warranty was the deciding factor for the buyer, especially with the transmission issues that Honda had with this vintage Odyssey/Accord/TL, it really gave the buyer peace of mind to know he had 12,000 miles/almost 2 years of coverage with Honda.

blueiedgod

yes, you should get some info.

Just FYI, we kept our AAA. Originally, I was going to cancel it when the paid year expired, but my wife locked her keys in her car before that time. First she tried the Honda roadside assistance. They informed her that they would take a couple of hours and she would have to pay for it and file afterwards for reimbursement. I told her to hang up and call AAA. They were there in 30 minutes and we paid nothing out of pocket. Granted, it helps that I have 3 other cars for which I can use AAA, but we learned that night that we will still be using it for the Honda, as well.

If you have Geico, lock outs are included in your policy.

chamlin

I thought I'd share my recent experience with extended warranties in Colo. I just purchased a new Odyssey and was offered a 100,000/ 7Yr/0 for $1,850.00.
I laughed and showed the salesman some internet prices. He turned red and took the quotes to his boss. He came back and matched it. So, I got the extended warranty for $1,100.00. I could have talked them down some more but wanted to get out. So, bring some other quotes with you!

oneandonly1

Hi folks...new to the board...and I've got a question. I just purchased a 2005 Honda Accord Hybrid w/Navi, and think I got ripped off big time on the warranty. I paid about $2000 for a 7yr/100k, and am thinking I could have gotten a much better deal after doing a search on Google. I purchased in So California, so don't know if that makes a difference.

Does anybody know if I can get a refund or try and get an adjustment from the dealer?

Any advice would be appreciated!

qbrozen

yes, you can cancel and get a refund .... unless they want to cut you a better deal.

oneandonly1

I called the dealer and they can't do anything. They said I could call Honda Care directly and get a refund, which would then be applied directly to the loan principal. So I am considering purchasing the warranty elsewhere. Any suggestions on where to purchase if I am in So. CA?

Thanks.

cccompson

Try Pohanka Honda in Salisbury, Maryland, as their price is reported to be $25 over cost.