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For the loan they usually keep the terms the same, but they'll credit the amount to the principal balance so your total amount owed will go down. Yes you'll be paying interest on that amount until they cancel it ($2k @ 1.85% is ~$37/yr or ~$0.71/week which isn't much), but unfortunately you signed the paperwork so you'll have to deal with their cancellation procedure and time frame
Sad fact is that most dealers are out to screw you -- there are some decent dealers who offer reasonable pricing and won't force you to buy other things, but you have to look at online dealer reviews to find those dealers (you won't get the lowest price but you won't be screwed either so its a safer option). If you want the lowest price then you'll need to learn to play their game, hold your ground and not fall into their traps
When buying new cars there's no point in going there in person to negotiate the price (unlike used cars, all new cars are the same) so get the best price online and then go buy it. Best way is to contact all your local dealers using their website and tell them which model, trim, and features you want and ask for the best price for the car with detination fee included and the final out the door price with tax/title/doc. Once you get the online pricing from all the dealers then see which one is the lowest. Now reply back to all the other dealers "the lowest price I have is $xxxxx, will you be able to beat that price" and see who's willing to beat it. Now that the hard part is done, just go there in person and finish the paperwork and learn to say no for stuff they try to add on
In the meantime, I'll try to get over this and enjoy my car!
I am growing the net now to see if we can find one online and found this helpful forum!
I contacted the three recommended websites on this forum but two of them did not have California as an option in the dropbox. Weird.
Anyone else I should try?
Thanks!
http://www.saccuccihondacare.com/
1. What are the advantages of Honda Care over Zurich?
2. If I buy Honda Care, do I have to get all factory recommended maintenance done either at the dealership or another repair shop?
3. What is a reasonable price to expect for the 8yr/120K Honda Care EW for the 2012 CR-V? I have requested quotes from these websites:
http://www.saccuccihondacare.com/coverage.php
http://www.bernardiservicecontracts.com/Honda.aspx
http://hyannishondacare.com/
Thanks!
Not only does it cost less, but the Honda dealer takes care of all of the claims and paperwork. You don't worry about that.
2. If I buy Honda Care, do I have to get all factory recommended maintenance done either at the dealership or another repair shop?
No, they don't use that as a reason to decline you. If you didn't do some maintenance and that resulted in specific damage and it was obvious, then maybe yes. But if you missed a tire rotation, they're not going to use it as a means of not fixed a malfunctioning power door lock.
3. What is a reasonable price to expect for the 8yr/120K Honda Care EW for the 2012 CR-V? I have requested quotes from these websites:
Whatever those three websites come back with for prices are probably about the lowest you're going to get.
2) Look up "mag moss act" which pretty much states that car companies cannot require you to get the maintanence done at dealerships in order to keep the warranty (it doesn't mean you can skip it, you still have to do proper maintenance) -- you can go to a dealer or indep shop or do it yourself, just save the receipts for service or parts you purchased. If you need warranty work in the future then its the dealer's job to tell you why it failed and why they won't cover the repair. Warranty work experience varies from dealer to dealer so you just have to find a good dealer in your area (search for online service reviews for dealers in your area)
Honda's maintenance minder system is good enough if you just want to do minimum service on your car. Depending on your area, there will be some dealers with online coupons for reasonably priced service (I'm in Chicago and there are a few dealers with good online coupons). The biggest rip off I think is the air & cabin filters since they charge $75+ for it (buy the filters and change it yourself, check youtube for how to videos, air+cabin filter for my 2011 Civic cost me $25 on Amazon and it only took me a few mins to change them out)
If you like to do your own maintenance then I recommend taking it to the dealer every 3rd or 4th oil change just for the free inspection that they do with it (or try to find "free inspection" coupons on their websites) -- that way if they find something wrong, you can have it fixed under warranty. I usually like to do my own maintenance but the Civic was my first new car so I decided to get the first couple oil changes done at a dealer (price was good with online coupon) -- during my 2nd oil change, the dealer found a power steering pump leak and they fixed it under warranty, I would not have caught that if I was doing the oil change myself. Now I'll start doing the oil changes myself, but I'll get every 3rd oil change done by the dealer incase they find something wrong
3) Reasonable price is whatever the online dealers are giving you =P
This extends the 3yr /36,000 mile bumper-to-bumper (and 5 year/50,000 powertrain) standard warranty to 10 years / 120,000 miles for everything. There's a $100 deductible, and guarantees all replacement parts are new Honda parts. There are also a few minor perks, like roadside assistance, etc. The warranty is transferable should we sell the car before 10 years. Also, it can be terminated early for a pro-rated refund.
I resisted, then purchased it for the "employee discount" price of $1,338 -- only because I can cancel within 60 days. Suggestions?? Thanks!
http://www.hondafinancialservices.com/finance/extended-services
http://www.hondafinancialservices.com/static/pdf/Honda_Care_Coverage_Details.pdf-
For online dealer links look a few posts back
I would get a quote from one of the discount online Honda dealers such as:
http://www.saccuccihondacare.com/
and compare the price to what you got. They usually offer $0 deductible policies for a little more which is highly superior to the $100 deductibles. Plus you can also get the roadside assistance as well.
It might take me a year to reach 6k, so im wondering if. Can buy i a year later for 9 yrs total coverage.
If you buy before 6K it will be backdated to the date of the car purchase. If you buy after 6K it will start the date you buy the contract. HOWEVER, they won't sell you an 8 year after 6K. It appears the most they will sell after 6K is a 6 year, 120K miles for a 2012 and a 5 year/120K for a 2011. So for the maximum 8 year time, you'll want to buy before 6K.
BUT now I am also interested in the Sentinel Service. My current understanding is that it includes tire coverage, free oils changes as recommended by the vehicle maintenance minder, BUT I am confused about how it ties into Honda Care.
I know there are two types:
Honda Care Sentinel 3/45. This premier plan provides both oil change and extensive component coverage for three years or 45,000 miles.
Honda Care Sentinel Services™: This plan covers oil changes according to your vehicle’s Maintenance Minder.
Am I correct in thinking that the 2nd option, Sentinel Services, is bought in conjunction with a Honda Care plan, while the 1st option, Sentinel 3/45, is the oil change plan fused together with the shortest 3 year/45k honda care plan?
Also does anyone have an experience on how much each of these services typically run so I get a baseline for the price I should be hunting for.
The filters are easy, you can buy them and do them on your own -- look for Youtube videos if you don't know how
The oil changes -- you can do it on your own if you know how to or else just look at Honda dealer websites in your area to see what kind of coupons they have (I'm in Chicago and theres a dealer who always has online coupons so reg oil changes are <$20 & full syn oil is $35-$40) or look at independent shops to see how much they charge. For my 2011 Civic I went to the dealer for the first 2 oil changes just b/c it was cheap, but now I'm going to change my own oil since I picked up a bunch of cheap/free after rebate oil in the past couple months so it'll last me the next ~2 yrs. I'll go back to the dealer for an oil change around 30k-34k miles before my warranty is up so I can have them check the rest of the car and fix it if they find something
but yeah had 80k miles on it. which is when we see things falling apart.
I thought I got a good deal with the Extended warranty. It looks like I might have paid a li'l more.
The deal was supposed to be for Hondacar 120k miles.
when I got the papers to sign it was for Zurich.
Paid $1200 for 8 yr/120k mile $0 deductibl.
I got 60- more days to decide and cancel.
Please let me know if I got a good deal?
I was quoted $1295 for Honda care which was comparable to Zurich.
but yeah had 80k miles on it. which is when we see things falling apart.
I thought I got a good deal with the Extended warranty. It looks like I might have paid a li'l more.
The deal was supposed to be for Hondacar 120k miles.
when I got the papers to sign it was for Zurich.
Paid $1200 for 8 yr/120k mile $0 deductibl.
I got 60- more days to decide and cancel.
Please let me know if I got a good deal?
I was quoted $1295 for Honda care which was comparable to Zurich.
This is the second EW warranty that I have purchased from Hyannis Honda. I recently used the EW that I had on my 2008 Accord EXL to replace the ABS modulator [circa $1500 installed w/o warranty and an ABS wheel sensor circa $200]. Dealer diagnosed the problem, called Honda to confirm the repairs were covered by EW and then made the repairs with OEM parts.
Hope my positive experience with purchasing multiple Honda Care warranties from Hyannis Honda helps someone rest easier about whether to purchase a Honda Care EW or not.
http://hyannishondacare.com/
where Bob Leab was extremely helpful.
Also check
http://www.saccuccihondacare.com/
where Gardiner Reynolds was very helpful as well.
http://www.curryhondacare.com/
http://www.collegehillshonda.com/hondacare/index.htm
Of course any California dealer should be able to sell it to you as well.
Of course they're exactly the same. You buy them from a real Honda dealership and the paperwork comes from the same corporate office in CA that it would come from if your local dealer sold it to you.
Your local dealer just didn't want to lose out on his profit margin so he started spitting out lies.
Just get a quote from one of the online dealers and place your order:
http://www.saccuccihondacare.com/
http://hyannishondacare.com/index.php
http://www.bernardiservicecontracts.com/
If you're buying a third party warranty then it depends on the dealer
Thanks for replying. Not sure how I tell the actual "Honda care". Like these websites.
http://www.saccuccihondacare.com/
http://hyannishondacare.com/index.php
http://www.bernardiservicecontracts.com/
Do they sell actual honda care or third party? I guess they sell actual Honda care?
I assume the third party warranty is not Honda Care (the way to distinguish)
You only have to worry if you're buying it locally b/c some dealers will push third party warranties since they get more money for selling those and they act like its Honda Care
I got quotes from those website above. Two of them (Hyannis and Saccucci) provide very low price. (around 300~400 lower than what I got from my dealer). do they sell official honda care warranty?
Thanks,
Those websites sell a high volume of Honda Care plans so they get a bigger discount from Honda and they don't like to rip people off so they offer cheap pricing -- local dealers wouldn't be able to match those prices since they don't sell as many
If I don't buy now, what other options I have when I get closer to 1 year ending certified warranty.
Many thanks!
Andy
I purchased a 2012 CR-V (New) 2 days back and the dealer trapped me into buying their extended warranty- Honda Care- saying I can only purchase it at the time of purchasing the car. I felt the cost was extremely high ($2300 + tax) for the 8yr/100K miles with $100 deductible.
I then came across this forum where the 3 sites listed offer reasonable price extended warranty (Honda Care) which is exactly the same thing I purchased for probably 3 times the price I am seeing online.
The document says I can cancel the warranty within 60 days for a full refund. Will I then be able to purchase it from one of the websites listed above?
Please help me.
Thanks
K
Just contact one of the online dealers to see what the procedure is and if Honda still allows it (I'm pretty sure they do) -- I think it may take a couple weeks for your cancellation to go through from the first dealer and then you'll be able to rebuy it (you might have to pay a $50-100 fee when rebuying but you'll still come out ahead, ask the online dealer to make sure)
You have 6 months/6k miles to buy the warranty at "new car" pricing, after that the price goes up a little and the 8yr option goes away -- you should have more than enough time to cancel & rebuy it within that time frame
When I bought a used Accord earlier this year, I used my knowledge of the online pricing and told them straight up that I knew exactly what the true value is and negotiated the contract I wanted at a price I wanted. He said "well, I could use the unit anyway so what the heck".
Cancelling the warranty after 3 days of buying the car, the process will take 3-4 weeks to refund the money, I continue paying interest on something I am not using, the APR remains and the same monthly payments which means now I need to finish off my payments 11 months earlier. I wish I had known this .. your experience sounds like my story.
Lots of lies, misleading, miscommunications. Lost $ and a lot of time.
CRV is great but the experience was so awful. Extremely disappointed
brianNH, I did as you stated. I went to the dealer on Tuesday and wanted to cancel the warranty. They offered to match the EW price of the online dealers.
Everything went fine and as planned till this morning when I got a call from another Finance manager at the dealership saying they cannot match the price. So one more lie and miscommunication.
2 more trips to the dealer, more delays and waste of time.
Hopefully this is my last trip and I will never see those people again.