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To buy or not to buy

escapehereescapehere Posts: 1
edited January 2015 in Ford
I am planning to buy a Ford Escape-2013 with the following features-
1)18000 miles
2)Clean carfax
3)17500 dollars- got a loan for 60 month- 2.39%
4)with my current insurance- it is a 50 dollar monthly with a 500 deductible.

The dealer is offering me the following -
GAP coverage-700
Complete Titanium-540.
What are these?Is it worth it?
Please help

Comments

  • kyfdxkyfdx Posts: 148,267

    I am planning to buy a Ford Escape-2013 with the following features-
    1)18000 miles
    2)Clean carfax
    3)17500 dollars- got a loan for 60 month- 2.39%
    4)with my current insurance- it is a 50 dollar monthly with a 500 deductible.

    The dealer is offering me the following -
    GAP coverage-700
    Complete Titanium-540.
    What are these?Is it worth it?
    Please help


    GAP coverage is insurance to payoff your loan balance, in case your insurance payout doesn't cover it.. I'd keep that $700 in my pocket. The chances of using the insurance is slim, and even if you did, the most it would probably payout is $2000-$3000, and $700 is way too much money to pay for that amount of insurance..

    Complete Titanium is probably some sort of paint protection... If so, just keep your car clean and waxed and save that money, as well..

    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

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