Is this a good deal? 2015 Audi Q5 2.0T Prem Plus Lease

bdelcimm

Looking at a 36 or a 42 month deal w/ 12k miles (OHIO):

MSRP = $49,120
Sell Price: $46,447

MF 36mos = .001625 42mos = .001757

Residual Factor = 36mos = 55% 42mos=51%

Deprec 36mos = $21,923 42mos = $24,095

Monthly Lease Pymts = 36mos $732.41 42mons = $704.06

Michaell

bdelcimm said:

Looking at a 36 or a 42 month deal w/ 12k miles (OHIO):

MSRP = $49,120
Sell Price: $46,447

MF 36mos = .001625 42mos = .001757

Residual Factor = 36mos = 55% 42mos=51%

Deprec 36mos = $21,923 42mos = $24,095

Monthly Lease Pymts = 36mos $732.41 42mons = $704.06

36/12 numbers are .00105 and 54%; 42/12 numbers are .00125 and 50%

You must be adding AudiCare to get the 55%/51% residuals.

Your MF is being marked up.

I get $616.89/mo pre-tax for 36 month lease using the base MF; 42 month payment with base MF is $598.80.

What state is this? What is the tax rate?

bdelcimm

I live in Ohio. 36mos--> Estimated Sales Tax=$1,788.36/ License/ Title= $234 for a total of $2,022.36. 42mos--> Estimated Sales Tax =$1,995.20/ License/ Title = $273 for a total of $2,268

Michaell

bdelcimm said:

I live in Ohio. 36mos--> Estimated Sales Tax=$1,788.36/ License/ Title= $234 for a total of $2,022.36. 42mos--> Estimated Sales Tax =$1,995.20/ License/ Title = $273 for a total of $2,268

Are those numbers being added in to your selling price?

bdelcimm

Yes...Total capitalized cost is $48,939

Michaell

bdelcimm said:

Yes...Total capitalized cost is $48,939

So, your 36 month payment would go up $56.18 to $673.07 and the 42 month payment increases $54 to $652.80.

Looks like the dealer is marking up the MF on you for extra profit.