Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
A reporter would like to speak with you about your experience; please reach out to PR@Edmunds.com by 7/22 for details.
A reporter would like to speak with you about your experience; please reach out to PR@Edmunds.com by 7/22 for details.
Options
Comments
If you're interested in doing it yourself, post up your email and I can give you step by step instructions on what needs to be done.
Yes please please tell me what went on, what got changed etc.
Did you do this recently?
Thank you sooo much for answering my post. I was starting to give up.
seeyaonthebeach@cogeco.ca
Thank you
When I left home the mid market rate was .9990 CAD for 1 USD ie. we were slightly stronger.
BMO wanted 1.015 (ie. 17,000 X 1.015)
TD wanted 1.014
BNS wanted about the same
CIBC wanted 1.023 (there was a spike down for the CAD, which may have occurred when I was in this bank)
When I got back home an hour later the CAD had recovered a bit.
In other words the banks were taking from $250 to $410 plus $5.00 or $6.50 for the draft.
Then I phoned the Vancouver Bullion and Currency Exchange.
http://www.vbce.info/
You can phone them at any time to get a rate - (roughly about a third of the mark-up of the banks).
They add $25.00 for wiring it to your US dealer. (I think BMO takes .4% for wiring.)
If you like the rate you can rush down to your bank and transfer the calculated funds to VBCE.
If you use BMO, Royal or HSBC there is no charge for this transfer, I understand. (I confirmed this fact with BMO.)
VBCE say if the funds arrive by 11:00h the dealer is wired that day.
I haven't tried this yet but even if there is an extra day or a few more bucks to add on, it seems promising.
link title :mad:
Mis-informed public allows the few to save many, many $$$. Anyone who has purchased a vehicle in the US, wants the manufactures to keep those CDN prices high, otherwise even though we saved money when we made our purchase our resale value in the future would be much less.
I am buying a used Honda 07 and wish to come back over the weekend. I would send the US Customs the title 3 days before but wondered whether I can still get across with all the paperwork on a Saturday or Sunday at Port Huron/ Sarnia?
Is it the same for all crossings as well ie Buffalo ?
Thank you
Paul
If it is, then show up at the border with the original paperwork.
I've done it twice, both times on a weekend at Sweetgrass.
This is most definitely NOT the same at all crossings. Please call ahead and protect yourself from disappointment.
By the way, to make Canadian Customs happy bring evidence of the value of your car. If you have a print out of the ad, or evidence of it's selling price they have any easier time determining tax applied...and a quicker stop for you at the office.
Take care
This is indeed, good news!
Washington is 3 days for $25.00 (plus any selling agents fee). Buy more if you need more days.
Oregon is for ?? days for $20.00 (You can buy it yourself by mail)
Utah is for 4 days for $2.50. (My dealer is adding a $20 fee)
Question: Are they valid across state lines? Practically, they should be but I have not seen any law that says so. My Utah dealer says they are. Truckers can get permits for a region - like the Westen Region.
Find out for your State of interest by searching "State DMV" and, why not contact the department?
You can also call Infiniti Canada to confirm: 1-800-387-0122
So I have been chatting to some wonderful people on here helping me
2 days ago my dad bought a new Land Rover LR2 from a mercedes/land drover dealer in the states. (Absolutly no problems with bringing it over the border)
Land Rover in Canada wanted to charge him $1000CDN. to turn on the DRL....................Land Rover in the states did it for FREE! They said it is just a switch on the car!!!!!
He then asked them about the bumpers for a Mercedes to bring it into Canada. They laughed and told him, there is absolutly no diffrence AT ALL! They said if someone is doing this, they are ripping you off up there.
He said I will double check for us, he then told us he talked to dealers in Canada and the US and nobody, nobody had ever heard of such a thing! He told him, do you think Mercedes is making two types of bumpers for different countries, they are all the same.
Can you beleive the cheek of these Canadian dealers
I am definatly going thru with this and get the dealer in the US to chat with Mercedes up here if they try and charge me for this!
God, this makes me angry :mad:
Now everyone off to the States to buy a car :P
I had inquired with Canadian Tire about running lights. They can sell you a device to install on a vehicle that does not have DRL's for conversion to a DRL system. It is not expensive at all. So if any one out there gets another ridiculous quote from a dealer to flip a switch or reprogram a computer feature, you might want to find out if this device from Canadian Tire can be installed in your particular vehicle. It must just be a relay that connects to the "Run" contact of your ignition switch and the supply line to the headlights, so it should be a universal fit for any vehicle.
It makes me so angry
I am going thru Buffalo / Lewiston so I am coming back on the Monday because the US is only open there Mon thru Friday.
I just purchased a 2007 Honda S2000 (with both new front and rear spoilers ) for 26K with 5300 Miles on it. The car was purchased and traded in South Carolina Honda Dealer.
A new 2008 one is 53K here !!!
I can't believe there are people still buying cars in Canada !!??
When I return next week I will let you know how it went.
Thanks again
Paul
They are indeed different in terms of the level of resistance to accident. The bumpers have a 2MPH protection whereas Canadian have 6MPH protection, and it is not just the bumper but the mechanism of resistance behind them. The DRLs are a different matter altogether, and yes getting them switched is fine...sort of. If CT passes them then fine, if they do not, MBenz may not validate your warranty as you have messed with the existing car without Canadian Techs doing it.
On high ends cars I warn my clients over and over again....expect to pay the gouge in Canada but do it. Do not get tempted by "quick fixes". You are saving a ton anyways, have your car maintained within the rules, whether we like them or not. Build the cost into your budget, and if the numbers do not work then reconsider your purchase.
There are ways to save money, and there are ways to lose money. Trying to skip steps with MB or BMW etc. by avoiding the procedures they have in place is risky. Each to his own, but tread carefully folks.
I can't speak directly to Land Rover, but I know a lot about MB and BMW imports.
Take care.
thanks!
Any thoughts as to how to accomplish a purchase of this nature would be appreciated. Thx.
Requirement to pay tax varies from state to state . Most you will have to pay the state tax. But check the locate state regulations closely (do google checks - check state salwes tax sites etc) . Example: in Arizona there is a law that allows exemption from sales tax IF you take delivery out of state ( you just complete the necesary forms); in that case the dealer gives you a temporay license (30 days), then you arrange to have your vehicle flatbedded across the state border ( into Califonia ) - get it there & you can drive back into Arizona & into Canada. THere are a few other states like that . Most just have an agreement with other states ( as in Canada) that you can get tax exemption from that state as long as you pay the tax in the state that you register the vehicle in - but that does NOT wokr for export to Canada.
If you have not bought the car yet I recommend that you search out on the net for an import/export facilitator - (see #3923) they can help you get the best price , avoid the tax , arrrange all the paper work for export for you & have the vehicle delivered to Toronto.. Unfortunely I discovered this AFTER I had bouhgt my Sienna in Fl ( I paid Fl tax 6% , & will pay GST & ONt slaes tax. - but a good deal & I am still ahead $7-$9K) . I am in Fl for 3 months & had an address here , so registered it in FLorida . Cousin buying & selling to you wokrs - also if you are staying with your cousin you can use that address to register the car.
ANother item to watch is insurance - in FLorida it is State Law that any car registered in FLorida MUST have insurance & MUST be written (or cowritten) by an insurance company registered in Florida( I don't think any Canadian Co is) - however just purchase US insurance & cancel it when you are back in Canada (Progressive Ins works) .
good luck
Another reason is that my cousin buying and selling the car to me is completely 'legal' and 'secure' what I need to do is to wait the van is titled, go to states and drive my van back to Canada with my cousin's plate and insurance. After I register the car in Toronto and remove the states plate and cancel my cusin's insurance. All steps should be legal and smooth. Right?
Is there anybody answer my question, if I use my name and my cusin's IL address (I do not live with them) to buy the car, can I save the 6.25% IL tax?
Thanks Chimo again for your reply.
i have a dealer in Oklahoma. He has done many many times, email me at lrcu@yahoo.com with title GMC Duramax for contact info
$500 over dealer invoice pricing. You provide US address (friend or relative) only to obtain rebates. My 2008 GMC duramax SLT, all options except DVD, Navi, sunroof, sliding rear window = $46.1k USD which at the time was $45k CAD.
Now, making it compliant will be expensive, but well worth it.
Letter of admissibility is free by the way.
Take care.
I am looking at getting a black or platinium graphite LE Murano AWD with black interior. Sunroof, Nav and installation of metallic trim (to replace the faux wood) are musts. I would also like the crossbars (for the side rails) and splash guards. I live in Alberta.
1. CAn anyone tell me what needs to be done besides pay the 6.1% import tax, and the gst? Are running day lights and immoblizers issues?
2. How does the warranty work? Can I get it serviced in Canada under warranty? Or does it need to be driven back over the boarder?
3. Can anyone give me a quote? I would have my own financing lined up and would be taking delivery with cash.
Thanks
I am a Canadian living and working in Austin, TX on a visa.
I want to purchase a 2008 Toyota Tundra (fully loaded of course
I have a US address, and am technically a US Resident, and so I am assuming that I won't have problems with "toyota not selling to me because I am Canadian?"
Basically the car will be titled, registered and plated in Austin. After a few weeks/months, I plan on driving from Austin upto Calgary to import my car
(FYI --- the 2008 Tundra is now on the admissable list on riv.ca providing that there is proof that an EIS comes standard as part of the car --- and it doesn't HAVE to meet CMVSS 114 reqs)
does anyone see problems?
Has anyone imported a US vehicle to Canada while they were still financing that vehicle through US Credit? Is there even a way to do this or do I have to have title in hand? the US Customs website is cryptic
thanks for reading
You have the facts straight here. 6.1% will be charged duty as the vehicle is made in Japan. The '09 Murano comes in various builds, with DRLs an option if chosen. The LE comes with standard engine immobilizer and can have DRLs as well. I am not positive that they meet Canadian standards but doubt it would be a large fee to alter. The other fees include GST, A/C fee, RIV and PST at time of registration in Alberta..which is zero.
Unfortunately;
Nissan vehicles must first be registered in U.S. for at least one day for coverage to apply. As long as it is registered for one day in the US, the warranty will be honoured in Canada so long as the car isn't resold within 6 months. However, if the car title changes ownership within 6 months, the warranty is void.
I hope this was helpful.
Take care
Some Nissan models are made in the states (like the Pathfinder i purchased a few months ago) so the 6.1% may not apply if it was put together in North America.
Warranty...you have to have the car registered in the US for at least 6 months for an American Nissan dealer to honour the warranty.
There are also ways to get a rebate against the selling sticker price if you paying cash. I recommended a dealer in Washington state that applied the rebate to my purchase and another fellow from this forum (who just purchased a new 09 Murano...i can forward your questions to him to see what his experience was). Give me a shout at gordm135@yahoo.ca if you have any further questions.
I also have a question about the warranty. I am also in the process of buying Murano 2009. Unfortunately I can't register my car in US and have the warranty transferred. I was ok with that as I thought that having a US warranty would be enough for me. Then I contacted Nissan USA and they did confirm that they would honor the warranty only if a vehicle is registered in US. At the same time two dealerships in Washington state that I talked to told me that even if I do not register my car in US I can always come back and any dealership will be happy to do the warranty work. So, I am a bit puzzled. Nissan says one thing, the dealerhips - the other. Whom I should believe? Did anybody have any experience with the dealerships in states regarding warranty issues?
Also, if it's not possible to transfer the warranty, could an after-market warranty be an option?
Any advice would be much appreciated.
P.S. Actually I have alreay put a deposit and am not sure now if I should proceed with the purchase or cancel it. They promised to bring the car to the dealership by March 31. So, I guess I still have some time to think about it. My decision depends on your answers
I recommend that the Nissan warranty NOT be assumed honoured in US on exported cars. I have seen it happen several times where folks have purchased and expected to go back to the US for warranty work, only to be disappointed. Beware of salesman who tell you it is "no problem". I would not proceed unless I had that in writing, and I doubt they will provide it for you.
There are a number of third party warranty providers, and they offer a good option. Ensurall is one, but a google search will bring up many.
Even if you did register in the States, it has to be 6 months of ownership before it can be exported and the warranty follow you. Take some time and consider all of this, but most definitely be skeptical of the dealership and their assurances.
Take care.