Buying a new car

matty12345

Bought a new vehicle in Texas. Drove it home to Oklahoma. I signed the paperwork and the mailed the original paperwork back home for my wife to sign. I realized the 0% option is more expensive then the 3.4% rate because I could buy the car cheaper and then refinance it right away with my bank for 1.9%. Since I have the original paperwork can I call and see if they will change it?

kyfdx

matty12345 said:

Bought a new vehicle in Texas. Drove it home to Oklahoma. I signed the paperwork and the mailed the original paperwork back home for my wife to sign. I realized the 0% option is more expensive then the 3.4% rate because I could buy the car cheaper and then refinance it right away with my bank for 1.9%. Since I have the original paperwork can I call and see if they will change it?

You can call and ask the dealer, but I don't give you much of a chance.

kyfdx

matty12345 said:

Yeah I still got a good deal, but I didn't think about doing it while I was there. Now I feel that my leverage is gone.

Exactly... and, since you are out of state, they don't have to worry about you stopping by..

Just enjoy driving it.. and, remember for the next time.

matty12345

Yeah I still got a good deal, but I didn't think about doing it while I was there. Now I feel that my leverage is gone.

carboy21

Before I bought my car in August, I got my loan approved from my bank, Then When the finance guy asked my about the financing I told him I am pre approved with my bank and I will only buy if they arrange the loan from my bank and no one else. He agreed and I got it at 1.9% from my own bank.