rikki21rikki21 Member Posts: 2
edited February 2016 in BMW
Forgive me for being so ignorant, but I hope to be a first time new car (and BMW X3 35i) buyer. There is a $1,000 Option Allowance and $1,000 SAV Winter Adder until Feb 29 on the car I wanted. I am preapproved for a loan from USAA and they are offering a $1,000 incentive to be redeemed at the dealership that I purchase my car from. I talked to a salesman who insisted that all 3 are considered sales discounts, so he told me that the price of the car would be MSRP minus $3,000. He refused to do any further negotiating, stating that $3,000 under invoice was as good as it gets.

I am not going back to this dealership, but my question is: are these incentives considered sales discounts or do I apply them after agreeing on a purchase price?

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