My wife just got our first ticket in decades for a prohibited right turn ( using a detour that was only allowed during certain hours at the wrong time). NJ has a new rule (started in July) where you can plead to a no-point offense ($185 plus $250 surcharge). I don't care about the points as much as how the insurance company will look at the two different offenses. If there is no difference I might as well just pay the normal $75 fine, but if the other allows me to keep the family record clean I'd rather do that. Anyone familiar with this?