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Need RV for 2016 Kia Optima LX Lease zip 07712

Hi, I'm new. I need the RV for a 2016 Kia Optima LX so I can calculate a lease deal to my advantage. Also- any suggestions on using a particular calculator to do this? I've seen 'money' factor' but I'm unsure of what this is or how to use it in a deal.
Thanks
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$2700 lease cash.
This post will walk you through the calculations
http://forums.edmunds.com/discussion/12602/general/x/how-to-calculate-monthly-lease-payments/p1
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