2013 and earlier-Honda Accord Lease Questions

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Comments

  • bvdj84bvdj84 Member Posts: 1,724
    I think your deal is good, but lose the money down, as it only saves you about $60 per month. I would just do the $0 down deal, around $330 or so a month $0 down. Keep your $2k! Its a lease, you'll feel more comfortable with the money in the bank. With the ways things are right now, having a bigger nest egg, will make you more happy. Though that payment is very attractive, but with a price tag. The $0 down payment is still very nice too! But, to each their own, perhaps that $60 or so on the payment saved will help you, making a difference each month.
  • kingpcgeekkingpcgeek Member Posts: 1,051
    Any leasing expert will tell you do not do a cap cost reduction (down payment). You risk losing some or all of your cap reduction as soon as your drive off the lot if your car is totaled or stolen. Insurance companies only pay for the market value of a lost or stolen car, and the depreciation starts as soon as the tires hit the road with you behind the wheel.

    If you are worried about higher payments take the money that you would have put down to cut the payment in a higher interest savings account. If and when you need to make a lower car payment take some of the money out of savings to help with the payment.
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  • ashehasheh Member Posts: 32
    Thanks king, the 2k down was fees and registration.
  • goody59goody59 Member Posts: 5
    My Accord that I just turned in had $525 (as per Insurance Co.) worth of damage to the front end from an accident in mid 2008. As my deductible was $500, I decided to roll the dice and not fix it. Just got my report from the leasing company and they are charging me $0 for the damage.
  • marys236marys236 Member Posts: 90
    I noticed several people posting what looks like lease offers they received from a dealer by email. I leased my 2006 EX-L in 2006, my lease is up in a few months and I plan to lease a new one, but back in 2006, I could not get any dealer in my area to give me a lease quote by email, and I tried at several dealers (OKC area). I negotiated the price of the car by email with the internet sales dept., but had to go to the dealer and spend several hellish hours in the business office to get the lease deal done (which seemed ridiculous, there wasn't really anything to negotiate). My question is, how do you get them to give you the lease quote by email? I'd like to get everything done ahead of time and just go in to sign the papers.
  • ashehasheh Member Posts: 32
    Well, I follow up my email with a call and tell them that if the price is right I will offer a deposit over the phone via a credit card. Since there is no risk on the deposit they are more than willing to give me a quote. Hope that helps and if you would like I can post my email.

    Ashe
  • tenstepntenstepn Member Posts: 9
    Hey Goody59! Thanks for the reply! I don't know why I am so nervous about this damn inspection! My very minor rear clip replacement looks like brand new, but just the fact that it's been repaired worries me..oh well. The rest of my car is in great shape.

    So what happened with the inspection of your car? What did they check? How long did it take? Do they tell you on the spot if you have anything billable? I would like to buy a new Accord the minute they are done with my inspection but don't want any surprises later on! Did you have your car detailed before the inspection? Did they ask for service records? If so I need to get my reprinted. I'm aware of what is on the Honda website but am interested in personal experiences...

    Thanks!
  • kyfdxkyfdx Moderator Posts: 267,543
    I can't recall exactly... but, the damage to our '01 Accord was somewhere between $9K-$11K.. The rear of the car was pushed in all the way to the rear window..

    When the lease was up in 2004, I just drove in, and dropped off the keys.. No charges..

    So... get the pre-inspection.... then, don't sweat it.. :)

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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi toyoman8. Given the weakness of the economy in general and the auto sector in particular, the fact that we are talking about a leftover model, and the fact that Honda is running a year-end objective-based dealer cash program on it you should have no trouble getting a 2008 Accord for dealer invoice or less.

    Honda Finance's current buy rate lease money factor and residual value for a 36 month lease of a 22008 Accord EX-L V6 Sedan without navigation with 12,000 miles per year are .00300 and 54%, respectively for consumers who qualify for its "Super Preferred" credit tier and pay a security deposit at lease signing.

    Car_man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi Kim. I'm sorry to hear about your mother. Let's crunch some numbers and see what sort of payment we come up with for this car. You never mentioned any sort of selling price, so for now I will assume that you are able to get this car for $500 over invoice. This shouldn't be too difficult to achieve in an area that has as much competition as yours.

    According to my calculations, if you were to lease a 2009 Honda Accord Sedan EX-L 4-cylinder with an automatic transmission without navigation that has an MSRP of $26,925 and a selling price of $24,970 through Honda Finance right now for 36 months with 15,000 miles per year, your zero down, pre-tax monthly payment would be around $328. The payment for an otherwise identical lease with only 12,000 miles per year would be $314.

    Good luck in your negotiations and make sure to stop back to let us know how everything turns out.

    Car_man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi asheh. $24,120 is an excellent selling price for the car that you described. It's right below dealer invoice. The money factor that you were given looks great, too. It's right in line with Honda Finance's current buy rate for this model. Other than the suggested elimination of any capitalized cost reduction that bvdj84 mentioned, this deal looks great. If you like the car, go for it.

    Car_man
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  • mookie14mookie14 Member Posts: 252
    Get some advice on post 2802 thanks in advance whoever helps thanks again .Ps also i want to keep this auto now when its time take it back do any of you thinks its in the best interest of me to get a new one i am not leasing again though. With the deals going on now & the economy the way that it is and when 2010 comes around will i be in a position to get a good deal thats all guys thanks.
  • bvdj84bvdj84 Member Posts: 1,724
    Go to Honda.com and request a quote from dealers around your area. Some reply, some don't. Of course do a follow up, print the copy of the email, go to the dealer to look at the car. Work most of the deal via email. You can get some good deals this way.
  • isellhondasisellhondas Member Posts: 20,342
    Assuming toyoman can find a 2008 Accord left in stock, since he is leasing, he would be better off with a 2009 I would think because the residual would be a lot higher than on the 2008.
  • isellhondasisellhondas Member Posts: 20,342
    Most smart stores won't put numbers in writing because they know people will just print them and use them to pit them against another dealer. A two dollar difference in a lease payment will make some people drive 50 miles to make a deal.
  • bvdj84bvdj84 Member Posts: 1,724
    That is so true, but I have emails of good deals, I would totally print them off, and hold them to the deal! I know, people are willing to do that just for a very minimal difference in a deal.

    Now, the dealer might try to go back on their deal. Out the door I go. Its not worth arguing. Not when other dealers are more willing.
  • ndfan1996ndfan1996 Member Posts: 2
    Car Man,

    can you knidly assist me w/ a deal VERY similiar to Kim's? I want the same exact car and terms. Only difference is, can you give me the payment if car was sold to me at $100 above invoice? I think you assumed $500 above invoice for Kim's deal. Just to reiterate - 36 month, 15,000 miles, zero down Just first payment out of pocket. want tags and everything rolled in)., Accord sedan EX-L, 4 cyl, auto no navi. List $26,925. Thanks!
  • toyoman8toyoman8 Member Posts: 114
    does anyone knows if Honda fixed the flickering lights when the AC is on, on the 2009 models??
  • AHFCGuyAHFCGuy Member Posts: 1
    So I recently leased a 2009 EX-L 4 Cyl Coupe in Sanford, FL for 3 years, 15k miles a year for $375.00 a month with $500 down and positive equity from a trade.

    In looking at my paperwork and reading the posts, I'm trying to determine if my deal was as great or as back breaking of a deal as my salesman and sales manager made me feel I was getting.

    I had a 2006 4 door, EX that I owed 10958.82 and the gave me 11,900 for it (which i think I should have got mroe for) and I ended up having $941.18 towards this lease, plus I put 500 cash down to lower the payment on this lease.

    The adjusted capitalized cost of the car was 25,378.69 with a residual of 15,404.25. My lease was for 3 years, 15k a year for a base payment of 352.11 plus 22.89 in taxes for a total of $375/mo. I paid $500 cash plus the $941. from my trade that they applied into the deal. Orignally quotes they were giving me were 467/Mo for 3 years 12 mi year and I felt that getting them down to 375/mo for 36 mo with 15k miles year was a great deal considering where they started at with $467/mo.

    I was in the Super prefferred tier and Im not sure what my money factor was. The paperwork aslo shows that 2177.95 was due at signing, but like I said, i did not pay this amount only the 500 cash down. Where it itemizes how this was to be paid they have listed my 941.18 from my trade and then 1236.77 in cash, which I DId not pay.

    Please explain or help me feel good about my deal!

    Thanks!
  • reechzreechz Member Posts: 50
    My story:
    My lease for my Accord LXSE 2006 comes due in January 2009.
    My residual is $13,325. The car has 26M miles on it
    Is it true that Honda will not negotiate the price down (even in this market?) I was hoping that they would rather not have a used car to sell and work with me on a deal.

    And if they won't work down the price...
    If I want to buy the car, would Honda offer me a decent apr to finance? Or should I not even bother trying?
    If I buy the car outright, would I get more than the $13,325 as a trade in for another car?
    Would a Honda dealer make a deal applying the value of the car for a new one without me buying the car?

    thanks for any advice you can offer.
  • bvdj84bvdj84 Member Posts: 1,724
    Hello!

    Negotiating the price of the car at lease end is not an option, it is already set in the contract.

    The loan APR will be determined in your new loan, going through American Honda Finance will increase your chance of getting a better rate, since you would be a returning customer.

    If you buy the car, then trade it later, you could get more than the trade amount offered now, but not likely. That seems like a fair price for a trade. But, just to let you know, that you may trade your car in now anywhere you want. Meaning, you do not have to buy the car and then trade it. You can trade it for any car. They simply look at your pay off amount versus your trade in, as long as you owe less than your trade amount, you can successfully trade at equal or with some trade equity.

    Yes, if you want a new Honda, they will use your car as a trade, and use any equity for that on your new lease. Take a look at your pay off and see how close you are to your trade in value amount, that will give you an idea of what numbers you would be look at when trading. You should be decent since your trade is a Honda. I see no problems. Just do not expect tons of equity to roll into a new deal, its a Honda, that will help, but be glad, because if you had any other car like a GM product, you would be far off. I see you breaking even on the deal.

    Good Luck! I Hope your staying with Honda!
  • 10sfan10sfan Member Posts: 136
    Similar situation. Drove the TSX not the Accord, and found the TSX suspension somewhat stiff. Not sure on the Accord I am waiting till the end of Dec to get the best numbers on both. Should be a good time with the winter weather and fact that Honda/Acura sales were down 28%+ in November.
  • jerseyboy92jerseyboy92 Member Posts: 3
    Hey, I am intrested in a 24 month lease on an EX-L with navigation and bluetooth, zero down. I went to the dealer today to get some numbers and they offered me 430 a month for 30 months, zero down. This is also my first time with a lease, and my first car. I am leaning more towards a 24 month lease because when i go to college, you aren't allowed a car on campous for at lease 2 years. So could i get a better deal? Any help would be fantastic!
  • jerseyboy92jerseyboy92 Member Posts: 3
    forgot to mention that i'm looking at a sedan, not a coupe
  • tenstepntenstepn Member Posts: 9
    I just received two phone calls and one email from my local Honda dealers in Saint Louis MO and they all told me there is an additional $750 "lease incentive cash" available from Honda...lowering my payment about $20 a month...not sure if this is nation wide or not...just wanted to give everyone a heads up! Good luck, and post your findings here!!!
  • zman16zman16 Member Posts: 19
    I received an e-mail from a Ma dealer saying the same thing. They had already offered me 400 below invoice on a v6 ex L and said that this offer would bring the original quote down to $1,150 below invoice.

    They worded it so that it seemed like the 750 bonus cash was only available this weekend. Did the dealers you spoke with mention how long the offer was good for?
  • tenstepntenstepn Member Posts: 9
    I have it in writing that the $750 additional lease incentive is good through 1/3/09...Sounds like they were trying to get you in a car that day. But then again, we are in two different markets. Good luck with your deal and keep us all posted. I am especially interested, since we are both looking at the same car!

    Brian
  • phxhondaphxhonda Member Posts: 2
    Thanks, starting following the used listing. Getting some interesting feedback from a few sales people making me think I should stick with the car.

    Interesting how much used car pricing can vary for a similar mode/mileage. Must be something there to create such differences.
  • ashehasheh Member Posts: 32
    Well now with the $750 incentive the lease is looking better.

    Here is the new lease quote for the 09 Accord EX 4cyl. sedan auto. Honda
    lease: 36/12 K with $2000 out of pocket your monthly payment $250/mo. incl. tax

    The 09 Accord EXL 4cyl. sedan auto : Honda lease:
    36/12 K with $2000 out of pocket your monthly payment will be $273/mo. incl. tax.

    Please keep in mind that the finance managers usually calculate the final payment with tax because there is interest that is involved in the lease. I may be off by a dollar or two.

    Keep in mind that the 2k is fees (about $300 is cap cost).

    Ashe
  • BrianC15BrianC15 Member Posts: 17
    $1,700 in fees? I cannot imagine what that could be. Can you detail what they are? :confuse:
  • BrianC15BrianC15 Member Posts: 17
    Greetings,

    I am ending a lease on a 2006 Accord EX-L V-6 and I am looking at the 09, same model. I leased with 0 down, 36 months, 12k per year. Payment is $360 incl tax. Does anybody have any idea what a good deal is for a lease in PA (near Philly)? I leased with Sussman, and have done business with Conicelli, who had a Great Internet business, but it has been horrible as of late. Any information is appreciated.
  • nikinnickynikinnicky Member Posts: 17
    car man:

    Thanks to your sage advice was able to negotiate lease 3 years ago on accord ex 2005. I am considering buyout-"purchased 45k miles, used 28k. It is sedan/5spd/cloth/4cyl/no navi/clean. Buyout $10,700. Is this a mistake? Is there any way around paying sales tax again? I paid when leased the vehicle. I live in VA.
  • darknightx13darknightx13 Member Posts: 11
    Car_man,
    By any chance do you have the MF and RV on an EX-L V6 '09 Accord Coupe without Nav? I'll take with nav, too, if you have them as I'm curious what the different is. 15K, 36 months.

    I'm starting to get some quotes from dealers and want to see what how good a price they're quoting me.

    My lease on an '06 TSX is up in Jan. and I think it's going to come down to this car and an '09 TSX. I really like the coupe, but I wish it has the iPod integration.

    I will post a similar question on the TSX message boards, as I need those #s, too.

    Thanks.
  • tenstepntenstepn Member Posts: 9
    Good evening gang!

    I just wanted to share my post lease inspection of my 2006 Honda Accord EXL V6... It went like this...

    Scheduled appointment one week ago...

    Inspector called me when he arrived at my place of employment.

    He introduced himself, as Steve from SGS?

    He walked around the exterior of my car...took pics of the front, back, and sides.

    Checked the tire tread.

    Opened the driver's side door, took a pic of the odometer.

    Asked me if the car had ever been wrecked...I pointed to the rear bumper cover and trunk...which he said "looks like they did a good job."

    Printed a receipt for me to sign with a zero balance, thanked me for my time. I signed the paper work, and he left. The whole process took 15 minutes.

    I had a chip in my windshield, a 6 inch scratch on my pass side mirror, cigarette burn hole in the right rear speaker cover, scratches on the dash and 5 hail dimples on my roof...

    So that's it folks! Thanks to everyone for giving me some insight!!

    Now on to the 2009 EX-L V6 - quotes are coming in for the leases now!

    Brian
  • bvdj84bvdj84 Member Posts: 1,724
    Well, that is very good! Let us know what quotes you get on the new lease!

    This is going to sound weird, but I saw my old 06 Accord I had last Spring that I traded in, I miss it so bad! I truly loved that car, I took a lot of pride in it!
    I know it was mine, because I saw a chip in the hood that is identical, same place that mine had. I know it was mine. Also tinted windows. I want to see the new owner, their not as obsessed with it as me, as they park next to other people. I never park near any one to get a dent. When I go any where I try to get the best spot, even if it is cold or rainy. That car has 0 dents, 0 scratches, waxed, washed almost weekly(brushless), detailed. I know, I was a little carried away on it. I still do that in my newer lease, but since it is a car that I didn't want by choice, a GM car, plus I later found a dent on the car, Not from me, scraped the rear rim when I got it. I don't have as much pride in it. I still park far out, but too be honest, I wouldn't get as upset if it got dinged or scratched as my Accord. I don't think I got the upset about the rim. lol ya.

    I plan to trade into a Honda product very soon, so I can have that kind of pride again for my car. I know its just a car, but I am into them! People call me crazy.Its all good.
  • reechzreechz Member Posts: 50
    For a Honda 4 door Accord LX PZEV w/ Automatic transmission I was offered:
    36 months @ $226.10 with $1264 down (for $595 assignment fee and $660 down payment).
    Residual value is $13,335 and annual miles is 12,000

    This is on Long Island, NY

    is this a good deal?
    thanks!
    :confuse:
  • HondaHonda765HondaHonda765 Member Posts: 5
    I'm thinking of ending my ridgeline lease a few months early and picking up an 09 LX.

    This is what I'm shooting for, is it too high? Can I do better?

    I'm going to have the dealer roll my remaining Ridgeline payments into this lease ($1500). I'm shooting for 36 months (35 payments) $0 up front, $300 dollars a month with a residual of 13779.
  • jerseyboy92jerseyboy92 Member Posts: 3
    So i was just at a local dealership in NJ last night and after a lot of talk we came to a conclusion of $8,700 for 24 months. No payments after that, just pay that amount up front and i have an EX-L with navigation for 24 months.

    How does this sound? Can i do any better because it sounds good to me. They origonaly offered me a lease of around $440 for 24 months with no down payment and 2,200 in taxes and fees.
  • HondaHonda765HondaHonda765 Member Posts: 5
    no expert here either, but $360 a month for 24 months and no other fees sounds really good to me too.
  • jhinscjhinsc Member Posts: 399
    I don't think it's as simple as "rolling" the remaining payments into the next lease. When you sell or trade your Ridgeline before the lease end date, it has to be bought out for the payoff amount at the time you do it. The dealer will give you a trade-in amount, subtract the payoff amount, and then the likely negative difference will be rolled into the lease, if it can be done. Not knowing the numbers, my guess is it most likely will be more than $1,500. Find our what your payoff amount is, and what the trade-in value is, then you'll know where you stand. Also find out what your lease payments would be without a trade-in with $0 upfront - my guess it will be close to $300/mo. If you add $1500 to a 36 month lease, the payment will increase about $42/mo, not including interest charges. So unless you have positive equity in your Ridgeline, you are probably better off waiting until lease end.
  • ashehasheh Member Posts: 32
    Honda EX with Road Hazard and 3 years of Oil Changes
    $1000 down to cover fees and first month.
    $280 a month for the remaining 35 months.

    No hassle easy transaction. The only thing is that Nissan introduced their holiday program I could have gotten an Altima 2.5 SL loaded for about the same with the same down (including first month and fees) but for 39. But I think that the Accord is a better car.
  • bvdj84bvdj84 Member Posts: 1,724
    Just FYI,

    Got a quote for $355 a month for a base model Acura TSX.
    36 months
    10k miles a year
    sale price is around $27,----
    First payment due.

    This is for a base model. Not bad at all. I am sure if you wanted the TECH package which is about $2k more, it would be closer to $400, still not bad!! This is crazy, They never offer a god deal within its first year. This will give you a better idea as for the best bang for the buck. For those who don't know, the TSX is basically an Accord, just take your pick.
  • leeinlaleeinla Member Posts: 14
    Hi,

    I am in the Los Angeles area. I wonder if I could lease a top of the line 2009 accord V6 with navigation and leather seats for $240- $280 a month? I am interested in a 36 months lease with 12000 miles per year? How much should I put down? I would like the payments to be less than $300 a month.
    Did someone get a good deal recently, please post?

    Thanks,

    leeina
  • infinitimninfinitimn Member Posts: 146
    Leased this yesterday and took it home same day:
    09 EX-L Automatic 36 months 15,000 miles
    $295 month including NY City tax of about $26/month.
    Down of $595 plus about $450 for Doc and NY registration, plus first payment.
    Dealer is DCH Paramus Honda. I requested quotes through Edmunds and DCH response was the most straightforward, although we were able to do better than the initial quote in order to be convinced to close the deal same day :D . Cap cost is about $1500 under invoice listed on Edmunds.
  • bvdj84bvdj84 Member Posts: 1,724
    Hello!

    Well, Since you want the V6, than stick with the Accord, but the TSX leases are attractive now. If you read earlier posts I think they posted quotes for this model.
    You are not going to get less than $300 a month on that model, but I have seen $350 to $380 for the same lease specs. That is $0 down at signing, with first payment due. Although, I have had dealers have a sign and drive special, but the only thing they are doing special is roll the first payment into the lease deal, which is okay. Remember it is a lease, less complications, walk in, walk out. Dealers often try to throw you off. Read the earlier posts.

    For every $1k down you subtract about $20-30 off your payment, and it DOES NOT go to the principal amount owed on the car. It is advised not to put money down.
    When working a deal, leave the deal $0, then when you can get a good sale price, lease terms, and at that point you still want a lower payment, then put some down, but my advice is do not put too much down, as little as you can, keep your money for savings.

    You need to go to Honda.com and request a quote, and you can get quotes from a list of dealers in your area, then work from there. They will contact you, always ask for $0 down, sale price, lease terns. Some will reply, some won't, but the ones you get, you can negotiate from there. It makes it easier. Print the offer and take it to the dealer, with contact name in hand.

    Good Luck.
  • leeinlaleeinla Member Posts: 14
    I got a quote from a dealer to lease 2009 Accord EXL V6 4 door automatic with Nav for $330 a month, $2000 down for 36 months/12,000 miles annually. $330 out the door. I think it is a really good deal. This is in the Southern CA area. I have tier 1 credit. First the dealer quote was $3700 down and $365 out the door.
    Is this what people are paying for a lease in the southern ca area for this type of vehicle? Let me know.

    leeinla
  • bvdj84bvdj84 Member Posts: 1,724
    Remember, sale price, $0 down, If then at that point you have done the following and feel you want a lower payment then put money down. Dealers often blur the overall deal with the down payment, you take away the down payment, Which is about $60 subtracted off the payment, take that reduction away, it would be $390.
    I think you did pretty well, but this gives you an idea of how it affects the payment. I have gotten better quotes, but not too much lower. Be sure to look at your sale price, all fees, lease details. You would be surprised a little fee here and there adds to a bit more on your payment. Example, accessories, protection plan, extra warranties. Sounds like you did very well, and impressive since earlier on, this could not be done.
    However, I would keep your $2k in your pocket, and just take the $60 or so a month more. If it really affects your budget that much (makes or breaks the deal), then a different car or lease might be a better option for you financially. This money down does not actually go to your principal. I think you'll feel better knowing you could use that $2k for something else, or invest it.

    I think you did great, very exciting! :)

    What color did you choose?
  • HondaHonda765HondaHonda765 Member Posts: 5
    What are the current 'numbers' for tier 1 leases? Money factor?
    I have the residuals for LX and LX-P:
    The residual on the LX is $13,557
    The residual on the LX-P is $14,167

    Anyone know the money factor?
  • infinitimninfinitimn Member Posts: 146
    .00184
  • mrbofusmrbofus Member Posts: 7
    I have an offer from a dealer for a 2009 Honda Accord EX-L sedan with navigation for $379/month or $407/month [depending on whether I get preferred status or not with Honda Financial] with $0 down and a sign and drive deal.

    Net cap: $25,998 [MSRP: $29,125]
    Lease term: 36 months/36,000 miles
    Residual percentage: 59%
    Money factor: .00244 or .00305 [depending on preferred status or not]
    Sales tax: 8.25%

    What do you guys think? This would be my first time leasing, so I'm not sure how good [or not good] a deal this is. Thank in advance for all your advice!
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