2013 and earlier-Honda Accord Lease Questions

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Comments

  • akira818akira818 Member Posts: 3
    Considering this:

    2010 Accord EX Sedan 2.4
    Vehicle Price $21,900 including destination
    $700 drive-off (includes first month's payment)
    $280 per month including all TT&L
    36-month lease
    12K miles/yr
    In California where tax is 9.25%, and registration is about 1.15%.

    I seem to be hitting bottom in my negotiations. Does this seem like a good deal in the Los Angeles area? Thanks!
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi jakekodak. I'd be happy to help you out. Honda Finance's current buy rate lease money factor and residual value for a 24 month lease of a 2010 Accord Sedan EX-L 4-sylinder with Navigation and 15,000 miles per year are .00132 and 61%, respectively.

    The numbers for an otherwise identical 36 month lease are .00132 and 54%.

    The numbers for the V6 version of this car are .00132 / 59% for 24 months and .00132 / 52% for 36 months.

    Good luck in your quest for a new vehicle and let me know if you have any other questions.

    Car_man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    BTW Jake. I always advise consumers who are interested in leasing to focus on the selling price of the vehicle that they want. The selling prices of leased vehicles are negotiable, just as if one was paying cash for or financing them. Without the selling price, it is much more difficult to tell if there is any room left to negotiate.

    If I was in the market for an Accord Sedan right now, I personally would shoot for a selling price of a couple hundred dollars over dealer invoice minus the available dealer cash...$900 on the 4-cylinder and $750 on the V6.

    Car_man
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    Prices Paid: Buying & Leasing Experiences Forum
  • tk100tk100 Member Posts: 2
    Accord EX-L w/o Nav , 18k mile/mo.

    I have short credit history, 2 or 3 yrs. I've got 'conditional' approval from honda finance, which is tier 3 or whatever. and so my apr must be super high.

    dealer offered me $380/mo for 36 month ( 35 payments) with $4000 down.
    no money out of pocket other than $4000 down payment.

    It sounds too expensive but regarding my short credit history, it seems like it's the best deal I could get.

    What do you guys think?
  • gator00sigator00si Member Posts: 61
    Dude - Bad credit or No credit dont put that kinda cash down unless your going to finance the vehicle to purchase. I recall having NO credit out of college for my first Honda lease and they only made me put down $1 grand with a low payment. When I say No credit I mean I didnt even have a credit card or bank account in my name yet. I would seriously consider buying the car if your gonna put that kinda paper down otherwise you might as well be throwing your $$$ away. You obviously need the additional miles (18k) again supporting the fact that you should buy. Good luck!
  • bill9902bill9902 Member Posts: 20
    Completely agree. It makes very little sense to put a substantial amount of money down on a lease.
  • tk100tk100 Member Posts: 2
    I have another problem. I'm not U.S. citizen or green card holder. I'll be here for about 3,4 years with Visa, nobody would give me 5yr loan. because my visa will not be valid after 5 yrs. So my only option is 3 yr lease. I asked my dealer about detail.

    MF : 0.00288
    Residual : 15422
    tax : 7%
    mileage : 18000mile/mo

    so, please consider that 3yr lease is my only option.
    How much per month would be good?
  • jwell8946jwell8946 Member Posts: 1
    Hi Car Man,

    Looking to lease a accord sedan 4 dr LX automatic - MSRP $23565 36/mos 12k. Can you break down for me what you would consider a good price with $0 down. Please include money factor and residual so I can calculate on my own should I make changes.

    Thanks!!!
  • funtimes48funtimes48 Member Posts: 4
    Hey Bro, Run and dont ever go back there again! There going to go on vaca with your hard earned money! I just leased a fully equipped accord coupe v6 exl 6 spd 15K mileswith everything out the door for 2300 down and 295 a month. Your not even getting the V6 depending on where you are you should be able to sve like 2K in your pocket and get it for 250 a month maaybe 260 tops. Dont let them take your hard earned money go to like 5 Honda dealers and play around with these kind of numbers and you will realize how much you wanna kick there [non-permissible content removed] when you pay only 250 ish instead of 400. And in lease theres no apr its a money factor and residual factor... Good luck bro!
  • mcridenmcriden Member Posts: 1
    2010 Accord EX-L V6, 3 year, 36K, sign and drive, $371/month.
  • carwbcarwb Member Posts: 3
    This is almost exactly the same that I am getting here in NE (NY/CT area)-selling price of 21800 +/-. Some dealers in NJ are wiling to cut a grand or half more. With tax and bank fee roled in the best I am getting is 260 to 270 here. If I drive down to NJ I may be able to save a little more.
    I solicited quotes from some 13 dealers. Visited the first one today and planning to visit a couple more tomorrow before I pulll the trigger.
  • akira818akira818 Member Posts: 3
    I got my car! Managed to get the price down a little more during the rainstorms in LA! Here's what I got:

    2010 Accord EX Sedan 2.4
    $21,660 vehicle price including destination charge
    $500 drive-off (includes first month's payment)
    Free clear door edge guards. (Retail price $197)
    $281 per month including all TT&L
    36-month lease
    12K miles/yr
    In California where tax is 9.25%, and registration is about 1.15%.

    Alabaster Silver with Black interior. I'm very happy with my deal. Thank you to the forum!
  • frenchbufffrenchbuff Member Posts: 3
    Can anyone tell me the correct residual value for a 2010 Honda Accord sedan 4-cyl EX-L (w/o nav) with 15K miles/year for 36 months?
  • carwbcarwb Member Posts: 3
    Congrats! This is as good as it gets...! Enjoy the car..
  • akira818akira818 Member Posts: 3
    Thanks! I'm lovin' the car! Good luck with your deal as well. I hope you have less taxes and registration fees up in your neck of the woods. California is the worst!
  • albert72albert72 Member Posts: 203
    Car Man,

    Can you let me know MF & Residuals on the following 2010 Accord Sedans:

    EXL 4 cyl No Nav 12 mo / 36k and 12 mo / 45 k

    EXL 6 cyl No Nav 12 mo/36k and 12 mo / 45k

    Lots of info requested I know and I appreciate the help.

    Also - I had seen on the Accord buying board a post that talks about doubling the Honda dealer cash (from the 2009 level of supposedly $1500 [$3,000 total] ) for people who currently own / lease Accords. Do you have any idea if this is true and if so, where do I go to validate it so the dealers do not give me the runaround. This would make leasing an Accord a no brainer for me.

    Thanks again,
  • albert72albert72 Member Posts: 203
    Car Man - let me try this again - my post above was incorrect - I am looking for 36 month lease terms - not the 12 month I accidently posted above.

    Can you let me know MF & Residuals on the following 2010 Accord Sedans:

    EXL 4 cyl No Nav 36 mo / 36k and 36 mo / 45 k

    EXL 6 cyl No Nav 36 mo/36k and 36 mo / 45k

    Lots of info requested I know and I appreciate the help.

    Also - I had seen on the Accord buying board a post that talks about doubling the Honda dealer cash (from the 2009 level of supposedly $1500 [$3,000 total] ) for people who currently own / lease Accords. Do you have any idea if this is true and if so, where do I go to validate it so the dealers do not give me the runaround. This would make leasing an Accord a no brainer for me.

    Thanks again,
  • carwbcarwb Member Posts: 3
    Picked up the car yesterday.
    0 down
    $265/month (incl. 6% CT Sales Tax)
    12 K/years

    Walkout: 265+87.5+350 = 702.5 (first payment+Doc fee+plates/title/reg) - I ended up paying $515 instead of $702.5 as the dealer had quoted the doc and title to be $250. This may have been a result of miscommunication but the dealership didn't break the deal for $175.
    Net Cap Cost: 22416 = 21111+710+595 (selling price+dest+bank fee)
    Res: 60%
    MF: .00132

    Dealer was Honda of New Rochelle in NY Metro area. Straight forward high volume dealership except for the last minute hick up about the doc and title fee. But they did keep their word and honored the deal. Over all good experience.

    I think I did OK...
  • jp01jp01 Member Posts: 3
    Advice on how to adjust this deal:

    2010 Accord EXL 4cyl:

    26200 cap cost (23662 base + 2600 fees)
    2000 down
    228 / mo
    15973 = 60%
    .00132 = 3.17%
    36months/12k miles

    How would you guys negotiate with this? I want to keep the monthly payment, so should I try to drop the cap cost and the down pmt at the same time?
  • albert72albert72 Member Posts: 203
    Assuming your getting an auto trans, dealer cost is $25k inc delivery fee. There is another $900 in Honda incentive money and you can double that amount if you currently have an accord.

    Can I ask which dealer this is?
  • jp01jp01 Member Posts: 3
    I don't understand -- are you getting the 25K from the price I listed? Also the 900 incentive wasn't mentioned to me when I talked with the dealers.
  • albert72albert72 Member Posts: 203
    On this site you can get actual invoice / cost info for the car and options. Looks like the invoice is about $25k (may be $50 or so higher or lower but such a small amount is insignificant relative to the overall price). This site also shows incentives to dealer and customer.

    Accord is not selling as well as Honda would like so they throw out incentives (current is $900 for 4 cyl). Someone else on this board noted that if you are a current Accord owner that $900 gets doubled but I am not sure how long this is good for. Also not sure if the current Accord has to be leased or financed through Honda finance.

    I assume I can get a car at dealer invoice - they still make money on the holdbacks etc and in the quest for money they will do a bit of acting and posturing telling you they are going broke on the deal but it is generally an act.

    What dealer did you get your quote from?
  • dustinhoffmandustinhoffman Member Posts: 4
    Honda Safe Lease - Does anybody know what it means?
    I am negotiating the new lease for Accord 2010 with Scott Robinson, Torrance, CA. Sales rep is saying that for extra $20 per month I can get some Safe Lease that will cover some Excess Damage at the end of lease. He is saying the amount of coverage up to $5000 but I don't believe him.
    Anybody heard about it?
    Thanks
  • digitalnycdigitalnyc Member Posts: 3
    Hey everyone,

    Though I do not know specific numbers/residuals etc. yet, I was quoted this price by a Honda dealership in upstate NY, both are for 36/mo, 12k/mi

    EX: 2k down, $199/mo all inc. taxes/fees/first mo.
    EX-L: 2k down, $237/mo, all included.

    I know its hard to give an opinion without the actual numbers, but I have no interest in purchasing at lease-end, if that matters. I just would like to know is this deal is worthwhile, and if the extra $40 or so a month for the EX-L is truly worth it.

    Thanks!
  • rbcooperrbcooper Member Posts: 8
    Hi digital nyc - for the ex @ 199 what is the msrp? is that 2000 out the door
    and then 35 x 199? sounds very low - would like to see you get that finalized
    and report back to us! I thought the lower priced LX-P would even be a little higher than the 2K/199 deal you are talking about.
  • digitalnycdigitalnyc Member Posts: 3
    I do not have the msrp on hand, but I said I have 2k to put down as the bottom line, end of story. He came back with $199 for the EX. A compting dealer, after offering me the same deal for $239 for the EX, offered the same deal for the EX-L with 10k/mi. I brought this back to the first dealer, and they countered with $237, 12k/mi EX-L. This is also with turning in my 07 Civic Lease 5months early . I'm going in tomorrow, if it all goes well and it's finalized I'll be sure to post all the info.
  • jacko100jacko100 Member Posts: 5
    My sincere thanks to everyone for keeping up this wonderful and informative forum. I want to get some feedback on what I believe is a good quote that I got in ny. Accord Lx-p for $239/month includes everything. 12k/36months. First month + dmv due at signing. A deal?
  • kyfdxkyfdx Moderator Posts: 267,338
    It is most likely a 3rd party insurance policy to cover excess wear and tear... Sounds pricy...

    Doesn't Honda Finance already cover the first $1500? I'd take a big pass on this...

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  • albert72albert72 Member Posts: 203
    I should know the answer to this but do not remember:

    When negotiating the price of the leased vehicle, am I supposed to include the destination charge? In the past I have gotten my leased cars at invoice cost but I do not recall if they tacked on the destination charge to this.

    I guess everything is negotiable but I try to get the cap cost at invoice w/out the destination charges, am I digging too far into their pockets.

    Thanks for the feedback.
  • jp01jp01 Member Posts: 3
    The fees for the deal I listed above amount to $2600. Including down of $3000 that would be $5600 drive-off!

    A lot of folks report their drive-off cost of as low as $500. When you guys negotiated a lower down, what happened to those initial fees like destination/DMV/etc. Did tthey get rolled in typically into the monthly payments and create a higher monthly?

    Also, what's the better way to negotiate between a lower cap cost or a lower down--- assuming I want lower monthly payments.

    Thanks.
  • victor23victor23 Member Posts: 201
    EX seems pretty good.
    The difference between EX and EX-L should be about $25/mo, not 38. The deal is still good enough, to my mind.
  • digitalnycdigitalnyc Member Posts: 3
    Picked up my EX-L today! Silver w/ Black Leather...looks sweet. Middletown Honda (Orange County, NY) blows the deplorable NYC dealerships out of the water.

    Adjusted Capitalized Cost: $23,424
    Out the door: $2,000 (bank, DMV, tax, first month, etc.)
    Allowance: 12k miles/36 months
    Monthly: $237, as quoted. No additional fees, no hidden tricks.

    Not sure if I could have gone lower, but its well within my budget, and considering that from the start, I expected to get an EX for that price, I'm happy with my deal. (could have gone with the EX for the same $$ down, $199/mo.)

    I love the car and LOVE even more that Bluetooth Handsfree Link comes standard on the EX-L w/o Nav! It's flawless. Thanks to this forum for the wealth of information!!
  • rhard49rhard49 Member Posts: 226
    Are the incentives geared toward 4 cylinder Accord I'm being offered 289 sign and drive first month and dmv fees only on an EX-L,but considerably higher on the 6 cylindar
  • bghead8chebghead8che Member Posts: 8
    I am about to lease a 2010 EX-L V6 with Nav $31,815.00 Retail

    The deal I have worked out is:

    $1K out the door
    $435.00 month (including 6.5% local tax)
    15K miles a year
    36 month lease

    Can someone please tell me if this is a good deal prior to accepting?

    Thanks!
  • gpsacgpsac Member Posts: 98
    36 mo 12k
    0 out of pocket
    246 + tx

    Spent the day yesterday scurrying about attempting to take advantage of the email I received from Honda last weekend. Email said they would make first payment (up to 500) + "Enjoy an additional, never-before-seen deal!" Didn't say what that deal was, however an AHFC rep confirmed Friday what I had read here that it was "double" dealer cash to 1800. Then after a few calls yesterday finally located a manager willing to move a car for what I considered a reasonable price.

    This replaces my wifes 07 SE V6 which we've been extending month to month since last May. Hated to see that one go! 24 mo 15k @ 185 + tx with only 1st and lic out of pocket!

    Now that I'm awake :) I'm looking over the papers and they are showing I gave them 1148 cash, however did not give them a dime. Not sure what they're doing with the numbers or if they are actually getting additional cash?
  • jhinscjhinsc Member Posts: 399
    Could it be exess equity from your 07 or the dealer cash which they used to show as cash down? I did something similar in Aug 08 when I traded my 06 EXL-V6 about 6 months early for an 08 EXL V6. I needed new tires and it didn't make sense to me to spend $800 for only 6 more months left on my plan. Somehow the dealer thought my 06 was worth more than the payoff and showed the difference as down on the 08. I just handed in the 06 keys, signed papers for the 08 and drove off - no money out of pocket for 36 mo, 15k and $359, incl tax. Looks like you got a great deal!
  • gpsacgpsac Member Posts: 98
    Wouldn't be any equity. 07 was not even part of the deal. Just left it with them and is waiting to be inspected by Honda. Besides, the payoff is no where near the value which is why the payment was only 185. Balance is like 17.2k and these were going through the AHFC auction at Manheim in Orlando for 14 - 15k last Sept. Most likely be able to pick this car up at the auction for about 13k or less next month.
  • migrainemigraine Member Posts: 21
    Hello, I have been quoted the following terms for a 36 month, 12,000miles/year lease:

    $1,385 down (taxes, title, fees, etc.)
    $310 per month (including taxes)
    56% residual
    $25,200 cap cost

    The internet rep indicated that this deal would only be good for today and was not willing to fax me her worksheet before I committed to coming in. I have read about dealer cash (which I think would reduce my selling price). I am not so sure about this rep; given the economy and the upcoming Presidents' Day sales, it would appear that I would be able to get the same or a better deal in the next two weeks.

    FYI, I have a current 2007 accord with a lease ending 2/18/2010 and I have yet to have my car inspected. It is likely that my car's value is in excess of its residual value?

    Is it true that I won't be able to get a similar or better deal next month? Also, is there any room left to negotiate?
    Many thanks in advance for your help!
  • alexavaalexava Member Posts: 1
    Just want to verify deal>>> Can anyone please tell me if this is a good/average/or poor deal. thanks...

    I just got a 2010 EX-L with nav:

    36 month lease
    $750 out of pocket
    $379 / month
    18000 miles/ year
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi jwell8946. Honda Finance's current buy rate lease money factor and residual value for a 36 month lease of a 2010 Accord Sedan LX 4-cylinder with 12,000 miles per year are .00132 and 60%, respectively for consumers who qualify for its top credit tier.

    Let's work up a payment on this car for you and see what we come up with. According to my calculations, if you were to lease a 2010 Accord Sedan LX 4-cylinder that has an MSRP of $22,565 and a selling price of $20,033 ($500 under dealer invoice) through Honda Finance right now for 36 months with 12,000 miles per year, its zero down, pre-tax monthly payment would be around $225.

    Car_man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hello frenchbuff. Honda Finance's current buy rate lease money factor and residual value for a 36 month lease of a 2010 Accord Sedan EX-L 4-cylinder with 15,000 miles per year are .00132 and 56%, respectively.

    Car_man
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    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hey albert72. Here's the information that you're looking for. Honda Finance's current buy rate lease money factor and residual value for a 36 month lease of a 2010 Accord Sedan EX-L 4-cylinder with 15,000 miles per year are .00132 and 56%, respectively.

    The numbers for an otherwise identical lease of a 2010 Accord Sedan EX-L V6 are .00132 and 54%, respectively.

    If you were to lease either of these cars with only 12,000 miles per year, their residual values would be 2% higher.

    Honda is currently providing cash incentives on leased Accords, $900 on 4-cylinder models and $750 on V6 models. These allowances are doubled for loyal customers.

    Car_man
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    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hey albert72. Destination is considered to be part off vehicles' prices. Everyone who purchases a new car or truck pays this charge.

    Car_man
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    Prices Paid: Buying & Leasing Experiences Forum
  • victor23victor23 Member Posts: 201
    The acceptable tires for 06-07 V6 (not original Michelins, but acceptable by Honda) are below $100 apiece at Tire Rack, and even if I opt not to change, Honda told me all tires are going to be covered under $1500 wear and tear allowance. But it is an interesting idea indeed: just to dump a car instead of changing tires. I didn't think about it before.
  • rsalasrsalas Member Posts: 14
    If you trade your lease in for a new vehicle and there is equity in your trade, that can be used to lower your balance left to finance.
  • jhinscjhinsc Member Posts: 399
    Even if Honda covered the worn tires under the $1500 wear and tear allowance, I still had to replace them if I was going to keep the 06 until lease-end. They were pretty worn and barely any tread left. I had actually ordered the tires thru the dealer service/parts dept. since they were as cheap as anywhere else and I didn't think they were going to make the trade worth my while. The day before I had them installed, the sales manager called me again to ask what he could do to make a trade work for me, and I told him I already have the tires waiting to be installed. Once he heard that, he made the deal work to do the trade. Fortunately, the tires on my 08 appear to be wearing better and should last at least 45k.
  • bill9902bill9902 Member Posts: 20
    Looks like a very reasonable deal to me. It doesn't seem likely that the deal will change too much from one month to the next, but you never do know. The incentives change all the time.

    I think the dealer cash recently increased, so you might be able to do a little better. I signed with a purchase price of $25,576 on an EX-L V6 when the dealer cash was $750. I think I could have probably done a bit better at that time, but the process was so painless that I didn't want to complicate it. I've seen some discussions here over the past couple of days indicating that the dealer cash is higher (possibly double).

    Good luck!
  • gator00sigator00si Member Posts: 61
    $0 Sign & Drive is the absolute best way to lease. I never put a cent down. It's a good way to determine if you can afford the car or not.

    I inked an EX-L 4 cyl myself:
    36 months
    15k mi/yr
    $0 down (all rolled in)
    $319/mo plus tax.
  • carleaser2carleaser2 Member Posts: 6
    All quotes below are for 12k miles/year, only require 1st mo pmt to drive off. Everything else rolled into monthly payment. Tax of 9% included in price:

    24mo LX-P 295
    27mo LX-P 277
    36mo LX-P 255
    EX $20more
    LX $20less

    Thought I'd share...best of luck to everyone.
  • zzazzzzazz Member Posts: 1
    Thanks everybody for sharing this wealth of information. Now is my turn to give back to the community:

    2010 Accord EX-L 36mo / 12k
    down: 0 (no capitalized cost reduction)
    capitalized acquisition fee: $595
    capitalized accessories: $300
    money factor: .00132
    residual value: 58%
    35 payments: $280+tax
    due at signing: $280+tax + registration fees
    gap insurance: included (standard in current AHFC leases)
    security deposit: non (standard in current AHFC leases)
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