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Comments
Mackabee
Mackabee
If I was a bad credit risk, with a score of 450, why would that matter if I brought a local Cashier Check from a local bankd where funds could be verified in 10 seconds???
What would a credit report tell than that was RELEVANT, except to invade my privacy???
The WORST statement that bugs me is when someone says, "what do you have to hide?"...simple...if credit is not needed, it really is none of your damn business what my credit is like...
Just because your questions may have answers does not mean that those answers are your business to know...
Now, if I am requesting credit, then my credit score is your business, but never on a cash sale...
Not wanting you to know some things does not mean I have something to hide, but, even if I did, it IS my personal business, not yours...unless I want credit, then my history is an open book...
Let's say you are selling your own car and a stranger gives you a check on a Saturday night. Would you just give then the car?
It's simply never going to be free, one way or another it's got to be paid for and it costs a lot.... period.
IMO Socialized health care is nothing more than forcing the population to buy health insurance.
Well, it wasn't a Saturday night but two different dealers gave me their cars even though I was a stranger to them (see post 17899) and all I gave them was a piece of paper. One of those pieces of paper wasn't even good yet.
From this I have to assume dealers can do what ever they want with their cars.
jmonroe
'15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl
Hey I learned something in all those accounting and finance courses I took in college.
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
:shades:
Mackabee
Mack
Oooops! Just woke Mrs. Mackabee.
Mack
tidester, host
SUVs and Smart Shopper
Because it's dishonest and disingenuous. They put ads in big letters with YOU PAY X, but really mean YOU PAY X+Y (and you give us 2000 cash or trade).
So many times we hear complaints from the people in business side about how they're all painted with that broad brush how the industry is so honest and straightforward as a whole with just a few. But any chance they get (the industry that means), like state laws that do not cap those fees, they elect in massive numbers to do exactly opposite from what they declare. Instead of coming straight and say You pay $Z they say/write you Pay $X and more honest ones list the fee here.. Others simply refer to it in very vague terms hoping it won't be noticed. So there is a the price appears to be lower than it really is and perhaps a few suckers/unsophisticated consumers who thought of getting competitor's car, will come in and take that. And sad part - it works; it it weren't they wouldn't do it. Apparently there is not enough of people who.
It all becomes cat and mouse game of obscuring the real price early in the game so you come in, commit your time and finally give up and pay whatever is handed. Seasoned buyer usually moves on or know how to account for that, but more casual buyers get caught in deals that are far worse than initially thought.
2018 430i Gran Coupe
It sure was and what difference does that make unless you’re going to say:
“If I had those things on my lot I’d let you take em too so you could disappear into traffic and I wouldn’t even care if your paper did bounce”. :P
jmonroe
'15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl
Does the car biz have the same untrusting attitude among buyers world wide or did this country invent the way it is here. Please tell me that we followed someone else’s lead; I’ll believe it, really.
jmonroe
'15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl
2018 430i Gran Coupe
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
OK doc I'll offer you $399 cash to fix my knees, that's my final offer or I'll walk..er...limp.
Will you take 23% of what the MSRP is? I didn't think so. That's what Medicaid pays.
MODERATOR /ADMINISTRATOR
Find me at kirstie_h@edmunds.com - or send a private message by clicking on my name.
2015 Kia Soul, 2021 Subaru Forester (kirstie_h), 2024 GMC Sierra 1500 (mr. kirstie_h)
Review your vehicle
Ask him it that's true, what's to prevent you from killing him right now! The look on his face would be worth the insensitive comment. :mad:
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
"That IS a pistol in my pocket."
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
"That IS a pistol in my pocket."
The whole line:
"No, I'm NOT happy to see you, and yes, that IS a pistol in my pocket!" :P
I went over to that show room and looked around.
Geeez, we did spend the better part of yesterday beating up that subject and didn't learn nothin. :mad:
No sense in ruining another day here with that stuff.
jmonroe
'15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl
Hee hee, how about something else then?
At the risk of the mods bringing out the Kirby again, I’ll ask a couple more questions:
Why does the parts department charge the sales department so much for accessories? ..
and
How come Carmax can offer so much to buy a used car for cash (bank draft)?
After I agreed to terms on Saturday over the phone to buy a vehicle, I had a follow-up call to schedule an appointment to do the paper work. As we were winding up, I said I need to talk to you about some accessories and a trade. I could sense immediate tension and defensiveness over the phone. Hmmm, should I pull a tbaxxon? Nah, I won’t do this to the poor guy. While he was blubbering all these things about trade value and cost, I cut him off and said, this not a negotiation. I am going to give you some options if they will help you.
Firstly, I am going to buy accessories for around $1000. They are available from on-line parts departments of other dealers. I assume they make profit on them at they price they sell them at, so if you want to add them on at the same price and increase the overall ticket size, then go ahead. After checking, he couldn’t add them because the parts department charged them more than the online price. Also the service department charged the sales side more for installation, then if I brought the part in off the street and negotiated the installation directly with the service department. Seems to me the artificial transfer price between departments drives them to the wrong business decision. I can’t help but think overall for the dealer it would be better for them to sell and install the accessories. They should give the sales department more flexibility, at least as much as the online parts prices.
Secondly, on the trade, I said it’s not part of the purchase. I have a quote from Carmax. If you want to match the Carmax quote and you can make some money on the used car then, it’s your option if you want it. Either way, doesn’t matter to me. They couldn’t touch the Carmax quote even though it was the same make they sell.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
[sigh] I'm still looking for a good, subservient woman like that. :sick:
"Prosperity is every ones god given right"
I think I will save it and whip it out the next time some one tells me I am charging them to much
2013 LX 570 2016 LS 460
2013 Mustang GT, 2001 GMC Yukon Denali
Funny thing is when I was in F&I and asked the guy what gives with the SS#, I was told that since my credit wouldn't be needed there was no need for my SS#. I brought up the fact that the ASM mentioned the Homeland security act and the F&I guy gave me a dumb look. :mad:
2013 LX 570 2016 LS 460
First thing I do with a new car is pull all that dealer crap off. Screws up the appearance of the car.
Can't believe that when I was a kid the dealer would screw their ad right on your car. I remember my folks having an old Plymouth with that.
Mack
Mackabee
Mack
I am still searching for a Hollywood babe that can match up to that. Ain't found her yet!
Mackabee
Anytime someone wants to pay over $1500 in a check we run credit to see if they are credit worthy. Also as i am sure you know if they write a check for over $10,000 we need to report it. If it is a cahier check than everything will be fine as long as we verify the bank.
GP
Mack