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Where should I be?

princess63princess63 Posts: 15
edited October 2017 in BMW


I live in MD

2017 330i xdrive

$52545 MSRP

44000 sales price (I think is what they told me)

Assume that I have
Neg equity -$1600 on my trade .. but I think it should be less

Where should I be in my payment with these numbers?

I already know they want .00192 on the MF —which I already stated was too high knowing that the base MF right now is .00152 for BMW..

Comments

  • kyfdxkyfdx Posts: 120,005



    I live in MD

    2017 330i xdrive

    $52545 MSRP

    44000 sales price (I think is what they told me)

    Assume that I have
    Neg equity -$1600 on my trade .. but I think it should be less

    Where should I be in my payment with these numbers?

    I already know they want .00192 on the MF —which I already stated was too high knowing that the base MF right now is .00152 for BMW..

    .00152 MF
    What mileage allowance? If it's 10K/yr, then 61% residual
    $3000 lease rebate.

    Assuming the $44000 already accounts for the rebate, adding $1600 for negative equity, $925 for acquisition fee, $500 for dealer/DMV fees, and $2900 for tax.. adjusted CAP of $49,925.
    Payment = $621/mo, with just first payment due at signing.

    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • princess63princess63 Posts: 15
    edited October 2017
    Thanks! Yes 12k per year so 60% RV .. isn’t there a rebate on the taxes for my trade which would cut the taxes a bit?

    Also does your calculations include .00152 MF or the .00192 they’re telling me ?
  • So they are telling me they can do $577/ month with $1200 drive off ... should pull the trigger?
  • kyfdxkyfdx Posts: 120,005

    So they are telling me they can do $577/ month with $1200 drive off ... should pull the trigger?

    Sorry, we don't make those decisions.

    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • chiefnwachiefnwa TampaPosts: 30

    So they are telling me they can do $577/ month with $1200 drive off ... should pull the trigger?

    I would build the drive off amount, minus 1st month, into the adjusted cap. That would put you around $610/month roughly.
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