What should Market Factor be for a one time pay upfront lease?

yoyoma25yoyoma25 Member Posts: 2
edited April 2018 in BMW
First off, the dealer is giving me a market factor of .00196 vs. the .00156 for standard lease, but for upfront lease payment, he is discounting it to .00166 (still above standard). Should I be getting .00126?

Answers

  • kyfdxkyfdx Moderator Posts: 210,101
    yoyoma25 said:

    First off, the dealer is giving me a market factor of .00196 vs. the .00156 for standard lease, but for upfront lease payment, he is discounting it to .00166 (still above standard). Should I be getting .00126?

    The discount for single-pay is .00030.

    So, the dealer is marking up the rate the maximum, in either case.

    Either way, it's not worth pre-paying a lease, just to save .00030 on the money factor. (IMO)

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