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Leased car hail damage

mamoseemamosee Member Posts: 40
edited October 2019 in Subaru
I lease a 2018 Crosstrek Limited. Lease is up in 10 months. There are 12,000 miles on the car. Lease is 3 year/36,000 so there is very low mileage on the car. We recently got significant hail damage to the car. Not very visible but everywhere. Cost to repair will be $7700, all covered by insurance except the $500 deductible. I know if I turn the car in at the end of the lease I need to fix the damage. Should I instead buy the car at the end of the lease. Car is in perfect shape except for the hail damage. Can I take the $$7200 from insurance in case I ever decide to repair later if I buy the car? And do I have to actually ever fix it if I take the check?


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    kyfdxkyfdx Moderator Posts: 243,033
    Ask your insurance company if you can take the $7200, and not fix the car.

    If you can, and you buy the car, you’ll never pay to fix the hail damage (IMO). So, factor in the decreased value, when deciding to purchase the car.

    Would you buy this car, if not for this perceived “windfall”? If not, then fix it, and turn it in.

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