Your thoughts on this offer please

2020 CLS 450
MSRP $79,100
Cash Sales Price-70,696.83
Vehicle Total- $71,876.83 (Acq Fee $1,095)
TTL Cap Cost-$71,876.83
Cap Reduction-$644.08
Adj Cap cost-$71,232.75
Money factor-.00081
Residual -Factor-52% (41,132)
2,500 cash driveoff
$999 payment
Area code 91764 (Ontario California)
Your input is appreciated
MSRP $79,100
Cash Sales Price-70,696.83
Vehicle Total- $71,876.83 (Acq Fee $1,095)
TTL Cap Cost-$71,876.83
Cap Reduction-$644.08
Adj Cap cost-$71,232.75
Money factor-.00081
Residual -Factor-52% (41,132)
2,500 cash driveoff
$999 payment
Area code 91764 (Ontario California)
Your input is appreciated
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Comments
$2500 drive off:
$999 payment
$644 cap reduction
Is the rest DMV charges and such?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Document fee $85
Tax rate of 7.75% gives me $999/mo.
Two ways to improve on the deal:
1. Lower selling price (BTW, the acquisition fee is marked up from $795)
2. Use MSDs to buy down the MF, if you have the cash to do so.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige