Is a 54% residual on Atlas Cross Sport SE 3.0l w/ Tech & R-Line too low?

Some of the forum chats I've seen from late 2020 have the Atlas Cross Sport Residual at 59%. How much flexibility does the dealer have with the residual or is that set by the manufacturer if financed through them? Money factor loos good at 00101 for 39mths.
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kyfdx Moderator Posts: 227,720
.00095 MF and 55% residualsmileyk1 said:2021 model 39mths & 12k
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What term and mileage allowance?
VW Credit sets the residual. The dealer has no say in it.
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