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Question regarding credit scores.

bumerbumer Member Posts: 1
edited March 2021 in General
I know some of the MF & RV posted on here are for top tier credit, but how would it work if someone who has 1 great credit score but 2 bad ones (lets say something like transunion around 800, experian 690 and a equafax 720 with only one bad dent made over 3+ yrs ago), would someone technically qualify as top tier? I guessing every auto finance group pulls from different credit bureaus does it depend by state is there a general place I can find this info at? Currently looking at leasing maybe a honda, toyota, hyundai, in 07016.

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    kyfdxkyfdx Moderator Posts: 243,901
    bumer said:

    I know some of the MF & RV posted on here are for top tier credit, but how would it work if someone who has 1 great credit score but 2 bad ones (lets say something like transunion around 800, experian 690 and a equafax 720 with only one bad dent made over 3+ yrs ago), would someone technically qualify as top tier? I guessing every auto finance group pulls from different credit bureaus does it depend by state is there a general place I can find this info at? Currently looking at leasing maybe a honda, toyota, hyundai, in 07016.

    As you note, most banks use one credit bureau. I have no idea how that will affect you. Luck of the draw. We don't know which bureau the individual banks use.

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