Can anyone make sense of this contract?

This was for a 2018 Nissan Rogue SV w/premium package. $2620 upfront payment. They also put a rent charge $1463.09...money factor 0.03240? Please help explain this?!
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Answers
Not sure where you came up with your money factor. The money factor on this contract appears to be right at .00090 MF.
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