Mazda CX-9 Extended Warranty

fant

When i bought my 2010 cx9, geico offered me their mechanical breakdown coverage which they say is better than an extended warranty for only $70 / 6 months for 100k/7 year. It seems too good to be true:

Here is some info: http://www.geico.com/getaquote/auto/mechanical-breakdown-insurance/
and here are the exclusions:

Exclusions to this policy include regular maintenance services such as tune-ups, suspension alignment, wheel balancing, filters, lubrication, coolant and fluids, spark plugs, brake pads and linings, brake shoes, and tires. Also, breakdown repairs made necessary by intentional damage, corrosion, misuse, or improper maintenance are not covered. Mechanical Breakdown Insurance coverage is in excess of coverage provided by your manufacturer's warranty. Read the policy amendment for the complete terms and conditions of this coverage.

Is this too good to be true?

ceric

1) you must have Geico auto insurance
2) you must buy the MBI before 15K and within 15months of purchase
These two kills my interests in that.

For the (2), I wonder why ... since most new car warranty covers 3yr/36K miles.
It is designed to make interest from your payment while you have no chance to use the MBI for almost 2 yr and 20K miles. Sounds odd.

ceric

To those of you who are interested, there was a post right before this one (got removed) mentioning about this website
www.mazda-mepp.com
I got a quote from them: in my case it is around
- $1500+ for "extra" 5 yrs "from now", and up to 75K
- $1900+ for "extra" 5 yrs "from now", and up to 100K
(the quote depends on your current mileages and duration to 3yr OE warranty expiration date)

He (can't mention the name here) says this is a web site from Mazda corporate.
However, the deals are decent only, not very outstanding if you ask me.
Just FYI.
For that kind of money, I will probably take my chances unless I could find a better deal. My CX9 has been reliable.

fant

Yah basically you are paying $1500 for warranty from 36k-75k (39k miles) or $1900 for warranty from 36k-100k (64k miles). I would probably save the money and take the chance. How many repairs are more than $2000?

ceric

> How many repairs are more than $2000?

Let me try...
1) transmission
2) transfer case (AWD)
3) ABS module
4) GPS-NAVI unit
5) drive shaft (AWD)
6) engine

And, I agree. $1900 is too much for me. I would have taken the deal for $1200.
:P

Forgot to mention that the quotes also depend on your model. My numbers were for GT AWD.

fant

Isnt 1,2,5, and 6 covered under the powertrain warranty which is 5YR/60K ?

ceric

Correct.
It makes ext warranty seem even more expensive, doesn't it?
:mad:

dogdoc1997

how do I know this is a real and valid site and not a scam? thnx, dogdoc

kyfdx

That post is over two years old... but, the website looks to be from a new car dealer that sells the Ford Warranty.... They have their name and address on the website... shouldn't be too hard to check out..

Just my $0.02
kyfdx

ceric

Check out the
mazda-mepp.com
They sell the genuine Mazda ext warranty.
Best price? Don't know.

dogdoc1997

called easy care today , atlanta based co. said to be the best and no problems, Motor trend recommended, then I see thet CEO is a guy I went to High School with; anyway the gal on the phone tells me that "they" are the ones who actually sell and enforce the program, the MEPP; it is possible becasue the names of the different levels of care are the same ones on their site, the "total care" is the top.. look them up easycare warranties....anyway they quoted me on a NEW 2010 CX9FWD GT, few hundred miles for 7 yr/100K with $100 deduc for $2732.....12 months free finance with 20% down, sounds high to me, hate that they count the concurrent running total with mfg warranty.....dogdoc

dogdoc1997

called three dealers today and all three carry/or reccommend after market warranties and NOT the MEPP....all said that MEPP is not helpful to the customer and is difficult to deal with; hard to believe; I just want to get a cost; maybe its more profitable to sell something else??? Fidelity was named by two and I have used them before; no problems...dogdoc

mc1665

My factory warranty just expired and so I decided to get a quote from the dealer where I purchased and service my car. The dealership offered the MEPP and
Zurich Comprehensive VSC for 3 year / 60k miles: Note that the 300 dollar discount was because I purchased my car from them...

$1617-(300) = $1317 $0 deductible
$1607-(300) = $1307 $50 deductible
$1587-(300) = $1287 $100 deductible
$1577-(300) = $1277 $200 deductible

MEPP TotalCare for 3 year / 60k miles:

$1729-(300) = $1429 $0 deductible
$1630-(300) = $1330 $50 deductible
$1557-(300) = $1257 $100 deductible
$1501-(300) = $1201 $200 deductible

As you can see it is still pretty expensive. Anyways while getting my 30k service at the dealership, the service manager talked to me about purchasing the MEPP through him and his department. He offered me the 3yr 60k (which really is the 6yr 60k) for a price of:

$854 for the 100 deductible
$910 for the 50 deductible

The reason they could offer at that price was that I always take my car to get serviced there and they know the history of my car and thus they could offer the MEPP at a more reasonable price.

Anyways, I ended up getting the 910 dollar MEPP total care package extended warrranty package after my factory warranty expired. You might want to try asking your service manager to see if they can sell you the MEPP package directly!

dogdoc1997

So I spoke to the regional Service guy in Florida; he was hot that 3 dealers did NOT offer me the MEPP, all had other products...so I bought the MEPP for $1849 with $100 deductible, 100K and 10 years...CX9 FWT GT....the cheapest including easy care(thier sister company I was told but less expensive from Mazda, and Fidelity that was $2300 for 7 years 100K...so I am happy at this point, time will tell, dogdoc

natracsoph

I just got a CX-9 AWD, was offered Ext Warr through Adavntage-Part of Protective Insurance their total protection pkg was 1500 with 100 ded for 60 mo/60k miles. Seems high especially for a third party. This dealer did not offer MEPP. I know from experience cost is about a third of the List price so ask what list is and if you get about half you've done well. I will check out the MEPP that has been posted--good luck

mckomer

Just bought a certified pre-owned 2010 CX-9 GT from a reputable dealership, who was able to convince me that the extended warranty coverage is worth it. I NEVER buy extended warranties for anything! But figured since I don't know where this car has been, I went for it. Is it really worth it?? Has anyone gotten their money's worth for theirs?

It was driven 18,000 mi/yr during it's first two years, had one owner, no accidents, but the carfax says it was company owned which made me nervous that it might have been a company car and not taken care of as a personal one mechanically speaking. It looks and feels like it's in excellent condition though.

I paid $1450 to get an "extra" 6 yrs / +80,000 mi... which is essentially their 9 yr / 125,000 package (when based on original vehicle purchase date). There is a $100 deductible applied to each visit. Whatcha think?