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Saab 9-3 Lease Questions
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Everyone here seems pretty knowledgeable about the 9-3 and I was wondering you could give me some advice on leasing this car since it will be my first car lease on my own.
I'm moving to Los Angeles in 3 days which is where I plan on leasing the vehicle, and I was wondering what the best deals are, what I should expect to pay per month, the financing rates, and residual values for a 24 month lease, with 12k miles per year.
I want to put down as little as possible up front and I also am not interested in the current 27 month lease promotion that they have on their website because when I worked out the numbers it didn't seem like a good deal.
I'm looking for the Saab 9-3 2.0T 4cyl turbo with automatic transmission- other than that I'm not looking for any other upgrades.
Also, when do the 2007 models come out-- will that make the prices on the 2006 models go down? Should I be getting a better deal since I plan on purchasing at the end of the month and during Memorial Day Weekend?
Any and all advice would be greatly appreciated!
-Ashley
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The dealer offered 8,750 for the car (the buyout is 10,500)for my Saturn. I also have a GM in the driveway discount of 1,000 dollars. Therefore the deal as of now for the Saab 9-3 stands at: 3,000 dollars down and 369.00 a month for 27 months, 12k/yr. This includes all fees/taxes and the release of my Saturn contract. The first question, is this a good deal?
The next and more important question is this 2,000 "hidden incentive" spoken about in the previous postings. Is this offered in NY state and how should I go about gaining this incentive. Any help would be greatly appreciated. Thanks.
The sales price I was quoted seems pretty good ($1860 under invoice?) so I'm assuming this must already include the $2000 incentive from the manufacturer.
Also, does Saab typically charge security deposit and acquisition fee up front? If so, what do those charges typically run?
can you please tell me the money factor and residuals for a lease of a 9-3 sportcombi 2.0t. this is for a 27 month lease w/ 10K miles.
thanks so much.
can you please tell me the money factor and residuals for a lease of a 9-3 aero sedan 2.0t
MSRP 34,365 ( includes options but no detination charge ), Houston area.
1) a 39 month lease w/ 12K miles
2) a 39 month lease w/ 15K miles
Dealer offers a demo with 1600 miles for US$ 3k less
They quote me 5.9% money rate and residual 17,182.50
or 50.2 % ( 15K option )
I signed a lease deal on a new 2006 9-3 this weekend. Saab's current offers on the 27 month lease make it an attractive option. Payments actually ended up being less on a 27 mo. lease than on a 36 mo. lease.
For a 27 month, 12,000 mile/year lease, residual value is 70%, and interest rate is 3.94% (MF=.00164). If you want to waive the security deposit, you'll have to add half a point to that rate (4.44% or MF=.00185)
For a 36 mo/12k lease, the residual was 60%. Interest rate stays the same.
In addition to the security deposit, Saab requires an acquisition fee of $670.
When you throw in the $2000 incentive, it ends up being a very good deal. I had a few dealers tell me the $2000 was for purchase only and not for a lease, but the place I ended up leasing from included the 2k discount in the deal.
$280/mo sounds like a long shot if you're looking for a new 2006. Even with a totally stripped model with NO options, you'd probably have to put down a down payment somewhere in the ballpark of $2000 to get your monthly payment in that range. And as I'm sure you've heard, it doesn't make sense to put any money down on a lease.
I'm looking at a car tonite. Is it publized??
27600 dollars at 12,000/yr
It is difficult for me to tell you whether the lease that you were quoted is a good deal without knowing this car's MSRP and selling price. These numbers will show me how much of a discount you are being given and will enable me to use Saab's actual lease program to estimate what this car's monthly payment should be. Let me know and I'll tell you what I think.
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$1,800 under dealer invoice is a very good price for this car. Keep in mind though that the $2,000 dealer cash that is currently available on it is not compatible with its special lease program. If the salesperson who quoted you this price didn't know that you want to lease you may not be able to get it.
SFSC charges both a security deposit and an acquisition fee on every vehicle that it leases. Your car's security deposit will be equivalent to its monthly payment rounded up to the nearest $25 increment. Its acquisition fee is currently $595 in most states. You should be able to roll your car's acquisition fee into its capitalized cost to make it part of your payment instead of paying it at signing if you want.
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I leased a new 9-3 last week, and I'm very happy with my deal.
When I told them I wanted to lease, most dealers balked at including the $2000 incentive, but I still found one dealer who ended up quoting a cap cost for a lease of $1500 below invoice. That was too good to pass up.
The 27 month lease looks like the way to go right now. Payments are actually lower than they would be on a 36 mo. Residual is set at 70% for a 27mo/12k mile lease.
Paid nothing out of pocket and rolled in all taxes and fees.
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Thanks in advance.
hi, what were the terms of the deal you got? did u have a down payment/cash upfront? What was your monthly payment? thanks.
Invoice $28,551
Cap Cost $26,991
27 mo/12k mile lease.
Residual 70%. 4.44% interest rate (could be 1/2 point less if you paid a security deposit, but I didn't want to pay anything up front.)
rolled tax (3%), tags, acquisition fee, and processing fee into the lease.
Bottom line was $380/mo with nothing due up front other than first month's payment.
a) Give the car to my parents and have them continue leasing the car and potentially purchase it later (they'll definitely go over the 12,000 mile per year limit)?
b) Give the car back? or
c) Purchase the car? If I were to purchase, what price should I look for or offer? It has 5,000 miles on it so far.
Thanks for your help!
Do you happen to know the July numbers for the 2006 Saab 9-3 2.0T Sedan - 27 month/15k Residual and Lease Rate? Did they change at all from June? Thanks.
Rob
Residual 72 APR 3.94
Price- 29770
rebate- 500
Acquisitionfee- 695
Taxes- 772
Admin/Doc fee- 125
Title/Reg- 262.50
Security deposit- 350.00
Total due at signing w/ first mos. & security= 3395.52
Mos. payment= 330.52
27 mos lease/ 10,000 miles
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I was wondering if you have any information on the new incentive program that started for the 2006 9-3 Aero this week.
Also, do you have the current lease rate and residual figures for 27 and 36 month/15k mile leases on this car.
Thanks
Does anyone know the current residual values and lease rates a 2006 9-3 2.0T 27 month 12k and 15K leases? I seem to keep hearing different numbers. I've heard everything from 68 to 72 percent on the Residuals and 3.19 - 4.94 on the Rates. Shouldn't these be standard across the board if it's through GMAC? Also, I wonder if Saab will be introducing even lower rates or better incentives to clear out the '06's since it's almost time for the 2007's to come out. Is it worth waiting?
Thanks for any thoughts.
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