# Porsche Panamera Lease Questions

Ask your Panamera lease questions here!

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Ask your Panamera lease questions here!

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Did you get a good deal? Be sure to come back and share!**Edmunds Moderator**

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## Comments

638,514Car_manHost

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1Paramea S MSRP range from a bit under $100K to about $107K, I got dealers offer 5K off sticker with above lease numbers. Anybody got better than 5K off? Thanks in advance for your feedback!

2738,514The numbers for an otherwise identical 36-month lease are .00120 and 55%.

I'm not sure if PFS offers a multiple security deposit option. You should ask your dealer to find out for certain.

Car_manHost

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138,514This program was originally scheduled to run through April 1st.

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47What is the April lease rates (residual , money factor) for a Panamera S, 4S and GTS from PFS with 10,000 miles/yr? I am interested in a 36 or 48 month lease. IS PFS still offering a $3500additonal discount if you are coming over from MB or BMW?

thanks in advance.

Zhecks

47Not sure if Car_man is on vacation. did not get a reply from the question below. can you help?

What is the April lease rates (residual , money factor) for a Panamera S, 4S and GTS from PFS with 10,000 miles/yr? I am interested in a 36 or 48 month lease. IS PFS still offering a $3500additonal discount if you are coming over from MB or BMW?

thanks in advance.

Zhecks

190,788Unfortunately, I don't have that information... he is our resident expert!

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Edmunds Moderator38,514Porsche isn't providing any support on 4-year leases of this car, so you probably shouldn't lease one for any longer than 3-years.

The numbers for a 36-month lease of a '12 Panamera 4S are .00120 and 55%.

The numbers for the GTS are .00120 and 49%.

I know that Porsche is making up to three remaining payments for current lessees of competitive models right now, but I haven't heard anything about $3,500 for BMW or Mercedes customers.

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38,514Car_manHost

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47Thank you very much, this helps a lot in my negotiation of the deal. I am able to pull the trigger and this comes at the right time.

Is this still a very popular car? I tried to get other inputs on their recent buying experience on this car and no one responded. Are people not as cost sensitive like me or there is no high demand for this car out there.

thank you again.

Zhecks

14Are you sure about those panamera numbers?

I have been told by two good friends of mine who work at porsche that the current MF and Residuals on the Panamera with 10k are .0020 and 59% on a 36 month.

And that on a Panamera 4 with 10k it is .0020 and 58% on a 36 month and that these will remain until July 2nd.

4714I thought you were quoting the v6 numbers but you were quoting the v8 numbers.

Sorry about the confusion.

I can confirm for the v6 it is 0020 and 59% and for the Panamera 4 it is .0020 and 58%.

7I am looking for some hard numbers on a Panamera (base model) lease..I just received a quote on a 76,500 base for $1,200 per month. Didn't do much negotiation after that but that seems to be very high..am I wrong? What is an approx lease price for that car considering a 3 year lease. Assume teir 1 credit, ect.

Thank you again

14I got a quote on a panamera 4 with msrp of 88,850-

1064 per month 0 down but taxes being paid up front instead of rolled into monthly payment. This is a 3 year 10k per year lease. 12k would be 24 more per month. Also I qualify for a Porsche conquest rebate because I am currently leasing a BMW.

38,514Car_manHost

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38,514Let's say that you were able to negotiate a $5,000 dealer discount on this car. I estimate that if you were to lease a 2012 base Panamera that has an MSRP of $76,500 and a selling price of $71,500 through PFS right now for 36-months with 12,000 miles per year, your zero down, pre-tax monthly payment would be around $893. Even at full MSRP this car would have a pre-tax payment of $1,038. As you can see, $1,200 per month is way too much for this vehicle.

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2I have been talking to different dealers on a Base Model and none of them are going below $1181. Any suggestions as to the best place to try ? I am in Florida.

Thanks

2Car_man , is there any place where we can check the correct rate that Porsche Financial Services is offerring?

Thanks

21crimatt

21The Panamera 4S has a money buy rate of .0012 for those who qualify for PFS upper tier credit rate. This money factor is good at least until July 2, 2012.

crimatt

2What can I expect to pay for a Porsche Panamera 4S with no money down and taxes rolled into the monthly payment. 36 Months 15k Miles a year.. Retail Price is about 120k.. Thanks in advance...

2911Thanks

21If you were to bury those fees into your payment, the monthly rent would increase to $1559. These figures assume the use of a Residual percentage of 57%.

Remember, the current Money Factor of .001200 for the 4S will only continue until 7/02/2012. However, this does not preclude the very likely possibility that PFS may decide to make the MF even more attractive after that date.

Good luck on your purchase!

crimatt

2Excuse my "newbie-ness" but when calculating my numbers for what my monthly lease will be, what is the money factor (i.e. .00120) and residual value (i.e. 55%).

How do I calculate these numbers into what my monthly lease could be?

I have tier 1 credit.

Thanks in Advance

44748The residuals are all over the place.

For the base model with 12k, it had a 58% residual. The hybrid was 54%.

These are all for 2012 models. The 2013 models are unknown, but we should figure things out tomorrow (July 3) when the new rates appear.

You have to watch out for the money factors. I live in South Florida, and some dealers like The Collection (Miami) and Champion (Pompano) try to cheat customer by adding an extra 40 points to the rates. Thus, they quote the .00120 rate as .00160. This is flat-out deception, and only those who know how leases work would be able to call them out. If you want to know what this type of cheating means, on a $90k Panny, the deceptive money factor quote adds around $3k to the price. As far as I know, the other dealers in Florida don't do this.

Let me sum up leasing in a few words. Once you negotiate the purchase price of the car (yes, you have to do this even for a lease), you are effectively paying for your "use" of the car, which is the difference between the purchase price and what the car is still worth when you are done (the "residual"). Plus, you have to pay the bank a finance charge to "borrow" the value of the car for the terms of the lease. When you are driving a $100k car, you are effectively borrowing the $100k for the term of the lease.

When you add your cost for the "use" of the car

plusthe finance charge to borrow the price of the car until you give it back, you get your lease charge. Spread this over the term of the lease, and you get your monthly payment.I hope that this is helpful for everyone.

7Any idea if the Money factors and/or residiual changed for July?

I am looking for the MF and resifual for 10k or 12k miles per year/ 36 month lease for a base 2012 Panamera with the V-6 engine? Car is approx $82,600.

Thanks for the help.

7CAR MAN,

Any idea if the Money factors and/or residiual changed for July?

I am looking for the MF and resifual for 10k or 12k miles per year/ 36 month lease for a base 2012 Panamera with the V-6 engine? Car is approx $82,600.

Oh I forgot to ask, any incentives still out there like the guy above mentioned...

Thanks for the help.

5The base model would be .00200 MF and 58% residual (12k).

I have heard that the residuals for 2013 are about 2% lower for most models.

I believe the 2013 money factor is the same for the 2013 base, but the MF may have risen from .00120 to .00200 for all of the other models.

Any confirmations out there on the rates for the Panemera?

42I have been tracking this post and made a comment earlier. I just leased a 2012 Panamera 4S and paying $1538/month. The out the door price was $102,500. I put $8,000 down. It came to $1,450/month - 12K miles/yr, but I added a warranty package that covered wheels, windshield dings, door dings. After that it came to $1,538.

Sounds like you are looking at a regular V6 Panny. No money down on a 4S would have been $1,750 month. There seems to be a $200-$300 interval between Panny models when you lease them.

Just my 2 cents...I may be wrong in my assumption. I'm not an expert here

5I assume that this is a 36 month lease.

The next question is whether it is 10k, 12k, or 15k miles.

You have to consider an $895 lease acquisition fee and the typical "dealer" fee.

It is important to remember that the final payment is the "result" of many factors. When dealer asks you "what do you want to pay," they are banking on your lack of leasing knowledge to build in hidden profit. If you ask me if $1325 per month on a 3 year, 12k per year lease is high for a car of MSRP of $85k, I would say definitely yes. The dealer is charging you something around MSRP for the car, and they are likely building in a higher money factor to make more profit.

If you learn how a lease works, you can save thousands of dollars.

If you don't have time to figure this out, then you should be negotiating the purchase price of the car as if you are buying it. Then ask the dealer to insert this purchase information into the computer without doing any mark-ups on the "money factor." You should be able to get 90% of the way there if the dealer uses a true purchase price and does not mark up the money factor.

91Monthly payment is $899 + tax. 36 month lease on approved credit through Porsche Financial Services. $0.30 per mile penalty over 10,000 miles per year. $5,000 cap reduction, 1st payment, acquisition fees, and 1st year DMV fees due at delivery. No security deposit required. Stock #80329

38,514Car_manHost

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947I just took advantage of the program with my recent lease.

238,514Car_manHost

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188Could you kindly provide me with the buy rate and residual for a base Panamera on 24 & 36 month terms with 7,500, 10,000 and 12,000 miles.

Many Thanks.

38,514The residual value for a lease with 12,000 miles per year would be 1% higher. The 7,500 residual value would be 2% higher.

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188Best Regards

188Is the Conquest program still active on the Panamera? If so, when does it end?

Thanks Again.