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  • lotus18lotus18 Member Posts: 37
    Car_man
    Some of the auto manufacturer's website offer 'build your own' options and at the end, they will figure for you the lease payment. I have tried to use some of your info and do my calculation, but have never been able to match the payment they showed on their sites. What gives ?
    By the way, how and where do you get those residual values and factors from ? Are they only available to certain professionals and not availble to the public on the internet ?
    Thank you.
  • felixdacat13felixdacat13 Member Posts: 25
    I realize that leases are not what they used to be. in 1992 I got
    a sign and drive on an infiniti G20 for 219 a month. In
    1995 I got an Altima for 199/month paying 1st and sec dep only.
    The maxima was also a good deal.. here is what I have so far

    Maxima: hanging around $340'ss right now for leftover 2001's
    I might be able to get to 329, but only if they have a lot to get rid
    of? I heard they are selling for 1k under invoice. I could be wrong.

    Infiniti G20. I was offered $329. Decent price, but I am not sure
    about that vehicle.

    Now here is the interesting news.. Last week i was quoted
    $340s for the 2002 camry. yesterday that went down to $320
    (paying just first month). Did they come out with a new
    program over the weekend. Is there any chance it can get better?
    One dealer has a LE on the lot with 1500 miles (it was a trade with
    another dealer far away ). Is that now considered a demo? Could
    I deal lower on that car? would the lease paperwork indicate
    that my beginning miles were higher then "0"?

    Thanks!

    sandy
  • richkantorrichkantor Member Posts: 2
    Has anyone recently ordered a 2002 530i from NYC or New Jersey. I'm looking to lease a fully loaded one for 36 monhs, 12,000 miles per year. However, I have found out to no surprise that most of the dealerships in the tri-state area are not willing to come down on the cap cost. One actually said the cap cost is at the MSRP which I found to be ludicrious. Also, the dealer said the residual value was 62% and the APR 6.3% (.002625 money factor) and neither can be negioted. The delaers arevery rude and snobish and don't care if you go through them. I read somewhere that you can negiote these three leasing factors. Am I wrong? I really would like to get the 530i but if these dealers are going to act like this and not even want to negiote a little I might as well get a Mercedes or Lexus depending on their customer service. If anyone has any insight or comments it would be greatly appreciated. Thanks.
  • mmcbride1mmcbride1 Member Posts: 861
    Car Man, do you have money factors and residuals for 2001 and 2002 S4 sedans for 36 months/12k per year (or 39 months)?

    A buddy of mine is looking into getting one.
  • im_brentwoodim_brentwood Member Posts: 4,883
    Maybe I can help...

    Try Prestige on Rt 17 in Paramus or also you may want to try the guys at Park Ave in Maywood.

    Also, my family has done a lot of business with Joe Segreti at Wide World of Cars on Rt 59 in Nanuet, but it was always on the little red ones...

    He seemed to be a good guy to me, worth a shot.

    If it helps, I grew up in Tenafly and, well, I always dealt with Prestige or Wide World or Park Ave (hint hint).

    BMW Financial generally has the best programs on these cars. They also set the base money factors (Which can be marked up and that certainly ought to be negotiable) and residuals. The base money factors and residuals are not negotiable per se (Some leasing companies will let you lower them, which can be a great deal if the car has a seriously subvented rate and you intend on buying it.. but thats a terribly complicated discussion).

    .00265 and 62% are what I was told here in FL.. but NYC Could well be different. Car_Man ought to have access to that data.

    As far as Cap Cost goes, the NYC area is generally the most competitive in the country, especially for Luxury cars. I doubt you'd be stuck paying list for the car (although it wouldnt surprise me..TMV lists an '01 at $3,000 over invoice..), but I also highly doubt that you'll be able to buy one for close to invoice.

    So, I'd shop a bit, but it looks to me that $1,000 off is a strong deal. Here in FL, MSRP is generally the rule.

    Bill
  • mookie14mookie14 Member Posts: 252
    i got a 2000 exploder leased it in 2000 and it has gave problems since it hit 20000 miles. i do know i will go over miles already and have to pay no problem. what im wondering is can i trade out of this well i do say this and not mess up my credit. also even though it maybe worth close to nothing it will have about 53000 miles it when goes to them or a dealer. so i do know that im going have to put some money down. so thats my question help please. ps by the way im not getting a ford again or want a ford.
  • hsj1906hsj1906 Member Posts: 42
    I know you've mentioned from time to time that you can lease a car through an indpendent bank (e.g., Southtrust, KeyBank, Fifth'Third, Firstar, etc.). Do most banks lease cars to individuals or do these institutions mostly do business leasing? I checked their websites, but I did not see any information on leasing automobiles for individuals. Also, how does lease termination work with these institutions? Where do you usually return it? Are they pickier with the condition of the car than the dealer?

    Any thoughts would be greatly appreciated.
  • tgif888tgif888 Member Posts: 351
    Car_man,

    Ignore my last message. This is a new one. 2001 BMW 525, 530, and 540i 4 years/48k miles. Thanks.

    Oh, I mean I want to know the residual value and money factor. Thanks.
  • im_brentwoodim_brentwood Member Posts: 4,883
    Mookie: From the sounds of it, you'd be much better off running this lease until the end and then paying for the extra miles that you used. Second-Generation Explorers are, unfortunately, VERY Soft in the marketplace right now, as are most domestic SUVs (I just bought a 47K mile 1998 Grand Cherokee Limited V8 4WD, Silver, for $10,700 as an example). Post the specs on your Explorer over in "Real-World Trade-In Values" in Smart Shopper and Me and Terry can give you an idea of market on your truck. Compare that to the payoff. But my guess is that it would be very expensive to do an early termination.

    hsj: Lots of outside banks do leasing, however they are originated through car dealers via what they call "indirect lending". It all depends on the car. If its' a car with little or no subvention, they can be a good deal. On some cars with serious subvention, its not a good deal. See if your dealership uses LeaseLink or Lease Prophet.. they scan all of the banks out there and show the best programs. Generally thye are not quite as forgiving as captive finance companies on excess wear and tear as they are not there to sell cars, they're there to sell financing. Generally you turn it back in either at the dealership you leased it from or sometimes they will pick it up. Some are great, some are not.

    As an example, we have 2 cars in the family that are leased right now. One is a Jaguar S-Type. That's through Jaguar Credit corp as they had the best program at the time (Subvented.. its' an 01 3.0 with Power/Memory, Sport, Weather and Premium Sound.. roughly $600/mo for 36 mos.. very good deal) The other is my mother's Jaguar. That car is leased through Key Bank as it was a model that Jaguar had NO subvention on at all (Supercharged Vanden Plas) and Key Bank had a 1% Lower residual than Jaguar Credit, but a .00275 factor versus a .00325 factor. That was enough to make a huge dent in the payemnts.

    Hope this helps!

    Bill
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Tgif888, the 4 year 12,000 miles per lease money factor and residual value for a 2002 530i leased through BMW FS should be .00320 and 52%, respectively. The numbers for a 540i with the same parameters should currently be .00320 and 50%, respectively.

    Car_Man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Maxwella111, for the sake of comparison, here is the second set of numbers that you asked for. If you were to lease a 2001 TT Roadster with the 225 hp engine through AFS right the base lease money factor should be .00200 for 3 years and .00210 for 4 years. The corresponding 12,000 miles per year residual values should be 63% and 57%, respectively.

    Car_Man
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  • tgif888tgif888 Member Posts: 351
    What about 2001 BMW 525, 530, and 540i 4 years/48k miles. Oh, I mean I want to know the residual value and money factor. Thanks.
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    You've got good timing, lotus18. I do have the latest lease programs for both BMW and Infiniti. Right now the Infiniti Financial Services base lease money factor and residual value for a 2002 I35 leased for 3 years with 12,000 miles per should be .00263 and 54%. That's a decent money factor for a brand new model, but then interest rates in general are so low right now that it is not all that surprising. Conversely, the residual value is a little disappointing for a brand new model. The 3 year 12,000 miles per lease money factor and residual value for a 2002 BMW 325i leased through BMW Financial Services should presently be .00265 and 62%, respectively.

    Car_Man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Congratulations on your new car, Gary. I'm glad to see that you were able to get such a good deal. Enjoy!

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  • im_brentwoodim_brentwood Member Posts: 4,883
    I agree.. that residual looks a bit low.

    Historically I30s did not do well with resale value, but the 00+ I30s have been doing surprisingly well..

    Out of curiosity, where is Infiniti pegging the 36 month residuals on the Q45s? The 97-01s were generally set at around 40-44% after 3 years by ALG..

    Bill
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Lotus18, it is difficult to generalize about all manufacturers' Web sites with one answer to your question. However, I too have found that the lease calculators on these sites are not very accurate. It is difficult to say why that is the case. My guess is that the calculators may not be updated with actual lease money factors and residual values, but rather they use some sort of average or standard rate to calculate payments in some instances. In answer to your second question, I am able to take a look at manufacturers' incentives programs from time to time because I work in the industry. I have never seen an accurate source of lease money factor and residual value information that is available to members of the general public.

    Car_Man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Sandy, in all of the incentives programs for the regions that I have seen, Toyota does not yet have any sort of lease money factor support available on the 2002 Camry. My guess is that dealerships are probably beginning to become a little more willing to lower the price of this car as they begin to get a more ample supply of the 2002 Camry and the novelty of the redesign begins to slowly wear off. Naturally, a lower selling price will result in a lower monthly lease payment.

    As long as the car with 1,500 miles on it that you mentioned was never titled, it still would technically be considered a "new" vehicle. Of course, the fact that it has over a thousand miles on it certainly warrants a discount off of the price that you normally would have been able to buy it for. The problem with demos is that in my opinion, dealers are usually not willing to provide enough of a discount to justify purchasing what is essentially a low mileage used vehicle over a brand new model without any miles on it. Of course that is just my opinion and someone must be purchasing these cars or they would have to reduce their prices even further. Yes, if you were to lease a demo car or truck the mileage that is on it already should not count against the mileage that you are allowed to drive without having to pay a lease-end penalty.

    Car_Man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Mmcbride1, even though the A4 was redesigned for the 2002 model year, I don't believe that there is much of a difference between the 2001 and 2002 S4 because if I am not mistaken the '02 S4 is still based on the old model. Just a little piece of information for you. Now let's look at this car's lease program. The AFS 3 year 12,000 miles per lease money factor and residual value for a 2001 S4 during the month of October should be .00130 and 55%, respectively. The factor and resid for an '02 S4 leased for 3 yr. 36k should be .00270 and 60%, respectively.

    Car_Man
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  • fgrethelfgrethel Member Posts: 24
    Hi Car_Man. I am eagerly awaiting the residuals and any update on Toyota's money factor for a 3yr 12,000 mi per year Highlander lease. (15k residual would be help for comparison's sake). I realize that you are trying to get info on the October numbers. Now I am looking for my other vehicle for the household: the new Mercedes C230 coupe/hatchback. I would like to know lease factors and residuals for a MBZ finance 3yr 12,000 mile per year (and 15,000 for comparison) for a C230. Thank you so much for your help. I recognize that the Mercedes numbers will only give me a "no worse than" number as I will need to order a car that will not likely be available until January. (I better get that Highlander sooner!) Thanks!!!
  • mdiver65mdiver65 Member Posts: 31
    Car man,

    I ended up leasing a 2002 Taurus SEV6. Should have waited for the prices to drop but couldn't resist. Beautiful car to drive and very sporty for a Toyota. Thanks for all your answers in the past. They directed me in the right direction.

    Two more questions if you don't mind...I signed a 3 year lease. First, is it possible to trade in the vehicle for another Toyota at any time in the lease? I've heard of people trading in their vehicles but I don't know how that works. Second, the speakers are very average but I didn't expect much. Is it possible to upgrade the speakers on a leased vehicle? Heck, maybe I'll even upgrade the radio too. Is this allowed?

    Thank you!
  • mmcbride1mmcbride1 Member Posts: 861
    Yep, the 2002's are identical to the 2001's, it's just hard to find a 2001 by this time.

    Thanks.
  • hsj1906hsj1906 Member Posts: 42
    Any residual value info. on the Lexus ES 300? Interested in 36 month and 48 month for 15k per year.
  • hsj1906hsj1906 Member Posts: 42
    I am having the darndest time making up my mind. Can you also provide me with the money factor and residuals on a Saab 9-5 aero and a Volvo S-60T5. Both for 15k/year and numbers for 36 mo. and 48 mo.

    Any rebates or cash incentives on these?
  • joesteinjoestein Member Posts: 23
    Car Man,

    Sorry to have taken so long to get back to you. I am looking for a 36 or 39 month lease. 10,000 or 12,000 miles per year,as this is a second car. Whatever the best deal is.

    here is my orignal messgage:

    Car Man,

    I am have finally moved into New Jersey and are ready to buy/lease a car. Can you tell me, is there any special incentives, and what are the residuals and money factors for the following cars:

    1) Ford Escape
    2) Honda Cr-v
    3) Jeep Cherokee

    And do you know of any SUV which has an extraordinary good lease deal right now? (other than XL-7)?

    I am in Monmouth county in New Jersey.

    Thanks for all your help.

    Joe
  • cupholder1cupholder1 Member Posts: 231
    Can you please tell me what the residual/money factor is looking like for the brand new '02 Altimas for a 36/39 month lease/15k miles? My preliminary investigation seems to indicate that the residual will be quite bad.
  • cupholder1cupholder1 Member Posts: 231
    From looking around, it appears that VWs make for excellent leasing bargains.
  • cupholder1cupholder1 Member Posts: 231
    Some people seem to be very confused about trading in their leased vehicle. It isn't confusing at all. Call up your bank and find out what the lease payoff is. That's how much you will have to pay to buy the car from the bank and get out of the lease. Then look at KBB trade in values. If the trade in value of your car is about the same as a payoff, you should be able to unload your car on the dealer without taking a hit. If your payoff is $13,000, but the car is only worth $12,000, the dealer will handle the transaction for you, but require that you pay the difference. The dealer might also give you $13,000 on the trade, but then hit you for full sticker on the new car.
  • rxkerxke Member Posts: 168
    What should the money factor and the residual percentage be on these two 2002 Audi vehicles for 3 years and 12,000 per year. What would be the difference if it were 15,000 per year? Thank you for any input.
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Fgrethel, I should have had a chance to have taken a look at the current Mercedes-Benz lease program by tomorrow night. Rumor has it that Mercedes actually has all sorts of dealer cash and low interest rates on its vehicles for a change. These enhancements are only scheduled to run through the end of October so there definitely is no guarantee that they will be around when you take delivery of your new Benz. Check back with me then for a definitive answer to your MB question.

    I answer to your Toyota question, they are not currently providing any sort of lease support on the Highlander. So if you choose to lease one through Toyota Financial Services you would have to use their standard lease money factor. Last month that was around .00330, but I have heard that they lowered it to around .00270 for the month of October. The 3 year 12,000 miles per residual value for a 2002 Toyota Highlander 4WD should currently be around 62% and the 15,000 miles per year residual should be around 60%. I hope that this information helps you out.

    Car_Man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    You're welcome, mdiver65. I am glad that I was able to help you out. Yes, it is possible to get out of your lease contract in the middle of your term, but there is a catch: it could be very expensive for you to do so. In order to break your current lease agreement you would need to place a call to the bank that you are leasing your vehicle through to find out exactly how much money it would cost you. If you are upside down on your car or if they charge you some sort of early termination penalty, it is very likely that one if not both of these things will happen, you are going to have to pay out of your own pocket or roll over negative equity into your next vehicle. Neither is a very attractive option. As far as upgrading your car's stereo goes, you need to check your lease contract of perhaps contact the company that you are leasing your car through prior to making any major modifications to it. They may not mind if the new stereo is put in cleanly, but better safe than sorry.

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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hsj1906, I should have the information that you are looking for by tomorrow night. Talk to you then.

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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hsj1906, I have seen the Saab lease program for October, but haven't had an opportunity to check out the Volvo program yet. Saab is throwing tons of money at its cars right now. If you were to lease a 2001 Saab 9-5 Aero through Saab Financial Services prior to the end of the month, the 36 and 48 month base lease money factors should be .00185 and .00208. The corresponding 15,000 miles per year residual values for this car are 46% and 39%. In addition to the low lease money factors, Saab is providing $5,000 lease cash on all 9-5 models! They also have owner loyalty cash that is available for current Saab and Oldsmobile owners that can be used with their lease program.

    Car_Man
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  • smd522smd522 Member Posts: 5
    Car Man

    I am interested in leasing a 2002 Buick Regal GS. 36 mos 15k per year. Do you have any information on these lease programs? If so, what are they and in your opinion will they remain relatively constant or get more agressive as we get closer to the end of the 2001 calendar year?

    Any help that you can provide would be greatly appreciated.

    Thanks
  • hsj1906hsj1906 Member Posts: 42
    I test drove the Aero tonight. Great car -- very quick. The dealer quoted me the same residual values and money factors that you gave me. I was surprised that they were so low. Are the non-aero versions of the 9-5 any better?
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    OK Joe, let's take a look at the vehicles that you're interested in. Right now in your area the Ford is not providing any sort of lease rate support on the 2002 Escape. So in my opinion, you would be much better off leasing one through an outside lending institution or financing it using Ford's new low finance rates of 0.0% for 36 months, 0.9% for 48 months, and 2.9% for 60 months on the 2001 version and 0.0% for up to 36 months, 2.9% for 48 months, and 4.9% for 60 months on the 2002 version of this truck.

    Honda is not providing any sort of lease money factor support on the CR-V right now either, but at least American Honda Finance Corp.'s standard money factors are reasonable. If you were to lease a 2001 CR-V through AHFC at this time, you would have to use a base 3 year 12,000 miles per money factor of .00250 and residual values of 54% for 2WD, 56% for EX 4WD, 57% for LX 4WD, and 56% for SE 4WD models. Again, you might be better off financing this truck using Honda's new enhanced rates of 1.9% for up to 36 months, 2.9% for 48 months, and 2.9% for 60 months.

    Lastly the 2001 Jeep Cherokee. You seem to have an affinity for vehicles that don't have any sort of lease money factor support available on them, because DaimlerChrysler is not providing any supported money factors on this truck either. If you were to lease one through Chrysler Financial for 39 months, you would have to use a lease money factor of .00315 and a 12,000 miles per year residual value of 30% to 33% depending upon the trim level that you get, ouch. At least they have $3,500 Dealer Cash on it right now.

    Overall, none of these trucks make very good vehicles to lease and you might be better off financing them or purchasing them with cash.

    Car_Man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Cupholder1, you are right. The lease program that is currently available on the 2002 Altima is not very attractive. I think that Nissan did an outstanding job with the redesign of this car and would definitely would consider getting one if I was in the market for that sort of vehicle, however its lease program, combined with it's higher price, makes it almost impossible to justify leasing one at this time. The 36 month Nissan Motor Acceptance Corp. money factors for this car are .00255 for the 3.5L and .00235 for the 2.5L. Its 3 year 15,000 miles per residual values are 50% for the 2002 Altima 2.5L S, 49% for the 2002 ALtima 2.5L SL, and 49% for the 2002 Altima 3.5 SE V6.

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  • jbudro1jbudro1 Member Posts: 5
    Carman, I would also be interested in the lease rates on this vehicle, as I have ordered one and will be taking delivery before the end of October(the 25th to be exact)I was quoted a residual of 67% for 12,000 and 36mo. back in August, and a very high money factor that worked out to around 9%. My hope was that the money factor would drop some and the residual to hold--any information on October rates or any upcoming rates appreciated.
  • dgraves1dgraves1 Member Posts: 414
    Thanks for your help earlier. I wasn't going to bother you with specifics but it appears you do not mind doing it (I hope Edmunds pays you well - though I suspect not).
    Can you give me the money factor and residual value for a 2001 and 2002 Expedition?
  • im_brentwoodim_brentwood Member Posts: 4,883
    Out of curiosity...

    What's Infiniti Financial got the 36 Mo residual of an '02 Q45 pegged at?

    Bill
  • cupholder1cupholder1 Member Posts: 231
    Car Man:

    I would also like to see some leasing information on the C230. I just recently stumbled on this car by accident, and it seems to have a lot going for it. I am interested in the residual/money factors on a 36/39 month lease, 15k miles a year.

    Also, is it true that everyone pays sticker for MB?
  • mdx4funmdx4fun Member Posts: 11
    Car_man,

    Like to know the money factor and residual value on a 2001 BMW X5 3.3i and 4.4i. The lease will be 4 yr/48k miles or 3yr/36k miles for both models.

    Thanks.

    P.S. Does it make the difference if the vehicle equip with navigation system?
  • hsj1906hsj1906 Member Posts: 42
    Just wanted to drop you a reminder regarding the ES 300 (you said you should have the numbers tonight). I am looking at 36 and 48 month residuals and money factors (for 15k/year).

    Thanks.
  • lazuralazura Member Posts: 43
    Car_Man,
    Thanks for all your leasing knowledge! You are saving us readers a lot of money and headaches finding this information out from the dealers. Do you have the residual/money factor on the 2002 Lincoln LS V8 (3yr/15000 miles)? My leasing software gives a residual of 45%, but that seems awfully low. At that residual, I may as well purchase since my lease payment would not be much lower. Also, I can't find anywhere if Lincoln extended their finance rate plan (0%,0%,.9%, 2.9%) past October 8th. With the leasing and financing details, I could certainly make a more informed decision. Thanks.
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Jbudro1, the residual value that you were quoted for this car is right on the money and I believe that it should be good through the end of the month. Mercedes-Benz Credit Corp. recently lowered its lease money factors. Right now their base factor for consumers who qualify for their top credit tier is .00319. This is equivalent to around 7.66%.

    Car_Man
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  • jbudro1jbudro1 Member Posts: 5
    On the Mercedes c230K, you see the rates going up after October? In other words, if I can lock in now at .00319 should I? What's the reason for this when some american makes are doing 0%?
    Thanks again
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Dgraves1, well I must be a good actor then, huh? ;) I am just kidding of course and would be happy to help you out. I believe that in most areas, Ford Motor Credit's 3 year 15,000 miles per lease rate and residual value for a 2002 Expedition should be around 5.75% and 45% for the XLT trim level. Man, the residual values for domestic products sure have taken a nose dive lately haven't they? I remember a few years ago when the residual value for an identical lease of an Expedition would have been at least in the high 50%'s, if not higher than that.

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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hey Bill. As I am sure you are well aware, Q45's values fall like stones once they are driven off of the lot. However the 2002MY residual value for a Q45, 15,000 miles per, is still a reasonable (for this car) 54% if leased through IFS and 53% if leased through Chase.

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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Cupholder1, I completely agree. I think that the current generation C-Class is an outstanding automobile. Of course it doesn't beat out my true love, the CLK (especially the 55 AMG), but it is still a great car :). Interestingly enough this car has the exact same lease parameters as the C230K, so please refer to my previous post for the information that you are looking for.

    Mercedes-Benz certainly would like everyone to pay full MSRP for its products. They tightened up their margins on their vehicles and frown upon dealers who frequently lower prices, but negotiation still does happen on certain products. However I know for a fact that they have dealer cash on left over 2001 M-, E-, & S- class models right now, so there obviously is room for negotiation on certain models. It really is a matter of supply and demand more than anything. On models that are in short supply, like the CLK expect to pay full MSRP. However if there is an ample supply of the model that you want you may be able to negotiate a little bit.

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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Mdx4fun, you are in luck. BMW recently enhanced its incentives program on the 2001 X5. If you were to lease 2001 BMW X5 3.3i or X5 4.4i through BMW Financial Services right now for 3 years with 15,000 miles per, the lease money factors would be .00220 and .00195, respectively. For 4 year leases the factors would jump to .00320 for both models. The 3 year 12,000 miles per residual value for the both of these trucks would be 61% and the 4 year resid would be 50%. I don't believe that the navigation system has any sort of effect upon this particular model's residuals. Also, it is important to keep in mind that BMW is providing $2,500 Dealer Cash on the 2001 X5 4.4 that I believe may be used in conjunction with their lease program.

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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Smd522, right now GMAC has lease rates of around 2.24% for 24 to 36 month terms on the 2002 Regal GS. Unfortunately, the supported 36 month 15,000 miles per year residual value for this car is only 41%. It is difficult to say if GM will get more aggressive with its lease program on this particular car in the future.

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