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  • pondviewpondview Member Posts: 22
    Could you please give my the residual and money factor for an Isuzu Rodeo LS 4WD. Any incentives going onnat this time? I'm in RI.

    Thanks,

    gregg
  • haplologyhaplology Member Posts: 28
    Hi again.

    What is the residual and MF on the Mercedes C240 for 10K per year at 36, 39 and 42 months?

    Thanks!
  • skobolaskobola Member Posts: 207
    Carman, you are right, I was not thinking about that one! I believe that the transfer is about $450... I (we) will try that one regardless of being already ticked off by BMW's stupidity and inflexibility. Thanks for the advice!
  • mikeelmendorfmikeelmendorf Member Posts: 19
    Hi, Carman --

    Any info on leases for the new Infiniti G35? I would be looking at 3 years and 18/k miles per year.

    Thanks.

    ME
  • multiplechoicemultiplechoice Member Posts: 113
    Hi Car_Man

    Do you have the latest info for BMW's? I am looking for the MF and residuals for the 540ia and the 740ia, (36mo/15k, 36mo/12k). Thanks for your help. Where would we all be without you!
  • cb44cb44 Member Posts: 87
    Hey Car_man,

    Do you have the MF and residuals for last month which ended yesterday (2/28) on a 3.0 X5.

    Thanks in advance.
  • haplologyhaplology Member Posts: 28
    If I can also get MF and residuals for 24 months and 10K per year.

    Thanks again.
  • force98force98 Member Posts: 81
    Car_man,

    I have a '99 Cadillac Escalade, three-year lease, six months left. I received a letter from GMAC today notifying me I can terminate the lease early with no penalties providing I lease/purchase a new GM product. They will also provide additional cash incentives and waive the security deposit. I may take them up on it as I am interested in a new Escalade or Escalade EXT. Can you please provide residual and MF for both vehicles, 36 months, 15K miles.

    Thanks!
  • krohrerkrohrer Member Posts: 3
    I'm considering leasing my next car, but need some help understanding the math. Saab is now offering the following deal for a 9-3

    MSRP - $29,095
    Due at Inception - $3,027
    36 months @ $269/mo. - $9,684
    Purchase Price - $13,384

    Seems like a good deal to me, especially if I want to purchase at the end (total of $26K). Is my thinking correct or do I need to learn more about leasing before venturing out to the car lots.

    Thanks.

    KR
  • kjanakjana Member Posts: 16
    Hi Car Man. While you are digging for the BMW lease rates which have recently been requested, would you mind checking on the money factor and resdiual value for a 2002Ci convertible (36 months, 10,000 miles). Also, if I load up on the maximum number of security deposits, how much will BMW reduce the money factor? Finally, I was quoted 5.25% as the preferred finance rate by BMW for a purchase. Does this sound right? TIA. You are a big help to us.
  • eawegeaweg Member Posts: 50
    Hey Car_Man,

    Yes it's me again...I keep searching back and forth through a wide variety of vehicles so please forgive my insanity!

    1.) 3/36 lease on Audi 3.0 quattro manual - money factor and residual if possible.

    2.) Is BMW continuing with their aggressive leases through March?

    3.) Ohh!! The VW salesman tried to tell me that the .00245 money factor was the lowest they could go and that the .00185 doesn't include something called their "buyrate"...the 1st thing that came to my mind was "if it looks like it and smells like it...it probably is!"

    Thanks for your help!!! (Again)
  • audihopefulaudihopeful Member Posts: 1
    CarMan,
    I am currently considering a 39 month lease on a 02 TT 180 Roadster. I've been told that the Res Value is 57%, and there is a $250 Disposition fee.. I questioned the Disposition Fee and the salesperson told me that its a requirement from Audi financing, there is nothing he can do about it. Is this true? What is the Res Value for 36 months? Is 57% correct for 39 months?
  • automindautomind Member Posts: 8
    Hi Car_Man,

    I would like MF and residuals on the BMW 540i, 36mo 12k/yr and 42 or 48mo12k/yr. Thanks.
  • skobolaskobola Member Posts: 207
    I cannot believe that I was hit with $500 additional charge at the end of lease because the spoiler on my 1999 BMW 325i is scraped a little bit. I know a couple of people with BMWs as well as other cars who have spoilers scraped much worse than I do! So, what are my options in regard to this issue, i.e., can I complain and ask for a re-inspection, as the car still looks like new and it has been cared for much better than average (no dings, no spills, etc.). Thanks.
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi everyone. I just thought that I would start things off today by posting a quick note letting you know that the February lease programs for the vast majority of the manufacturers that sell vehicles in the U.S. either expired on Friday or are scheduled to expire today. As a result, I have not seen all of their new programs yet, and may not be able to answer all of your questions on this subject right away. I suspect that I will have had a chance to take a look at most of the new programs by mid-week. Please feel free to check back with me then. In the meantime, I will answer the questions that I can. Talk to you then.

    Car_man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    You're welcome, Ken. You are absolutely right about Chrysler's current lease program for this car. In fact, this has been a trend with all DaimlerChrysler leases over the past year or so. They really have cut way back on their lease money factor and residual value support, but have increased their lease cash somewhat. I am sure that this change in philosophy is at least partially a result of the huge losses that Chrysler experienced because of residual value exposure over the past several years.

    Car_man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Good morning, force98. GMAC's new lease programs is one of the few that I have already taken a look at. Keeping with their recent trend, their lease rates are actually fairly similar brand-wide this month. If you were to lease a 2002 Cadillac Escalade through GMAC prior to April 1st for 3 years with 15,000 miles per, the base lease rate and residual value for this truck should be 3.5% and 47%, respectively. The Cadillac Escalade EXT has the exact same lease rate, but a supported residual value of 50% for this term.

    Car_man
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  • cb44cb44 Member Posts: 87
    car-man,

    I realize the new rates may not be available for a few days, however I was actually looking for last months lease rates on a BMW X5 (3.0). I am trying to confirm Feb. MF on 12K, 3 year lease. Thanks!
  • mquigleymquigley Member Posts: 2
    Carman,
    Do you know what the incentives, rates, and residuals for a 2002 Maxima SE, automatic? I am looking at 36mo/15K rates, 39mo/15K rates. I know they had a $1000 incentive in Feb., and 36 months was 53% resid., .00244mf. Has any of this changed? Thanks, MQuigs
  • force98force98 Member Posts: 81
    Car_man,

    Thanks for the info on the Escalade. Since you can obtain GMAC numbers, please provide 36 month/15K mile lease info for 4WD GMC Envoy SLT.

    Much appreciated
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Cb44, last month, BMW Financial Services' base lease money factor for a 36 month lease of a 2002 X5 3.0 was .00205. I don't remember the exact residual value for this particular truck, but I believe that the 3 year 12,000 miles per resid was around 65%. I have heard that the base money factor for this truck has increased to .00210 for the month of March, but please check back with me in a few days when I will know for certain.

    Car_man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    MQuigs, I have not seen Nissan's March lease program yet. I should have had an opportunity to take a look at it by tomorrow or Thursday. Please feel free to check back with me then for an answer to your question.

    Car_man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    You're welcome, force98. As far as the 2002 GMC Envoy goes, if you were to lease one this month through General Motors Acceptance Corp. for 3 years with 15,000 miles per, the base lease rate and residual value should be 6.5% and 51%, respectively.

    Car_man
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  • carwatchcarwatch Member Posts: 38
    Car_man

    I'm trying to find out if anyone had a GOOD or BAD experience with a BMW FS lease end purchase deal. How about early lease termination with purchase? What do I need to watch out for?

    I want to be sure that I really like the 330Ci before I buy it (also, just in case it is one of those that can be a lemon). I plan to lease it, then buy at end of lease or I could terminate the lease early and buy the car. Somewhere I read
    that BMW FS waives the early lease termination penalty if you buy the car? Is this true? What are the conditions, if any?
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi carwatch. If you are actually purchasing your vehicle at lease-end (or in this particular case prior to that date) there is not as much to worry about from the standpoint of penalties. Two of the biggest expenses that people who just turn their vehicles in at the end of their lease terms run into are excess mileage charges and charges for excess wear and tear. Since you are purchasing your leased car, you will not have to pay either of these regardless of your vehicle's condition and mileage. The main thing that you should be concerned with when purchasing a leased vehicle is obviously the price. It makes sense that BMW FS would waive their early termination fee if you were to purchase your leased vehicle prior to its scheduled termination date, but I don't know for certain that this is the case. You will need to place a call directly to BMW Financial Services to see exactly how much money it will cost you to buy your car at the point that you want to do so. If the number sounds a little on the high side, you can always try to negotiate with them. The price may or may not be negotiable, but it's worth a shot.

    Car_man
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  • viewer_xviewer_x Member Posts: 6
    Hey Car_man,

    I'm looking to lease an SUV later this month. Could you help me with the current residuals and money factors for the following vehicles in CT for a 3 year, 15000 miles/yr term?

    Acura MDX with Touring
    Chevrolet Tahoe LT 4x4
    Dodge Durango R/T
    Ford Expedition Eddie Bauer 4x4

    Thanks.
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi viewer_x. I would be happy to help you out. Let's take a look at the March lease programs for the trucks that you are interested in. As one might expect, Acura is not providing any sort of support on the MDX this month, so if you were to lease a 2002 Acura MDX Touring (without Navigation) through American Honda Finance Corp. for 3 years with 15,000 miles per, you would have to use their base standard lease money factor and residual value of .00230 and 61%.

    If you were to lease a 2002 Chevrolet Tahoe through General Motors Acceptance Corp. this month for 3 years with 15,000 miles per, the base lease rate and residual value should be 6.5% and 53%, respectively.

    The other two trucks that you are interested in have incentives programs that often vary regionally. In order for me to give you an idea of what their current lease programs are like, it would be a big help if you would let me know what state you plan on leasing in. Once I have that additional information, I will post the info that you're looking for.

    Car_man
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  • viewer_xviewer_x Member Posts: 6
    Thanks so far! I live in Connecticut.
  • haplologyhaplology Member Posts: 28
    Do you have residuals and money factors for the Mercedes C240 for 24, 30 and 36 months? 12K miles per year in Southern CA.

    Thanks.
  • multiplechoicemultiplechoice Member Posts: 113
    Hi Car_Man,

    Can you provide the MF and residuals for the '02 BMW 540i, 36mo. 15k/yr for this month?

    Thanks
  • beowulf7beowulf7 Member Posts: 290
    Hi Car_man,

    I chose for a 36-mo. lease on a forest green 1999 Acura Integra LS (5-speed manual, opted for a spoiler and free pinstriping) in May 1999. In a couple months, I will have a critical decision to make. I would like to get your professional opinion on how I should proceed. Here are some details of my situation.

    - I chose a 12 kmi./yr. lease, but so far I have less than 28 kmi.
    - I put down less than $1k, which included 1st payment, taxes, registration, etc.
    - My monthly payment is about $250.
    - I can purchase my car in May, when the lease matures, for just under $12 k. (+ NJ's 6% sales tax)
    - I purchased an aftermarket Viper keyless entry and alarm system in Aug. 1999.

    My car is in excellent condition; a couple minor door dings and superficial scratches which should not be noticeable after I wax it. (The interior is pristine.) I'll also buy matching paint from the same dealer to do some touch-ups. I am entertaining the idea of buying it and then selling it to a private party or trading in to a dealer when I purchase (or maybe lease) a new vehicle.

    The only problem about buying from AHFC and then selling it to a 3rd party is that we both pay sales tax. I heard that if I sell to a dealership and they immediately sell it to another customer, the state only collects tax once. I realize that coordinating the timing of selling to a 3rd party and buying a new car is tricky when more than two parties are involved.

    I like my car, but I am ready for more than 140 HP. Furthermore, since I leased it, I haven't been able to modify it, except for the Viper system and some tinting paper. If I buy my next auto, of course I can do much more to it. I understand that Acuras hold their values very well, so I am tempted to buy, then sell it for a profit, given that mileage is low, car is in great condition, and I got an alarm system.

    What do you suggest? Please let me know if you need any other piece of info. Thanks in advance for your help!
  • carwatchcarwatch Member Posts: 38
    Car_man

    Thanks for the reply. I'm going to my dealer for a long discussion about my options
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Thanks for the additional information, viewer_x. OK, I think that Connceticut is in the New York Zone. If that is the case, if you were to lease a 2002 Dodge Durango R/T 4WD through Chrysler Financial for 3 years with 15,000 miles per in your area the base lease money factor and residual value should currently be .00095 and 43%, respectively. As far as the Expedition goes, if you were to lease a 2002 Ford Expedition Eddie Bauer 4WD right now through Ford Motor Credit in your area for 3 years with 15,000 miles per, their base lease rate and residual value should be 6.25% and 42%.

    Car_man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi haplology. If you were to lease a 2002 Mercedes-Benz C240 through Mercedes-Benz Credit Corp. this month for 24 or 30 months the base lease money factor should be .00295 and if you were to lease this car for 36 months the base money factor should be .00245. The corresponding 12,000 miles per year residual values for this car should be 69%, 66%, and 64%, respectively.

    Car_man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Good morning multiplechoice. If you were to lease a 2002 BMW 540i this month through BMW Financial Services for 3 years with 15,000 miles per, the base lease money factor and residual value should be .00210 and 59%, respectively.

    Car_man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi beowulf7. You seem to have a very good grasp of your options in this situation. I agree with you that purchasing this car at the end of your term and trading it in or selling it on your own is an attractive option if you can realistically expect to get more for it than your lease-end purchase option costs. Your car sounds as though it is in great shape and has low mileage so those two factors will definitely help to boost its resale value somewhat. If you decide that you definitely what to purchase your car, you will need to place a call to AHFC, or whatever bank you are currently leasing it through, to find out exactly how much money it will cost you to do so. Remember that lease-end purchase prices are sometimes negotiable. This is certainly the exception rather than the rule, but it is worth a shot. Once you have this price, you will need to get an accurate estimate of your car's current value. The guys who frequent the Real World Trade-In Values over on the Smart Shoppers Message Board usually do a great job at providing consumers with accurate estimates of vehicles' current values. You might want to stop by that discussion and ask them their opinion on your car's value.

    Car_man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    No problem, carwatch.

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  • arcadearcade Member Posts: 7
    Car_man,

    I'm looking for an Altima 2.5 SL with ABS, Sunroof, Cold Package.
    Can you provide the Money Factor and residuals for the '02 Altima 2.5 SL 15k/yr for this month in Virginia? Also, how much of a difference is it for the 3.5.
  • hungrywhalehungrywhale Member Posts: 83
    I'm looking for a new car for my gf and we can qualify for the Ford X-plan on the Discovery (assuming the dealer will do it). Do you know what the 36 month/15k residuals and money factors are on this car? Thanks.
  • sergeymsergeym Member Posts: 284
    Car_man,

    I am offered $850 a month lease deal on BMW 540ia. MSRP $59,545 3y/36K with 0 down, $525 bank fee, 1st,last months and DMV fees. I am about to accept it. It is better deal that what I've got for GS 430 ($855 month). Please let me know if I am getting a decent deal and if possible what lease numbers the dealer used to come up with $850 a month. Thanks.
  • skobolaskobola Member Posts: 207
    I saw a commercial on TV for a Jag at $349/mo, but not on Edmunds.com, how come? Anyway, I am trying to see which one to get, X-Type Jag 2.5 Sport, Mercedes-Benz C230K Coupe or BMW 325i. Can you please let me know what are the MFs and residuals for 36 months, 10,000 miles per year for these cars? Thanks.
  • sergeymsergeym Member Posts: 284
    Sorry, forgot to metion $850 includes 6% sales tax. So pre-tax it is somewhere around $800.
  • multiplechoicemultiplechoice Member Posts: 113
    Hi Car_Man,

    Thanks for all the previous info. My local BMW dealer is telling me that the March MF and residual for the 540iA is .02200 and 59% respectively. I'm looking at 36mo. 15k/yr. Is he trying to "pad" the MF?

    Thanks for your help.
  • mdx88mdx88 Member Posts: 6
    Please provide the residual and money factor for a 2002 MDX Touring with Navigation. Does the money factor include the acquisition fee or is that separate? I am interested in a 36mos 12,000 mile lease in the Boston area. Thanks for your help.
  • 4thlexus4thlexus Member Posts: 10
    Dear Car_Man,

    Could you please tell me about the MF and residual value for the2002 BMW 540i station wagon for 3year/36K mile lease this month? thank you very much.
  • beowulf7beowulf7 Member Posts: 290
    Car_man, thanks for your reply. I will ask the Smart Shopper folks about my leased car's current retail value.
  • automindautomind Member Posts: 8
    Hi Car_Man,

    Looks like there is a lot of interest in BMW's lately. Well, I'll add to the questions asked. I am looking to find the MF and residuals on the 540i 12k/yr for 36, 42 and 48 months please. I am trying to determine if there would be a great advantage to a longer term lease. Thanks!
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Good morning, arcade. I would be more than happy to help you out. If you were to lease a 2002 Nissan Altima 2.5L SL through Nissan Motor Acceptance Corp. this month for 3 years with 15,000 miles per, their base lease money factor and residual value should be .00235 and 51%, respectively. As far as the 3.5L goes, its base factor and residual for an identical lease should be .00243 and 51%, respectively.

    Car_man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi hungrywhale. I haven't seen Land Rover's current lease program yet this month, but suspect that I will have had a chance to check it out later on this week. Please feel free to check back with me then for an answer to your question.

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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hello, SergeyM. Let's take a look at the deal that you were offered. You stated in your post that you were offered a lease on a 2002 BMW 540i with an MSRP of $59,545 for $850 per month with $0 down over 3 years with 12,000 miles per. You didn't mention in your post whether this monthly payment includes tax. This will make a big difference in my opinion of your deal, so please let me know if it does. According to my calculations, if you were to use BMW Financial Services' base lease program for this car (.00210 money factor and 61% residual value), leasing it at full MSRP without any discount would provide you with a monthly payment of around $847. This is close to the payment that you mentioned in your post. I hope that they payment that you mentioned includes tax, because if it does not I definitely think that you could do better. The Edmunds.com TMV for this car is around $1,000 off of its full MSRP, so if you are paying full price for this car, I think that you should shop around.

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