Residual numbers make sense?

popeye16

Proposal to lease 2016 Mazda AWD Grand Touring
Price $30,550 Residual $17584.50 36 months at $313 (all tax/fees included) with $3000. down - 12 k per year( which is really $396. per month adding in cash) and lease cash thrown in comes in at 57.56 % Make sense?
I noticed in previous question/answers the residual was higher when the 2016 model was first released in 2015. As model year ages does residual drop some for most models?
Arguing to put 0 $$ down and get roof rails/cross bars installed and they came back with $414. for 39 months - a differential of about $101. per month not to mention adding 3 months. Risk at 39 months of 3 months out of warranty?
Trying to get answer on 36 with 0 down but conveniently salesperson did not have that computed. What is best strategy on pricing in roof rack/cross bars at the dealer retail is about $650 installed by dealer?
Any help is offered with thanks.

kyfdx

popeye16 said:

Proposal to lease 2016 Mazda AWD Grand Touring
Price $30,550 Residual $17584.50 36 months at $313 (all tax/fees included) with $3000. down - 12 k per year( which is really $396. per month adding in cash) and lease cash thrown in comes in at 57.56 % Make sense?
I noticed in previous question/answers the residual was higher when the 2016 model was first released in 2015. As model year ages does residual drop some for most models?
Arguing to put 0 $$ down and get roof rails/cross bars installed and they came back with $414. for 39 months - a differential of about $101. per month not to mention adding 3 months. Risk at 39 months of 3 months out of warranty?
Trying to get answer on 36 with 0 down but conveniently salesperson did not have that computed. What is best strategy on pricing in roof rack/cross bars at the dealer retail is about $650 installed by dealer?
Any help is offered with thanks.

Which Mazda model is this? CX-5?

Residuals do tend to drop as the year goes on (but, they might not). But, they still need to offer reasonable lease prices, so they other adjustments are made to compensate (lower MF, higher incentives, etc).

Adding accessories can really hurt your lease payment, because most of them aren't residualized. That means you pay the full price, even though you are renting them for 36 months.

There is some risk for leasing out of warranty, but the big stuff (drivetrain) usually has a longer warranty, anyway. Not sure about Mazda, but check that out. Many, many people lease for 15K/yr (including my family). We've never had a out of pocket expense after the warranty was up. The 36K-45K mileage period is pretty low risk.

Residuals will always be an exact percentage of the MSRP. If they aren't, then one of the numbers given is wrong.