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2014 and Earlier Jaguar XF Lease Questions
To discuss the latest lease details for the current model, please join us in the 2015 Jaguar XF Lease Questions forum.
You can also research local dealer inventory and pricing, reviews, features, and specifications on Edmunds 2015 Jaguar XF page.
You can also research local dealer inventory and pricing, reviews, features, and specifications on Edmunds 2015 Jaguar XF page.
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Money Factor, Residual etc.
Thanks
Car_man
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Wonder how big of a discount you can get from MSRP?
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"36 month lease of a 2009 FX Luxury with 10,000 miles per year are .00155 and 61%, respectively. "
Car_man
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The residual value is used to calculate the other half of your lease payment, the depreciation portion. During the course of the three years that you have your car, the bank that you are leasing through estimates that it will lose approximately 39% of its value (MSRP). As a lessee you have to pay for this depreciation.
It sounds like you are new to leasing. If so, you definitely should check out the following informative articles that are available here at Edmunds.com prior to visiting any dealers: 10 Steps to Leasing a New Car and Calculate Your Own Lease Payment.
Car_man
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Car_man
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Got an offer on a lease and the numbers don't seem to add up, can you tell me why my numbers might not jive with their numbers? Thanks.
XF Pre Lux '09
MSRP $57,350
Initial Cap Cost $46,100
Residual 41%
$ Factor .00229
Down Payment $4,399
36 mo - 12k/yr
Monthly cost = $713.36 + tax
When I do the math I get: $505.22 + $149.34 = $654.56/mo
I deducted Down from Initial Cap to get Net Cap, is that wrong?
Thanks again for your help.
MSRP was $58587.
36 Months, 15K/year.
Let me know if anyone can advise on what a good lease rate would be.
A $4,399 capitalized cost reduction (which I strongly urge against making) would lower this car's monthly payment to around $654.55. If the $4,399 is the money due at lease signing, which includes the first month's payment, security deposit, acquisition fee, and other assorted fees, instead of entirely a cap cost reduction this car's payment would bee higher.
Car_man
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I have thru various postings about the residual for Jaguar XF for 36 months and 15 K miles/year.
I have seen a residual of 41% and also seen a residual of 50%.
Can you advise what the real residual value would be?
Thanks
Travelguy
Car_man
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I just got my XF Premium with B & W stereo, Advance Vision package and Siruis radio - MSRP 58850.
For 36 months - 15K miles/year
0 down
Including all taxes my lease is 785/month.
It is thru US Bank
This is the best I could get.
For example, I was offered a lux XF with Nav at the net cap cost of $43,000; residual value = 40%, MF = .00224. With $1972 due at signing, the monthly payment quoted is $816 plus tax.
Thoughts???
Thanks for taking the time to share the details of your lease with everyone. If you have the time, make sure to stop by the Dealer Ratings & Reviews section of Edmunds.com to share your thoughts on your recent dealer experience with others as well.
Enjoy your new ride :shades: !
Car_man
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Car_man
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I know it has been almost a month since your post but I would love to have that deal you got on the Premium Luxury XF. Right now the best I am getting from one dealer is as follows:
Premium Luxury with Advanced Vision Pkg, Cold Climate Pkg, Warm Climate Pkg, Navigation with $1400 of chrome upgrades:
MSRP: $58,950
Selling Price: $46,856.82
36 months
12k
$3500 Drive Off
$810.98/month
I am told residual is at 40%
Seems to me that is still really high compared to your deal. Am I correct in understanding that you didn't put anything down and your car had the same packages? Any advice for me?
Thank you in advance.
XF Supercharged 36 month 12,000/yr
Initial: $ 1,285.43
Lease Factor .00241
42 % residual
Sales Price 55,047.12
890.66/Month
Is that a good deal ?
the bank financing???... does the $890.66/ mo. incl sales tax??? and is the
$1285.43 the inception fee ( 1st mo., tags, fees, etc.)...... are you sure the lease
term is 36 mos???....
The only thing I had to do was write a check for $1008 which covered the first month's payment, plus title, doc etc fee.
The MSRP was $58500 on my XF premium.Residual is 40% and selling price was $42,000.
I live in IL and bought in IN as they were the only ones that gave the deal.
Nish
Thanks for the feedback. I know you are across the continent but should that really make a difference in the lease deal I can get in CA? They are now at $799/month with $3500 Drive Off. It is a completely loaded Premium XF listed at $58,500 selling it to me for the $46,600 price or somewhere in that area. But it is still about $4000 above what you paid and with $2500 more down.
Am I getting a bad deal?
Any opinions would be so appreciated. I hope to decide by Thursday.
Thank you.
I just got a quote from a metro Detroit dealer for a Premium Luxury lease for 39 months, 15k miles, and $2500 due at signing for $739 (including tax). They actually emailed me a very detailed quote so I figured I would post it to get opinions:
Sale Vehicle: New 2009 JAGUAR XF * 4dr Sdn Premium Luxury w/AC ,
Automatic , Odom: 0
Payment Details
Term: 39
Base Payment: 697.87
Total Payment: 739.74
Purchase Option: 21,199.50
MSRP: 56,350.00
Est. Miles Per Year: 15,000
Disposition Fee: 395.00
Excess Mileage Charge: 0.18
Money Due at Inception
1st Month Payment: 739.74
Security Deposit: 0.00
Acq Fee (Upfront): 0.00
Fees & Ins: (Upfront) 227.00
Upfront Taxes: 96.98
Cap Reduction (Cash): 1,436.28
Total Out of Pocket 2,500.00
Customer Rebates: 0.00
Total Initial Charges: 2,500.00
Tax Information
Customer State: Michigan Customer County: STATE INCLUSIVE
Type Amount Rate Paid
Cashdown Tax 96.98 6.0000 Upfront
Monthly Tax 41.87 6.0000 Capped
Fee Information
Description Amount Paid
Registration 8.00 Upfront
Title 15.00 Upfront
Other 24.00 Upfront
Doc Fee 180.00 Upfront
If the info is available, can you please give me the April 2009 lease rates for a Jaguar XF (Luxury and Premium Luxury)? Would you happen to know if Jaguar Credit/US Bank offer a 24 month lease on the XF?
Thanks in advance for your help.
Thanks.
Car_man
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thank you
I can get you details.
email me at nishy55@gmail.com
i have been looking at leases on jag prem lux xf the last few weeks msrp 58500 and interestingly they will only sell it for the low 50's but have lease support to lease it at 46-47k cap cost. however, the money factor on the lease is poor approx 7% with residuals of 50% at 24 months and 42% at 36 months.
also, carman the chase 24 month lease that you quoted in your earlier post with the great money factor and residual can only be used with the higher cap cost in the 50's thus it is not that favorable.
in summary i am getting quoted numbers like 899 with tax incl on a no money down 36 month 12k/yr lease on the xf prem lux with the 58500 msrp. alternatively a 24 month 12k/yr lease is in the 1100 range on the same car.
is their anyone out there who leased or bought this car recently to give us their experience??
thanks for your reply :confuse:
Can anyone tell me when these will actually be on dealer lots?
Thanks!
- $750/month x 39 months.
- It is a “true $0” lease, meaning that tax, title, tags, etc. are rolled into the lease payment
- The miles per year are 10.5k and the residual is $26.5k
- I live in and will be leasing the car from NJ
Sound like a good deal, or can I negotiate down even further? (PS – I have perfect credit of above 800). Shoot me a note directly @ wpierson@leeandpierson.com, thanks.
Car_man
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Car_man
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Chase's current buy rate lease money factor and residual value for a 36 month lease of a 2009 Jaguar XF Luxury with 12,000 miles per year are .00029 and 45%, respectively. The numbers for an otherwise identical 48 month lease are .00093 and 36%.
I'm not sure what bank outside of Chase has a decent lease program on this car right now.
Car_man
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1) Premium Luxury - 24 Months/15K - .00023 MF / 51% Residual
2) Luxury - 24 Months/15K - .00015 MF / 52% Residual
How much would these change with a 12K/year lease? Can u also please share details of the Chase 24 month lease on a 2009 Supercharged XF?
Many thanks in advance for your help.