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2014 Honda Odyssey Lease Questions

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  • MichaellMichaell Moderator Posts: 262,624
    jimsnaps said:

    Guys,

    I just leased a 2015 Odyssey in VA. I noticed when I got home on the bill of sale that the capitalized cost included sales tax....Is that right? I mean I have to pay the sales tax directly in VA, does this mean I'm effectively paying it twice?

    - Jim

    Are you sure it's sales tax? Could it be the personal property tax?

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  • kyfdxkyfdx Moderator Posts: 266,064
    jimsnaps said:

    Guys,

    I just leased a 2015 Odyssey in VA. I noticed when I got home on the bill of sale that the capitalized cost included sales tax....Is that right? I mean I have to pay the sales tax directly in VA, does this mean I'm effectively paying it twice?

    - Jim


    The bank owns the vehicle. I'm assuming they pay the sales tax when they register, not you (which is why it is included in amount financed). Isn't VA a "full-tax" state on leases?

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  • raisrais Member Posts: 4
    edited April 2015
    I have been offered the Honda Odyssey EX-L with RES.  2015 brand new. 

    MSRP 38,205
    Selling price   32741.04
    Residual 55% (21,012.75)
    Money factor.    .00056
    Monthly payment:  418 inc Tax (8.1%)
    36 mo/ 12k 

    Please let me know if this adds up?  Plus can you verify that insurance premiums are now dependent on your state law as opposed to leasing requirements for leased vehicles?

    Thanks for your help!
  • kyfdxkyfdx Moderator Posts: 266,064
    rais said:

    I have been offered the Honda Odyssey EX-L with RES.  2015 brand new. 

    MSRP 38,205
    Selling price   32741.04
    Residual 55% (21,012.75)
    Money factor.    .00056
    Monthly payment:  418 inc Tax (8.1%)
    36 mo/ 12k 

    Please let me know if this adds up?  Plus can you verify that insurance premiums are now dependent on your state law as opposed to leasing requirements for leased vehicles?

    Thanks for your help!
    How much is due at signing?

    What is the adjusted CAP cost?

    No idea on the insurance laws of your particular state. Most leasing companies can specify a minimum amount of coverage, since it's their name on the title. In my experience, their minimums are no more than the coverage you should have, anyway.

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  • raisrais Member Posts: 4
    edited April 2015
    Thank you for a prompt response. This is with $0 down and nothing due at signing. I have no idea what CAP cost is - I don't have any existing loan / balance to pay off...  Sorry this is my first lease .... 

    Have to have a decision by tomorrow :/
  • MichaellMichaell Moderator Posts: 262,624
    rais said:

    Thank you for a prompt response. This is with $0 down and nothing due at signing. I have no idea what CAP cost is, Sorry my first lease .... 

    Have to have a decision by tomorrow :/

    Ask the dealer what the cap cost amount is .. it is usually the negotiated selling price plus any costs being added into the lease (bank fee, license/documentation, etc.).

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  • raisrais Member Posts: 4
    edited April 2015
    I think the 32,741.04 is the cap cost.  Do the numbers seem right? The payment comes to $418 (inc tax) Nevada 
  • MichaellMichaell Moderator Posts: 262,624
    rais said:

    I think the 32,741.04 is the cap cost.  Do the numbers seem right? The payment comes to $418 (inc tax) Nevada 

    When I plug all your numbers into my spreadsheet, I get $384.71/mo after tax. My guess is that the net cap cost is slightly different than the selling price - ask the dealer to explain to you what that difference is.

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  • raisrais Member Posts: 4
    Michaell said:
    When I plug all your numbers into my spreadsheet, I get $384.71/mo after tax. My guess is that the net cap cost is slightly different than the selling price - ask the dealer to explain to you what that difference is.  
    I will call them first thing and ask them.  Thanks for your help!
  • ClairesClaires Member Posts: 1,219
    To discuss the latest lease details for the current model, please join us in the 2015 Honda Odyssey Lease Questions forum.

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