I am a first time car buyer, I just brought a 06 Honda Civic couple. along with that I purchase the Service Contract for $2000, 5yrs/ 60000 mile. I felt like I kinda tirck by the seller becuase the way he pormote it. I am wondering it this worth for my car? and the diference between this service the the 3 yrs warranty. the seller siad the 3yrs warranty is a limited warraty, i am wondering what it is between limited and unlimited warranty?
If the original new car warranty for the Civic is 3 years or 36,000 miles (I thought Honda's warranty is now longer), then what you actually bought is a TWO year, 24,000 mile warranty, for $2,000.....
This is a total B.S. Go back to your dealer, cancel the deal (if you can) and tell him to find another sucker.
Agree that 2,000 cost for the extended warranty is way too much for only 2 additional years. Got my extended warranty for around 1,400 dollars, than canceled a few days later, knowing that I might not keep the car that long, and the cost was too high for what we get. If I decide to keep the car longer, than I will look at a better deal, and will negotiate the price if possible later on...Don't be pressured at time of purchase. Think it over.
First of all, I want to thank everyone for all the information that is passed on these boards. I did reprogram my defrost to enable me to turn off the A/C and my mileage has gone up again (for which I am grateful). Thanks to all that responded to my emails.
I am now searching for pricing on the Honda Care Extended Warranty. I went back and reread some of the posts. I've also checked the pricing on the most popular Honda dealerships listed. I plan on keeping my car for over 8 years, probably over 10 years. I am not one who has frequent turnovers with vehicles. I am looking at the $0/8/120 which is the cheapest through Bernardi.
My question is as follows: does the Honda Care Extended Warranty only apply to work done on the vehicle at a Honda dealership or will it cover work done by my mechanic who is certified? Must my mechanic use only original Honda parts for the warranty to be in effect? Is there anything else that I need to know about before purchasing the warranty? Please keep in mind that I have never purchased an extended warranty before and do not what I need to look out for. I guess I just want to be covered for the major components that are expensive.
Also, I am coming up on my very first oil change. I plan on taking my car to my mechanic. Does he need to use original Honda oil and filter? I remember reading somewhere where there is a plug or something that cannot be re-used. Could someone clarify for me what that part is so that I can discuss it with him?
The good part of the HC plan is you get genuine Honda parts and mechanics to work on your car. I guess the bad news (to some) is that you have to take your car to a Honda dealer for repairs. I think there is some language than under some emergency situation you could go someplace else for a repair and get paid back for it.
You do NOT have to take your car to a Honda dealer for routine maintenance like your oil and filter change. I DO recommend that you use the OEM filter and get whoever does the change to install a new OEM drain plug washer at the same time. Honda oil does not have to be used, but make sure they put in the right weight oil (5-20w in most Hondas, don't know about the 06 Civic) and right service spec. These two items will be listed in your owner's manual. Mobil non-synthetic, Valvoline, Castrol GTX, etc in the proper weight and spec should be fine.
Handa (site sponsor here on Edmunds) sells Honda and Acura parts and accessories at a discount.
Looks like they get $4.88 for the filter and $0.20 for the washer, plus shipping. If you are not going to the dealer for the changes order up several of each to save on shipping.
Be sure to save the Handa receipt (print out of your order) and get and save a receipt from whomever does the change for you. "Just in case" you will have proof of the maintenance for warranty purposes.
Most of my local Honda dealers have "quicky" oil change service for a decent price - and most also give deep discounts if you purchased the car there. For my wife's first oil change on her Accord it was $9.95 + tax for the service/filter/oil/washer. The next xx times it will be $19.95 + tax. So no need for me to go any place else - and I was in and out in 30 minutes or so and they washed the car too
To add to the helpful post above. Please remember that the Honda Care service contract is NOT a bumper-to-bumper warranty. It does not cover all that the manufacturer's original (3/36) warranty covers. HondaCare is CLOSE, but no the same as the promise (warranty) that Honda gives with the purchase of a new vehicle.
Be sure you read the contract before you buy it. If you have questions about all that fine print, ask them before you fork out your money. I'm glad you're asking questions now instead of waiting till you get a claim denied.
I understand about Honda Care not being a complete bumper-to-bumper warranty. Is there such a thing in extended warranties? I guess I want the extended warranty to cover all the major things that could go wrong...A/C, electrical, computer components. I am seriously looking at the $0/8/120 as I do live in Southern California and I do commute. From reading previous posts, many have had issues with radio/cd player where the lights go out on it. I asked if the extended warranty covers this type of thing and was told that it does. Even if I read what the warranty covers and what it excludes, I'm not sure that I would understand the importance of what is covered and what is not. Barnardi's seems to have the lowest price for what I am looking for so am thinking that I would purchase through them.
Regarding regular maintenance stuff, such as oil changes, would my mechanic have to use Honda oil and filter? I would prefer to go through my guy for regular maintenance stuff as I trust him. What happens if my mechanic doesn't use Honda oil and filter?
Regarding regular maintenance stuff, such as oil changes, would my mechanic have to use Honda oil and filter? I would prefer to go through my guy for regular maintenance stuff as I trust him. What happens if my mechanic doesn't use Honda oil and filter?
Probably nothing, but if you did have an engine failure Honda could claim it was caused by the filters you used. If you use OEM filter, no worries.
When I bought my '04 Ody I got a HC that was fully refundable if I did not use it and the time/miles had expired. I think this deal was dealer specific.
"Regarding regular maintenance stuff, such as oil changes, would my mechanic have to use Honda oil and filter? I would prefer to go through my guy for regular maintenance stuff as I trust him. What happens if my mechanic doesn't use Honda oil and filter?"
Nothing. You are not required to use auto manufacturer brand general fluids or parts in the performance of routine maintenence procedures as a condition of maintaing your warranty rights. That issue was settled over a decade ago in the Moss-Magnusen Act ammendment. Just be sure to keep ALL your service receipts as running proof of service at the required time/mileage intervals in case of mechanical malfunction. For those who do their own maintenance, receipts for materials and a hand-written log with the date and mileage along with a list of the procedure(s) performed is legally sufficient in court if it comes to that. (It rarely does.) In the case where the car manufacturer or dealership does challenge the owner, it's always their burden to prove that use of an aftrmarket part or fluid caused a mechanical failure in order to deny a warranty claim. Just their "saying so" is insufficient. Providing that proof is a tough sell in front of a judge if you have the hand-written log and receipts for the fluids and cataloged parts as your evidence of timely service with genrally accepted OEM equivalent parts and fluids.
In the case of proprietary specific fluids, though, such as automatic transmission fluid, power steering fluid, and antifreeze/coolant, stick with Honda's. There aren't any aftermarket equivalents that can be counted on to meet Honda's unpublished, proprietary specs, so an owner could find his fanny hung out to dry in the event of problems. NEVER let a transmission shop sell you on the idea of using a supplement that it claims will bring common Dexron III ATF (GM spec.) up to Honda's performance requirements. That shop is not your friend. (AAMCO is one chain that does just that - pouring an AAMCO relabled "Lubegard" supplement in customers' transmissions at fluid change time and substituting bulk container Dexron III ATF for the main fill.) That goes for "All Makes" or "Universal" ATFs, too - even from major blenders. Until or unless Honda licenses other blenders than their own toll blender to produce Z-1 ATF, anyone else's "equivalent" is just that blender's best guess at meeting Honda's performance specs.
I recently purchased a 2006 Honda Odyssey van and the odometer reads 700 miles now. I live in Florida. Reviewing the postings in the last couple of weeks, I realize that I need to purchase the extended warranty from an in-state dealer only. Could someone please confirm this (once more!) for me ?
I am interested in 7yr/100K/$0 deductible coverage. The dealer, where I purchased the van, quoted $1320 for 7yr/100K/$0. Any recommendations on which dealer gives good HC warranty deals in Florida state would be greatly appreciated.
You are correct, you have confirmation, cleared hot. I live in FL too and for reasons previously discussed (read as disgust) in this particular forum, vehicle extended warranties are regulated by the FL insurance commissioner. What this means is that we (and any other FL purchaser) will pay the same price for identical warranties regardless of location or dealer. What surprises me about this is that I paid a little more for my identical warranty nearly a month ago so I might be due a small price change refund if it's still within 30 days using the Wal-Mart approach, we'll see. If you have doubts, call another Honda dealer and once you get past them trying to sell you something other than Hondacare, you must by law, get an identical quote. Note that there are no restrictions on who sells what, just at a fixed and registered price for all in FL. Prices are about 15-20 percent higher than out of state or the best bargain, Bernardi. Our local Honda dealer offers Ford extended warranties probably due to sister dealership affiliation. I think you have up to 6K miles to get your warranty and our lender rolled it into our loan over and above what was approved. Hondacare just extends the OEM warranty plus towing, lodging, rental car, etc. nothing fancy.
Right or wrong, price regulation in FL means NO COMPETITION; Tallahassee wants it this way so those less fortunate, smart, savvy, don't get ripped off.
I have decided to keep the money I was going to spend for a warranty at emigrantdirect.com where it is earning 4%. With Honda's reputation for quality and the money in the bank for any needed repairs I won't have to worry.
I bought a 2006 Odyssey EX-L at Bankston Honda in Lewisville, TX on October 3. The entire process was as car buying should be and I heartily recommend this dealership. Along with the van I purchased a 5/100 HC $0 deductible warranty for $995 at 0% for 18 months. After a few days I read about Bernardi Honda and their prices for the HC warranty. Bernardi is selling the 6/120 HC $0 deductible warranty for $1,010. After waiting a couple of weeks for the F&I guy at Bankston to contact me I finally received the cancellation papers for the original warranty. The Bankston guy tried to tell me that I would not be able to cancel and then purchase another warranty elesewhere. Well, this morning Bernardi contacted me and advised that my new 6/120 warranty was ordered after verifying that Honda had cancelled the original plan. Bernardi is excellent because they respond immediately to inquiries both by email and phone.
..HC EW 6year/80k (100 deductible) 2005 Accord V-6....
(Hondacura.com) upstate NY: $583.95 bottom line.
..I'm curious: from online order date to receiving paperwork in my mailbox.....how long? Not that I'll need it anytime soon.......with Honda's world-class reliability.
You selling dealer actually gave you a pretty decent HC price for a dealer
I have read that several folks were told that they would no longer qualify for HC if they cancelled their dealer sold plan. As you found out it is not true.
Took my printed quote from Bernardi to the dealership when I bought my car and asked them to match it. Finance lady said she couldn't and that their quote was below her cost. So I sent in my application to Bernardi and received an email that my app was accepted by Honda. I got the $0/8yr/120k for $926. Unfortunately a friend of mine paid $1400 for the same plan when he bought his a month ago. Wish I had known about Bernardi before that.
If your friend bought his HC extended warranty less than 60 days ago tell him to go back to the dealer and cancel the warranty. He can then buy from Bernardi. That is exactly what I did. My dealer even said he didn't think I could cancel the original HC warranty and then buy another. Not only I could but I did. Bernardi is a pleasure to do business with because they back up everything they say in writing and follow through.
Here's what it would cost for say a 2006 Ody with just under 5K miles as sent to me the other day from Hondawarrantyinfo.com, thee cheapest place perhaps with the exception of Bernardi:
Terms begin from the original Honda New Vehicle Limited Warranty in-service date. 5 years/100,000 miles warranty: ($100 deductible = $646.00) OR ($0 deductible = $746.00) 6 years/100,000 miles warranty: ($100 deductible = $811.00) OR ($0 deductible = $911.00) 6 years/120,000 miles warranty: ($100 deductible = $911.00) OR ($0 deductible = $1,011.00) 7 years/100,000 miles warranty: ($100 deductible = $1,001.00) OR ($0 deductible = $1,101.00) 7 years/120,000 miles warranty: ($100 deductible = $1,101.00) OR ($0 deductible = $1,201.00) 8 years/100,000 miles warranty: ($100 deductible = $1,081.00) OR ($0 deductible = $1,181.00) 8 years/120,000 miles warranty: ($100 deductible = $1,181.00) OR ($0 deductible = $1,281.00)
The teary-eyed part of this saga is that since I live in FL, I can only get an EWP from FL (our state insurance commish regulates them) and thus paid about $350 more for the same 7/100/0 coverage.
I get satisfaction knowing I can help someone else save on what I can't get; aka the 'tell me how sweet those grapes are again' syndrome.
I have been a lurker for many months, and have decided to post now. Beware, this post might get long.
My first car with an extended warranty was the car before this current one, a 2001 Nissan Maxima. I got to the financing part, where thankfully the only thing they tried to sell me additionally was the extended warranty. The company was called CNA NATIONAL. They are one of the world's largest insurance companies. It is, nevertheless an insurance policy. They sold me this policy for what I found out later to be nearly the FULL PRICE of $1700, of which I paid $1680. This is why experts warn you to either do your homework before hand, or buy the warranty elsewhere, even though they discourage it. I found out later that I could have paid somewhere around $1000 for a 7/100, but got dooped into them folding the inflated price into the car price. I thought I got a good deal on the car, but I realized now that they rolled it back into the EW price. Anyway, as far as the warranty, it is called "Automotive Preferred Care". This is the top of the line warranty, which covers all parts of the car except basically wear and tear. It can be serviced at a dealership, OR A REPAIR SHOP. It covers towing, lodging, trip interruption, etc. I had to use it twice on the NIssan, and it was WONDERFUL. The most common structure is the variable ded. Depending on the cost of the covered repair, depends how much you pay. At most $1000+ repair I only pay $100.
Now, fast forward to two weeks ago. I called CNA to cancel my warranty, and I asked about other local dealerships that sold that warranty. I discovered that the dealership that I was going to buy the car from, didnt sell CNA. So, I had them run a local search, and they came up with two dealerships. The first one, where I bought my Nissan from, and another Honda dealership. I priced them together, and the Honda dealership was cheaper, and also offered an additional year. Nissan dealership was going to be $1045 7/100, or $994 8/120. Needless to say I went for the 8/120. Honda guy seemed to think that they got another year, since it was an actual Honda dealership. The only requirement for the 8/120 was that it had to be purchased 90 days from taking ownership.
I dont care what people say about EW's being a waste of money. Do those people also think car, health, home, and life insurance are not necessary too? It's always when something goes wrong, and you say man, I wish I had bought that extended warranty for the xxxxxxxx.
I cannot say enough about this company. CNA covers more parts, is cheaper, and is accepted more places than anything else. Am I biased? Yes, but I have also seen it in action.
So, is it worth me cancelling the orignial warranty that I just purchased through my dealership 7 yr, 100K for $1280 (which was part of financing) and getting the same thing for $180 less?
What troubles did you have that were paid for by CNA? (would like to know date/mileage/trouble/how much cost was)
A variable deductible is not the most common for service contracts. Most contracts specify X amount of money per visit to the repair shop. Some have X money per repair.
No, I don't think car, health, and other types of insurance are a waste. If my house burns down, I'll need my insurance company to help me. If my car breaks, I would rather fix it on my own terms than on some company's terms.
CNA covers no more (and oftentimes, less) parts than any other service contract. Considering how much you paid for your first CNA contract, I could get GMPP Major Guard cheaper.
First, I had a pulley and some other parts that broke, were covered by the warranty. The belt and various other WEAR AND TEAR things were not. Total repair $425, CNA covered roughly $300, and I had to pay for belts and labor- $125.
Secondly the most common deductible for CNA is the variable ded. Another option is a "disappearing ded." which means there is no ded. owed if repairs are serviced at dealership you purchased contract at.
Thirdly, there is no requirement of how much they will pay out. If it is covered, you are responsible for ded.
Lastly, it was an error on my part not to do research and price shopping on warranties before I got my first one.
So for a $1500 covered repair, you'd rather pay that to be able to fix it on your own terms, than be out $100? Makes sense to me.
$180 is more than 10% less. I did not finance my warranty through the van loan. HC will refund the money to your lender then the lender should adjust your loan. $180 is better in my pocket than the dealer's
Decided to cancel the warranty since I will only keep it three years, but now, how does one cancel the Lo Jack that was installed, even if you can ? Anyone ?
There are people much smarter (mouthed too) than I out there. If you want more on the FL aspects you could check out my posts # 698, 705, and 740 in this forum. You can also Google for the FL Insurance Commissioner as they have the reins. Bottom line is you should pay the same price for the same exact warranty regardless of location in FL.
Whenever a company sells insurance, they do it because they expect to make money on the insurance. That means, on average, they come out ahead. So if you pay $1500 for your policy, on average the policy will pay out less than $1500.
Insurance is a good idea for catastrophic expenses. If you lose your house, you probably won't be able to handle the expense, so insurance is a good idea. Most people can't afford to pay for a full course of cancer treatments, so catastrophic health insurance is also a good idea. If you destroy someone's car in a wreck that is your fault, do you have tens of thousands of dollars to replace it? Hence liability insurance.
But for expenses you can afford, insurance is a bad deal. Yes, if my toaster breaks and I have the extended warranty, I'll feel good - just like if I play slots and I win some money. But if I buy extended warranties on every product I own, I'll be losing money over time, just like if I play slots on a regular basis.
I'm not saying it's stupid to buy an extended warranty for your car - I have one myself - just that there are good reasons not to do so.
So, is it worth me cancelling the original warranty that I just purchased through my dealership 7 yr, 100K for $1280 (which was part of financing) and getting the same thing for $180 less?
Having it financed makes it bit of a sticky-wicket
It depends on the bank, but most credit your account with the refund and it comes off the "back end" of the loan. So you pay the same payment as you would with the HC financed in, but at the end of the loan you will owe fewer payments. Some banks could re-do the loan so you pay the same number of payments, but less each month. From what I have heard, the first method is the one Honda Financial uses.
Suggest you scroll up about 20 messages or so for details. Bernardi IS aka hondawarrantyinfo.com as I just learned. I believe they're in PA but it looks like most of their biz is done online.
My ordered car just arrived at the dealership. I ask for Honda Care Extended Warranty. I got a quote from the dealer I bought the car from for $1650 for 8 years and 120,000 miles. Now on the Internet I found a Jayhonda.com who is selling the same thing for $945, a difference of $700. The cheaper price that they charge me on the car they are trying to make it back from the warranty. Is this Jayhonda.com a legitimate dealer? Can Honda care be bought on the Internet? Also HondaCareWarranty.com has promotions that save up to $255. Can this be applied to the Dealer's proposed price? Any information would be helpful. The dealer is pressing me to make a decision very fast.
Nortsr1 - Thank you for saying what should be said more often.
Newcomers & Oldies alike, Chances are, you are not the first one to have a question or a problem. Many before you have gone through or asked the very same thing. There's nothing wrong with asking but do yourself a favor. Back up for say 10-20 pages of posts, and if you can't find an answer in even 5 or 10 minutes, then ask. Edmunds search tools aren't Google and we're not expecting miracles. It's just that some of these same issues were gone over in the past week. Please don't be surprised if you get a response of see post #___. Not negative here, just tired of reruns.
There are several legitimate Honda dealers selling Honda Care much less than dealers via the Internet. I bought mine from Bernardi Honda @ www.hondawarrantyinfo.com. I found Bernardi to be honest and straightforward.
I read many messages on this Forum, and found quotes close to $1000 and below for Honda Care for a brand new Honda automobile, even for an 06 Accord.
But I have a dealer who has a lot of credibility with me trying to sell me a $1600 12year/12000mile zero deductible warranttee for Honda Care.
It is for a Honda Civic 06 EX with Manual and Navi. This same dealer had ordered the car for me at a reasonable price.
I have been told that this offer of Honda Care by them is the real McCoy. The lesser prices that the other dealers charge have a catch to it, and I should just buy this warranttee from this one dealer, who is delivering to me my new car.
The is still with the dealer today, it does not have a license plate ready for it yet, for me to drive it out today.
Should I go for it? Or this is a case of being a fool with money that soon be parted with, when there are real chances to save it? Could it be that the dealer is trying to recoop the good price that he sold this car to me. (I paid about 7 to 8 hundred above invoice. Others I am told are paying MSRP for 06 Civics.) Please help. Manny
The choice is obviously yours but the fool and his money cliche' does apply. The warranty that you can buy for your Civic online from Bernardi/hondawarrantyinfo.com is the genuine HondaCare Extended Warranty, accept nothing less.
Your well respected dealer is trying to make a profit, at least $600 more than most. If you look around here and in the prices paid forum you'll see that some dealers matched Bernardi's price at the time of purchase or lost the warranty sale. Of course he wants to protect and maximize profit, that's what he does for a living. You aren't buying him, you're buying a car with a decent extended warranty. As long as you get HondaCare, there is no catch!
My dealer sold me a Honda Care 5/100 $0 deductible warranty for $995 when I bought my 06 Odyssey. I did get 0% for 18 months on the warranty. When I read of Bernardi Honda and their prices I cancelled my dealer bought HC warranty and ordered a 6/120 $0 deductible HC warranty from Bernardi for $1,010. There are no "catches" at Bernardi. They sell what they advertise for the price advertised, period. My dealer told me I couldn't cancel one HC warranty then buy another. Bernardi said I could and I did.
Davant, and artgpo: Thank you guys very much for the good advise. In artgpo's case, thank you for sharing your experience. I will contact Bernadi's and check out his price.
I have been very careful in negotiating my Civic 06 EX 4 dr. with MT and Navi to get a price of $19,495, including delivery fees but not taxes. Else where the other dealers want a $1000 more.
Now that I bought the car, it makes sense that the dealer is trying to recoop his lost profit on the car by charging me more for Honda Care.
Also, what do you think of 'Theft Avert' that this same dealer is trying to sell me. It is an encrption of the glasses on the car to deter theft. He asks for $200.
He is also trying to sell me a 'Lojack Car Retreival System', $995 for 'level l protection'. That Lojack will protect the car as long as I own it, call me if someone hijacks it, and paid me $5000 if I lost the car.
Then there is an alarm that goes with the Lojack, a passive alarm that sells for $300. Altogether he is selling me car theft protection for a total of $1500.
Are Lojack pricing determined by Lojack and is it one fixed and non-negotiable pricing for all?
Since I realize that my dealer is over pricing the Honda Care Warranty, I suspect that he is over pricing the car theft devices too. What do you think?
I just answered similar questions for someone named dyf in the, "Honda Odyssey: Prices Paid & Buying Experience" forum under post #11248. His questions are just before that post in post #11245 and very closely resemble yours.
To sum this up, most of the add-ons you are asking about are worthless and purely dealer profit makers.
Comments
This is a total B.S. Go back to your dealer, cancel the deal (if you can) and tell him to find another sucker.
First of all, I want to thank everyone for all the information that is passed on these boards. I did reprogram my defrost to enable me to turn off the A/C and my mileage has gone up again (for which I am grateful). Thanks to all that responded to my emails.
I am now searching for pricing on the Honda Care Extended Warranty. I went back and reread some of the posts. I've also checked the pricing on the most popular Honda dealerships listed. I plan on keeping my car for over 8 years, probably over 10 years. I am not one who has frequent turnovers with vehicles. I am looking at the $0/8/120 which is the cheapest through Bernardi.
My question is as follows: does the Honda Care Extended Warranty only apply to work done on the vehicle at a Honda dealership or will it cover work done by my mechanic who is certified? Must my mechanic use only original Honda parts for the warranty to be in effect? Is there anything else that I need to know about before purchasing the warranty? Please keep in mind that I have never purchased an extended warranty before and do not what I need to look out for. I guess I just want to be covered for the major components that are expensive.
Also, I am coming up on my very first oil change. I plan on taking my car to my mechanic. Does he need to use original Honda oil and filter? I remember reading somewhere where there is a plug or something that cannot be re-used. Could someone clarify for me what that part is so that I can discuss it with him?
Thanks in advance,
Lea
You do NOT have to take your car to a Honda dealer for routine maintenance like your oil and filter change. I DO recommend that you use the OEM filter and get whoever does the change to install a new OEM drain plug washer at the same time. Honda oil does not have to be used, but make sure they put in the right weight oil (5-20w in most Hondas, don't know about the 06 Civic) and right service spec. These two items will be listed in your owner's manual. Mobil non-synthetic, Valvoline, Castrol GTX, etc in the proper weight and spec should be fine.
Handa (site sponsor here on Edmunds) sells Honda and Acura parts and accessories at a discount.
Link to 06 Civic stuff
Looks like they get $4.88 for the filter and $0.20 for the washer, plus shipping. If you are not going to the dealer for the changes order up several of each to save on shipping.
Be sure to save the Handa receipt (print out of your order) and get and save a receipt from whomever does the change for you. "Just in case" you will have proof of the maintenance for warranty purposes.
Most of my local Honda dealers have "quicky" oil change service for a decent price - and most also give deep discounts if you purchased the car there. For my wife's first oil change on her Accord it was $9.95 + tax for the service/filter/oil/washer. The next xx times it will be $19.95 + tax. So no need for me to go any place else - and I was in and out in 30 minutes or so and they washed the car too
Dennis
Be sure you read the contract before you buy it. If you have questions about all that fine print, ask them before you fork out your money. I'm glad you're asking questions now instead of waiting till you get a claim denied.
Regarding regular maintenance stuff, such as oil changes, would my mechanic have to use Honda oil and filter? I would prefer to go through my guy for regular maintenance stuff as I trust him. What happens if my mechanic doesn't use Honda oil and filter?
Thanks, Lea
Probably nothing, but if you did have an engine failure Honda could claim it was caused by the filters you used. If you use OEM filter, no worries.
Dennis
Nothing. You are not required to use auto manufacturer brand general fluids or parts in the performance of routine maintenence procedures as a condition of maintaing your warranty rights. That issue was settled over a decade ago in the Moss-Magnusen Act ammendment. Just be sure to keep ALL your service receipts as running proof of service at the required time/mileage intervals in case of mechanical malfunction. For those who do their own maintenance, receipts for materials and a hand-written log with the date and mileage along with a list of the procedure(s) performed is legally sufficient in court if it comes to that. (It rarely does.) In the case where the car manufacturer or dealership does challenge the owner, it's always their burden to prove that use of an aftrmarket part or fluid caused a mechanical failure in order to deny a warranty claim. Just their "saying so" is insufficient. Providing that proof is a tough sell in front of a judge if you have the hand-written log and receipts for the fluids and cataloged parts as your evidence of timely service with genrally accepted OEM equivalent parts and fluids.
In the case of proprietary specific fluids, though, such as automatic transmission fluid, power steering fluid, and antifreeze/coolant, stick with Honda's. There aren't any aftermarket equivalents that can be counted on to meet Honda's unpublished, proprietary specs, so an owner could find his fanny hung out to dry in the event of problems. NEVER let a transmission shop sell you on the idea of using a supplement that it claims will bring common Dexron III ATF (GM spec.) up to Honda's performance requirements. That shop is not your friend. (AAMCO is one chain that does just that - pouring an AAMCO relabled "Lubegard" supplement in customers' transmissions at fluid change time and substituting bulk container Dexron III ATF for the main fill.) That goes for "All Makes" or "Universal" ATFs, too - even from major blenders. Until or unless Honda licenses other blenders than their own toll blender to produce Z-1 ATF, anyone else's "equivalent" is just that blender's best guess at meeting Honda's performance specs.
I am interested in 7yr/100K/$0 deductible coverage. The dealer, where I purchased the van, quoted $1320 for 7yr/100K/$0. Any recommendations on which dealer gives good HC warranty deals in Florida state would be greatly appreciated.
Thank you
You are correct, you have confirmation, cleared hot. I live in FL too and for reasons previously discussed (read as disgust) in this particular forum, vehicle extended warranties are regulated by the FL insurance commissioner. What this means is that we (and any other FL purchaser) will pay the same price for identical warranties regardless of location or dealer. What surprises me about this is that I paid a little more for my identical warranty nearly a month ago so I might be due a small price change refund if it's still within 30 days using the Wal-Mart approach, we'll see. If you have doubts, call another Honda dealer and once you get past them trying to sell you something other than Hondacare, you must by law, get an identical quote. Note that there are no restrictions on who sells what, just at a fixed and registered price for all in FL. Prices are about 15-20 percent higher than out of state or the best bargain, Bernardi. Our local Honda dealer offers Ford extended warranties probably due to sister dealership affiliation. I think you have up to 6K miles to get your warranty and our lender rolled it into our loan over and above what was approved. Hondacare just extends the OEM warranty plus towing, lodging, rental car, etc. nothing fancy.
Right or wrong, price regulation in FL means NO COMPETITION; Tallahassee wants it this way so those less fortunate, smart, savvy, don't get ripped off.
Not as cheap as the $900-$1000 deals we see on-line, but still... reasonable for what you are getting..
If you feel the need for the warranty, the HondaCare warranty is still the best deal going.. even at that price.
regards,
kyfdx
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(Hondacura.com) upstate NY: $583.95 bottom line.
..I'm curious: from online order date to receiving paperwork in my mailbox.....how long? Not that I'll need it anytime soon.......with Honda's world-class reliability.
best, ez..... :P
I have read that several folks were told that they would no longer qualify for HC if they cancelled their dealer sold plan. As you found out it is not true.
Dennis
Terms begin from the original Honda New Vehicle Limited Warranty in-service date.
5 years/100,000 miles warranty: ($100 deductible = $646.00) OR ($0 deductible = $746.00)
6 years/100,000 miles warranty: ($100 deductible = $811.00) OR ($0 deductible = $911.00)
6 years/120,000 miles warranty: ($100 deductible = $911.00) OR ($0 deductible = $1,011.00)
7 years/100,000 miles warranty: ($100 deductible = $1,001.00) OR ($0 deductible = $1,101.00)
7 years/120,000 miles warranty: ($100 deductible = $1,101.00) OR ($0 deductible = $1,201.00)
8 years/100,000 miles warranty: ($100 deductible = $1,081.00) OR ($0 deductible = $1,181.00)
8 years/120,000 miles warranty: ($100 deductible = $1,181.00) OR ($0 deductible = $1,281.00)
The teary-eyed part of this saga is that since I live in FL, I can only get an EWP from FL (our state insurance commish regulates them) and thus paid about $350 more for the same 7/100/0 coverage.
I get satisfaction knowing I can help someone else save on what I can't get; aka the 'tell me how sweet those grapes are again' syndrome.
As you can tell, I can't shop there and was just curious about pricing and then passed it on.
My first car with an extended warranty was the car before this current one, a 2001 Nissan Maxima. I got to the financing part, where thankfully the only thing they tried to sell me additionally was the extended warranty. The company was called CNA NATIONAL. They are one of the world's largest insurance companies. It is, nevertheless an insurance policy. They sold me this policy for what I found out later to be nearly the FULL PRICE of $1700, of which I paid $1680. This is why experts warn you to either do your homework before hand, or buy the warranty elsewhere, even though they discourage it. I found out later that I could have paid somewhere around $1000 for a 7/100, but got dooped into them folding the inflated price into the car price. I thought I got a good deal on the car, but I realized now that they rolled it back into the EW price. Anyway, as far as the warranty, it is called "Automotive Preferred Care". This is the top of the line warranty, which covers all parts of the car except basically wear and tear. It can be serviced at a dealership, OR A REPAIR SHOP. It covers towing, lodging, trip interruption, etc. I had to use it twice on the NIssan, and it was WONDERFUL. The most common structure is the variable ded. Depending on the cost of the covered repair, depends how much you pay. At most $1000+ repair I only pay $100.
Now, fast forward to two weeks ago. I called CNA to cancel my warranty, and I asked about other local dealerships that sold that warranty. I discovered that the dealership that I was going to buy the car from, didnt sell CNA. So, I had them run a local search, and they came up with two dealerships. The first one, where I bought my Nissan from, and another Honda dealership. I priced them together, and the Honda dealership was cheaper, and also offered an additional year. Nissan dealership was going to be $1045 7/100, or $994 8/120. Needless to say I went for the 8/120. Honda guy seemed to think that they got another year, since it was an actual Honda dealership. The only requirement for the 8/120 was that it had to be purchased 90 days from taking ownership.
I dont care what people say about EW's being a waste of money. Do those people also think car, health, home, and life insurance are not necessary too? It's always when something goes wrong, and you say man, I wish I had bought that extended warranty for the xxxxxxxx.
I cannot say enough about this company. CNA covers more parts, is cheaper, and is accepted more places than anything else. Am I biased? Yes, but I have also seen it in action.
Probably not.
A variable deductible is not the most common for service contracts. Most contracts specify X amount of money per visit to the repair shop. Some have X money per repair.
No, I don't think car, health, and other types of insurance are a waste. If my house burns down, I'll need my insurance company to help me. If my car breaks, I would rather fix it on my own terms than on some company's terms.
CNA covers no more (and oftentimes, less) parts than any other service contract. Considering how much you paid for your first CNA contract, I could get GMPP Major Guard cheaper.
Secondly the most common deductible for CNA is the variable ded. Another option is a "disappearing ded." which means there is no ded. owed if repairs are serviced at dealership you purchased contract at.
Thirdly, there is no requirement of how much they will pay out. If it is covered, you are responsible for ded.
Lastly, it was an error on my part not to do research and price shopping on warranties before I got my first one.
So for a $1500 covered repair, you'd rather pay that to be able to fix it on your own terms, than be out $100? Makes sense to me.
There are people much smarter (mouthed too) than I out there. If you want more on the FL aspects you could check out my posts # 698, 705, and 740 in this forum. You can also Google for the FL Insurance Commissioner as they have the reins. Bottom line is you should pay the same price for the same exact warranty regardless of location in FL.
Insurance is a good idea for catastrophic expenses. If you lose your house, you probably won't be able to handle the expense, so insurance is a good idea. Most people can't afford to pay for a full course of cancer treatments, so catastrophic health insurance is also a good idea. If you destroy someone's car in a wreck that is your fault, do you have tens of thousands of dollars to replace it? Hence liability insurance.
But for expenses you can afford, insurance is a bad deal. Yes, if my toaster breaks and I have the extended warranty, I'll feel good - just like if I play slots and I win some money. But if I buy extended warranties on every product I own, I'll be losing money over time, just like if I play slots on a regular basis.
I'm not saying it's stupid to buy an extended warranty for your car - I have one myself - just that there are good reasons not to do so.
I would like to get an extended warranty from Bernardy. Where are they located, or how do I contact them ? Thank you.
Having it financed makes it bit of a sticky-wicket
It depends on the bank, but most credit your account with the refund and it comes off the "back end" of the loan. So you pay the same payment as you would with the HC financed in, but at the end of the loan you will owe fewer payments. Some banks could re-do the loan so you pay the same number of payments, but less each month. From what I have heard, the first method is the one Honda Financial uses.
Dennis
Suggest you scroll up about 20 messages or so for details. Bernardi IS aka hondawarrantyinfo.com as I just learned. I believe they're in PA but it looks like most of their biz is done online.
Happy shopping.
who is selling the same thing for $945, a difference of $700. The cheaper price that they charge me on the car they are trying to make it back from the warranty. Is this Jayhonda.com a legitimate dealer? Can Honda care be bought on the Internet? Also HondaCareWarranty.com has promotions that save up to $255. Can this be applied to the Dealer's proposed price? Any information would be helpful. The dealer is pressing me to make a decision very fast.
Newcomers & Oldies alike,
Chances are, you are not the first one to have a question or a problem. Many before you have gone through or asked the very same thing. There's nothing wrong with asking but do yourself a favor. Back up for say 10-20 pages of posts, and if you can't find an answer in even 5 or 10 minutes, then ask. Edmunds search tools aren't Google and we're not expecting miracles. It's just that some of these same issues were gone over in the past week. Please don't be surprised if you get a response of see post #___. Not negative here, just tired of reruns.
Glad to help!
But I have a dealer who has a lot of credibility with me trying to sell me a $1600 12year/12000mile zero deductible warranttee for Honda Care.
It is for a Honda Civic 06 EX with Manual and Navi.
This same dealer had ordered the car for me at a reasonable price.
I have been told that this offer of Honda Care by them is the real McCoy. The lesser prices that the other dealers charge have a catch to it, and I should just buy this warranttee from this one dealer, who is delivering to me my new car.
The is still with the dealer today, it does not have a license plate ready for it yet, for me to drive it out today.
Should I go for it? Or this is a case of being a fool with money that soon be parted with, when there are real chances to save it? Could it be that the dealer is trying to recoop the good price that he sold this car to me. (I paid about 7 to 8 hundred above invoice. Others I am told are paying MSRP for 06 Civics.)
Please help. Manny
The choice is obviously yours but the fool and his money cliche' does apply. The warranty that you can buy for your Civic online from Bernardi/hondawarrantyinfo.com is the genuine HondaCare Extended Warranty, accept nothing less.
Your well respected dealer is trying to make a profit, at least $600 more than most. If you look around here and in the prices paid forum you'll see that some dealers matched Bernardi's price at the time of purchase or lost the warranty sale. Of course he wants to protect and maximize profit, that's what he does for a living. You aren't buying him, you're buying a car with a decent extended warranty. As long as you get HondaCare, there is no catch!
Thank you guys very much for the good advise. In artgpo's case, thank you for sharing your experience. I will contact Bernadi's and check out his price.
I have been very careful in negotiating my Civic 06 EX 4 dr. with MT and Navi to get a price of $19,495, including delivery fees but not taxes. Else where the other dealers want a $1000 more.
Now that I bought the car, it makes sense that the dealer is trying to recoop his lost profit on the car by charging me more for Honda Care.
Also, what do you think of 'Theft Avert' that this same dealer is trying to sell me. It is an encrption of the glasses on the car to deter theft. He asks for $200.
He is also trying to sell me a 'Lojack Car Retreival System', $995 for 'level l protection'. That Lojack will protect the car as long as I own it, call me if someone hijacks it, and paid me $5000 if I lost the car.
Then there is an alarm that goes with the Lojack, a passive alarm that sells for $300. Altogether he is selling me car theft protection for a total of $1500.
Are Lojack pricing determined by Lojack and is it one fixed and non-negotiable pricing for all?
Since I realize that my dealer is over pricing the Honda Care Warranty, I suspect that he is over pricing the car theft devices too. What do you think?
Thanks, Manny.
I just answered similar questions for someone named dyf in the, "Honda Odyssey: Prices Paid & Buying Experience" forum under post #11248. His questions are just before that post in post #11245 and very closely resemble yours.
To sum this up, most of the add-ons you are asking about are worthless and purely dealer profit makers.
Good luck!
Your information was helpful. I just talked to them, they are in Pennsylvania and they sound Kosher.
Manny.