Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
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That probably varies from manufacturer to manufacturer, with each having their own limits in regards to age and miles of the vehicle. I'd say go to the manufacturer's website and do some searches there.
So if after 2yr you have 30k miles u can buy the ext warr for an additional 5yr/70kfor a total of 7yr/100k.
So no matter when u buy the policy,the ext warr will be upto 7yr/100k.
But normally the closer u get to 3yr/36kmark ,,the more expensive the warr.gets.
So u are better off buying the warr. at the earliest if u plan to keep the car for some time.
If u plan to keep it for only 3yr or less than 36k then there is no point.
But I am assuming,u want to keep your car for a much longer time,,,hence the ext.warr.
For a chevy Cobalt,,u are more likely than not to use the ext.warr.
Cancel the Fidelity warr-- it`s a useless coverage with no payment of claims and lots of exclusions...Also it`s BBB rating is horrible with many complaints!
Geico again has lots of exclusions--it is not an ext warr.,,it is a mechanical breakdown coverage only!!
Buy an original Manuf . warr-- GM ext warr.-- which u can buy online from any dealer in US or at your local Chevy dealer.
Just MHO.
I'm particularly interested in the in the program that the car company will pay one's monthly payments if the one loses their job.
Thanks very much.
Exactly. The profit margin is higher. The percentage of people who have payable claims is lower. The claims you do get probably average higher than mf/backed claims because of the use of warranty labor time guides rather than Chilton or Motors for the mfr plans. The seller of the service contract makes out like a bandit.
The customer, on the other hand, doesn't get what he thinks he paid for. The shiny brochures and slick websites imply (or state, then retract) bumper to bumper coverage. They say they'll cover rental and towing and lodging, then the contract turns out to have limitations and caveats that the customer wouldn't think of. He quite often gets poor customer service and/or shops that refuse to deal with the contract company because they've been burned one too many times.
Meanwhile, the agent of the VSC company is happily oblivious-he's got his money, the customer's problems aren't his to deal with.
Be prepared to stay with GEICO through thick and thin for 7 years, no matter how much they charge for your insurance.
And I have seen very few that don't pay Chilton rates. To continually tell people different is irresponsible since it's just not true. Every company I have personally signed to a dealer has had no problems paying chilton rates.
Every agent of an aftermarket company has to deal with headache claims, that's part of their job. Anytime I've had trouble at, we call the agent and tell him to fix it, if he didn't fix it (and he always has) he wouldn't be there. Of course those are legitimate claims, but he's also made sure we got a lot paid that weren't necessarily valid claims. That's called good will claims, and that happens a lot, it rarely happens with factory because they are more cut and dry on issues like that.
No. They don't. Their exclusions lists are longer, and the loopholes are bigger.
And I have seen very few that don't pay Chilton rates. To continually tell people different is irresponsible since it's just not true. Every company I have personally signed to a dealer has had no problems paying chilton rates.
That's not what my post said. Reread it.
Every agent of an aftermarket company has to deal with headache claims, that's part of their job. Anytime I've had trouble at, we call the agent and tell him to fix it, if he didn't fix it (and he always has) he wouldn't be there. Of course those are legitimate claims, but he's also made sure we got a lot paid that weren't necessarily valid claims. That's called good will claims, and that happens a lot, it rarely happens with factory because they are more cut and dry on issues like that.
Next you'll tell us SCCs are philanthropic organizations with no concern for profit.
Good luck in Mexico. Please come back in one piece.
As far as I know,,,no ext warr. company will cover outside of USA.
If what u are asking about is auto insurance when driving in Mexico,,that is a totally different issue.Quite a few company companies provide insurance while in Mexico.
tidester, host
SUVs and Smart Shopper
tidester, host
SUVs and Smart Shopper
tidester, host
SUVs and Smart Shopper
Thanks for your input so far...
But if u are staying in Mexico permanently,,then it is better to search for local Mexican ext. warr companies.Probably the Ford/GM dealers down there can get u a warr..
So if u have any contact info of the Ford/GM dealers in Mexico,,call them and they could help u.That would be your best bet.
Good luck..
In taking a look through this stream, I was wondering where you obtyained this info and was it for APCO. If so, could you tell me what the updated prices might be for dealer wholesale for an easy care -total gold package for the various years/miles- thanks so much -
I have not found any negative reviews on warranty direct.
They are CA approved and seems to have a pretty comprehensive coverage with named components
Any feedback would be appreciated.
Thanks!
You must not have looked very hard? Did you do a discussion search (at top of page)?
Warranty Direct seemed okay to me when I researched the company a while back. They've called and e-mailed me multiple times, saying time is running out before the rates would go up on my Mazda MPV. But, they are a third party extended warranty.... which as you know, is like having the curse of the undead put upon you.
When you search them they have 4 different BBB listings under two different name
It`s a hybrid too,so,,Go ahead and buy it if u plan to keep your car atleast 4-5 years or drive more than 36k.
But make sure it is a original Toyota Manuf warr..--not a 3rd party warr.A dealer can sell u any warr he likes-- manuf. or 3rd party.But he makes more profit on 3rd party -so he pushes them more.These 3rd party ones are useless,they dont pay anything.
So confirm with him on this and get a Toyota Manuf warr.U can read the Toyota Ext warr details on The Toyota website!!
1) Does the Honda Care just potentially extend the exact same 4/48,000 coverage to, say 7/100,000 (if I buy that plan) or
2) Does the Honda Care plan actually cover different things that would not be covered for the first 4/48,000? (This is what the finance guy led me to believe and of course tried to scare me into multiple expensive scenarios that wouldn't be covered without Honda Care. Since he already told me the time of purchase was the ONLY time I could buy Honda Care, I am now viewing everything he said with a large amount of skepticism.)
I've already got the 7/100,000 powertrain through Honda certification, but I'm confused about the "bumper to bumper" (or "limited factory warranty" as the finance guy called it) part. I still have some time to buy a "new" Honda Care, if it's worth it in this case. Thanks in advance for any advice and opinions!
Never ever buy a 3rd party aftermarket warr. which sometimes the dealer wants to sell as there is more profit for him..But they are total crap..Only buy the original Manuf.Honda care ext warr. from a Honda dealer.
U can buy it from any Honda dealer in US or online at any Honda dealer.
There is a thread in this forum--Honda Care ext warr--folks post the prices paid and the place/dealer where they got it from!
Just be sure you know what you're buying.
Read the contract before you fork over your money. It's posted on several websites. Might take some work on your part, but forewarned is forearmed.
But thanks for helping me to point out I do work at a Ford Dealership. If you would have asked I would have told you that I have sold over 35 Ford VSC to people off this site and never violated the TOS once. (well maybe once but tidester corrected me)
But, hey, who's counting?
tidester, host
SUVs and Smart Shopper
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tidester, host
SUVs and Smart Shopper
Nice job on that joel. I've always thought the more reliable the vehicle the less money you will pay on a VSC/extended warranty. How does the cost of a typical Ford VSC compare to the other brands? I'm guessing about in the middle.
That's good to know. I generally don't go for extended warranties or VSC's, but if the price is right I wouldn't mind a little extra peace of mind on a new Fusion (?).
One thing I find interesting is that the VSC's I sell across my desk here in the office maybe 1 out of 50 will pay for the lower deductible. The majority are happy with the standard $100.
7 out of 10 people I have helped here pay extra for a $0 or $50.
Thanks!
Good luck
I just purchased an 08 Chrysler Sebring from Carmax and have no plans on buying the Chrysler backed warranty for 2 grand. For that price, that's a major engine or tranny repair. Rolling the dice? Maybe, but the odds are in my favor and even if I have to shell out the bucks, it won't kill me.
All you're buying is peace of mind and I don't get that by starting out 2 grand in the hole hoping something will break down and I get my money back.
Have a great weekend!
I understand Black is also working with Warranty Solutions which is the former GE service contract company that Wachovia/Wells fargo now owns.
Same reliable company with heavy discounts but these programs are on all makes.
check out 5starwarranty.net.