Selecting and Buying My First Car

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Comments

  • bobstbobst Member Posts: 1,776
    The dealers have always accepted our personal checks.

    I dress in my usual sloppy way - tee shirt, shorts, sandals, and maybe a fleece if it is a little chilly - so I sure don't impress them with my appearance.

    I give them my SSN and tell them it's OK to run a credit check.

    I'm 60 years old now, but I have been buying cars this way since 1972, so they accepted my checks even when I was a young stud.

    I guess the dealers are pretty good at reading people and they could tell that I am not a flake.

    If they didn't accept my personal check, I would go somewhere else. There are plenty of dealers in Northern VA.
  • mattgg1mattgg1 Member Posts: 191
    I just paid cash for a new car last month, and the dealer was almost too trustful...

    I verbally agreed to a price the night before and went home to sleep on it. The next day, I decided to buy the car and transferred funds into my checking account.

    I went back to the dealer that night, but explained that it would take several days for the funds to show up in my checking account. I expected to fill out all the paperwork that night and take delivery of the car when the check cleared.

    Instead, the dealer said "That's OK. You can just take the car now and we'll hold your check until next week." So they let me drive away in a brand new car with only a $2000 deposit and a bad $18,000 personal check with insufficient funds.

    Even more unbelievable is that they never ran my credit, and I'm only a 29 yr old "kid".
  • rroyce10rroyce10 Member Posts: 9,332
    .. **"That's OK. You can just take the car now and we'll hold your check until next week." So they let me drive away in a brand new car with only a $2000 deposit and a bad $18,000 personal check with insufficient funds....**



    The guy that allowed it .. is now a paperboy in East LA .........



    Terry. :shades:
  • mattgg1mattgg1 Member Posts: 191
    The guy that allowed it .. is now a paperboy in East LA .........

    Actually, it was the General Manager of that Honda dealership, and I believe he was the GM over the entire dealership group (4 dealerships).
  • rroyce10rroyce10 Member Posts: 9,332
    ..... I'm sure there's a little more to this story .... nobody in their right mind is going to gamble $1,800 on a "if come" - let alone $18,000 .... consider yourself lucky .. veeeeery lucky.!



    In the meantime, I think I saw this guy at Publics last week as a bag boy ..l.o.l.... ;)



    Terry.
  • british_roverbritish_rover Member Posts: 8,502
    I agree we will do this for FTO(Friends of the Owner) or Friends of our centre manager but that is it. Anyone else better have a certified check and if they are financing with a third party the check they bring better be a check and not a draft.

    If it is a draft we will hold it till it clears.
  • mattgg1mattgg1 Member Posts: 191
    There's no more to the story, I promise.

    I initially wanted to put the entire car purchase on my credit card, for the cash back rewards points, but they would only let me do $2000.

    I bought the car on a Thursday night, so they got $2K immediately from my credit card, and waited until the following Wednesday to deposit my $18,000 check.

    I had no connection whatsoever at the dealership. However, I bought on the last day of the month, so I think they were desperate to close the deal.
  • cticti Member Posts: 131
    When I bought my Mazda 3 last year I drove off the lot with car and gave them nothing but a promise that I would have the deposit and loan check by Wednesday - and I "bought" the car on a Saturday.

    I called my CU Friday night, got approved, called the dealer to make sure the car on the Mazda website still existed at the dealership and set up an appointment.

    On Saturday I went to the dealership and told them that I was getting the loan check for 17,5 on Monday and that I needed to transfer some funds around to cover the rest. I was willing to come back mid-week when I actually had money, but they let me leave after I wrote two checks that they promised not to deposit until I came back. One for the down payment, and one for 17,5.

    I came back as promised on Wednesday, gave them the loan check, they gave me the check for 17,5 which I ripped into little tiny pieces.

    I was surprised they gave me a car for which they had no evidence except my word that I could pay for it.

    Being in the military, I wonder if they realized they had a far better chance of getting money out of me than someone else.
  • bolivarbolivar Member Posts: 2,316
    You guys need to move out of the big city to a small town. Or even a small city.

    Dec 2005 $28,000 Honda Dealer New
    Dec 2001 $24,000 Honda Dealer New
    Aug 1997 $23,500 Cadillac Dealer Used
    Nov 1997 $9,500 Dodge Dealer Used
    Jun 1991 $17,000 Ford Dealer New
    And everything else before this bought at a dealer.

    I give them a personal check, I drive the car away. Since about mid-80's, all I've gotten was the car and a bill of sale. Before that, I got the MSO on the new cars I bought.
  • troopaguytroopaguy Member Posts: 3
    I'm looking to buy a small car for under $5,000. I live in Orlando, FL. The main thing I'm thinking about is reliability.

    I'll be paying in full cash. I know about Carfax. I know about getting an inspection before purchase and all that. I've read Buying a Car for Dummies too many times. :D

    My question is, based on what I've seen around my price range, do you think it would be better (more reliable) for me to get an older mid-90's Corolla/Civic with 90,000 miles on it, or should I get a later 2002ish Hyundai Accent with only around 50,00-60,000 miles on it?

    I understand that Civics and Corollas are known for their long-term reliability. But I've also heard that later model Hyundais are getting much more reliable also.

    I also realize that Civic/Corolla will hold their value much better, which is good since I'll probably resale it in a year or two. But my main priority right now is getting another reliable car to get from point A to point B.

    Thanks!!
  • qbrozenqbrozen Member Posts: 33,306
    Personally, if I'm definitely in the small car market, I'd be looking at Proteges. A bit less than comparable Civics/Corollas.

    Another popular recommendation around here is the Chevy Prism. Mechanically identicle to the Corolla for less money.

    '11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S

  • troopaguytroopaguy Member Posts: 3
    Ah, a Protege, eh? I didn't even consider that. I just looked up some classifieds and I see some pretty good starting prices.

    Are late-90 models pretty reliable? I've heard Mazda 3's and Miatas are above average reliability.
  • qbrozenqbrozen Member Posts: 33,306
    Yup. Only Mazda to avoid would be a 4-cyl automatic 626. The Proteges were all built in Japan, as far as I know, and all reliable (same for the miata).

    The 626 exception noted above is due to a Ford-sourced auto tranny in that particular configuration that has a tendency to eat itself. Just something to keep in mind if you decide to step up to a mid-sizer.

    '11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S

  • theflushtheflush Member Posts: 100
    If you look long and hard enough, you can sometimes find good private party deals on Corollas. I found a 2000 Corolla VE 5 spd with 88,000 miles for only $3500 on Craigslist.org. I did have to put new tires on it which added a little more to it and it was pretty dirty due to previous owner smoking and some coffee spills, but it cleaned up nice and is driving well, giving me 40 MPG. I hope to drive it for another 100,000 miles and then some.
  • qbrozenqbrozen Member Posts: 33,306
    sounds like a pretty good deal.

    '11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S

  • jchan2jchan2 Member Posts: 4,956
    I would probably look into a Mazda Protege. The Hyundai Accent, up until the newly redesigned 2006 model, was a literal penalty box so I would stay away from that. The Protege, Civic, Corolla/Prizm will be far more comfortable than the previous generation Accent.
  • socala4socala4 Member Posts: 2,427
    I'm looking to buy a small car for under $5,000...The main thing I'm thinking about is reliability.

    While some makes tend to be better than others, as you move down the price ladder, individual condition should play a greater role in your choices, as even a very reliable model that is abused is going to have more problems. For example, while a Toyota or Honda may generally be more reliable than would be a Mazda or Nissan, I would prefer to buy a well-maintained Mazda or Nissan over a somewhat abused Toyota or Honda, and put the savings toward preventative maintenance.

    So in that price range, I'd keep an open mind and consider a variety of brands -- reject the obvious lemons, but broaden your search to include at least a few similar types of cars, and then try to be as choosy as possible in finding a car that appears to have been maintained.

    As resale and reliabilty both play a role in your decision, I'd tend to stick with the Japanese brands, and avoid VW's, the domestics and the Koreans. Whether a 5 year old Hyundai deserves to be labeled as reliable on par with the better Japanese makes is debatable, and I'd be wary of a used Korean car not of recent manufacture. While Hyundai has been making extremely impressive quality strides as of late, that might not benefit those cars in the model years that you are considering.

    Good luck in your search.
  • gsemikegsemike Member Posts: 2,359
    Used Nissan Sentras seem to be very good values. A few people that I know have had Sentras that really lasted. I bet that you could get a pretty nice one for 5 grand. How about a last gen Altima? I think that they're fairly reliable and may be in your range.

    Also, at your price point I can't rule out domestics. Is a Taurus with 50,000 miles better than a Civic with 100? It's hard to tell, but if something like that was well maintained, it would at least worth looking at.
  • sc00bssc00bs Member Posts: 87
    I need help narrowing down the field of cars.

    1. Under 12500 OTD
    2. Four Doors
    3. Traction Control and ABS
    4. Decent crash test ratings from BOTH IIHS and NSHTA
    5. RELIABLE

    I do want the car to have some room so I have ruled out compacts, and would like to stay in the mid to full sized car range. Minivans are acceptable but must have the option of captians chairs in second row and rear heat/ac.

    I don't care about style, just need something that will last for the next 8 years or so :)

    So any thoughts??
  • british_roverbritish_rover Member Posts: 8,502
    New or used would help?

    A used Sonata might not be a bad choice. It is mid sized and has traction control and ABS.
  • jchan2jchan2 Member Posts: 4,956
    I would definitely try a off-fleet Ford Taurus- a 2005 or 2006 will be in that price range, and if you look hard enough you may be able to find one with Traction Control and ABS.
  • sc00bssc00bs Member Posts: 87
    Used, sorry I guess I skipped that part, lol.
  • british_roverbritish_rover Member Posts: 8,502
    Check out the Sonnata or however you spell it. They made tons of them as rental cars and the upper level trims have all the things you want plus side air bags.

    They have absolutely no soul but for a good cheap first car in your price range they should be great.

    Just in my local area there are tons of 2005 and 2006 GLS Sonatas 17,500 and under. I am sure you could get one for under your target price.

    Some domestics to consider would probably be Impalas of the 6 cylinder variety. They are actually fairly good. I doubt anything Japanesse will be in your price range unless it was older without a warranty. Jettas are nice but then you got a bit of a crap shoot with relability.
  • jchan2jchan2 Member Posts: 4,956
    But keep in mind with the Sonata and all second hand Hyundai and Kias, they do not come with the balance of the 10 year 100K powertrain warranty that are heavily advertised by Hyundai and Kia.

    The 5 year, 60,000 mile warranty bumper to bumper does transfer with the car however, so you still get a longer warranty than if you bought that second hand ex-fleet Taurus I suggested.
  • user777user777 Member Posts: 3,341
    FWIW: If it were me and I was just pressed to go with a new vehicle, I'd probably opt to be a bit more flexible on OTD proce and go with a Honda Civic 4Dr 5spd w/ABS, or Toyota CE 4Dr 5spd to which I added the ABS option. Both are good "appliance vehicles". ;)

    I know you want something with as much room as possible and want to stay in the mid to full-size car range, so next in line, I'd be looking at a used relatively low mileage Accord or Camry that checked out well with CarFax and had been thoroughly inspected by a trusted mechanic (be willing to pay some $$$ for a good looksee).

    On a used vehicle, I would tend to be a bit flexible on ABS, depending where I lived. ABS is a great technology but not a substitute for smart driving. I probably wouldn't purchase a new vehicle without it though.

    You want it to last 8yrs. Look at Edmunds true cost to own. I would also look in a Consumer Reports and see what has a number of good years with lots of red ratings for the various sub-systems. Unscientific? Yes. I would also tend to avoid new model introduction vehicles no matter the make - and personally, I would avoid fleet rentals.

    But that is me.

    Your economic situation plays an important factor and also your knowlege of vehicles and access to knowlege if you don't have it.

    Good luck:
  • qbrozenqbrozen Member Posts: 33,306
    Current generation Altima 2.5S.

    I've seen low mile '04s in the $12k range, so I'm positive you could get one for your OTD target.

    I haven't researched the crash tests, but its reliable, has 4 doors, and is certainly quite large inside.

    I'm not sure about the traction control, either, though. But, really, I've never found the need for traction control in a FWD vehicle, and I drive in all kinds of nasty weather.

    '11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S

  • gsemikegsemike Member Posts: 2,359
    I've got an 03 2.5 S. It's been quite reliable through 35k miles and is quite large inside. When I was buying mine, the good safety stuff was hard to find on a 4 banger. Side bags and traction control weren't around that much. ABS was a little more common but not standard on the 2.5S. If you wanted a 4 with all that stuff, you were most likely stepping up to a 2.5 SL which also includes leather, cd changer and moonroof.

    All the Altimas come with 4 wheel disc w 11.5 inch rotors so it stops quite well without ABS. The one notable safety flaw of a base model is that it does poorly in the side impact test w/o bags.

    It's definately a good car and a good value, but unless you were flexible on the safety equipment or mileage, I think that 12.5 would be tough to do for a 2.5 SL.
  • ghuletghulet Member Posts: 2,564
    I don't think too many of the 'basic' FWD imports even offer traction control, do they (at least @$12500 used)? ABS is widely touted, right or wrong, but I don't see the need for a TCS, unless you're in snow and in a rural area...you in the Rockies? If not, I think a good FWD car with decent tires should be OK. I'm not in love with ABS, perhaps because I've only had older cars so equipped, and it's likely the system, at some point before eight years, will need some work (ABS light in the dash comes on, you find out you need a 'new module' or $$omething, at which point the ABS doesn't function anyway). In other words, ABS is nice, but don't kill yourself finding a car with one if it isn't standard equipment. It *could* save your life if you're a marginal driver, but if not, it could just make you broke and crazy.

    That said, how about an '02 (last generation) Honda Accord EX (not V6)? These have ABS, get great gas mileage, are fairly roomy, should last a while, and are usually at or under $12k. Of course, they're five years old at this point, so will be 13 by the time you want to sell.
  • user777user777 Member Posts: 3,341
    only point i want to make is if your vehicle is equiped with ABS, traction control (modulating brakes to avoid wheel spin at low speed) is "just software". ;)

    if you're a person in the software industry, "just software" should bring a smile.

    anyway, i agree the '02 would be a good vehicle. saw a ford taurus with leather and alloys last night for 13.8 which was an '05.

    now which vehicle would you rather put the money on? ;)
  • ateixeiraateixeira Member Posts: 72,587
    One exception is the Scion xB, at a very low price point they include full stability control.

    -juice
  • sc00bssc00bs Member Posts: 87
    unless you're in snow and in a rural area...you in the Rockies?

    Actually I am, lol. My family has two cars one with Traction control and the other without. The one with handles much much better in the snow and ice. ABS I guess I really don't care about, its really the traction control I want. It doesn't snow enough were I am at to warrant 4 wheel drive or even AWD.

    My current car is 13 years old with 152,000 miles on it. It pooped out (with some TLC could run again, but really I am sick of it). I have to stay at the 12k mark OTD.

    I saw some 01 Buick LaSabre's (10k) and some Buick Century's (6-11k)with lower miles (old people mobiles).. are these reliable cars or junk buckets (both have ABS and Traction control, and the LaSabre had side air bags).
  • british_roverbritish_rover Member Posts: 8,502
    They might be boring as hell but the Buicks with the 3800 series one or series two motor are fairly reliable cars.

    My 1989 Pontiac Bonneville, very similar to a LaSabre from the same era but with a bit sportier suspension, with the 3800 series 1 had over 140,000 miles on it when I sold it to the friend of a co-worker.

    That guy is still driving it and that was over a year ago.
  • sc00bssc00bs Member Posts: 87
    Its funny you mention the Bonneville. My sister in law apparently had one as her first car (I did not even know this). The thing has 260,000 miles on it right now and still is running (she had given it back to her parents when she married). According to the majority here GM's aren't supposed to last that long, lol.
  • british_roverbritish_rover Member Posts: 8,502
    Yeah well you have to buy certain GMs from certain years. I don't think there are many GM products out there currently that could do that. Maybe their pick up trucks.
  • ghuletghulet Member Posts: 2,564
    I think the problem with most GMs is that they become annoying, rattly junk heaps WAY before the engines die, especially with most of the V6s. I mean, the air won't work, interior pieces will fall off in your hands and the dash lights will look like a video game, but the things will run forever. And they're cheap to buy and run, so a good deal used. Plus, if you cough up an alternator forty miles from Amarillo, your car won't be in the shop for a week.
  • british_roverbritish_rover Member Posts: 8,502
    Yeah that is very true. The mid size to full size GM cars are for the most part great used cars for someones first car. Stay away from the compacts as the domestics still have not figured out how to make a good compact car. Any of the GM cars with the 3800 non-supercharged V6 should be a great car.
  • sc00bssc00bs Member Posts: 87
    Plus, if you cough up an alternator forty miles from Amarillo, your car won't be in the shop for a week.

    This is true. I basically need a car that will last a long time, is reliable and will be cheap to work on (and lower cost upfront because I am strapped for cash big time).

    That reminds me of my friends Kia she bought. It wouldn't start and it took 4 weeks to get a part in (they refused a loaner car). Then the motor in the mirror went out and it took 3 MONTHS to get the stupid thing in.

    My other friend has Toyotas that are in the shop all the time and when she gets handed her bill its HUGE. I just about fell over when I went with her.
  • jlawrence01jlawrence01 Member Posts: 1,757
    I wish that I had a dollar for every '80s era Bonneville. Caprice, Cutlass, etc. that I see on the road here in Chicagoland.

    If you do not defer maintenance, the engines and transmissions last nearly forever. In general, the repairs are fairly inexpensive and the parts are readily available at reasonable prices.
  • divpatel77divpatel77 Member Posts: 1
    I am looking to buy a new car in the next couple of weeks. I am looking for a 'manual transmission' car, not tiptronic. What are some of the best manual transmission cars? Preferably, a four-door? My budget range is from $25,000 - $35,000. Please help!
  • bobstbobst Member Posts: 1,776
    Our 2005 Honda Accord 4-door 4-cyl EX with a 5-sp manual is very nice. We got it in March 2005 for about $500 under invoice. After adding a couple options, it came to $20800 out-the-door.

    I know you are able to spend more for your new car. So were we. However, just because you can spend more doesn't mean you have to.
  • suydamsuydam Member Posts: 4,943
    What kind of car? Big? small? Z4, Mazda3 or Honda Accord in size? Narrow it down a bit!
    I just test drove a Honda Fit and the manual tranmission is wonderful! But that's way less and maybe way smaller than you want.
    '24 Kia Sportage PHEV
    '24 Chevy Blazer EV 2LT
  • stickguystickguy Member Posts: 51,920
    Yup, need to know what your criteria are. But, off the top of my head, a few options:

    -the Accord 4 cyl (I have a 2005 EXL 5 speed also). Nice car, pretty loaded, economical, and will save on the purchase price.
    - If you want something faster, a V6 6 speed Accord.
    -Acura TSX or TL both come in a manual
    - Subaru Legacy is nice (although smaller), and you can get a GT Turbo with a stick.
    - At the top end of your range is a 3 series 6 speed, but good luck finding one at a dealer!
    - Nissam Altima (the hot road version).
    - VW Jetta or Audi A3 2.0T

    You will get lots of advice here, but you do need to supply as much detail as possible as to what you need/want in a car, and how you will use it.

    At least you are going for a stick. We need more devotees to manual trannys! It also makes your decision making easier, since you eliminate many choices up front (no manual available), although it doesn't make it any easier to find one to buy.

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • ateixeiraateixeira Member Posts: 72,587
    Yeah, try the V6 6 speed Accord, coupe or sedan now. Certainly the most interesting powertrain combo in an Accord. TSX as mentioned above.

    Altima SE-R. Does the Maxima still offer a stick?

    Camry doesn't come in stick with the V6, I think.

    Legacy GT, or Outback XT if you want a wagon. Even the Forester XT if a small crossover fits the bill. WRX, too. Subaru thankfully makes them available with almost every model.

    Give us more criteria, size? Sedan or wagon? FWD, RWD, or AWD?

    -juice
  • jchan2jchan2 Member Posts: 4,956
    First thing that came to mind was an Acura TSX which is right in your range.

    Also you could look at a Honda Accord EX-V6 6M (6 Speed Manual) or a Infiniti G35 with a 6 speed.

    Basically here's the list of what I can think of:
    Acura TSX
    BMW 325i
    Honda Accord EX-V6
    Infiniti G35
    Subaru Legacy GT
  • cccompsoncccompson Member Posts: 2,382
    If you're interested in all wheel drive, check out the Mazdaspeed 6 which only comes with a manual transmission.
  • jaserbjaserb Member Posts: 820
    And if you don't mind leasing the 'Speed 6 (or the Mazda MazdaSpeed Mazda6, to use its full ridiculous name) currently has some smoking lease deals. I think $3k total lease cash + a fairly good lease factor. They're advertising a $269/mo lease with around $2500 due at signing - 24 mo lease.

    -Jason
  • british_roverbritish_rover Member Posts: 8,502
    Wow can you see budget auto crosser. :D
  • stickguystickguy Member Posts: 51,920
    that's about $360/month sign and drive on a 2 year rental. Might have to consider that if I suddenly found myself in the market!

    Besides, my son learns to drive next year, and that could be a fun car to learn on! Then I would give it (and it's beat up clutch) back shortly after he turns 17!

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • user777user777 Member Posts: 3,341
    don't you think an older accord or corolla stick would be better for him to learn on?
  • 151ranch151ranch Member Posts: 109
    I just went through this list last year. You really need to drive them all, which might be a problem because some of them (IS250, Altima/Maxima, Accord, Camry) are really hard to find with the manual. It took me 2 hard weeks to find one of each in the D/FW area.

    I really liked the 325/330, but since I keep my cars until they die and don't like high maintenance costs, I bought the TSX.
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