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Volvo S40 Prices Paid and Buying Experience



  • czm3136czm3136 Posts: 10
    Wow, congrats on your purchase. $100 over invoice is really good....when I was first looking at the T5, I didn't think I'd be able to get one at a reasonable price. They were quoting we crazy lease numbers almost near the mid 4's and that was including paying some of the fees upfront! And Edmunds listed that people in my area were paying around $1500 over invoice, which is pretty steep.

    Now with an incentive like this one and the new money factors that are currently out on the leases, the price quotes seem to be a little better. But you're right, I wonder if taking the free premium package means the financing is through a company other than Volvo (who has an attractive money factor). The reason I would like to go with Volvo Finance is because we already lease one car through them and will be eligible for another $1000 off.

    They seem to get you somehow, but I'll be happy with my $1000 off and whatever other haggling I can do. Your $100 over invoice has inspired me. Thanks!
  • bpwrightwvbpwrightwv Posts: 17
    I just got my new 2004.5 S40 with 2.4i,
    flint gray metallic, prem pkg, climate pkg
    and convenience pkg for $25k.
    Though they never mentioned it during the negotiations (all through email, and I knew this to be the case b/c of other posters here) the premium pkg was 'free' and I did sign a form acknowledging it was 'free'. I got 2.9% up to 48 months through Volvo finance. There are a lot of buttons and settings that I still need to figure out, but I'm happy with the deal I got and look forward (hopefully) to a good Volvo experience.
    Thanks to all who've posted here and the other S40 board.
  • nsd163nsd163 Posts: 1
    Went to Fairfax Volvo today and bought a new 2004.5 s40 T5...

    Silver metallic
    Premium Package
    Climate Package
    Bi-xenon headlights

    Total - 27000 (not incl tax, tags, title and destination - which came to around 28600) financed for 36 months @ 1.9

    Had to spend basically the whole day and put up a fight to get the dealer to drop down to the price above.
  • volvoluvvolvoluv Posts: 1
    does anyone know, the free premium pkg. offer is available also with osd?
  • lrac65lrac65 Posts: 1
    I don't know if this will help you but I bought a 2005 S40 T5 AWD for $28.000. The car is equipped with the premium package, 6 disc cd changer (not premium sound), heated seats and metallic paint. I ordered the car for delivery in europe through Volvo OSD but, I work in europe for a U.S. based company. When you check the OSD price list compared with state side MSRP you will save.
  • kenwkenw Posts: 1
    Volvo Orange County (CA) was good to us. Our 2004.5 T5 with sport, premium, 6-disc premium sound, about everything except navi or climate was 27,200. Dont know if I could have gotten in for less, but I was happy with the price.

    I've purchased and leased before, and this time was the easiest, and as a bonus the sales guy was not creepy. And I dont work there :)
  • tranmitranmi Posts: 12
    Just got my new 2005 S40 T5 Monday. Yes, I got it for $25,600. Leather, heated seats and driver side memory seat. First, I ordered the 2.4i with the premium and climate packages but after I test drove the 2.4i and the T5, I changed it to the T5 for little more money. I oreded my car through the Oversea Military Sale and pick up the car in the US with no charge. Happy with the car, the price and the dealer here in the State. Financed through the credit union (3.9%)
  • OSD can not be combined with any other incentives. The price is heavily discounted already.
  • There is a lot of OSD related postings here as well. This is truly amazing program.
    You can search for my postings on XC90, S40, S60 and S80 boards, and then, track the threads backward.

    I am one of the OSD cheerleaders here. I've done it twice and planning for the third one in the near future.
  • Honestly, in my experience, dealers do not like trade in conjunction with the OSD, period.

    They do not make much with OSD, just a fixed fee, so they will offer some ridiculous price for the trade-in.

    Remember, you do not buy car from that particular dealer.

    But you can ask. In my case they were agreed to buy my old car out at the final hand-over (when my new Volvo will arrive and I will pick it up from them), but the offer was laughable, if not offensive.
  • mj3x3mj3x3 Posts: 2
    Your deal sounds great. Did you get special military pricing?
  • mj3x3mj3x3 Posts: 2
    I am looking at a S40 24i with premium package for $25.5K. Does anyone know where there invoice information available online to compare this price to actual invoice?

    Thank you.
  • tranmitranmi Posts: 12
    Yes, but you don't have to be a member of the arm forces. However, you need to be an DOD employee working oversea. Contractors are OK I think...
  • avolvofanavolvofan Posts: 358
    I'm not so sure (that you don't have to be a member of the arm [sic] forces to qualify for Military OSD program) of that. At the following URL, the Military OSD program is described: ary.htm In particular: "To be eligible for Overseas Delivery as part of our military program, you must be a U.S. resident and an active-duty member of the armed forces who will be stationed abroad. You are also eligible if you have been stationed abroad for at least 140 days." Note the mention of active-duty member of the armed forces.... There are different I.D. documents for active duty members of the armed forces than for civilian employees of the U.S. Department of Defense.
  • I recently leased a 05 S40 for two years at a very atractive rate, even more attractive than a 3 year lease. Check them out! beaunedoc
  • bigbutrbigbutr Posts: 111
    How good? I too have been looking into leasing, but I never really gave much thought to a 24-month deal. The '05s have rolled into the local dealer and are spec'd like I like them. What did you get yours for and what are the payments? Thanks
  • I was able get the Ford X plan through a friend. Do you know any Ford employees or retirees that could help you out? I had the salesperson run lease offerings on three different Volvo models, although the S40 was my first choice. To my amazement the two year lease went out the door and about $1500 with payments of about $412. The three year lease was closer to $440 with a bit more up front. It is to due with residual value on the car I suspect.
         Talk to your dealer and ask them to run the numbers for you. They may well change at the end of August and it will not likely be to your benefit. I had to take delivery by the end of the month to get the deal, so my old car is going back seven days early. beaunedoc
  • balpernbalpern Posts: 2
    I've been offered the old version of the Volvo S40 2004 (not the T5 or the LSE).

    The offer is $25K in Canadian dollars which is about $17-8K US. It's a dealer demo with only 9K kilometers---I think about 5K miles.

    I believe they are able to take about a $5-6K cut into their original costs....what do you guys think about this deal?

    Are there any concerns I should have surrounding the purchase of a dealer demo or precautions I should take?

  • spfoteyspfotey Posts: 131
    we are looking to buy our 16 year old the most basic model -- with standard shift. am wondering what pricing others have gotten. sticker shows $23k but assuming lower prices have been gotten??
  • I just bought an S40 2004.5 with 2.4i
    Automatic transmission, premium package, climate package, flint grey, offblack lather interior with aluminum center control panel&
    for $25,800.00.
    I got 1.9 financing for 3 years. I think I did OK.
    I would appreciate any comments. It's my first Volvo and I want to keep it for as long as I can.
  • I'm being offered a 2004.5 S40i for $24,600
    silver/off-black, Automatic transmission, premium package. This includes destination and all other dealer's fees except tax and licensing. Does that sound like a reasonable deal? Should I be able to do better? I live in Northern California.

    I also found a 2005 similarly equipped for $25,200, but I think I'd rather save the $600 now and get the older model. I drive them into the ground, so I'm not so worried about resale.

    Thanks for any help.
  • Can some help me to determine if the below is a good deal? Thanks

    2004.5 T5 with:
    Premium Pkg
    Audio Pkg
    Climate Pkg
    Automatic Trans
  • recently got a 2005 S40 2.4i equipped with premium, climate, and geartronic transmission. sticker was 28,515, but after incentives it was 24,500. also got 1.9% financing.
  • Lot of good deals being had out there! Here is where I shook out in the Chicago market. The 2004.5s are flying off the lot given the free premium pack upgrade. My dealer found a 2004.5 S40 (black w/beige leather) 2.4i for me out of state, so I had to pay a little more for delivery. Could have gotten a white or red with ease, but wanted flint or black exterior. That said:
    - premium pack
    - climate pack
    - convenience pack (but wanted audio)
    - geartronic automatic
  • 307web307web Posts: 1,033
    How is this done? Are leases available on OSD cars?
    Are the finance and lease rates/programs the same as buying a car in stock?

    I know you can finance or lease BMWs purchased through their Euro Delivery program, but I think Saab offers no financing so you have to pay cash or use a home equity loan.
    What's Volvo's situation with cars purchased through Overseas Delivery?
  • 307web307web Posts: 1,033
    I am already planning to go to Europe during a specific time frame next summer whether or not I buy a new car.
    Can you specify the date you need to have the car ready (i.e. tell them you need to pick up the car on July 1 2005 etc.) or do you have to plan your trip around the date they tell you the car is ready for pickup?
  • robr2robr2 BostonPosts: 8,863
    Go to They are a dealer that handles many Volvo OSD's. Many answers there.
  • 307web307web Posts: 1,033
    I've been to the site, but it doesn't answer my questions.
    There are people here that have used the OSD program and have first hand experience.
  • Yes,
    You can specify the exact day for the delivery if you order early enough. The usual lead time is about 12 weeks, so if you order 4-5 month in advance you can reserve your delivery date. Please check for the local holidays. For instance, Volvo factory is closed in July for entire month. Other delivery locations can be closed due to the national holidays and extended summer vacations too.

    Just a safety precaution, I will not buy plane tickets, until I will get an order confirmation from VCNA. It usually takes about a week. Though, VCNA was very prompt with my orders.

    I have two time "first hand" experience - March 2000 - S80 and June 2004 - XC90, both from the factory in Sweden.
  • You can lease and finance with Volvo the same way as when you buy a car from stock. The only caveat is that you have to sign a promissory note (contract) at least one month prior to the delivery date. Volvo OSD should have your money one 30 days in advance.

    There are some banks and credit unions that will finance the purchase order. You might want to shop around, because Volvo rates and money factors are not always the best.

    Though, in both cases I have paid cash.
This discussion has been closed.