Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
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Chronic Car Buyers Anonymous (Archived)
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2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
Maybe this will make you feel better. I had to buy tires for my Sierra this spring, got lucky and found a nearly new set mounted on wheels on CL for $600. Right after that it was oil change time and in true Chippy fashion she had eaten yet another air filter so that was a $155 service. Had to buy tire pressure sensors for the new wheels, $270 + $75 for install. Next service, Chippy decided it was fuel filter time, oil change and the fuel filter was $250. Next on my truck's list is shocks, of course it's all 4 since 1 front and 1 rear are blown. Also needs an alignment, so $700 total. I haven't done it yet because I really don't want to spend the money. Last time I looked at the odometer it was creeping up on oil change time again, I don't go by the oil life monitor, I have it changed every 4k since its a diesel and its what has always been done with the truck. Oil change is $90 and if the air filter is still clean I might get out of there for just $90.
I had forgotten how expensive a diesel can be to own. After we sold our 24' car hauler trailer on Friday I mentioned to hubby that maybe it was time to downsize to something smaller and more fuel efficient. Something like a small or mid-size SUV which would be a bit better with the baby coming. He simply said "when have you ever been happy with your decision to trade in a vehicle you really like?" Yup, he's right, so the truck stays.
The Accord looks nice, and as a 4 it should be easy to live with. I like the 2013s a lot more though.
You better not get rid of that Diesel Sierra Pickup! Carwise, I've never seen you so happy.
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
I'd have to sit in the 2008-12 style Accord again to refresh my memory, but one thing I didn't like about the 2013 is that it seemed like they shrunk the seats a bit. Almost as it they put compact car seats in a midsize, to make it feel roomier. I kinda remember the '08-12 as having bigger, thicker seats, but again, I'd have to test-sit to refresh my memory.
Oh, and I just talked with the mechanic. Buick is ready to go. It was a rusted brake line. Between replacing that, a bleeder screw, flushing the system, and other adjustments, the bill came out to about $400. So, at least this time around it's not a wallet-killer. I did just run some numbers though, and calculated that over the last 12 months, this thing has cost me about $322 per month in maintenance and repairs. So, while not cheap, I guess it's still less than the monthly payment would be on a brand-new car that's comparable
$400 is routine for a car of that age. Cheaper than a new car, but also not a new car. Have you factored depreciation into that? I ran some numbers (in my head) when I got the new car, and it came out with the new car not costing terribly more than the old one (due to the cheap subsidized lease no doubt) - the experience of having a new one being worth it. I have no regrets.
Nah, I haven't factored depreciation into it, although I probably should. My spreadsheet is a bit masochistic, I guess, in that doesn't take depreciation into account, but rather the purchase price, any monthly payments made (if financing), and then if there is an end value (sale, salvage, etc) that gets taken off when it happens.
So right now, my spreadsheet says the Buick has averaged $356 per month since the day I bought it. That includes the purchase price, tax, tags, registrations, emissions tests, repairs, maintenance. Everything that has gone into that car, except gasoline and insurance. If I assume it's worth, say, $3,000, that would drop the average cost per month to about $285.
I dunno what a typical monthly payment would be on something like a ~$32K Impala or Charger. Probably more than I want to think about right now!
You'd be leasing at ~350 or financing around 500 for that new car, for sure.
Has anyone claimed Labor Day in the betting pool? :P
I always thought that the 3800-powered cars were fairly inexpensive to keep running due to the ubiquity of replacement parts, but I guess not. $322/month in maintenance and repairs would be beyond my comfort level on that car.
Weymouth Honda will lease you a new Accord Touring for $407/month with zero down (3 years, 36k), or an EX-L V6 (without navigation) for $345. I'm sure you could get an Altima in a similar price range.
It's not the 3800 that's the problem, but all the crap that's attached to said 3800! :sick:
Back in October, it needed brake work, new front sway bar bushings, and a new front axle. Around February, it needed a MAF sensor and some other emissions crap. And the in April, it needed two very expensive tensioners. About two weeks later it needed a battery. That's when I discovered that when one of the tensioners failed, the resulting shrapnel ripped a chunk out of the battery, and it slowly discharged.
Each of those three trips was about $1000-1100. Plus the $133 for the battery, that I did myself. Plus this $400 for the additional brake work I just had done.
'24 Chevy Blazer EV 2LT
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2015 Kia Soul, 2021 Subaru Forester (kirstie_h), 2024 GMC Sierra 1500 (mr. kirstie_h)
Review your vehicle
I won't get rid of the Sierra, if I did and regretted it there's no way I could replace it. A new one is $62k and I'd never find another '07 with only 60k miles on it. Kind of like when I sold my '07 Pilot, I've regretted it ever since and could never replace it. I feel the same way about Chippy, great truck that will never leave the stable.
On another note, our new neighbor felt so bad watching hubby try to mow the huge lawn at our new house with a push mower that he loaned him his riding lawn mower. That was Sunday night and our old landlord gave back our entire deposit including the pet deposit.....a cool $2k. I took hubby right out and bought him a brand new riding lawn mower. Who says I buy everything for me.....well ok I might mow the lawn sometimes.
Does a riding lawn mower count as a punch? It does have 4 wheels, a transmission, an engine, and you drive it.
That's basically what we are doing, she has approx $1500 and we are giving her $2k. Her brother survived almost 2 years driving a $1k car that we bought him before he bought his '11 Elantra on his own. I told her we would keep looking and if we can't find anything decent we will consider leasing in the fall.
I have good luck finding nice older vehicles that seem to run forever and I have a good shop that checks them out before I plunk down the cash. However, I wouldn't put her in something I felt wasn't safe.
2008 Grand Marquis GS, $31,804 miles, $11,995
I know it would most likely be a sturdy, durable, long-lived car, and the price doesn't seem too bad (although it's going on 6 model years old). But, I just don't like the way they cost-cut and decontented these cars in later years. I'm fine with the fact that it has cloth seats rather than leather, but the rest of it...dash, door panels, carpeting, etc, just scream taxi cab/police car. In fact, I once owned a police car, a 1989 Gran Fury interceptor, that had a ritzier looking interior than this!
If I got this car, the first thing I'd do is loose those awful hubcaps and find some simple dog-dish hubcaps to put on it! And NOT to make it look like a copcar...I just think the cheap dog-dish hubcaps would be an improvement! In fact, I still have the old dog-dish hubcaps from my Gran Fury. I wonder if they'd fit a Ford wheel?
My daughter just drives my "good" car (the Volvo) since I don't really need it, though if you ask her it is "her" car. Which 1 rule violation becomes mine again! If we keep that through the rest of HS (1 more year) I will get it back for at least 1 year when she goes to college and the car stays home. and if it lasts all the way through college, i won't want it back anyway!
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Wow, that makes me feel much better about having to R&R the transfer case in my son's X3 last year...
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
Too late.
1998 Geo Tracker. 60k miles, owned by retired GM exec. Bought for 16 yo step son. Owned for 5 weeks before totaling.
2002 Saturn L200. Black/black with stick shift. Co-signed for step son. Less than a year after he paid it off, his gf (now wife) totaled it on I-80 in Wyoming.
Her parents co-signed for the next car.
2006 Saturn ION. Bought new for step daughter to get her to/from college. After 3 years and 34k miles, it acts up and wife refuses to let her drive it. Handed off to me - turned 91k tonight with only a few issues.
2010 MINI Cooper. Co-signed for step daughter. 25k miles and no problems other than having to replace two tires.
1993 Subaru Legacy wagon. 135k and stick shift. Inherited from FIL when he passed. Drove it from CO to CA and gifted to son as HS grad present. He bought a '95 or '96 Mustang and sold the Subie to a friend. Was totaled only months later.
:sick:
Best of luck on the car search, Jolie!
Andre - at what point do you ditch the Buick?
At 121k, the Mazda has given her faithful service with minimal problems and she loves the way it drives. But I've tried to explain that now it's starting to nickel and dime her to death and every little problem will get expensive to fix...there needs to come a point where it's just not worth the aggravation or expense and I think we're at that point or will be within the next month or two. Hate to put in a large sum of cash only to have her decide soon after that she's just gonna trade and buy new. And at the end of the day, it's all going to be my fault no matter what happens. So now every day I wait to see what will happen next!
Stopped by another auto collision place on Friday after the 1st place gave me an estimate of about $1100 to fix the body damage. Owner comes out looks at damage and calls for one of his guys to come over and sends me inside. About 5 minutes later he comes in and says I'm good to go! Huh? He brings me out and everything is o k and he tells me his guy just pulled out the part of the front fender that was pushed in and realigned the front door. There's a small mark in the paint but he said it's not a problem...door now opens perfectly and he explains that they felt that since the paint wasn't compromised and the metal was able to be pulled back out cleanly, no sense repalacing the fender, repainting, etc. And actually, it looks like nothing ever happened and that mark isn't that noticeable...I know it's there but the average person wouldn't see it. Yay...I'm a happy camper and they gain a new customer if we ever need any body work in the future, and with 4 vehicles in the family fleet, this is a distinct possibility at some future point. Am doubly glad that no paint work was required since that can be dicey unless the painter is a real pro at blending old and new. The idea of also going through the new insurance company for the claim was also something I had mixed feelings about so this is the best possible solution. And to be honest, after more than 7 years already, there are a few nicks, blemishes already on the vehicle and though it looks great overall, it's not a 10! The Sandman is a happy guy now!
The Sandman
2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)
Heck, keep shopping. That's half the fun! Maybe you can happen upon a Crown Vic or Grand Marquis that was only driven to church on Sunday and to the hairdresser on Wendnesdays!
2024 Jeep Grand Cherokee L Limited Velvet Red over Wicker Beige
2024 Audi Q5 Premium Plus Daytona Gray over Beige
2017 BMW X1 Jet Black over Mocha
Let's see, I had a major "tune-up" right after my van turned 120k. In the last 65,000 miles since 120k, I've spent $5,805 on maintenance and repairs, including the usual brakes and tires and the unexpected CV joint, blower resistor, injectors. That's about .09 cents a mile; about two cents too high but I just dropped a timing belt and new tires in it to the tune of $1,200.
The $23k purchase price is down to 0.12 cents a mile.
Something tells me I'd really like your wife. :shades:
This is kind of a cop out, but, when it "feels" right, I guess. Sort of like when you have an old dog that's sick but still has its good days. But, over time those good days become fewer and further between. In my gut I guess, I'll know when it's time.
Either that, or I'll be doomed to having the thing nickel and dime me to death (oh, if only they were just nickels and dimes :sick: )
Lemko and I both drove a 2014 Impala at the Carlisle PA GM show a couple weeks ago. That car was VERY nice. This particular model MSRP'ed for around $38,000, but as nice and loaded as it was, the price didn't seem to out-of-line.
At the very least, I'd want a V-6 and sunroof, so I imagine I'd still be looking at around $30K or so. And that's a bit more than I want to pay at this point. Plus, every once in awhile I'll see Charger R/T's for around that same price, so I'd probably be swayed towards one of those if I wanted to pay that much for a car.
For the time being, I'm probably going to just keep casually looking. Something might grab my attention, eventually. Actually, there is this blue beauty, only a few miles from my house. But something like that's really more of a toy than a daily driver workhorse, and I don't need any more of those.
2024 Jeep Grand Cherokee L Limited Velvet Red over Wicker Beige
2024 Audi Q5 Premium Plus Daytona Gray over Beige
2017 BMW X1 Jet Black over Mocha
But, I've decided I'm not going to get any more antique/"toy" cars unless I get rid of something first.
[ heated leather seats, nav, sunroof, etc ]
for less than $30K around here...
- Ray
Tempted...
2024 Jeep Grand Cherokee L Limited Velvet Red over Wicker Beige
2024 Audi Q5 Premium Plus Daytona Gray over Beige
2017 BMW X1 Jet Black over Mocha
Well, the electronics in the cars of that era could be incredibly sketchy...maybe that transferred somehow to your computer! :surprise:
When Chippy was hit in the parking lot last year I was very worried about paint work on a 5 year old truck. Thankfully the body shop that repaired the pilot knew how picky I was and put one of the top body/paint guys in the state on it. When I first saw the repair there was issues but they fixed everything and even fixed a few other spots on the bedside that were unrelated. In the end you would never know there was a repair. I can spot paintwork easily on most cars but they did such an outstanding job on Chippy that I'd be hard pressed to find it if I didn't already know it was there. It must be good since I didn't trade the truck in right after!
The Sandman
2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)
You really need to split car duties - she buys and cares for hers, you buy and care for yours. Then you can be happy and not need approval. And for your 3 and Civic, they both have good enough resale value where you might benefit by selling privately.
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
My son loves his '11 Elantra, it's been a very problem free car. He's right at 30k miles on it and is grumbling about its upcoming service. He did some of it himself but still has a few things the dealer needs to do. Overall great car!
The Sandman
2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)
Focus
So, I've been 'eye-balling' a new one. They have two on display at the the RV park that we are staying in. Both are 2014 Newmars.... one was $903,000 MSRP and other in the $700,000 range. Makes mine look even better! LOL!
Mark156
just find them something boring and newer when the time comes.
and for #2, it should work out, because when he starts to drive, #1 should be heading off to college, freeing up the car!
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Just looked at it and believe me, looks were deceiving. It was a fairly clean car for its age. Ran great, transmission shifted smooth, BUT I made a left turn in it and heard the telltale signs of a bad cv axle. Guy swore up and down that's not what it was and its been like that for a long time. The more questions I asked the more nervous he got. He wouldn't take less than $3600 cuz book was $4500 and ya know they have a book for a reason. I didn't bother arguing, just told him good luck and we left. A lease is looking better and better.
my logic, the 3 of us (me and the 2 kids) could kind of share it. so when my Son needed to travel, he could take that instead of the old Acura. and it would keep some miles off the new RDX. And when hopefully our son gets a job, it might be an option for him starting out to take that.
but, until/unless I need to start driving more (I hardly leave the house these days!) we really don't need a 4th car.
Now, if the TL broke down again and we needed to dump it, I would likely go the cheap lease route.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Oh, and about the toad, I think my Lil' Honda rides a little bit smoother than the Jeep! LOL!
Mark156
Hard to believe we will be paying the Focus off and have only had it 10 months. Will be nice to be back to one car payment even if its only for a few months.
I learned to drive in a Town Car, and then took the test in a first year Neon. Breezed through it !
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic