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Should I file a claim with insurance for a minor scratch on the bumper?
My two month old Honda CRV was hit today on the rear bumper by another car while the other driver was backing up. I did not see any major damage except there is a minor (about a half inch long) scratch. It was his fault and he shared his insurance information but he was asking not to claim for insurance since it was only a minor scratch on the plastic bumper.
Please suggest me if this scratch is a big deal. How much would it cost approximately if I decide to repair it out of pocket? Is it a good idea to file a claim with his insurance even for such a minor scratch?