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To sell or keep damaged Enclave
Looking for some advice. We have a 2014 Buick Enclave, loaded Premium package. We owe about $28,000. High mileage (around 65k) AND "someone" backed it into something and caused major damage to the liftgate. The estimate I've received to repair it is around $2000 plus rental car expense. Our insurance company says it will significantly impact our costs on the entire umbrella if we have the repairs paid for by insurance. The trade in value per KBB is in the range of 19,533-21,958 for "fair condition." I'm obviously not in a no-win position. We have never loved the car and have discussed trading it in prior to the incident. What would you do? Would you suck it up, fix it and keep it? Fix it and trade it in? Or try to trade it in as is?