BMW 5-Series Lease Questions

flbimmer

i have a 535 with 3K more sticker and a much bigger engine from a south florida dealer, had for over 5 months for the exact same deal....36/12 about 2K ood...

topaz9986

That sounds like a good deal. My dealer gave me a price of $820 a month for a 528i with MSRP of $55,725 (36 month, 12k) with $1450 due at signing.

Can I ask you what you think of the 528i vs the 535i (assuming you drove both)? I drove both an thought the 528i had a lot more power than the outgoing version, however the 535i felt a lot faster. Based on the data I collected the 0 to 60 times are just a little over a second different which maybe difficult to notice.

Thank you.

mdrivero

I drove both several times. And you can tell the difference but very marginal.
That's why I decided to go with the 528i. Why pay the extra money? Now if you compare with the 550i, then, that's another league. But between the 535i and 528i one second apart is nothing. Try it with the Sport Mode or Sport+ mode with the paddle and it feels even faster. Great machine.

x021627

Mind you I did get the $1500 customer cash, but in December with a MSRP of $59300, I got a 2011 535x drive, 12K/36 months with no money down besides, bank fee, DMV, taxes, I'm leasing for $679/mo

I think you can do better.

mdrivero

The 679 Per month is with taxes or plus taxes?

x021627

Taxes were paid up front. this is without taxes. My 535 x drive has premium 1, navi, cold, statelitte radio, fold down rear. My out of pocket was $3300

flbimmer

it really makes no sense to put down more than inceptions..if you have the extra 1500 today, why not just pay it monthly, let the 1500 earn some interest, have the liquidity of you need it, and most of all, if the car it totaled or stolen you are SOL!!! yes, you do not get the $ back, period...this has happened to thousands of lesees, and the dealer doesnt tell you that, they just say you have gap insurance...but if you need a replacement vehicle, you need all new inceptions and need to pay the tax.......

bjackson5

Car Man, I'm looking for a new 550i with xdrive and was told I can save $4,260 if I pick it up in Germany but that I must pay full MSRP and must use BMW financing. Is that right or should I expect some off MSRP and shouldn't I be able to use my CU for financing? And since I want to pick it up in Germany does it matter if I use the only local dealer or can I use any in the US?

topaz9986

I was told by my dealer yesterday that there is $1,000 dealer cash for the month of February on the 5. Does anyone know if this will be extended to March? Also, does anyone have any insight if BMW financing will change for March? My dealer has had the same inventory of 5s for about 2 months now (not sellling a ton now) so I am hoping there is some more dealer cash incentives on the way.

I also want to wait until option 6NR (apps) is available and based on my research it looks like week 11 production is when it will be available. Good info about this on bimmerfest.

Thank you.

sarr

Hi Car man! Can you give me money factor and residual for 12000 miles/yr 36 months lease on 535xi sedan. Also any consumer or dealer incentives going on right now? What is expected in March?

mdrivero

Hi Car Man....!!!
Could you please give me March numbers for 12K/36 month on 528i and 535i?
Thank you.
Miguel.

powertrain

Hi Car_Man,

Are there any incentives in March for a 535i lease?

And... what is the current residual and MF for a 10,000 mile 36 month lease?

Is it a good rule to add 2% to the residual per mileage break from 15K to 12K and from 12K to 10K ?

Thanks for your help!

Cheers!

kyfdx

2% for 15K to 12K

1% more for 12K to 10K

powertrain

Hello there,

Are there any incentives in March for a 535i lease?

What is the current residual and MF for a 10,000 mile 36 month lease?

Thank you...

powertrain

Thank you kyfdx,

Are they comming up with an incentive for March?

Could you tell me what is the current MF for returning customers, and what is the residual for a 10K , 36 month lease?

Thank you,

CarMan@Edmunds

Hi Gordon. BMW Financial Services' current buy rate lease money factor and residual value for a 36 month lease of a 2011 535i Sedan with 10,000 miles per year are .00175 and 59%, respectively for consumers who qualify for its top credit tier.

BMW is providing loyal customers with a .00030 money factor reduction.

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mdrivero

Hi Car Man. What would be the rate for 12,000 miles and 15,000 miles per year?
Thanks.

dinnu

bjacjson5, it is called European Delivery program. You should be able to negotiate $1000 over ED Invoice. There is an excellent forum on Bimmerfest that not only describes the entire process, but will also answer all your questions and help you plan your entire trip. Just google "Bimmerfest European Delivery Forum".

nlezzo

Hi all
I'm returning a 328xi sport this summer so started shopping around . I hated the drive and suspension of this car so was gonna check out e350 and a6 now just thinking about a 535.

Wanted to get some advice.
I'd like a 535xi with premium package heated seats and nav. Not sold on sport package being I wentthrough multiple wheels and tires on the 3 series.

I'm m nj and would like a 36 12k lease with minimal down. Any ideas what this would run me???
Thanks nick

x021627

cost mr about $53900 before $1500 holiday cash in dec. for a comparably equipped car in NJ.

nlezzo

What does your lease cost per month come to?

CarMan@Edmunds

Hey mdrivero. BMW Fs' 12,000 mile per year residual values are 1% lower and its 15,000 mile per year residual values are 3% lower than its 10,000 mile per year resids.

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echiu

Hi Car Man,

I am looking for the 2 and 3 year residual and MFs are on the 535xi for 12k miles a year. Let me know. Thanks for your help.

mdrivero

Thank you Car Man. So it looks like March has the same numbers as Feb.

CarMan@Edmunds

Hi echiu. BMW Financial Services' buy rate lease money factor and residual value for a 24 month lease of a 2911 535xi Sedan with 12,000 miles per year are .00175 and 64%, respectively for consumers who qualify for its top credit tiers.

The numbers for an otherwise identical 36 month lease are .00175 and 58%.

Car_man
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CarMan@Edmunds

You're welcome mdrivero.

Car_man
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miller4590

Hey Car Man:

I see you have posted a March money factor for 535i at .00175. However, the dealerships I have dealt with act as if anything near this rate is not even available. I have received quotes of a high MF of .0023 for a 535 (sticker around 66K) discounted at 4K off sticker to a low MF of .0021 for the same 535 (sticker around 66k) discounted at 3.5K off sticker. What is considered a good deal on a MF from the dealer for a 535 for the month of March?

Thanks.

CarMan@Edmunds

Hey miller4590. The .00175 money factor is definitely right. The dealers are attempting to mark your car's factor up to add additional back-end profit to your deal.

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jdinkc

BMW corporate contacted me with an incentive on my current 535 xi lease - offering to pay off the lease early (if new lease is closed by end of March). I'm reviewing prices on new 535xi's with the local dealer but wanted to confirm the money factor and residual for 36 months and 15,000 miles. I would qualify for their customer loyalty discount. Anything else I should consider?
Thanks,

miller4590

Thanks CarMan. I did get a deal worked out at the buy rate of .00175.

yelnats25

with interest rates so low. Why not just buy. I got a .09% intrest rate.

mdrivero

Hello,
Probably its too early to have April numbers for the 5 series. Does any one have any information or idea if they are going to change in comparison with March rates? Feb and March remained the same.
Does BMW change their rates often?
Any input will help.
Thanks. :shades:

mdrivero

Hello CarMan,
Do you have April lease rates for a 528 2011?
36 months, 12K per year.
Any changes from March?
Thanks.

CarMan@Edmunds

No problem miller4590.

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CarMan@Edmunds

Hello mdrivero. BMW Financial Services' April buy rate lease money factor and residual value for a 36 month lease of a 2011 528i with 12,000 miles per year are .00175 and 58%, respectively for consumers who qualify for its top credit tiers.

This money factor is .00030 lower for loyal customers.

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550xiED

Hi Car_man!

Would you please provide the April lease numbers for a 550i x-drive with 15,000 miles/year.

Thank you!

lfgfla

Car Man-

Maybe I'm missing something, but based on the information I have gathered from this forum and elsewhere, the April lease numbers for both a 528i and 535i for a 36/12 are 58% and .00175. As a long time BMWFS leaseholder, I should be entitled to the loyalty discount that is still going on, which is a .00030 discount, and with 7x MSD another .00049 discount. So the real numbers should be 58% and .00096.

My salesperson, who I thought was always a straight shooter told me that the appropriate residual is only 56%. He also told me that with 7x MSD the discount is .00070 (.00010 X 7), which is better than I thought the program offered, but he mentioned no loyalty credit. Is it possible that the quoted 56% and .00105 is correct? Does it change by state?

Thanks.

mdrivero

Thank you CarMan.

CarMan@Edmunds

Here you go 550xiED. BMW Financial Services' April buy rate lease money factor and residual value for a 36 month lease of a 2011 550i xDrive Sedan with 15,000 miles per year are .00195 and 53%, respectively for consumers who qualify for its top credit tiers.

The money factor for loyal customers is .00030 lower.

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CarMan@Edmunds

Hi lfgfla. BMW's lease program is national. And I'm almost positive that the 58% residual value for a 36 month, 12k lease is correct.

Car_man
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CarMan@Edmunds

You're very welcome mdrivero.

Car_man
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550xiED

Thank you car_man! Seems the interest rates went up .25 points this month. Locking in at the April rate.

briguy2871

Looking for lease rates on a 528i, 20,000 miles, 36 months

rghataode

Can someone with a little more knowledge PLEASEEEEE help me? I am looking for a 2011 550i with a sticker price of $70,000. I want 15K miles on my lease, 36 month, with all the other options on BMW's website for lease special:

http://www.bmwusa.com/Standard/Content/FinancialServices/LeaseOffers.aspx

$759/Month

36 Month
$759 first months payment
$3,700 Down
No Security
$725 Acquisition Fee

With the exception of 15,000 miles/year instead of 10,000 miles/year in the lease offer.

So the only differences are an extra 5,000 miles/year and a sticker price of $70,000 instead of $61,000.

Please help quick!

Ravi

kyfdx

Rough estimate..

Add $50/mo. for 15K/mi... ($759 + $50 = $809).

Add 15% to go from $61K to $70K.. ($809 X 1.15 = $930)

Add sales tax..... $930 + tax

kssod1

Interested in a new 535 x drive with options around 65k, so figure 62 negotiated price. I have 15k in trade equity, plus another 5k cash, so finance would be 42 plus tax over 60 months. How does this compare to a lease based on 62k 36 mo 12k per year with no money down or if I use the 5k for "fees" and MSD and towards tax, and pocket the 15k equity? At 36 mo do I have any equity in the buy scenario? At 60 months? It is very difficult to compare IMO, any insight would be greatly appreciated.

CarMan@Edmunds

You're very welcome 550xiED.

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CarMan@Edmunds

Here's the information that you're looking for, briguy2871.

BMW Financial Services' April buy rate lease money factor and residual value for a 36 month lease of a 2011 528i with 15,000 miles per year are .00175 and 56%, respectively for consumers who qualify for its top credit tiers.

The money factor for loyal customers is .00030 lower.

15,000 miles per year is the highest mileage allowance that BMW FS publishes residual values for. If you need to drive more than that you will have to purchase additional miles on a per-mile basis. It is less expensive to do so at lease signing than it is to wait until lease-end and have to pay an excess mileage penalty.

Car_man
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crmgr

Question. The last payment on my 08 535XI is June 30th. I have the car until the end of July. I intend to order a 535XI M-Sport with Cold Weather, Premium Pkg. Navigation, Comfort Access and Satelite. I'm going 36 months, 15,000 miles per year and no cap. cost reduction. Due at signing $1,259.65 including first month's payment. Not sure of the residual.

My dealer has quoted me $700 over invoice of$61,505 and an MSRP of $66,425.00 The monthly payment is $921.90 (mf .00145 returning BMWF customer) per month including tax.

Question is if I order this month the car will probably come in late June, which means I will have a double payment for a month. That's not all bad because I can avoid driving it to work for a month. Is there a trend as you go later into the model year so that if I order in May the residual will be lower and the money factor may be higher resulting in a higher payment? Does the above seem like a fair deal? Also thinking that if I sign the last couple of days this month the dealer may be willing to give me better deal. Thanks!

mufcmatt

Car Man, Any word on new residual and money factors for May? My 750li lease is up in July and I want to decide which vehicle I may splurge on.
My last 5 leases have been BMW so I will qualify for Owner Loyalty.
Cheers