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2013 and earlier BMW X5 Lease Questions



  • I'm considering leasing a new 2010 X5 4.8 (pretty loaded). The sticker price is $76,475. I would lease for 36 mos, 10K miles per year. The dealer quoted me $1,151 + tax as a lease payment. This sounds high to me.

    What should I realistically expect. I'm in Atlanta.

    Thanks fo the help.
  • jayriderjayrider Posts: 3,602
    Ran the numbers for you and IF you had a cap cost of 73000 then your payments would be 1089 for 15k miles 36 months. Plus another 142 @ month taxes. Since I didn't know all the other fees -- the number is not far off. Good luck getting a discount. Residual 58% money factor .00250 [6%]
  • "If I was in the market for this truck, I personally would want a larger dealer discount than that..."

    If you were in the market for a truck, you wouldn't be looking at an X5. It's not a truck.
  • stanx5stanx5 Posts: 3
    Does anyone know the money factor and residual for 2010 x5 diesel? I just ordered my car and would like to know what my payment will be for a 36 months lease. Thanks.
  • It's all a matter of semantics, dcbmwowner. BMW itself calls the X3, X5, and X6 "BMW light trucks" in its monthly sales press release. If BMW calls them trucks, then that's what I'm going to call them. =/www/story/10-01-2009/0005105009&EDATE=

    Prices Paid: Buying & Leasing Experiences Forum
  • Welcome stanx5. Unfortunately, BMW is not currently providing any lease support on the X5 diesel. As a result, if you were to lease one through BMW Financial Services right now, you would have to use its standard lease money factor...which is probably around .00280.

    As far as the residual value goes, BMW FS' current 36 month, 15,000 mile per year residual value for the 2010 X5 35d is 55%. If you were to lease this truck with only 12,000 miles per year, its residual value would be 2% higher. This truck's 10,000 mile per year residual value would be 3% higher.

    Let me know if you need any help working up a payment. I'd be happy to do it for you if you provide us with the full MSRP and dealer invoice price of the exact unit that you ordered.

    Make sure to stop back and let us know hoe you like it when your X5 arrives.

    Prices Paid: Buying & Leasing Experiences Forum
  • jayriderjayrider Posts: 3,602
    If it hauls like a truck-- uses gas like a truck -- and costs 65k -- it's a bmw truck. ;)
  • HA jayrider. Good one ;) ,

    Prices Paid: Buying & Leasing Experiences Forum
  • 03qx03qx Posts: 28
    Looking for the Money factor and residual on a 2009 Model and if there is any lease cash besides the eco rebate
  • Hi 03qx. BMW Financial Services' current buy rate lease money factor and residual value for a 36 month lease of a 2009 X5 3.5 Diesel with 15,000 miles per year are .00250 and 55%, respectively.

    You never mentioned how long you want to lease for or what mileage allowance you need, so I had to make some assumptions. Let me know if you want something different.

    The only cash incentive on leases of this truck is the $4,500 that you already seem to be aware of.

    Prices Paid: Buying & Leasing Experiences Forum
  • stanx5stanx5 Posts: 3
    Hey Car_man,

    I thought you said the money factor for the x5 diesel was 0.0028. Did it come down to 0.0025? I am expecting delivery for mid december or January, do you think there is any chance of a promotional money factor of 0.0015 like the 5 series? Thanks again.
  • 03qx03qx Posts: 28
    Thanks !! It almost the same as a 2010 Model except 2010 has a .00255 Money Factor and same residual. Very interesting ! and yes 36Mo 15K is perfect.
  • jpmpjpmp Posts: 4
    I'm considering leasing a new 2010 X5 3.0i. The suggested price including destination is $58625. I think the invoice on this vehicle is about 54000. Lease for 36 mos, 10K miles per year, $0 down. The dealer quoted me $970 per month including tax. Is this considered a good deal? wha't the current money factor and residual on 2010 X5 3.0i?

    Thanks for the help.
  • Thats a pretty terrible price. I was quoted $721 with $2500 out of pocket up front on a vehicle that was $56545 I believe with 12K miles per year on a 36 month lease on a 2010 X5 3.0
  • jpmpjpmp Posts: 4
    was $56545 msrp or the actual price you negotiated?
    and was your monthly payment of $721 with or without tax?
  • Hello, I am new to this forum so please excuse if I am miss posting.....

    I have the opportunity to lease a 2009 X5 3.0si for $717 a month.... The MSRP is $55,120. The purchase price is $49,635. The money factor is 0.00205 and the residual is 55 or 57%. Total due at signing is $1822.31 which includes the refundable security deposit of $750 and first months payment, and transfer of plates. Does this sound like a good deal? I should mention that it is a DEMO that has 2800 miles on it. The lease is for 12,000k a year for 36 months. Thank you in advance for your input!
  • jayriderjayrider Posts: 3,602
    Got a big discount on msrp -- 2500 miles isn't an issue -- it's a lease and everything is covered. Only issue is if you could get more off the truck. Check prices paid thread. Otherwise deal looks ok.
  • that was MSRP, the $721 includes taxes
  • i just started the shopping process and was quoted the following:

    MSRP 56075
    2500 lease buy-down from BMW
    5171 out of pocket
    655/mo w/o taxes (702 w/ taxes)

    i don't think it matters as far as loyalty discounts go, but i currently have a lease on a 750 that will terminate soon.

    the offer above doesn't seem all that great to me - any thoughts?
  • jpmpjpmp Posts: 4
    i'm in the process of finalizing my lease deal but i feel as if they are playing with numbers quoting me outrageous numbers. can someone tell me what an appropriate monthly payment should be as well as out of pocket cost?

    msrp is $58,625
    negotiated it down to $55,810
    after bmw holiday saving of $2,500 it is $53,310.
    lease for 36months/10,000miles
    $0 downpay.

    what's exactly included in out of pocket cost?
    does anyone know how to calculate monthly payment?
  • Its not a great deal. They should be selling you that car for $6000 to 6500 off MSRP (which includes $3500 to 4000 dealer discount off MSRP and the $2500 rebate) ask that what the capitalized cost is.
  • jpmpjpmp Posts: 4
    $6000 to $6500 off the msrp seems a little unrealistic here in socal. $55,810(before $2500 rebate) was best price quoted from 6 different dealers. X5 seems to be in high demand with shortage of vehicles at this time. btw, can you do lease calculation? the cap cost should be $53,310.
  • Im dont really know how to do lease calc easily, sorry.

    X5 is not in high demand and dealers are concerned that when the 2011 coming in march becomes VERY public knowledge wthey will have a hard time selling 2010s X5s
  • tidestertidester Posts: 10,059
    Try this: Calculate Your Own Lease Payment

    tidester, host
    SUVs and Smart Shopper
  • jayriderjayrider Posts: 3,602
    Tidesterman -- putting posters to work. Making them do there own thing. Keeping extra time for himself. Booyah !!
  • What is the current money factor and residual for 2010 BMW X5 35d, 36 month and 10,000 miles year. How is BMW calculating the current offer of 559/mo, I tried using the calculate lease formula's, but unless there using a near zero MF. i'm not close.

  • dhkhandhkhan Posts: 29
    Here's how I figured it out, based on the info given on the MB site for the $559/mo advertised lease:

    MSRP 55, 925, Security Deposit 600, Acquisition Fee 725, 36 mo, 10K, Cap Cost Reduction 4,100.

    Back-calculating I got a figure of 49,650 for the gross cap. cost, which resulted in the $559/mo figure.

    I was at the dealer yesterday for a X5d test drive and asked them about this calculation and they confirmed the 49,650 figure. When asked how this works got the following indication (never a straight answer of course):

    MSRP 55,925 - Eco Credit 4,500 - Dealer Conribution 1,775 = 49,650.

    I mentioned that MB doesn't say the 4,500 is rolled into the cap cost figure and they said "Yes, it is not very clearly worded".

    Of course on the forums people mentioned that for the 2010 X5d they are getting $500 over invoice (51,480 per Edmunds) and then still have the 4,500 to apply to the cap reduction, so basically 47,500 for the cap cost in the lease calculation. One poster sent me the name of a dealer in Arizona who will do the 500 over deal.

    Hope the above answers your question.
  • Thanks, sure does. What was the money factor you used? And I assume the residue value was 58%. Thanks
  • dhkhandhkhan Posts: 29
    BMW numbers for 2010 X5d that I used are:

    Money Factor: 0.00250

    Residual: 58%
  • Hi stanx5. BMW FS' money factor for X5 diesels was .00280. It is now .00250. Banks like to change these things to keep us on our toes ;) .

    BMW's current lease program is scheduled to run through January 4th. It's possible that it will make an unscheduled enhancement to its lease program for certain models in December, but the program for most models will likely remain the same through the end of the year.

    It is difficult to say what BMW's January program will be like at this point. Typically manufacturers' December lease programs are more aggressive than their January programs because they are trying to suck in as many sales as they can to their annual totals to make them look better. It probably wouldn't hurt to see if you can lock-in BMW's current lease program for your ordered vehicle. Doing so should give you the option of taking the current program or the new program, whichever is better.

    Prices Paid: Buying & Leasing Experiences Forum
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