2013 and earlier BMW X5 Lease Questions



  • socal59socal59 Member Posts: 82
    Hello all,
    I'm thinking of pulling the trigger on a X5d so I need the following :

    Anyone have sample email letters you send to dealers? I mean do you just state the price you want to pay, MF, Residual on the letter and mail to different dealers? Or do you ask what is their best price? I would think just asking what their best price will take quite a bit of back and forth?

    Are 2012 pretty much gone? Pros and cons of 2012 vs. 2013? Are the 2012's offering same discounts, credits? Just wondering which will be a better overall deal.

    Can I get leasing numbers for 2012 and 2013 36 month, 15k miles per year.

    Thanking all for all their great help. This is a great site and saves us all lots of $$ :)
  • klandieklandie Member Posts: 6
    Let me know how you're doing. I'm going back and forth w/ a few dealers both 2012 and 2013. Right now there is a nice eco credit on the diesels. Still can't seem to get the deals I'm reading about on this site or I would have pulled the trigger myself.
  • peter_zpeter_z Member Posts: 2
    Hi, can someone please help? I am a newbie of leasing and learned a lot from previous posts. Thanks everyone. Please check the offer I just got. Really appreciate it!

    X5D 2012
    MSRP: 64,495
    leasing: 36 month
    mileage: 12k/y
    Residual: 53%
    money factor:0.00165
    down payment: 0
    monthly: $745

    Good deal or not? Thanks!!!!!!
    Any way to low the monthly payment?
  • peter_zpeter_z Member Posts: 2
    Tax rate is 6.25%. $745 has the tax included. Sorry for the missing information. Thanks.
  • gatorchompgatorchomp Member Posts: 2
    Hi kydfx, or Car Man,

    I think I finally found a good deal on a lease, any suggestions.

    2013 x5 base, 3rd row seats, leather, power lift gate, conv package, sat radio
    MSRP 54,495
    negotiated price 51625
    minus 2250 holiday cash, loyalty credit
    cap cost $48375
    residual 28696 or 53%
    mf .00125
    $2000 total cash out of pocket which includes first payment and drive off fees
    $662/month 10k miles/yr
    if I opt to go with 12k miles/yr payment goes up $14/month

    and what about the $925 acquisition fee seems high others were at 725

    I am planning to close the deal this week, would like to get your feedback. Thank you
  • socal59socal59 Member Posts: 82
    Klandie, Not much as far as responses going on.... Everyone must be focusing on holidays :)
  • precision80precision80 Member Posts: 7
    $662 including tax??
  • klandieklandie Member Posts: 6
    Final offer thoughts on this lease please???

    2013 x5 xDR35i
    MSRP $60,870
    36 month lease
    $4,500 down
    $700 a month including tax

    Thoughts please?
  • klandieklandie Member Posts: 6
    I'm about to lease the following but would like confirmation this is a good deal please?

    2013 X5 xDr35i
    MSRP $60,870
    36 months
    $4,500 down
    $700 a month

    Good deal or not? Thanks!
  • mlevinemlevine Member Posts: 514
    I would find out the invoice price from this site. Then take off the holiday cash of $1500 and if applicable the $750 loyalty cash and start at that price to calculate your lease payment. I believe the $4500 down is too much and you should only put down the 1st month, motor vehicle fees, and bank fee. I hope this helps.
  • socal59socal59 Member Posts: 82
    I'm trying to get the invoice price for 2013 X5d, but Edmonds doesn't have it for 2013 only 2012. Is there any other way to get invoice and pricing?
  • habitat1habitat1 Member Posts: 4,282
    According to BMW USA's website, the 2013 is the same base MSRP as the 2012 (i.e.$56,700). I would expect the invoice to be the same or very similar. The only difference I am aware of is that they dropped the eco credit from $4,500 to $3,000.
  • socal59socal59 Member Posts: 82
    Thanks habitat. The BMW website still has the $4500 Eco credit.

    Another question, there are no X5d with Sport package, so I have to order if I want it. Why is that? Does it ride rough? I can't drive one to see how they feel compared to not having Sport package.

  • habitat1habitat1 Member Posts: 4,282
    edited December 2012
    By "sport package", I assume you mean sport activity package. On the X5d, that package does not have any different suspension than the base model. The wheels go from 18" to 19" with slightly lower profile tires. I don't think there is any noticeable difference in the roughness of the ride. The handling of the X5 is already better than all competitors, save for the Cayenne, and that remains the same or very slightly improved.

    There is a further $900+/- option with the sport activity package to go to 20" wheels and wider, staggered tires. I drove one of those and, again, if you could tell a handling improvement, it was very minor. But there was a bit more road noise and the cost of tire replacement would go up by 50%+, given lower tread life and inability to rotate front to rear. Not worth it, in my opinion.
  • socal59socal59 Member Posts: 82
    Thanks again Habitat,

    So I'll probably end up ordering the car on Wednesday or Thursday, if we can get the numbers o base rate MF and about $1000 over invoice, plus Loyalty and Holiday Credit.

    This is my target:
    2013 X5d
    Black Sapphire Metallic
    Cinnamon Brown Leather
    Premium package
    Sport Package
    Space Saver tire

    Msrp $63,695
    Invoice $58,610

    My offer price:

    -$4500 Eco
    -$1500 holiday
    -$750 loyalty
    $52,660 net lease price.
    MF .00125
    I think residual 55% for 36 months 15k miles
  • habitat1habitat1 Member Posts: 4,282
    That's pretty close to the vehicle we have: Black/Oyster, Premium, Sport, Running Boards, BMW apps.

    I wish we would have gotten the spare tire kit; and will probably add that, along with tow package, in the spring. I would recommend BMW Apps if you have i-Phone, and the running boards look good and are pretty cheap ($300 vs. double that for Acura). I find them helpful when washing the roof/windshield.

    Regarding Cinnamon Brown interior, I may have mentioned this before, but if you haven't already done so, that's a color that you need to see in person, in daylight. Somebody in this or another X5 forum ordered it off a photo and was disappointed to the point of not wanting to take the vehicle upon arrival.
  • socal59socal59 Member Posts: 82

    Thanks for your suggestions, although they keep costing me money haha :) So what does the BMW apps do with the iPhone? I read the description on site but was not real clear. Running boards, you convinced me :)
  • CarMan@Edmunds[email protected] Member Posts: 38,514
    Hey gatorchomp. The acquisition fee that you were quoted is being marked up $200. The money factor that you were quoted is not being marked up though. That's a lot more important.

    As far as the selling price goes, you're probably at around $1,000 over invoice. That's not bad, but might be able to be beaten if you're in an area that has a decent level of competition.

    All in all, I'd say that this is a pretty good deal.

    Prices Paid: Buying & Leasing Experiences Forum
  • laavramlaavram Member Posts: 7
    Is the Eco Credit $3000 or $4500 for 2013 X5d? I thought it is $3000 now.
  • socal59socal59 Member Posts: 82
    As far as I know, it's $4500 for 2012 X5d and $3000 for 2013 X5d
  • naj14naj14 Member Posts: 5
    Hi Car Man,

    Can you please provide the current residual & MF rates for the following?

    2013 X5 35d with 10k miles/year for 36, 42 & 48 months
    2012 X5 35d with 10k miles/year for 36, 42 & 48 months

  • klandieklandie Member Posts: 6
    Just as a follow up I leased a BMW 2013 x5 premium package w/ the following:

    $62,500 MSRP
    $4,500 down
    $699 month
    36 months
    12K miles a year

    Good luck and I feel as if I scored a really good deal.
  • precision80precision80 Member Posts: 7
    About to pull the trigger on this deal, thoughts?:

    2013 x5 d
    10k miles
    36 mo
    61195 msrp
    Can get down another 20-40/mo with MSD's
    Tax, tags,bank upfront

  • lovemynewbmwlovemynewbmw Member Posts: 1
    This site has been so informative in helping me to make the best choices on my new X5. I did pull the trigger last night on a 39 month lease. Now that I am going back over the paperwork I am not able to come up with the lease payment I was given by the dealership. I am hopeful that those more educated in leasing can offer insight.

    2013 BMW X5 xDrive35i Premium
    Convenience Package
    Cold Weather Package
    Satellite Radio
    Running Boards

    MSRP $61,370

    I negotiated a price of $$57,415, roughly $340 over invoice from the research I did on Edmunds.

    The dealership charged an acquisition fee of $775 (drove me nuts that they were charging more than the $725 from BMW FS but they refused to budge). Money Factor was .00155, again higher than standard but I was ok paying ~$16 more per month with the discounted price tag. The sales tax in MD is 6%.

    Dealer Processing $200
    Title, License, Registration Fees $344
    Sales Tax $3,456.90

    Holiday Credit $1,500
    Trade-In Value $12,254

    15,000 mile lease for 39 months at $548.36/month.

    I have been unable to figure out how they came up with that payment. Any advice on the purchase price or leasing calculation?
  • socal59socal59 Member Posts: 82
    Hi lovemynewbmw,

    Did you put your trade as a down payment? Everything I have read, says to only put first months, taxes a few fees. But interesting how their payment is so low. What was the residual percentage?
  • mlevinemlevine Member Posts: 514
    Assuming nothing down and walking out of the dealer with the vehicle. The acquisition fee, license/registartion fee, and processing fee cannot be residualized. They are paid up front as money down or some can be added to the lease payment after the monthly pre tax number is calculated. Need to calculate the cap cost from the negotiated price minus your trade in value. The trade in value may be lower if up front fees are taken out of this value. I hope this helps. More details of you lease may allow better evaluation of your numbers.
  • CarMan@Edmunds[email protected] Member Posts: 38,514
    Hey socal59 and laavram. The Eco Credit on the X5 diesel is $3,500 in January.

    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@Edmunds[email protected] Member Posts: 38,514
    I'd be happy to help you out naj14. BMW Financial Services' January buy rate lease money factor and residual value for a 36-month lease of a 2013 X5 35d with 10,000 miles per year are .00130 and 56% for consumers who qualify for its top credit tiers.

    The numbers for an otherwise identical 42-month lease are .00130 and 47%.

    The numbers for the 2012 model are .00125 / 52% for 36-months and .00125 / 44% for 42-months.

    BMW is not providing lease support on 48-month leases of either model.

    Prices Paid: Buying & Leasing Experiences Forum
  • bourneobourneo Member Posts: 1
    I'm looking for the best deal on a 36mos; 10k mi/yr; $5k down.
    TMV is $53,711, but dealers are asking $57k.
    Is is possible to drive them down to pmts at $600 (including tax) and the upfront total out of pocket $5k (inclusive of tax, title, etc.) ?
    If not, how can I best tweak the deal?
  • lease1sttimelease1sttime Member Posts: 1
    Hi Car Man,
    I have never leased a car before and am interested in leasing a BMW X5 xDrive 35i. Standard options with a navigation system, heated front seats, and satellite radio. I will have a trade in and am just completely unsure how the leasing process works and if there is a way to negotiate to get lower monthly payments, what questions to ask, etc.
  • question_12question_12 Member Posts: 1
    Any thoughts on the deal below?

    VEHICLE: 2013 BMW X5 xDrive35i Premium COLOR: Platinum Gray Metallic UPHOLSTERY: Black Nevada Leather
    Index Description MSRP
    Base Price $55,200.00
    ZC3 Convenience Package 3 3,875.00
    ZTP Technology Package 1,700.00
    328 Running Boards 300.00
    4UB 3rd Row Seat 1,700.00
    Destination and Handling 895.00
    TOTAL AS EQUIPPED $63,670.00
    SELLING PRICE $60,050.00

    Lease Terms
    Lender BMW Financial Services
    Term 36 Months
    Mileage 12,000/year

    Money Factor 1.3
    Residual Factor 59%
    Selling Price $60,050.00
    Bank Fee $725.00
    Total Capitalized Cost $60,775.00

    Residual Value $37,565.30
    Total Depreciation $22,459.70
    Capital Reduction $750.00
    Monthly Depreciation $623.88
    Monthly Rent $126.87
    Monthly Payment $750.75
    Tax (8.5%) $63.81
    Monthly Payment + Tax $814.56
    Capital Reduction $750.00
    Cap Reduction Tax (8.5%) $70.55
    License & Registration $486.75
    Documentation Fee $80.00
    First Payment $814.56
    Security Deposit $0.00
    Drive Off $2,201.86
    Trade Equity $0.00
    Rebate $750.00
    Due at Signing $1,451.86
  • gregzogregzo Member Posts: 8
    I have similar vehicle with msrp of $62,795. I got them down to $685/mo inclusive of MA sales tax with $2124 due at signing. I leased mine in Nov so i took advantage of year end sales event. I think you still have room to negotiate. Good luck!
  • michael_f_66michael_f_66 Member Posts: 1
    HI Guys

    Looking for some advice on the purchase of a 2012 X5 35i. the car comes with Premium Sound Package, Premium Package, Executive Package, Metallic Color, Nevada Leather and Walnut wood Trip. I'm in montreal and looking to purchase this vehicle for $55900. Do you think that this is a reasonable price for a 2012(with 0 km) taking into account the value of the depreciation of buying a 2012 vs 2013 and taking into account that the 2014 redisgned models are only a few months away. Finally would you recommend purchasing the extended warranty?

    Thank You

  • CarMan@Edmunds[email protected] Member Posts: 38,514
    Welcome lease1sttime. Since you are new to leasing, you definitely should check out the following informative articles on the subject that are available here at Edmunds.com: 10 Steps to Leasing a New Car and Calculate Your Own Lease Payment.

    In short, the easiest way to get a good deal on a leased vehicle is to shop around for the lowest possible selling price and then have the dealer that you decide to go with calculate your vehicle's monthly payment using its buy rate lease money factor.

    If you have a trade-in, negotiate the amount that the dealer is giving you for that separately from your new vehicle deal. Also, have the dealer cut you a check for any equity that you have in your trade rather than using the proceeds from it as a down payment for your lease. It's never a good idea to make a large down payment on a leased vehicle.

    Prices Paid: Buying & Leasing Experiences Forum
  • jmdesignjmdesign Member Posts: 2
    Hi Car Man,

    Looking for some advice on the lease of a 2013 X5 xDrive35i. At the end of February I will be in the market for this car, and I need to know the February money factor and the residual on this car for 36 month lease with 10k miles per year.

    Thank in advance, this will be very helpful to be able to defend myself in the process.

  • nmoranmora Member Posts: 1
    VEHICLE: 2013 BMW X5 xDrive35
    COLOR: Saphire Black UPHOLSTERY: Black Nevada Leather

    Index Description MSRP

    Base Price $56,700
    Premium Package $3,600
    Premium Sound Package $950
    Sport Activity Package $2,200
    • 20" Light alloy Y-spoke wheels style 214-with performance run-flat tires $950
    Running boards $300
    BMW Apps $250
    SELLING PRICE $65845

    Lease Terms
    Lender BMW Financial Services
    Term 36 Months
    Mileage 10,000/year

    Money Factor 1.3
    Residual Factor 54%
    Selling Price $59050
    Bank Fee $725.00
    Total Capitalized Cost $59,775.00

    Residual Value $32,278.50
    Total Depreciation $27,496.5

    Due at Signing $1,200

    Payment: $872.05

    This sounds way too high and they are not budging, this is pretty much the same number im getting at 5 different dealers in the area.
    Im starting to think maybe this is not the car for me.
  • CarMan@Edmunds[email protected] Member Posts: 38,514
    Hi Jorge. BMW Financial Services' February buy rate lease money factor and residual value for a 36-month lease of a 2013 X5 xDrive35i Premium with 10,000 miles pr year are .00130 and 60% for consumers who qualify for its top credit tier.

    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@Edmunds[email protected] Member Posts: 38,514
    Hi nmora. Taking a quick glance at this offer, the selling price, money factor and acquisition fee that you were quoted all look great. I don't think that you're going to be able to do much better on this truck. If this payment is still too high, you may want to consider getting a different vehicle.

    Prices Paid: Buying & Leasing Experiences Forum
  • jmdesignjmdesign Member Posts: 2
    Hi Car_man, thank for your respond but, the February residual for the 2013 X5 xDrive35i (base model) is the same that the (premium model) 60%?


  • alexkoperalexkoper Member Posts: 25
    Hi CarMan,
    Can you post the residuals and buy rate on money factor from BMW Financial for 2013 X5 35D with 10k miles/year? Helping a friend order one - eco credit is $3500, trying to figure out why residual is so much lower than the non-diesel model.
  • abuckusabuckus Member Posts: 8
    edited February 2013
    Hi Car Man,

    Sorry if this has already been posted. I did a quick search and did not see it.

    Could you please tell me the February money factors and residual value % for a 2013 X5 50i? Assuming a 36 month or 48 month lease, 10,000 miles annually.

    Any clues as to how or if the numbers are expected to change for March?

  • domain123domain123 Member Posts: 6
    Carman if you could please provide MF, residual and any other incentives available for a 36month 15k lease on an X5 diesel. Thanks.
  • CarMan@Edmunds[email protected] Member Posts: 38,514
    You're welcome Jorge. I believe that the 36-month, 10,000 mile per year residual value for a '13 X5 25i Base is 59% and the residual for the Premium is 60%.

    Prices Paid: Buying & Leasing Experiences Forum
  • mimithwmimithw Member Posts: 2
    Hi Car_man,
    Same question as abuckus but for 15k miles per year with 24 or 36 month lease.

    Thanks in advace.
  • CarMan@Edmunds[email protected] Member Posts: 38,514
    Greetings mimithw. BMW Financial Services' buy rate lease money factor and residual value for a 24-month lease of a 2013 X5 50i with 15,000 miles per year are .00130 and 63% for consumers who qualify for its top credit tiers.

    The numbers for an otherwise identical 36-month lease are .00130 and 57%.

    Prices Paid: Buying & Leasing Experiences Forum
  • ml2005ml2005 Member Posts: 10
    Can you please tell me what mf and residual for April 2013 for X5 5.0 3yr/15k?
    This will be my first lease for BMW, any incentive programs? Usaa member?
    Also, my local has the color and options I wanted and probably more than needed...
    Msrp $79570
    Silver with blk interior
    M performance $1600
    M sport $4700
    Cold $600
    20" 333M $950
    Premium $2125
    Sound $950
    Multi contour seats $900
    Technology $1700
    Lane departure $950
    Destination $895

    They want $74771
    Acquisition & doc $1020
    DMV $603

    Mf .0017
    Residual 57%
    3yr/15k miles
    Monthly $1207 with 2k down

    This seems really high to me...what would be a fair deal? $500 over invoice?
  • riloh05riloh05 Member Posts: 15
    edited April 2013
    2013 x5 35d, 10k, 36months... I will hang up and listen. Thanks
  • socal59socal59 Member Posts: 82
    ML, seems very high to me. How much over invoice are you paying? Acquisition fee seems high too $895 is the rate. You mentioned the car has more options than you want, if so order one with what you want or look elsewhere.
  • ml2005ml2005 Member Posts: 10
    The dealer didn't show me invoice, and I didn't negotiate yet...I wanted to see where they were starting at. their Aquisition fee was $925 + $96 doc fees. Just to be clear, is Aquisition fee and Destination Charge the same thing?

  • riloh05riloh05 Member Posts: 15
    Invoice is usually 6% of MSRP.
This discussion has been closed.