2013 and earlier-Honda Accord Lease Questions

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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi everyone. Honda is scheduled to introduce its new November programs some time later today. I would appreciate it if anyone who is interested in getting an idea of what the new program is like post a quick message for me here. I'll answer them as soon as I can. Thanks.

    Car_man
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  • glgeddesglgeddes Member Posts: 12
    Thanks Car Man! I'm still interested in the MF and residual (15k per year) on a 2011 Honda Accord EX-L V6, Coupe. Also, are there any dealer incentives or dealer cash that I should be aware of??
  • jamtracyjamtracy Member Posts: 75
    Hello, Incentives, rebates and or holdbacks for the Accord V6 EX-L w/Nav> Thanks Car man!!!
  • ansariansari Member Posts: 11
    edited November 2010
    I am planning to lease this car :2011 Honda Accord SE 4dr Sedan (2.4L 4cyl 5A)
    I am not palnning to put any thing down. I live in Illinois - Will county .MSRP :24400
    What would be the monthly lease for 15K/year and 36 months ??
    Please let me know about money ;lease factor for the honda ..
    Thanks
  • hollywood_flhollywood_fl Member Posts: 5
    Hey Car_man.

    Looking for money factor for both 2011 EX and EX-L 4 cyl. no navi with 15k miles per year. Thank you.
  • allroadangerallroadanger Member Posts: 81
    MF?
    Resid?
    Looking at:
    36 mos
    12K per yr

    Thoughts on the 144hp vs the 190hp in the EX?
    Coming out of a TL so it will be significant!
  • tmoney6tmoney6 Member Posts: 1
    can you please let me know what type of deal you recieved. I have 7 months remaining on my 09 camry and a honda dealer had in writing he would eat the payments and give me a 2011 accord se with 0 down only 1month due at signing. does this sound right? at 313/mo
  • kingpcgeekkingpcgeek Member Posts: 1,051
    edited November 2010
    Lets correct something here. A dealer is never going to eat your payments. The dealer is going to get the payoff from Toyota finance and then give you X amount for your trade-in. Chances are there is negative equity that will be rolled into your lease which he is adding your lease payments. What you are doing is the worst kind of negotiating that can be done when buying/leasing a car. You need to know the payoff on your car, what the dealer is giving you for trade-in value, the selling price of the new car, and lastly all of the fees before you can determine whether you are getting a deal or not.
    2005 G35 Sedan
    2007 G35 Sedan
    2008 G37 Sedan
    2010 G37 Coupe
    2012 G37 Sedan
    2014 Q50 RWD

    2017 Q60 3.0t RWD
    2018 QX60 RWD
  • tinophamtinopham Member Posts: 2
    I have a question regarding paying taxes. When a leasing special says excludes taxes, tags, and fees. I live in MD. When you pay taxes for a car lease do you pay on the sales price of the car (as if you're buying) or do you pay tax on the monthly payment? I understand that you can roll your taxes into your monthly payment; however, the tax on the sales price of a car such as the Accord in MD (6%) is much greater than the tax(6%) on the sum of all the monthly payments. Can someone please explain.

    Basically, do you pay tax on the portion you lease for or for the entirety of the negotiated sales price of the car?
  • gforce11gforce11 Member Posts: 225
    The majority of the country pays a "use tax", which is basically taxing your monthly payment only (or just the depreciation and financing part of the lease). Unfortunately, I think MD charges you taxes on the car's sale price. This means, if your leased vehicle's agreed upon sale price is 25,000, you will pay taxes on that amount. You could then pay that upfront, or roll it into your lease (which mean you are financing your sales tax). For more information on taxes, here's a link:
    http://www.ridewithg.com/forum/viewtopic.php?f=3&t=69
  • allroadangerallroadanger Member Posts: 81
    Asked about any 2010 Accord EX-L (no nav) leftover. He had some.
    Printed out a lease sheet and showed me the 2011 was cheaper by $7 a month $328 vs $311 (both too much). I replied the 11's don't have $1200 back from Honda. He said I was right but MF on 2011 was .0008 and on the 2010 it was .002. kingpcgeek posted for us the lease rates on Oct 27th and the 2010 EXL was .00058
    Why the difference?
  • kingpcgeekkingpcgeek Member Posts: 1,051
    This is a new month, which can mean new lease rates.
    2005 G35 Sedan
    2007 G35 Sedan
    2008 G37 Sedan
    2010 G37 Coupe
    2012 G37 Sedan
    2014 Q50 RWD

    2017 Q60 3.0t RWD
    2018 QX60 RWD
  • allroadangerallroadanger Member Posts: 81
    So they change the MF to push people to 11's
    Way to go Honda
  • kingpcgeekkingpcgeek Member Posts: 1,051
    edited November 2010
    At this time of year Honda would rather sell than lease 2010's. To the resale market the 2010's are already a year old, so they are going to be worth less then the 2011's at the end of a 3 year lease if both were leased today. If they sell the car they could care less what they are worth in 3 years, they are off the hook.
    2005 G35 Sedan
    2007 G35 Sedan
    2008 G37 Sedan
    2010 G37 Coupe
    2012 G37 Sedan
    2014 Q50 RWD

    2017 Q60 3.0t RWD
    2018 QX60 RWD
  • allroadangerallroadanger Member Posts: 81
    Good point, it still stinks
  • allroadangerallroadanger Member Posts: 81
    Can someone confirm (with source) MF on 2011 is .0008 and on the 2010 it .002?
    36 mos
    12K
    in NJ
  • hollywood_flhollywood_fl Member Posts: 5
    Leased an '11 EX-L 4 cyl no navi with 15k year miles 0.00094 in South Florida.

    On Oct 16, 2010. Hope it helps.
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi allroadanger. Honda Finance's November buy rate lease money factor and residual value for a 36 month lease of a 2011 Accord Sedan SE with 12,000 miles per year are .00084 and 60%, respectively for consumers who qualify for its top aka "Super Preferred" credit tier.

    Car_man
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    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Yep, allroadanger, those money factors are correct. It has been confirmed.

    Car_man
    Host
    Prices Paid: Buying & Leasing Experiences Forum
  • allroadangerallroadanger Member Posts: 81
    Got some great help from fellow poster Delta737h (Thanks John) on getting lease together on an EX-L. Based on his numbers I can afford to group from the SE to the EX-L (well almost afford). See above that hollywood fl got a MF of .00094, is that because of the 15K not 12K on miles?
  • cesarcoralcesarcoral Member Posts: 5
    What is the MF and residual on 3yr/10k lease for the Accord Sedan EX-L V6 with Navi for November?

    Thanks in advance!
  • marcbolanmarcbolan Member Posts: 3
    Can anybody help me and let me know if I received a good quote? EX V-6, no leather, for 36months/12K miles. I was quoted $1500 OOP and $299 a month. Good? Bad? Any thoughts? Thanks in advance.
  • joesoljoesol Member Posts: 6
    Can someone confirm the MF and residual for the 2011 EXL with Nav 12k miles?

    Thanks.
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi cesarcoral. Honda Finance's November buy rate lease money factor and residual value for a 36 month lease of a 2011 Accord Sedan EX-L V6 with Navigation and 12,000 miles per year are .00084 and 53%, respectively for consumers who qualify for its top aka "Super Preferred" credit tier.

    Car_man
    Host
    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi joesol. Please see my previous post for the information that you're looking for.

    Car_man
    Host
    Prices Paid: Buying & Leasing Experiences Forum
  • benz2779benz2779 Member Posts: 31
    Need more information... is it a sedan or coupe, whats your sales tax rate? does it include new plates or transfer, what city and state are you getting the car in?

    Assuming a sedan and sales tax rate of 7.375% while excluding the cost of plates - I come with M.S.R.P. of $27,830, selling price of $24,500, 59% residual, .00084 money factor, month ly payment of $258.64 with $1,584 due at signing plus plates.

    I got a lot of great information for this website while saving a lot of money and time - www.simplifiedcarbuying.com - hope this helps!
  • dandydan9dandydan9 Member Posts: 20
    what do you think of the following deal?
    (it sounds fantastic to me):

    Northern NJ

    2011 Accord LX 36/12k/0.15/mile excess

    MSRP: $22,730
    Residual $13,638

    $0 Sec Deposit

    $249 doc fee

    $238.90/month including tax
  • nj8410nj8410 Member Posts: 2
    Hello,

    Can someone please give me the residual and MF for the following.

    2011 Accord EX-L & 2011 Accord EX-L V6
    15K, 36 Month Lease. No Nav.

    Thanks!
  • dandydan9dandydan9 Member Posts: 20
    edited November 2010
    No bank fee up-front.

    1st month+doc fee+reg.

    I think this price is good and fair.

    If you know of a dealership that would
    offer $221 INCLUDING TAX, let me know the specific dealership and
    I'll be glad to give them a visit.
  • leasewizardleasewizard Member Posts: 17
    edited November 2010
    Hamilton Honda

    30 months 12K a year

    $139 month + tax + $500 + $595 bank fee + docs

    The ad is on their website

    Have dealt with them before. The ad is real.

    Good deal. Does anyone else agree?

    Giovanni
  • gpsacgpsac Member Posts: 98
    Saw the ad. That is freaking amazing! Wish I needed one now and lived in NJ! Even the CRV @ 149 and Civic @ 109! Plus free oil changes and car washes! Don't know how they're doing it but I'd get two if I were you! :)
  • kar_freakkar_freak Member Posts: 148
    Is this a good deal?

    Just came back from the dealer with following numbers:
    2011 Accord SE
    36 months
    12k/year
    $260 due at signing
    $260/month including sales tax and all fees

    Should I go for it? Want to sign tomorrow.

    Thanks!
  • dandydan9dandydan9 Member Posts: 20
    Sounds too good to be true.

    Too far to drive to prove/disprove.

    I'll leave it at that.
  • dandydan9dandydan9 Member Posts: 20
    If you look at the fine print in the ad, you'll see that there is a limited quantity of each, something less than 30 cars or so.

    I'm not sure when the ad came out but you can be certain that the availability was gone in a very short period of time.
  • ahqahq Member Posts: 37
    I leased my 2010 Accord LX automatic at the end of May for $179 per month, no money down aside from tax/title/license/$119 doc fee, no security deposit, Honda covered the first month's payment, 36 months, 12K miles per year. This was through Wilde Honda of Waukesha, Wisconsin. They are currently advertising 2011 Accord LX Automatic sedans on their website for $177 per month, same terms as above but Honda is no longer covering the first month's payment. Hope this helps.
  • currybaicurrybai Member Posts: 8
    I emailed them and its 12k miles, 30 months, but about 2100 due at signing, so it will bring it to like 209 a month which still isnt bad
  • pstomikepstomike Member Posts: 4
    Just leased 2011 Accord SE two days ago with 0 down, 0 first payment, 0 due at signing, $198 / month. Another plus was a free 50" Plasma for buying this weekend.
  • kar_freakkar_freak Member Posts: 148
    Pstomike,
    Where was this at? Does it include taxes?
    Thanks
  • paneerloverpaneerlover Member Posts: 44
    If I do a car lease and pay all the payments when they are due, can this adversely affect my credit score?

    I was told by someone that I should not lease a car if I plan to buy a home in the future as my credit score could be affected negatively.

    Can someone shed some light?
  • currybaicurrybai Member Posts: 8
    If I have really bad/no credit at all and I want to lease a car with a cosigner with above 800 credit, would the dealer base my lease rate on the cosigner's credit and get the best deal?
  • currybaicurrybai Member Posts: 8
    I don't think this is true. Credit is about how well you pay off debt, if you incur 200 a month every month and you always pay on time, its like paying your credit card on time, it will make your score go up
  • pstomikepstomike Member Posts: 4
    Your cosigner is your key. If you have a low credit score but a 800+ cosigner, you are fine. I am a student and fall into the same spot. My dad just cosigned for me on the 2011 Accord. This is my second Honda finance with my Dad cosigning. We always qualify for the best offer/rate.
    Just to let you know my credit is <700 his 850. My credit score is not higher after paying my lease on time for 36 months. I just re-leased again, and my credit score is the same as it was 36 months ago. I have paid everything I have on time + about 200% on the minimum payments.
  • analyzparalyzanalyzparalyz Member Posts: 1
    Accord EXL V6 Auto Sedan
    Offered at 356 per month after taxes 36 months
    1400 at signing includes first payment
    15,000 miles
    55% .00084
    They claim their sale price is 1400 below invoice.
    Good deal?

    or Fusion SEL V6 Sedan
    1000 down plus first
    299 + CA tax for 36 months
    15,000
    I didn't see Residual or MF

    Thoughts about getting a decked out 4 cyl Accord (no Nav) at Fusion prices? Good/Bad? Many thanks to all opinions, #1 question is if Accord lease at 356 is a good deal or not.
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi nj8410. Honda Finance's November buy rate lease money factor and residual value for a 36 month lease of a 2011 Accord Sedan EX-L 4-cylinder with 15,000 miles per year are .00084 and 56%, respectively for consumers who qualify for its top aka "Super Preferred" credit tier.

    The numbers for an otherwise identical lease of a 2011 Accord Sedan EX-L V6 are .00084 and 55%.

    When negotiating your lease on this car, make sure to take the new $500 cash incentive that is available on it into account during your negotiations.

    Car_man
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    Prices Paid: Buying & Leasing Experiences Forum
  • ag1979ag1979 Member Posts: 5
    Looking to lease a 2011 Accord EX (4 Cylinder Automatic). A reputable NJ dealership quoted me $1300 total out of pocket (NY Taxes, Bank Fee & NYS Reg/Plates) for $225 a month for 30 months (12K per year miles) First month is waived.

    Just spoke to a lease broker and I was quoted $225 a month for 29 months (1st month is waived) with $900 total out of pocket at signing (taxes and dmv fees) for $225 a month. This is on a 30 month lease 12K per year lease.

    Should i jump on it, or can i go any lower?
  • diyediye Member Posts: 45
    edited December 2010
    Closed an amazing deal today.

    2011 Accord LX.
    30 Month lease, 12k/year.
    $149/month + tax.
    $350 out the door which covers Registration and Doc Fees. First Month payment paid by dealer.

    This is an AD deal. It probably breaks down like this, after I run the numbers:
    MSRP: 22,700
    Purchase Price: 17,800
    Residual: 65%
    Money Factor: 0.00084

    Hardin Honda in Anaheim, CA.

    Sounds amazing, right?
    But, I was actually attracted by a much better deal to this dealership.
    2011 Civic DX VP, $1999 due at signing, $30/month!
    12k/year for 30 months.

    Adjusted for the same due at signing, my accord is $60/month more expansive. Even though the Civic is a much better deal, I felt it's too economic a car.

    I had quite a few very good lease deals in the past, but nothing like this.

    My friend got the Civic...
  • randomloverandomlove Member Posts: 1
    Hi everyone in this discussion, first thank you for all your existing information which helped me a lot in the research work before going to see the dealers.

    I want to lease a 2011 Accord EX with automatic tranny. I asked several dealers for the quote, and the best price I get is:

    2011 Accord EX 4-cylinder
    36 months lease with 12k miles per year
    MSRP: 25655
    Residual: 25655 * 60% = 15393
    Invoice: 22395
    Monthly payment: $222 + tax
    Out of pocket: first month payment + documentation + license etc.

    The dealer actually gave me the invoice of 21800, which I think is pretty decent, so I went there. But then they said that they still charge another $595 for leasing the car, which they called acquisition fee. Then the invoice became 21800+595=22395. I wonder if this is a good price for the model? And is this acquisition fee applicable to all the leases?

    Thank you all and wish you get the car you want!
  • obiwan1obiwan1 Member Posts: 43
    car man residuals and MF for this month?
  • nom2nom2 Member Posts: 13
    Carman,

    Looking for december residuals and MF for Accord EX and EX-L.
    36 months, 12 K miles.

    Thanks
  • bobbyrutgersbobbyrutgers Member Posts: 11
    The lease terms that I was given were $280/month x 36 months.

    This price includes all fees, taxes, everything (in NJ). Zero down, just the first months payment due at delivery. Given, the calculator at leaseguide.com I think this quote is way too high.... Perhaps I am using incorrect residual and money factor numbers?

    Can somebody please post the residual and money factor data for the 2011 Accord SE ?
    Thanks very much!
This discussion has been closed.