Can I negotiate down money factor on Audi Q3

consuelo

Audi Q3 4dr Wgn 2.0T Quattro premium cortina white with brown interior term 42 MO/15k Retail $36,450 Savings $5,757.32 Selling Price: $30,692.68 Options: $2,698 Subtotal $33,390.68 Fees $1,356 Sales tax $2,60.71 Net Sale Price:$36,807.89 Term 42Mo/15k rebate $1,900 Out of pocket $2,500 Monthly payment $443.80 Excess mil .25 per mile Money factor .00202 The dealer hasn’t run my credit but is good. They already put in writing that money factor is not negotiable. Do you think if I go to the dealer in North Miami they will give me a better deal? Or a better money factor?

kyfdx

consuelo said:

Audi Q3 4dr Wgn 2.0T Quattro premium cortina white with brown interior term 42 MO/15k
Retail $36,450
Savings $5,757.32
Selling Price: $30,692.68
Options: $2,698
Subtotal $33,390.68
Fees $1,356
Sales tax $2,60.71
Net Sale Price:$36,807.89
Term 42Mo/15k rebate $1,900
Out of pocket $2,500
Monthly payment $443.80
Excess mil .25 per mile
Money factor .00202
The dealer hasn’t run my credit but is good. They already put in writing that money factor is not negotiable. Do you think if I go to the dealer in North Miami they will give me a better deal? Or a better money factor?

.00202 MF and 49% residual
$1500 lease bonus

That is the base money factor, and the dealer can't lower it.
But, introducing competition is always a good idea.

What is: Options: $2698?
What is the Sales tax number, and why is there a comma?