Thank you. I’m currently leasing a car with them using MSDs of 7, my lease ends next month and I’m currently working out a deal for a 2019 M4cs. Since I’ve already used MSDs with them, can they still refuse me from using it? Thanks
Thank you. I’m currently leasing a car with them using MSDs of 7, my lease ends next month and I’m currently working out a deal for a 2019 M4cs. Since I’ve already used MSDs with them, can they still refuse me from using it? Thanks
If you are a repeating customer, it's unlikely they would refuse you to roll the existing MSDs over to the new deal.
Thank you. I’m currently leasing a car with them using MSDs of 7, my lease ends next month and I’m currently working out a deal for a 2019 M4cs. Since I’ve already used MSDs with them, can they still refuse me from using it? Thanks
If you are a repeating customer, it's unlikely they would refuse you to roll the existing MSDs over to the new deal.
Thank you. I’m currently leasing a car with them using MSDs of 7, my lease ends next month and I’m currently working out a deal for a 2019 M4cs. Since I’ve already used MSDs with them, can they still refuse me from using it? Thanks
If you are a repeating customer, it's unlikely they would refuse you to roll the existing MSDs over to the new deal.
Sorry, last question. Can the dealership refuse me the MF rate of .0145 and the subsequent drop to the final MF of .00110 after applying the MSD? Thanks for your patience
Thank you. I’m currently leasing a car with them using MSDs of 7, my lease ends next month and I’m currently working out a deal for a 2019 M4cs. Since I’ve already used MSDs with them, can they still refuse me from using it? Thanks
If you are a repeating customer, it's unlikely they would refuse you to roll the existing MSDs over to the new deal.
Sorry, last question. Can the dealership refuse me the MF rate of .0145 and the subsequent drop to the final MF of .00110 after applying the MSD? Thanks for your patience
Yes... the dealer can mark up the rate by as much as .00040, regardless.
Thank you. I’m currently leasing a car with them using MSDs of 7, my lease ends next month and I’m currently working out a deal for a 2019 M4cs. Since I’ve already used MSDs with them, can they still refuse me from using it? Thanks
If you are a repeating customer, it's unlikely they would refuse you to roll the existing MSDs over to the new deal.
Sorry, last question. Can the dealership refuse me the MF rate of .0145 and the subsequent drop to the final MF of .00110 after applying the MSD? Thanks for your patience
Yes... the dealer can mark up the rate by as much as .00040, regardless.
So, here’s my scenario. We’ve agreed on the RV of 57% but he’s demanding.0185 MF. He’s agreed that I can use my MSDs but he’s not allowing the 7 MSD to reduce the MF by .0005 each point. So basically he still putting me at .0185 MF despite using my MSD. Is he allowed to do that? Thanks
Thank you. I’m currently leasing a car with them using MSDs of 7, my lease ends next month and I’m currently working out a deal for a 2019 M4cs. Since I’ve already used MSDs with them, can they still refuse me from using it? Thanks
If you are a repeating customer, it's unlikely they would refuse you to roll the existing MSDs over to the new deal.
Sorry, last question. Can the dealership refuse me the MF rate of .0145 and the subsequent drop to the final MF of .00110 after applying the MSD? Thanks for your patience
Yes... the dealer can mark up the rate by as much as .00040, regardless.
So, here’s my scenario. We’ve agreed on the RV of 57% but he’s demanding.0185 MF. He’s agreed that I can use my MSDs but he’s not allowing the 7 MSD to reduce the MF by .0005 each point. So basically he still putting me at .0185 MF despite using my MSD. Is he allowed to do that? Thanks
Dealers can markup the rate by .00040. After the dealer markup: Pre-MSD = .00185 Post- MSD = .00150
I would guess there is a communication gap about the rate, post-MSD. In any case, I would refuse to sign a deal with the markup.
Thank you. I’m currently leasing a car with them using MSDs of 7, my lease ends next month and I’m currently working out a deal for a 2019 M4cs. Since I’ve already used MSDs with them, can they still refuse me from using it? Thanks
If you are a repeating customer, it's unlikely they would refuse you to roll the existing MSDs over to the new deal.
Sorry, last question. Can the dealership refuse me the MF rate of .0145 and the subsequent drop to the final MF of .00110 after applying the MSD? Thanks for your patience
Yes... the dealer can mark up the rate by as much as .00040, regardless.
So, here’s my scenario. We’ve agreed on the RV of 57% but he’s demanding.0185 MF. He’s agreed that I can use my MSDs but he’s not allowing the 7 MSD to reduce the MF by .0005 each point. So basically he still putting me at .0185 MF despite using my MSD. Is he allowed to do that? Thanks
Dealers can markup the rate by .00040. After the dealer markup: Pre-MSD = .00185 Post- MSD = .00150
I would guess there is a communication gap about the rate, post-MSD. In any case, I would refuse to sign a deal with the markup.
Thanks. I just wanted to double check and make sure that they’re not allowed to refuse me the post MSD reduction. At any rate, It’s likely that I would refuse to deal with them if they insist with the mark up. Thanks for all the advice
I am living in Michigan, so my calculated monthly payment with numbers above and 57% RV + 0.00145 MF is $811/mo pre-tax $860/mo tax incl. This includes $925 acq. fee, and not considers any dealer/gov. fees that are due at signing.
But this dealer is quoting me $935/mo.
Any comment on dealer's discount? I am a bit worried because they accepted my 12% off MSRP request quite easily, which made me think if I missed something here...
I am living in Michigan, so my calculated monthly payment with numbers above and 57% RV + 0.00145 MF is $811/mo pre-tax $860/mo tax incl. This includes $925 acq. fee, and not considers any dealer/gov. fees that are due at signing.
But this dealer is quoting me $935/mo.
Any comment on dealer's discount? I am a bit worried because they accepted my 12% off MSRP request quite easily, which made me think if I missed something here...
Do they know you will be registering the car in MI? TX will tax the entire selling price, even for a lease, which bumps up the payment by quite a bit.
And, confirm the cap cost the dealer is using for their payment calculation - they might be adding a maintenance package or tire and wheel insurance to the negotiated price.
Until you see a lease worksheet, it all could be smoke and mirrors.
I am living in Michigan, so my calculated monthly payment with numbers above and 57% RV + 0.00145 MF is $811/mo pre-tax $860/mo tax incl. This includes $925 acq. fee, and not considers any dealer/gov. fees that are due at signing.
But this dealer is quoting me $935/mo.
Any comment on dealer's discount? I am a bit worried because they accepted my 12% off MSRP request quite easily, which made me think if I missed something here...
Do they know you will be registering the car in MI? TX will tax the entire selling price, even for a lease, which bumps up the payment by quite a bit.
And, confirm the cap cost the dealer is using for their payment calculation - they might be adding a maintenance package or tire and wheel insurance to the negotiated price.
Until you see a lease worksheet, it all could be smoke and mirrors.
Yes, they disclosed their lease worksheet. They also understood the car would be registered in Michigna with 6% sales tax on monthly payment. I do not see they applied any upfront tax.
Confusing part is the capital cost, from their lease worksheet is $78,263.39. This is higher than $74,920.8(MSRP-Dealer discount-rebate). I actually do not even understand their logic behind this cap number, as they put acquisition fee and amount due at signing all added up in this cap number, plus $459 "Capped Taxes". But if that is the correct way so be it.
I am living in Michigan, so my calculated monthly payment with numbers above and 57% RV + 0.00145 MF is $811/mo pre-tax $860/mo tax incl. This includes $925 acq. fee, and not considers any dealer/gov. fees that are due at signing.
But this dealer is quoting me $935/mo.
Any comment on dealer's discount? I am a bit worried because they accepted my 12% off MSRP request quite easily, which made me think if I missed something here...
Do they know you will be registering the car in MI? TX will tax the entire selling price, even for a lease, which bumps up the payment by quite a bit.
And, confirm the cap cost the dealer is using for their payment calculation - they might be adding a maintenance package or tire and wheel insurance to the negotiated price.
Until you see a lease worksheet, it all could be smoke and mirrors.
Yes, they disclosed their lease worksheet. They also understood the car would be registered in Michigna with 6% sales tax on monthly payment. I do not see they applied any upfront tax.
Confusing part is the capital cost, from their lease worksheet is $78,263.39. This is higher than $74,920.8(MSRP-Dealer discount-rebate). I actually do not even understand their logic behind this cap number, as they put acquisition fee and amount due at signing all added up in this cap number, plus $459 "Capped Taxes". But if that is the correct way so be it.
Sorry, it was my mistake. With all the MSRP, selling price, RV, MF and rebate I am calculating $933/month with zero drive-off. And dealer is quoting $935/month. It seems not much difference out there.
I am living in Michigan, so my calculated monthly payment with numbers above and 57% RV + 0.00145 MF is $811/mo pre-tax $860/mo tax incl. This includes $925 acq. fee, and not considers any dealer/gov. fees that are due at signing.
But this dealer is quoting me $935/mo.
Any comment on dealer's discount? I am a bit worried because they accepted my 12% off MSRP request quite easily, which made me think if I missed something here...
Do they know you will be registering the car in MI? TX will tax the entire selling price, even for a lease, which bumps up the payment by quite a bit.
And, confirm the cap cost the dealer is using for their payment calculation - they might be adding a maintenance package or tire and wheel insurance to the negotiated price.
Until you see a lease worksheet, it all could be smoke and mirrors.
Yes, they disclosed their lease worksheet. They also understood the car would be registered in Michigna with 6% sales tax on monthly payment. I do not see they applied any upfront tax.
Confusing part is the capital cost, from their lease worksheet is $78,263.39. This is higher than $74,920.8(MSRP-Dealer discount-rebate). I actually do not even understand their logic behind this cap number, as they put acquisition fee and amount due at signing all added up in this cap number, plus $459 "Capped Taxes". But if that is the correct way so be it.
Sorry, it was my mistake. With all the MSRP, selling price, RV, MF and rebate I am calculating $933/month with zero drive-off. And dealer is quoting $935/month. It seems not much difference out there.
OK, now that you have the right numbers, all seems good.
Do you understand and agree with the $3300 difference in the cap cost?
I am living in Michigan, so my calculated monthly payment with numbers above and 57% RV + 0.00145 MF is $811/mo pre-tax $860/mo tax incl. This includes $925 acq. fee, and not considers any dealer/gov. fees that are due at signing.
But this dealer is quoting me $935/mo.
Any comment on dealer's discount? I am a bit worried because they accepted my 12% off MSRP request quite easily, which made me think if I missed something here...
Do they know you will be registering the car in MI? TX will tax the entire selling price, even for a lease, which bumps up the payment by quite a bit.
And, confirm the cap cost the dealer is using for their payment calculation - they might be adding a maintenance package or tire and wheel insurance to the negotiated price.
Until you see a lease worksheet, it all could be smoke and mirrors.
Yes, they disclosed their lease worksheet. They also understood the car would be registered in Michigna with 6% sales tax on monthly payment. I do not see they applied any upfront tax.
Confusing part is the capital cost, from their lease worksheet is $78,263.39. This is higher than $74,920.8(MSRP-Dealer discount-rebate). I actually do not even understand their logic behind this cap number, as they put acquisition fee and amount due at signing all added up in this cap number, plus $459 "Capped Taxes". But if that is the correct way so be it.
Sorry, it was my mistake. With all the MSRP, selling price, RV, MF and rebate I am calculating $933/month with zero drive-off. And dealer is quoting $935/month. It seems not much difference out there.
OK, now that you have the right numbers, all seems good.
Do you understand and agree with the $3300 difference in the cap cost?
I think I understand that difference. I asked for ZERO drive-off so the dealer just added acquisition fee $925, 1st month payment $935 and other gov./dealer fees ~$1,023 to cap cost, and applied 6% sales tax $459. All these combined are ~$3,300.
I am living in Michigan, so my calculated monthly payment with numbers above and 57% RV + 0.00145 MF is $811/mo pre-tax $860/mo tax incl. This includes $925 acq. fee, and not considers any dealer/gov. fees that are due at signing.
But this dealer is quoting me $935/mo.
Any comment on dealer's discount? I am a bit worried because they accepted my 12% off MSRP request quite easily, which made me think if I missed something here...
Do they know you will be registering the car in MI? TX will tax the entire selling price, even for a lease, which bumps up the payment by quite a bit.
And, confirm the cap cost the dealer is using for their payment calculation - they might be adding a maintenance package or tire and wheel insurance to the negotiated price.
Until you see a lease worksheet, it all could be smoke and mirrors.
Yes, they disclosed their lease worksheet. They also understood the car would be registered in Michigna with 6% sales tax on monthly payment. I do not see they applied any upfront tax.
Confusing part is the capital cost, from their lease worksheet is $78,263.39. This is higher than $74,920.8(MSRP-Dealer discount-rebate). I actually do not even understand their logic behind this cap number, as they put acquisition fee and amount due at signing all added up in this cap number, plus $459 "Capped Taxes". But if that is the correct way so be it.
Sorry, it was my mistake. With all the MSRP, selling price, RV, MF and rebate I am calculating $933/month with zero drive-off. And dealer is quoting $935/month. It seems not much difference out there.
OK, now that you have the right numbers, all seems good.
Do you understand and agree with the $3300 difference in the cap cost?
I think I understand that difference. I asked for ZERO drive-off so the dealer just added acquisition fee $925, 1st month payment $935 and other gov./dealer fees ~$1,023 to cap cost, and applied 6% sales tax $459. All these combined are ~$3,300.
Is it better to pay all these fees upfront?
We suggest you pay the first payment when you sign the papers. You'll pay the registration costs when the car arrives in MI
Can I please have the MF and residual value for a 2019/2020 M4. Also any incentives ? I am a new grad and saw they have some New Grad incentive. Thank you for you time.
Can I please have the MF and residual value for a 2019/2020 M4. Also any incentives ? I am a new grad and saw they have some New Grad incentive. Thank you for you time.
Can I please have the MF and residual value for a 2019/2020 M4. Also any incentives ? I am a new grad and saw they have some New Grad incentive. Thank you for you time.
Comments
$2500 loyalty credit
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thank you
.00145 and 57%
$5750 lease credit
2020 M4 lease thread is here:
https://forums.edmunds.com/discussion/56062/bmw/m4/2020-bmw-m4-lease-deals-and-prices/p1?new=1
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
$5000 lease credit
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Max 7, each of which lower the MF .00005
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thanks
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thanks for your patience
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Thanks
After the dealer markup:
Pre-MSD = .00185
Post- MSD = .00150
I would guess there is a communication gap about the rate, post-MSD.
In any case, I would refuse to sign a deal with the markup.
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Thanks for all the advice
You have the right to move on to another dealer, if you don't like the current dealers practices.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
But, they can't take them, and then fail to adjust the MF
However, they can still markup the money factor by .00040, before applying any MSD reduction.
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Thank you!
What term and mileage allowance?
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2019 M4 Coupe. 36/10k.
Also I’m looking to lease an out-of-state M4. Are rebates and incentives based on my location or dealership location?
$5750 incentives
Incentives are based on dealer location. What ZIP code is the dealer location?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thanks a lot!
I’m looking at several dealerships in different states now. They are:
46804
76011
77090
93405
Another question is I am a current BMW owner. What would be the loyalty incentive? Is it same nationwide?
Thank you!
76011 - $5000
77090 - $5000
93405 - $5000
$2500 loyalty, nationally
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thank you.
$5750 lease credit
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
$5000 lease credit
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
36/10k miles
Mineral White Metallic, full leather, comp. pack, M-performance pack, etc.
MSRP $93,660
Dealer Discount $11,239.20
Rebate and incentives $7,500 (lease incentive + loyalty)
I am living in Michigan, so my calculated monthly payment with numbers above and 57% RV + 0.00145 MF is
$811/mo pre-tax
$860/mo tax incl.
This includes $925 acq. fee, and not considers any dealer/gov. fees that are due at signing.
But this dealer is quoting me $935/mo.
Any comment on dealer's discount? I am a bit worried because they accepted my 12% off MSRP request quite easily, which made me think if I missed something here...
And, confirm the cap cost the dealer is using for their payment calculation - they might be adding a maintenance package or tire and wheel insurance to the negotiated price.
Until you see a lease worksheet, it all could be smoke and mirrors.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Yes, they disclosed their lease worksheet. They also understood the car would be registered in Michigna with 6% sales tax on monthly payment. I do not see they applied any upfront tax.
Confusing part is the capital cost, from their lease worksheet is $78,263.39. This is higher than $74,920.8(MSRP-Dealer discount-rebate). I actually do not even understand their logic behind this cap number, as they put acquisition fee and amount due at signing all added up in this cap number, plus $459 "Capped Taxes". But if that is the correct way so be it.
Sorry, it was my mistake. With all the MSRP, selling price, RV, MF and rebate I am calculating $933/month with zero drive-off. And dealer is quoting $935/month. It seems not much difference out there.
Do you understand and agree with the $3300 difference in the cap cost?
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MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I think I understand that difference. I asked for ZERO drive-off so the dealer just added acquisition fee $925, 1st month payment $935 and other gov./dealer fees ~$1,023 to cap cost, and applied 6% sales tax $459. All these combined are ~$3,300.
Is it better to pay all these fees upfront?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
What term and mileage?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
.00145 and 57%
$5500 lease credit
No info on college grad incentive
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
@Shift1112 FYI- this vehicle is excluded from the college grad program. Learned this the hard and long way.
$5000 lease credit
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
m4 cs 24/10k at zip 19382?
Also loyalty and other incentives (lease cash)?
Thank you in advance.