Im currently leasing a 2016 Ford Fusion SE - Fully Loaded for 3 years and in 5 months its a wrap up! MSRP when I first got the vehicle was $33,000. My mileage limit is 31,505 Miles and Im currently at 32500 with a rate of 0.20 cents each mile that goes over but the Miles isn't bothering me as much as whether I should release or buy this car out. I love the car but do I want something a bit more sporty? Yes!! Am i looking to spend much not really. I currently pay 312 a month for the car. Buyout Price upon lease end is 17,401 which is NON NEGOTIABLE. My mind is being ripped apart whether I keep this car and do a 60 month finance term and pay the car for years to come while it loses all its value or return the lease, pay for the mileage overage and get another car at ford. The thing is i went back to my ford dealer and they are pushing me into lower trim vehicles which is absurd. What my question is whats the smartest decision now financially speaking. I have a lot of bills so this is really driving me crazy because I need some sense of direction.