2020 Volvo XC40 Lease Deals and Prices

movinglines

movinglines said:

kyfdx said:

movinglines said:

kyfdx said:

movinglines said:

movinglines said:

kyfdx said:

movinglines said:

I need a numbers check please.

2020 XC40 T4 Insc - 78209zip
MSRP - $44305
Dealer Disc - $3500
Lease Bonus - $1500
Conquest - $1000
Adjusted Price - $38305
Added Tint - $399
Total Price - $38704
Dealer Doc - $150
Tax - $2456.44
Non Tax Fees - $1218.00
Balance - $42528.44

Only first payment at signing

36/10 Lease = $600/month

I'm most likely doing something wrong but no matter what lease calculator I put those numbers into I cannot get to $600/month. I keep coming up with a lower payment.

Any help would be appreciated.

Thank you!

.00008 MF and 53% residual
$1500 lease bonus

$535/mo.

Appears they may be marking up the money factor... a lot.

Sigh....thank you.

You were right. They are claiming the MF is 0.0008 "three 0's"

I suppose I need to call another dealership

Yeah, that's a big markup

Does the MF or Residual change for the T5 Inscription? Still 36/10 and still Texas (78209).

.00073 MF and 57% residual
$1500 lease bonus

Though that same dealer will likely markup that rate, as well.

I called a different dealer in Austin. Hopefully they stick with the base rate.

I'm learning that everyone is marking up the MF. These guys are using .00113 instead of .00073. Ouch

Michaell

movinglines said:

movinglines said:

kyfdx said:

movinglines said:

kyfdx said:

movinglines said:

movinglines said:

kyfdx said:

movinglines said:

I need a numbers check please.

2020 XC40 T4 Insc - 78209zip
MSRP - $44305
Dealer Disc - $3500
Lease Bonus - $1500
Conquest - $1000
Adjusted Price - $38305
Added Tint - $399
Total Price - $38704
Dealer Doc - $150
Tax - $2456.44
Non Tax Fees - $1218.00
Balance - $42528.44

Only first payment at signing

36/10 Lease = $600/month

I'm most likely doing something wrong but no matter what lease calculator I put those numbers into I cannot get to $600/month. I keep coming up with a lower payment.

Any help would be appreciated.

Thank you!

.00008 MF and 53% residual
$1500 lease bonus

$535/mo.

Appears they may be marking up the money factor... a lot.

Sigh....thank you.

You were right. They are claiming the MF is 0.0008 "three 0's"

I suppose I need to call another dealership

Yeah, that's a big markup

Does the MF or Residual change for the T5 Inscription? Still 36/10 and still Texas (78209).

.00073 MF and 57% residual
$1500 lease bonus

Though that same dealer will likely markup that rate, as well.

I called a different dealer in Austin. Hopefully they stick with the base rate.

I'm learning that everyone is marking up the MF. These guys are using .00113 instead of .00073. Ouch

Low inventory and high demand = advantage dealers

ottoman1384

Hello, what are the incentives, MF and Residual for a 2020 Volvo XC40 T4 Momentum for 36/10k? 77079

Thank you!

Michaell

ottoman1384 said:

Hello, what are the incentives, MF and Residual for a 2020 Volvo XC40 T4 Momentum for 36/10k? 77079

Thank you!

.00007 and 52%
$1500 lease bonus

keyjey1

Need MF, incentives and residual for following models. Zip code 94568. 36/10k

MOM-T4
MOM-T5
INS - T4
INS - T5

Michaell

keyjey1 said:

Need MF, incentives and residual for following models. Zip code 94568. 36/10k

MOM-T4
MOM-T5
INS - T4
INS - T5

.00007 and 52%
.00070 and 56%
.00008 and 53%
.00073 and 57%

$2000 lease bonus for T5 MOM; $1500 for the rest

keyjey1

Michaell said:

keyjey1 said:

Need MF, incentives and residual for following models. Zip code 94568. 36/10k

MOM-T4
MOM-T5
INS - T4
INS - T5

.00007 and 52%
.00070 and 56%
.00008 and 53%
.00073 and 57%

$2000 lease bonus for T5 MOM; $1500 for the rest

Thank You. Is there any other incentive if you are a Costco or Penfed member?

Michaell

keyjey1 said:

Michaell said:

keyjey1 said:

Need MF, incentives and residual for following models. Zip code 94568. 36/10k

MOM-T4
MOM-T5
INS - T4
INS - T5

.00007 and 52%
.00070 and 56%
.00008 and 53%
.00073 and 57%

$2000 lease bonus for T5 MOM; $1500 for the rest

Thank You. Is there any other incentive if you are a Costco or Penfed member?

No info on those incentives.

Gigi432

MF, RV and lease cash/bonus info on the XC40 T5 Momentum 2020 36/10 Zip: 07450

kyfdx

Gigi432 said:

MF, RV and lease cash/bonus info on the XC40 T5 Momentum 2020 36/10 Zip: 07450

.00070 MF and 56% residual
$2250 lease bonus

Wickdkid77

Could I please get the MF, residual and any incentives for a 2020 T5 R-Design for 36/10 in zipcode 92782? Thank you.

kyfdx

Wickdkid77 said:

Could I please get the MF, residual and any incentives for a 2020 T5 R-Design for 36/10 in zipcode 92782? Thank you.

.00092 MF and 58% residual
$1500 lease bonus

fingermagik

MF, Residual and Incentives on 2020 & 2021 XC40 T5 MOM, RDes, and INS for 36/12 in Seattle Washington please!

kyfdx

fingermagik said:

MF, Residual and Incentives on 2020 & 2021 XC40 T5 MOM, RDes, and INS for 36/12 in Seattle Washington please!

2021 discussion:
https://forums.edmunds.com/discussion/62416/volvo/xc40/2021-volvo-xc40-lease-deals-and-prices#latest

2020
INSC: .00073 MF and 56% residual. $1500 lease bonus
MOM: .00070 MF and 55% residual. $2000
RDES: .00092 MF and 57% residual. $1500

Yc736

Hi!

Can anyone provide mf, residual and incentives for t5 mom 2020. Zip 02143

10k/36m

Michaell

Yc736 said:

Hi!

Can anyone provide mf, residual and incentives for t5 mom 2020. Zip 02143

10k/36m

.00070 and 56%
$1500 lease bonus

volvofan2020

Hi! Can you provide MF, residual, and incentives for the following in zip 90049?

T4 R Design, 10k miles:
24-month lease
36-month lease

T5 R Design, 10k miles:
24-month lease
36-month lease

fingermagik

Any changes to the numbers for Sept?

MF, Residual and Incentives on 2020 XC40 T5 MOM, RDes, and INS for 36/12 in Seattle Washington.

kyfdx

volvofan2020 said:

Hi! Can you provide MF, residual, and incentives for the following in zip 90049?

T4 R Design, 10k miles:
24-month lease
36-month lease

T5 R Design, 10k miles:
24-month lease
36-month lease

T4
.00028 MF
60%/54% residual

T5
.00092 MF
63%/58% residual


$1500 lease bonus
$500 Labor Day bonus

kyfdx

fingermagik said:

Any changes to the numbers for Sept?

MF, Residual and Incentives on 2020 XC40 T5 MOM, RDes, and INS for 36/12 in Seattle Washington.

The only change is an addition of $500 Labor Day bonus

Otherwise, programs extended through 09/08

keyjey1

Michaell said:

keyjey1 said:

Need MF, incentives and residual for following models. Zip code 94568. 36/10k

MOM-T4
MOM-T5
INS - T4
INS - T5

.00007 and 52%
.00070 and 56%
.00008 and 53%
.00073 and 57%

$2000 lease bonus for T5 MOM; $1500 for the rest

Have the numbers changed for September? Also looking for MF, RV for 24/10k miles. Zip 94568

T5 Mom
T5 Insc

kyfdx

keyjey1 said:

Michaell said:

keyjey1 said:

Need MF, incentives and residual for following models. Zip code 94568. 36/10k

MOM-T4
MOM-T5
INS - T4
INS - T5

.00007 and 52%
.00070 and 56%
.00008 and 53%
.00073 and 57%

$2000 lease bonus for T5 MOM; $1500 for the rest

Have the numbers changed for September? Also looking for MF, RV for 24/10k miles. Zip 94568

T5 Mom
T5 Insc

August programs have been extended through 09/08

The only change is the addition of a $500 Labor Day bonus

oidvoid

Hi! Can you provide MF, residual, and incentives for the T5 R Design, T5 AWD Momentum, and T5 AWD Inscription for 36/10k miles in zip 20879? Thank you!

Michaell

oidvoid said:

Hi! Can you provide MF, residual, and incentives for the T5 R Design, T5 AWD Momentum, and T5 AWD Inscription for 36/10k miles in zip 20879? Thank you!

T5 INSC - .00073 and 57%; $1500 lease bonus
T5 MOM - .00070 and 56%; $1500 lease bonus
T5 RDES - .00092 and 58%; no incentives

kyfdx

Michaell said:

oidvoid said:

Hi! Can you provide MF, residual, and incentives for the T5 R Design, T5 AWD Momentum, and T5 AWD Inscription for 36/10k miles in zip 20879? Thank you!

T5 INSC - .00073 and 57%; $1500 lease bonus
T5 MOM - .00070 and 56%; $1500 lease bonus
T5 RDES - .00092 and 58%; no incentives

+$500 Labor Day bonus

Adam10s

Hi! What are the MF, RV, and incentives for the 2020 Volvo XC40 T5 MOM, T5 RDES, and T5 INSC for 36/12K miles in 33301?

Also, please let me know if these numbers are good for the entire month of Sept or if they are only good thru Labor Day (9/8/20).

Thank you in advance for you help!

P.S. I’m in the process of looking at a few different SUVs right now - so you may see me posting in other forums as well

Michaell

Adam10s said:

Hi! What are the MF, RV, and incentives for the 2020 Volvo XC40 T5 MOM, T5 RDES, and T5 INSC for 36/12K miles in 33301?

Also, please let me know if these numbers are good for the entire month of Sept or if they are only good thru Labor Day (9/8/20).

Thank you in advance for you help!

P.S. I’m in the process of looking at a few different SUVs right now - so you may see me posting in other forums as well

Tell you what - before you make a bunch of requests, might I suggest you take some test drives and see which vehicles you'll be happy driving for the next 3 years.

Remember, you're shopping for a car, not a deal. Seen too many folks score a killer lease deal but hate the vehicle they picked.

Adam10s

Michaell said:

Adam10s said:

Hi! What are the MF, RV, and incentives for the 2020 Volvo XC40 T5 MOM, T5 RDES, and T5 INSC for 36/12K miles in 33301?

Also, please let me know if these numbers are good for the entire month of Sept or if they are only good thru Labor Day (9/8/20).

Thank you in advance for you help!

P.S. I’m in the process of looking at a few different SUVs right now - so you may see me posting in other forums as well

Tell you what - before you make a bunch of requests, might I suggest you take some test drives and see which vehicles you'll be happy driving for the next 3 years.

Remember, you're shopping for a car, not a deal. Seen too many folks score a killer lease deal but hate the vehicle they picked.

While I can appreciate your suggestion, in my 50+ years on the planet, I have often found several different cars that could work perfectly well for me at any one time, especially considering the fact that I'm leasing a vehicle for 3 years. I rarely lease the same vehicle again. So, while I do not consider price to be the most important option, I do consider the lease deal as a significant part of my decision making process.

I sincerely appreciate the ability to utilize these forums for information that I consider in my leasing decisions. I would appreciate the information for the vehicles requested (above).

Again - thank you in advance for your assistance.

Adam

kyfdx

Adam10s said:

Michaell said:

Adam10s said:

Hi! What are the MF, RV, and incentives for the 2020 Volvo XC40 T5 MOM, T5 RDES, and T5 INSC for 36/12K miles in 33301?

Also, please let me know if these numbers are good for the entire month of Sept or if they are only good thru Labor Day (9/8/20).

Thank you in advance for you help!

P.S. I’m in the process of looking at a few different SUVs right now - so you may see me posting in other forums as well

Tell you what - before you make a bunch of requests, might I suggest you take some test drives and see which vehicles you'll be happy driving for the next 3 years.

Remember, you're shopping for a car, not a deal. Seen too many folks score a killer lease deal but hate the vehicle they picked.

While I can appreciate your suggestion, in my 50+ years on the planet, I have often found several different cars that could work perfectly well for me at any one time, especially considering the fact that I'm leasing a vehicle for 3 years. I rarely lease the same vehicle again. So, while I do not consider price to be the most important option, I do consider the lease deal as a significant part of my decision making process.

I sincerely appreciate the ability to utilize these forums for information that I consider in my leasing decisions. I would appreciate the information for the vehicles requested (above).

Again - thank you in advance for your assistance.

Adam

INSC: .00073 MF and 56% residual
MOM: .00070 MF and 55% residual
RDES: .00092 MF and 57% residual

$1500 lease bonus
$500 Labor Day bonus

Through 09/08

Adam10s

kyfdx said:

Adam10s said:

Michaell said:

Adam10s said:

Hi! What are the MF, RV, and incentives for the 2020 Volvo XC40 T5 MOM, T5 RDES, and T5 INSC for 36/12K miles in 33301?

Also, please let me know if these numbers are good for the entire month of Sept or if they are only good thru Labor Day (9/8/20).

Thank you in advance for you help!

P.S. I’m in the process of looking at a few different SUVs right now - so you may see me posting in other forums as well

Tell you what - before you make a bunch of requests, might I suggest you take some test drives and see which vehicles you'll be happy driving for the next 3 years.

Remember, you're shopping for a car, not a deal. Seen too many folks score a killer lease deal but hate the vehicle they picked.

While I can appreciate your suggestion, in my 50+ years on the planet, I have often found several different cars that could work perfectly well for me at any one time, especially considering the fact that I'm leasing a vehicle for 3 years. I rarely lease the same vehicle again. So, while I do not consider price to be the most important option, I do consider the lease deal as a significant part of my decision making process.

I sincerely appreciate the ability to utilize these forums for information that I consider in my leasing decisions. I would appreciate the information for the vehicles requested (above).

Again - thank you in advance for your assistance.

Adam

INSC: .00073 MF and 56% residual
MOM: .00070 MF and 55% residual
RDES: .00092 MF and 57% residual

$1500 lease bonus
$500 Labor Day bonus

Through 09/08

Thank you - I sincerely appreciate the info!

wolfe99

Need MF, incentives, and residual for following models. Zip code 94608. 36/12k

MOM-T5
R-Design - T5

I want to pay zero Driveoff - What would be the best p/m payment for a 47K MSRP Rdesign?

Michaell

wolfe99 said:

Need MF, incentives, and residual for following models. Zip code 94608. 36/12k

MOM-T5
R-Design - T5

I want to pay zero Driveoff - What would be the best p/m payment for a 47K MSRP Rdesign?

T5 MOM - .00070 and 55%; $2000 lease bonus
T5 RDES - .00092 and 57%; $1500 lease bonus
$500 Labor Day bonus

Would need to know the selling price to give you a payment.

marsatrest

Hi--I’m looking for MV and RF for 36/12 XC40 T5 R design AWD in 75230. Also any incentives.

Thank you!

kyfdx

marsatrest said:

Hi--I’m looking for MV and RF for 36/12 XC40 T5 R design AWD in 75230. Also any incentives.

Thank you!

.00092 MF and 57% residual
$500 Labor Day bonus

instarand

May I have the lease numbers on a 2020 XC40 Momentum AWD 15/36 06897. Are 39 or 42 month terms available?

kyfdx

instarand said:

May I have the lease numbers on a 2020 XC40 Momentum AWD 15/36 06897. Are 39 or 42 month terms available?

.00070 MF and 53% residual
$2250 lease bonus
$500 Labor Day bonus

Longer terms are worse.

wolfe99

XC60 T5 Inscription SUV

Michaell said:

wolfe99 said:

Need MF, incentives, and residual for following models. Zip code 94608. 36/12k

MOM-T5
R-Design - T5

I want to pay zero Driveoff - What would be the best p/m payment for a 47K MSRP Rdesign?

T5 MOM - .00070 and 55%; $2000 lease bonus
T5 RDES - .00092 and 57%; $1500 lease bonus
$500 Labor Day bonus

Would need to know the selling price to give you a payment.

Selling price is 42K. I want to zero drive off

Michaell

wolfe99 said:

XC60 T5 Inscription SUV

Michaell said:

wolfe99 said:

Need MF, incentives, and residual for following models. Zip code 94608. 36/12k

MOM-T5
R-Design - T5

I want to pay zero Driveoff - What would be the best p/m payment for a 47K MSRP Rdesign?

T5 MOM - .00070 and 55%; $2000 lease bonus
T5 RDES - .00092 and 57%; $1500 lease bonus
$500 Labor Day bonus

Would need to know the selling price to give you a payment.

Selling price is 42K. I want to zero drive off

You don't want $0 drive off - at the minimum, you want to pay the first payment and the DMV costs when you sign the papers.

In addition to the selling price, there is a $995 acquisition fee and a $75 dealer doc fee. If I add those to the selling price, I get $516mo, plus tax.

terabaap

Looking for lease info on 2020 T4 and T5 Momentum 12k/36mos zip 08830

And MF reduction using 9 MSDs

kyfdx

terabaap said:

Looking for lease info on 2020 T4 and T5 Momentum 12k/36mos zip 08830

And MF reduction using 9 MSDs

T4: .00007 MF and 51% residual. $1500 lease bonus
T5: .00070 MF and 55% residual. $2250 lease bonus

+$500 Labor Day bonus

9 MSDs X .00005 ea = .00045 reduction

Jieguai827

Hi, I’m looking for a MF,RV and incentive on 2020 T4 and T5 Momentum 12k/36mos zip 08691. Thank you!

kyfdx

Jieguai827 said:

Hi, I’m looking for a MF,RV and incentive on 2020 T4 and T5 Momentum 12k/36mos zip 08691. Thank you!

T4: .00007 MF and 51% residual. $1500 lease bonus
T5: .00070 MF and 55% residual. $2250 lease bonus

+$500 Labor Day bonus

Jieguai827

MSRP $ 37,445.00
Labor Day Bonus $ (500.00)
Lease Bonus $ (1,500.00)
Discount $ (2,749.00)
$ 32,696.00

The monthly lease payment is $414.24 a month including all taxes and fees with $818.00 due at delivery. The acquisition fee is $995.00 plus tax. The money factor is .00082 and the residual is 57%


how does this one look?

Michaell

Jieguai827 said:

MSRP $ 37,445.00
Labor Day Bonus $ (500.00)
Lease Bonus $ (1,500.00)
Discount $ (2,749.00)
$ 32,696.00

The monthly lease payment is $414.24 a month including all taxes and fees with $818.00 due at delivery. The acquisition fee is $995.00 plus tax. The money factor is .00082 and the residual is 57%


how does this one look?

Is this for the T4 or T5?

Either way, the MF is marked up (either a little or a lot, depending on the trim level).

And, that residual doesn't match either of the numbers we gave you earlier.

Jieguai827

Thanks a lot! It's T5. The car is in another state 18901. I'm not sure if matters. but would use my zipcode to register the car.

kyfdx

Jieguai827 said:

Thanks a lot! It's T5. The car is in another state 18901. I'm not sure if matters. but would use my zipcode to register the car.

Are you sure it isn't a 2021 model?

Jieguai827

it is a 2021 xc40 t5

kyfdx

Jieguai827 said:

it is a 2021 xc40 t5

You should probably re-post, here:
https://forums.edmunds.com/discussion/62416/volvo/xc40/2021-volvo-xc40-lease-deals-and-prices#latest

Jieguai827

Here is another one.

Volvo 2020 XC40 T5

MSRP
$43,965
Discount*
-$2,003
Sale Price
$41,962

No down payment. The monthly payment on this car is $552 for 36 months. Acq. fee is $995. Money factor is .0007,. Residual is 55%.Total reg and doc fees are $750.50. Payment includes tax and tags.

kyfdx

Jieguai827 said:

Here is another one.

Volvo XC40 T5

MSRP
$43,965
Discount*
-$2,003
Sale Price
$41,962

No down payment. The monthly payment on this car is $552 for 36 months. Acq. fee is $995. Money factor is .0007,. Residual is 55%.Total reg and doc fees are $750.50. Payment includes tax and tags.

If it is a 2021, then post in the link provided above.