2019 A4 PREM PLUS - Is this a good deal?

jcflaw99jcflaw99 Member Posts: 7
edited September 2019 in Audi
In New York State ---14221

Retail Price $50,090.00
Savings $2,857
Selling Price $47,233
Rebate as cap reduction $3,000
Sub-Total $44,233
Fees $166.93
Sales Tax $4,145.39
Net Sales Price $48,545.32

Down payment = Out of Pocket $3,093 + Rebate $3,000 39/15k = $599.47
Down payment = Out of Pocket $3,004 + Rebate $3,000 39/12k = $579.27
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  • MichaellMichaell ColoradoModerator Posts: 209,741
    jcflaw99 said:

    In New York State ---14221

    Retail Price $50,090.00
    Savings $2,857
    Selling Price $47,233
    Rebate as cap reduction $3,000
    Sub-Total $44,233
    Fees $166.93
    Sales Tax $4,145.39
    Net Sales Price $48,545.32

    Down payment = Out of Pocket $3,093 + Rebate $3,000 39/15k = $599.47
    Down payment = Out of Pocket $3,004 + Rebate $3,000 39/12k = $579.27

    The sales tax is wrong - that is for a full purchase.

    Ask the dealer to have them share their lease worksheet.

    What does the out of pocket consist of?

    39/15
    Assuming Quattro - .00005 and 45%
    $3000 incentives

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  • jcflaw99jcflaw99 Member Posts: 7
    Michaell said:

    jcflaw99 said:

    In New York State ---14221

    Retail Price $50,090.00
    Savings $2,857
    Selling Price $47,233
    Rebate as cap reduction $3,000
    Sub-Total $44,233
    Fees $166.93
    Sales Tax $4,145.39
    Net Sales Price $48,545.32

    Down payment = Out of Pocket $3,093 + Rebate $3,000 39/15k = $599.47
    Down payment = Out of Pocket $3,004 + Rebate $3,000 39/12k = $579.27

    The sales tax is wrong - that is for a full purchase.

    Ask the dealer to have them share their lease worksheet.

    What does the out of pocket consist of?

    39/15
    Assuming Quattro - .00005 and 45%
    $3000 incentives
    The dealer gave me 2 different kinds of printouts based on whether 12k or 15k miles
    #1
    The printout for 39/15k is
    Retail Price $50,090.00
    Savings $2,857
    Selling Price $47,233
    Rebate as cap reduction $3,000
    Sub-Total $44,233
    Fees $166.93
    Sales Tax $4,145.39
    Net Sales Price $48,545.32

    and says Rebate $3000 and out of pocket cash $3093.65 = $599.47 payment

    #2
    The printout for 39/12k is detailed with
    Term 39
    Base Payment $579.27
    Purchase option 23,542.30
    MSRP 50,090
    miles 12,000
    disposition fee 495
    excess mileage .25
    Amount due at signing:
    $579.27 for 1st month payment, $166.93 for fees and ins, $2,258.32 for upfront taxes = $3,004.52 cash on delivery plus $3,000 for rebate as cap reduction = $6,004 "down payment"
  • MichaellMichaell ColoradoModerator Posts: 209,741
    jcflaw99 said:

    Michaell said:

    jcflaw99 said:

    In New York State ---14221

    Retail Price $50,090.00
    Savings $2,857
    Selling Price $47,233
    Rebate as cap reduction $3,000
    Sub-Total $44,233
    Fees $166.93
    Sales Tax $4,145.39
    Net Sales Price $48,545.32

    Down payment = Out of Pocket $3,093 + Rebate $3,000 39/15k = $599.47
    Down payment = Out of Pocket $3,004 + Rebate $3,000 39/12k = $579.27

    The sales tax is wrong - that is for a full purchase.

    Ask the dealer to have them share their lease worksheet.

    What does the out of pocket consist of?

    39/15
    Assuming Quattro - .00005 and 45%
    $3000 incentives
    The dealer gave me 2 different kinds of printouts based on whether 12k or 15k miles
    #1
    The printout for 39/15k is
    Retail Price $50,090.00
    Savings $2,857
    Selling Price $47,233
    Rebate as cap reduction $3,000
    Sub-Total $44,233
    Fees $166.93
    Sales Tax $4,145.39
    Net Sales Price $48,545.32

    and says Rebate $3000 and out of pocket cash $3093.65 = $599.47 payment

    #2
    The printout for 39/12k is detailed with
    Term 39
    Base Payment $579.27
    Purchase option 23,542.30
    MSRP 50,090
    miles 12,000
    disposition fee 495
    excess mileage .25
    Amount due at signing:
    $579.27 for 1st month payment, $166.93 for fees and ins, $2,258.32 for upfront taxes = $3,004.52 cash on delivery plus $3,000 for rebate as cap reduction = $6,004 "down payment"
    The 39/15 information is simply wrong - in NY, you pay tax on the sum of the payments, the incentives and any non-government fees (dealer fee, acquisition fee)

    On the 39/12 quote, the adjusted cap cost is missing - that is the negotiated selling price plus any taxes or fees you are not paying up front (acquisition fee of $895, for instance).

    Without a full quote, there isn't much feedback I can give you. Keep asking the dealer for the full quote and worksheet. If they continue to resist, that might tell you something about the dealer.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  • jcflaw99jcflaw99 Member Posts: 7
    edited September 2019
    There were a lot of numbers wrong which I pointed out. This is the final quote:
    Term 39
    Base Payment $575.33
    Total Payment $575.33
    Purchase Option $22,540.50
    MSRP $50,090.00
    Miles 15000
    Disposition Fee $495
    Excess mileage .25

    8.75% Tax

    Amount Due
    1st Month $575.33
    Fees and Insurance $246.93
    Upfront Taxes $2,253.45
    Cap Reduction cash $98.00=Total Inception Fees of $3,173.71
    Rebate as Cap Reduction = $3000.00
    Total due at signing $6,173.71

    I will ask for "adjusted cap cost" though
    print out states "selling price" says $46,633 - 3000 rebate with "sub total" at $43,633 (i think that is the adjusted cap cost)

    I made it clear that i'm not buying a "payment"... If you see $48000 adj cap cost gets me to $575 then they are lying...
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