Am I realistic

dr_j174dr_j174 Member Posts: 2
edited November 2020 in Toyota
Hello, first time here.

I have read and seen videos on getting a great deal. However, I am finding that dealers are not willing to move much on their prices. Toyota seems to have money factors that are between 4.5 and 5.5% APR for Tier 1 Plus credit. Given the market conditions it seems to me this is crazy high, when they are offering 1.9% on purchases.

I'm getting up to $455 including tax for monthly payments. I use a leasing calculator and it seems that I should be able to get a lease more in the $290 range.

Do I have unrealistic view?

Thanks

Comments

  • MichaellMichaell Moderator Posts: 250,460
    dr_j174 said:

    Hello, first time here.

    I have read and seen videos on getting a great deal. However, I am finding that dealers are not willing to move much on their prices. Toyota seems to have money factors that are between 4.5 and 5.5% APR for Tier 1 Plus credit. Given the market conditions it seems to me this is crazy high, when they are offering 1.9% on purchases.

    I'm getting up to $455 including tax for monthly payments. I use a leasing calculator and it seems that I should be able to get a lease more in the $290 range.

    Do I have unrealistic view?

    Thanks

    What is your location?
    What trim level?
    What lease term and how many miles per year?
    MSRP?
    Selling price?

    Lots of missing information - the more we know, the more we can help.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • dr_j174dr_j174 Member Posts: 2
    Hello, I'm in 17403. Looking for RAV4 Hybrid XLE 36 mo and 12K 30,000
  • MichaellMichaell Moderator Posts: 250,460
    dr_j174 said:

    Hello, I'm in 17403. Looking for RAV4 Hybrid XLE 36 mo and 12K 30,000

    2020 or 2021 model year?
    Is $30,000 the MSRP or the selling price? We'll need both...

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

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