Cadillac XT4 or XT5 looking at a lease, 1st time leaser help!

Newbieleaser2020Newbieleaser2020 Washington stateMember Posts: 6
edited November 2020 in Cadillac
headed into a dealer today to look at leasing a 2020 XT4 still not sure if the 4 or 5 is better. But I am concerned about the deal. They are asking for 10K down. Can you please give me the numbers I need to watch for? In Washington state. Just don't want to get hosed.

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  • MichaellMichaell ColoradoModerator Posts: 206,185

    headed into a dealer today to look at leasing a 2020 XT4 still not sure if the 4 or 5 is better. But I am concerned about the deal. They are asking for 10K down. Can you please give me the numbers I need to watch for? In Washington state. Just don't want to get hosed.

    What trim level?
    FWD or AWD?

    No way should you start a lease with $10K up front. Just first payment and registration costs in WA.

    Do you have a solid credit history?

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  • Newbieleaser2020Newbieleaser2020 Washington stateMember Posts: 6
    AWD credit is 726
  • Newbieleaser2020Newbieleaser2020 Washington stateMember Posts: 6
    premium luxury
  • kyfdxkyfdx Moderator Posts: 207,805

    AWD credit is 726

    premium luxury

    36/15
    .00003 MF and 55% residual

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  • Newbieleaser2020Newbieleaser2020 Washington stateMember Posts: 6
    they gave me 39/12 .00038 55% residual
  • Newbieleaser2020Newbieleaser2020 Washington stateMember Posts: 6
    MSRP 52535
    inv 46000
    2999 down
    39mo / 12K miles
    1900.00 green package discount
    1000.00 costco discount
    55% residual
    .00038 MF

    payment 499
    I put this in the calculator but don't think I did it correctly. Can't tell if it is a good deal or not.
    Please help
  • MichaellMichaell ColoradoModerator Posts: 206,185

    they gave me 39/12 .00038 55% residual

    .00017 and 55% for 39/12

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  • MichaellMichaell ColoradoModerator Posts: 206,185

    MSRP 52535
    inv 46000
    2999 down
    39mo / 12K miles
    1900.00 green package discount
    1000.00 costco discount
    55% residual
    .00038 MF

    payment 499
    I put this in the calculator but don't think I did it correctly. Can't tell if it is a good deal or not.
    Please help

    Is $46,000 the actual selling price, then subtract the green package and costco discounts from it?

    Ask the dealer for a copy of their lease worksheet.

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  • westsub17westsub17 Chicago SuburbsMember Posts: 6
    2021 XT5
    Need lease info for zip 94534, 36/10K. Retail is $59300. What is the MF and RV please. Any incentives? Thanks.
  • kyfdxkyfdx Moderator Posts: 207,805
    westsub17 said:

    2021 XT5
    Need lease info for zip 94534, 36/10K. Retail is $59300. What is the MF and RV please. Any incentives? Thanks.

    Please re-post in our dedicated 2021 XT5 discussion

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