Hello what would be the lease buy out on a
2022 Toyota Tacoma TRD Off road
Double cab 5ft bed
4x4
MSRP 45,629
Lease term 3yrs/15,000 mi
$330/month payment
Area is zip:08805 New Jersey
Hi I'm wondering if the deal I'm being offered is good or not. They say markup but something doesn't seem right.
2022 Tacoma sr5 double cab 4x4 with trail special edition package. Tech package and predator running boards were added and my zip is 07470.
Truck MSRP + Options: ~$42,000
Total with tax, title and tags: $45,635.76
Initial Deposit: $1500 + $329 first payment up front
Deposit/Trade in value: $6,394.64
Residual Value: $33,100
Credit Score: 757
Money Factor: .00255
Monthly Payment: $329/10k per year
Is the money factor for this tacoma right? Is the total cost right? Or should I be combing through the paperwork extra carefully when the truck comes in and we finalize everything?
Hi I'm wondering if the deal I'm being offered is good or not. They say markup but something doesn't seem right.
2022 Tacoma sr5 double cab 4x4 with trail special edition package. Tech package and predator running boards were added and my zip is 07470.
Truck MSRP + Options: ~$42,000
Total with tax, title and tags: $45,635.76
Initial Deposit: $1500 + $329 first payment up front
Deposit/Trade in value: $6,394.64
Residual Value: $33,100
Credit Score: 757
Money Factor: .00255
Monthly Payment: $329/10k per year
Is the money factor for this tacoma right? Is the total cost right? Or should I be combing through the paperwork extra carefully when the truck comes in and we finalize everything?
Thank you
The base MF for the Tacoma is .00235, so it looks as if the dealer is marking up the MF a wee bit. Or, they are using a different bank or credit union (common in NJ).
Please confirm the actual MSRP - bottom line number of the factory window sticker, with destination included.
If you amortize the $6400 trade in equity, your true payment is closer to $500/mo.
Have you shopped around? Is this the best offer you have in hand?
@Michaell said:
The base MF for the Tacoma is .00235, so it looks as if the dealer is marking up the MF a wee bit. Or, they are using a different bank or credit union (common in NJ).
Please confirm the actual MSRP - bottom line number of the factory window sticker, with destination included.
If you amortize the $6400 trade in equity, your true payment is closer to $500/mo.
Have you shopped around? Is this the best offer you have in hand?
What bank is used for that MF of .00235? I will ask my guy at the dealer which one they are using the next time I talk to him. I also don't have the window sticker, I'm going based off what my salesman told me it was. I have shipped around a little bit but most dealers around me are not being sneaky about adding a market adjustment to the price and they also would have to put in a fresh order for what I want which would be far outside my timeline. I have asked other dealers if they can compare to the deal im getting and they dont even attempt to steal me so most of the numbers seem right, but mainly the MF bothered me because 6.14% interest seems high for a good credit score.
2022 Tacoma TRD Sport 4x4 double cab short bed Premium Package. 3/36k Zip 12183
.00235 MF 77% residual
I went in to a dealer today and they offered .00335 MF, 76% residual. How can they be so high on MF? This was through Toyta finance as far as I know. This was also for a long bed but they said it wouldn't make a difference in MF.
The base MF for the Tacoma is .00235, so it looks as if the dealer is marking up the MF a wee bit. Or, they are using a different bank or credit union (common in NJ).
Please confirm the actual MSRP - bottom line number of the factory window sticker, with destination included.
If you amortize the $6400 trade in equity, your true payment is closer to $500/mo.
Have you shopped around? Is this the best offer you have in hand?
What bank is used for that MF of .00235? I will ask my guy at the dealer which one they are using the next time I talk to him. I also don't have the window sticker, I'm going based off what my salesman told me it was. I have shipped around a little bit but most dealers around me are not being sneaky about adding a market adjustment to the price and they also would have to put in a fresh order for what I want which would be far outside my timeline. I have asked other dealers if they can compare to the deal im getting and they dont even attempt to steal me so most of the numbers seem right, but mainly the MF bothered me because 6.14% interest seems high for a good credit score.
2022 Tacoma TRD Sport 4x4 double cab short bed Premium Package. 3/36k Zip 12183
.00235 MF 77% residual
I went in to a dealer today and they offered .00335 MF, 76% residual. How can they be so high on MF? This was through Toyta finance as far as I know. This was also for a long bed but they said it wouldn't make a difference in MF.
Nope, all models of the Tacoma have the same base MF.
2022 Tacoma TRD Sport 4x4 double cab short bed Premium Package. 3/36k Zip 12183
.00235 MF 77% residual
I went in to a dealer today and they offered .00335 MF, 76% residual. How can they be so high on MF? This was through Toyta finance as far as I know. This was also for a long bed but they said it wouldn't make a difference in MF.
Nope, all models of the Tacoma have the same base MF.
Dealer can mark it up for extra profit, however.
Sorry if this is offtopic - Should I ask them to lower the MF or shop around if I have good credit? They didn't run my credit for that number so im not sure it would even matter.
2022 Tacoma TRD Sport 4x4 double cab short bed Premium Package. 3/36k Zip 12183
.00235 MF 77% residual
I went in to a dealer today and they offered .00335 MF, 76% residual. How can they be so high on MF? This was through Toyta finance as far as I know. This was also for a long bed but they said it wouldn't make a difference in MF.
Nope, all models of the Tacoma have the same base MF.
Dealer can mark it up for extra profit, however.
Sorry if this is offtopic - Should I ask them to lower the MF or shop around if I have good credit? They didn't run my credit for that number so im not sure it would even matter.
Shop around.
You can attempt to negotiate the MF, but it's unlikely they will budge, given the current market conditions.
Can anyone make sense of how they derived a $600 lease payment on a vehicle with $10.5k in depreciation for 3yrs/36k miles? 12170 area code. This is for a 2022 Tacoma TRD Sport 4x4 premium package.
Can anyone make sense of how they derived a $600 lease payment on a vehicle with $10.5k in depreciation for 3yrs/36k miles? 12170 area code. This is for a 2022 Tacoma TRD Sport 4x4 premium package.
It's not just the depreciation you're paying for, it's the rent charge, which is probably more than half of that total payment.
Can anyone make sense of how they derived a $600 lease payment on a vehicle with $10.5k in depreciation for 3yrs/36k miles? 12170 area code. This is for a 2022 Tacoma TRD Sport 4x4 premium package.
It's not just the depreciation you're paying for, it's the rent charge, which is probably more than half of that total payment.
What goes into the rent charge other than the finance/interest cost? My last lease the rent charge was just the finance cost which is derived from the MF.
Can anyone make sense of how they derived a $600 lease payment on a vehicle with $10.5k in depreciation for 3yrs/36k miles? 12170 area code. This is for a 2022 Tacoma TRD Sport 4x4 premium package.
It's not just the depreciation you're paying for, it's the rent charge, which is probably more than half of that total payment.
What goes into the rent charge other than the finance/interest cost? My last lease the rent charge was just the finance cost which is derived from the MF.
You also have $2522 in negative equity (amount added to the CAP cost). That makes the actual depreciation closer to $13,000. I'm assuming that is taxes and fees rolled into the CAP cost.
$48546 +$34938 = $83484 X MF = $221/mo in finance charges
Can anyone make sense of how they derived a $600 lease payment on a vehicle with $10.5k in depreciation for 3yrs/36k miles? 12170 area code. This is for a 2022 Tacoma TRD Sport 4x4 premium package.
It's not just the depreciation you're paying for, it's the rent charge, which is probably more than half of that total payment.
What goes into the rent charge other than the finance/interest cost? My last lease the rent charge was just the finance cost which is derived from the MF.
You also have $2522 in negative equity (amount added to the CAP cost). That makes the actual depreciation closer to $13,000. I'm assuming that is taxes and fees rolled into the CAP cost.
$48546 +$34938 = $83484 X MF = $221/mo in finance charges
That imputes a MF of about .00265.
Where would the negative equity come from? I'm not trading in a car or having them buyout a lease/loan. Edit: You explained it is probably fees/taxes.
I guess in your opinion: is this a good lease deal?
Can anyone make sense of how they derived a $600 lease payment on a vehicle with $10.5k in depreciation for 3yrs/36k miles? 12170 area code. This is for a 2022 Tacoma TRD Sport 4x4 premium package.
It's not just the depreciation you're paying for, it's the rent charge, which is probably more than half of that total payment.
What goes into the rent charge other than the finance/interest cost? My last lease the rent charge was just the finance cost which is derived from the MF.
You also have $2522 in negative equity (amount added to the CAP cost). That makes the actual depreciation closer to $13,000. I'm assuming that is taxes and fees rolled into the CAP cost.
$48546 +$34938 = $83484 X MF = $221/mo in finance charges
That imputes a MF of about .00265.
Where would the negative equity come from? I'm not trading in a car or having them buyout a lease/loan. Edit: You explained it is probably fees/taxes.
I guess in your opinion: is this a good lease deal?
Full MSRP? Looks like they may have marked up the MF as much as they could, to still keep you under $600/mo.
I don't know the market. Shop around and do the best you can.
Can a Mod give me the MF, & Res. for 15k/ 3yr lease in 08505 zip code on a 2022 Toyota Tacoma 4x4 Limited Night Shade Special Edition. Also, if there are any incentives?
Can a Mod give me the MF, & Res. for 15k/ 3yr lease in 08505 zip code on a 2022 Toyota Tacoma 4x4 Limited Night Shade Special Edition. Also, if there are any incentives?
@Michaell said:
The base MF for the Tacoma is .00235, so it looks as if the dealer is marking up the MF a wee bit. Or, they are using a different bank or credit union (common in NJ).
Please confirm the actual MSRP - bottom line number of the factory window sticker, with destination included.
If you amortize the $6400 trade in equity, your true payment is closer to $500/mo.
Have you shopped around? Is this the best offer you have in hand?
I just got the window sticker.
Base msrp including destination: $36,870
Trail special edition package - $3,765
Tech package - $600
Mud guards - $129
Predator tube steps - $649
Total installed packages: $5,143
Total MSRP: $42,013
Total including TTL: $45,635.76
Does this deal sound good? There are no other dealers in my area without market adjustments so i am pulling the trigger with this one since they've seemed straight up so far. I will press them on the money factor when I sit down for the paperwork though since I know they use toyota financial. I just want to make sure there isn't anything else I'm missing since I've dealt with some sketchy dealers before. Thanks!
The base MF for the Tacoma is .00235, so it looks as if the dealer is marking up the MF a wee bit. Or, they are using a different bank or credit union (common in NJ).
Please confirm the actual MSRP - bottom line number of the factory window sticker, with destination included.
If you amortize the $6400 trade in equity, your true payment is closer to $500/mo.
Have you shopped around? Is this the best offer you have in hand?
I just got the window sticker.
Base msrp including destination: $36,870
Trail special edition package - $3,765
Tech package - $600
Mud guards - $129
Predator tube steps - $649
Total installed packages: $5,143
Total MSRP: $42,013
Total including TTL: $45,635.76
Dealer offer-
Down payment: $6,394.64
Monthly payment: $329
Miles: 10k/yr
Money factor: .00255
Residual: $33,100
Does this deal sound good? There are no other dealers in my area without market adjustments so i am pulling the trigger with this one since they've seemed straight up so far. I will press them on the money factor when I sit down for the paperwork though since I know they use toyota financial. I just want to make sure there isn't anything else I'm missing since I've dealt with some sketchy dealers before. Thanks!
If you've shopped around and this is the best offer available, I think you've answered your own question.
Comments
Could I get residual and MF (assuming it is STD .00235) for a 22 Tacoma TRD Pro both 36/10 and 36/12 ZIP 37421
.00235 and 78%
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Hello what would be the lease buy out on a
2022 Toyota Tacoma TRD Off road
Double cab 5ft bed
4x4
MSRP 45,629
Lease term 3yrs/15,000 mi
$330/month payment
Area is zip:08805 New Jersey
Otherwise, you'll have to call Toyota Financial and ask them for it.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Ok i have not gone ahead with the lease yet it was just an offer. I thought there was a way to roughly estimate what it would be
What trim? How much is due at signing?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
.00235 MF and 75% residual
Buyout would be 75% of the MSRP, plus whatever fee TFS adds on the contract.
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I would like the RV and MF for a lease toyota tacoma 2022 sr5 double cab short bed?
36/10 zip code 33186
Thank you
If 2WD, four or six cylinder?
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Lease term and miles per year?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Could I get MF/residual/incentives for a SR double cab 4x4 v6, TRD off road and TRD sport? 36/10k
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2022 Tacoma TRD Sport 4x2, V6 36 month 12 & 15K year, 85041
TIA
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Tacoma SR V6 Dbl Cab 4x4 15k miles, 36 & 39 months in zip 43215?
36/15
.00235 MF and 79% residual
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.00235 MF
69% Access
73% Double
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thanks for all you do on the forum! ... Can I please get the Residual and MF for 2022 Tacoma TRD Sport and Off Road(4x4) please, Zip is 53146
36 months / 12K miles
24 months / 12k miles
83%/77% residual
Either trim
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2022 Tacoma SR Access Cab 4WD
2022 Tacoma SR Double Cab 2WD
Thank you!
81% / 75% for 24/36 and 15K
82% / 76%
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
More importantly, determine your mileage needs. There is no sweet spot.
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2022 Tacoma TRD Sport 4x4 double cab short bed Premium Package.
3/36k
Zip 12183
Hi I'm wondering if the deal I'm being offered is good or not. They say markup but something doesn't seem right.
2022 Tacoma sr5 double cab 4x4 with trail special edition package. Tech package and predator running boards were added and my zip is 07470.
Truck MSRP + Options: ~$42,000
Total with tax, title and tags: $45,635.76
Initial Deposit: $1500 + $329 first payment up front
Deposit/Trade in value: $6,394.64
Residual Value: $33,100
Credit Score: 757
Money Factor: .00255
Monthly Payment: $329/10k per year
Is the money factor for this tacoma right? Is the total cost right? Or should I be combing through the paperwork extra carefully when the truck comes in and we finalize everything?
Thank you
77% residual
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Please confirm the actual MSRP - bottom line number of the factory window sticker, with destination included.
If you amortize the $6400 trade in equity, your true payment is closer to $500/mo.
Have you shopped around? Is this the best offer you have in hand?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
What bank is used for that MF of .00235? I will ask my guy at the dealer which one they are using the next time I talk to him. I also don't have the window sticker, I'm going based off what my salesman told me it was. I have shipped around a little bit but most dealers around me are not being sneaky about adding a market adjustment to the price and they also would have to put in a fresh order for what I want which would be far outside my timeline. I have asked other dealers if they can compare to the deal im getting and they dont even attempt to steal me so most of the numbers seem right, but mainly the MF bothered me because 6.14% interest seems high for a good credit score.
What bank is used for that MF of .00235? I will ask my guy at the dealer which one they are using the next time I talk to him. I also don't have the window sticker, I'm going based off what my salesman told me it was. I have shipped around a little bit but most dealers around me are not being sneaky about adding a market adjustment to the price and they also would have to put in a fresh order for what I want which would be far outside my timeline. I have asked other dealers if they can compare to the deal im getting and they dont even attempt to steal me so most of the numbers seem right, but mainly the MF bothered me because 6.14% interest seems high for a good credit score.
Our numbers come from Toyota Finance.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Dealer can mark it up for extra profit, however.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
You can attempt to negotiate the MF, but it's unlikely they will budge, given the current market conditions.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
$48546
+$34938
= $83484 X MF = $221/mo in finance charges
That imputes a MF of about .00265.
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I guess in your opinion: is this a good lease deal?
Looks like they may have marked up the MF as much as they could, to still keep you under $600/mo.
I don't know the market. Shop around and do the best you can.
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No lease incentives
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I just got the window sticker.
Base msrp including destination: $36,870
Trail special edition package - $3,765
Tech package - $600
Mud guards - $129
Predator tube steps - $649
Total installed packages: $5,143
Total MSRP: $42,013
Total including TTL: $45,635.76
Dealer offer-
Down payment: $6,394.64
Monthly payment: $329
Miles: 10k/yr
Money factor: .00255
Residual: $33,100
Does this deal sound good? There are no other dealers in my area without market adjustments so i am pulling the trigger with this one since they've seemed straight up so far. I will press them on the money factor when I sit down for the paperwork though since I know they use toyota financial. I just want to make sure there isn't anything else I'm missing since I've dealt with some sketchy dealers before. Thanks!
I just got the window sticker.
Base msrp including destination: $36,870
Trail special edition package - $3,765
Tech package - $600
Mud guards - $129
Predator tube steps - $649
Total installed packages: $5,143
Total MSRP: $42,013
Total including TTL: $45,635.76
Dealer offer-
Down payment: $6,394.64
Monthly payment: $329
Miles: 10k/yr
Money factor: .00255
Residual: $33,100
Does this deal sound good? There are no other dealers in my area without market adjustments so i am pulling the trigger with this one since they've seemed straight up so far. I will press them on the money factor when I sit down for the paperwork though since I know they use toyota financial. I just want to make sure there isn't anything else I'm missing since I've dealt with some sketchy dealers before. Thanks!
If you've shopped around and this is the best offer available, I think you've answered your own question.
I don't see anything out of line with the quote.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Could I get lease details for a 2022 Tacoma SR Access Cab and a 2022 SR5 V4 and V6 same info below
Zip: 15146
12k miles
36 months